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Compare SAP Concur and Xero

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At a Glance
SAP Concur
SAP Concur
Star Rating
(6,594)4.0 out of 5
Market Segments
Enterprise (54.0% of reviews)
Information
Pros & Cons
Entry-Level Pricing
$9/report average price*
Free Trial is available
Browse all 3 pricing plans
Xero
Xero
Star Rating
(1,383)4.4 out of 5
Market Segments
Small-Business (64.1% of reviews)
Information
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plans
AI Generated Summary
AI-generated. Powered by real user reviews.
  • Users report that SAP Concur excels in Payment Tracking with a score of 9.1, highlighting its ability to provide real-time updates on payment statuses, while Xero, with a score of 8.8, is noted for its solid but slightly less comprehensive tracking features.
  • Reviewers mention that Xero shines in Ease of Use with a score of 9.0, making it particularly appealing for small businesses, whereas SAP Concur, scoring 8.0, is seen as more complex, which may require additional training for users.
  • G2 users highlight the superior Digital Invoices feature in Xero, scoring 9.0, which allows for seamless invoice creation and delivery, compared to SAP Concur's score of 8.8, where users feel the process could be more intuitive.
  • Users on G2 report that SAP Concur's Match Invoices feature is highly effective, scoring a perfect 9.0, which helps in ensuring accuracy in billing, while Xero matches this score but is perceived as less robust in handling complex invoice scenarios.
  • Reviewers mention that Xero's Bank/Credit Card Integration is rated at 8.9, praised for its ease of linking accounts, while SAP Concur, with a score of 8.6, is noted for its functionality but may require more manual input from users.
  • Users say that both products perform well in Cross-system Integration, scoring equally at 8.6, but Xero is often favored for its user-friendly API, making it easier for small businesses to connect with other tools.
Pricing
Entry-Level Pricing
SAP Concur
Automate
$9
/report average price*
Browse all 3 pricing plans
Xero
Starter / Early
$13.00
Per Month
Browse all 3 pricing plans
Free Trial
SAP Concur
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.7
5,774
8.8
1,122
Ease of Use
8.0
5,822
9.0
1,177
Ease of Setup
8.2
1,229
8.8
870
Ease of Admin
8.0
829
8.7
357
Quality of Support
8.1
4,215
8.4
1,051
Has the product been a good partner in doing business?
8.1
811
8.6
353
Product Direction (% positive)
7.3
5,671
8.8
1,111
Features by Category
8.5
4,914
8.3
283
Expense Reports
8.5
4381
|
Verified
8.7
255
8.6
3581
|
Verified
8.9
252
8.0
3518
|
Verified
8.5
239
8.5
4204
|
Verified
8.5
241
8.8
4159
|
Verified
8.4
230
8.5
2138
|
Verified
8.4
226
8.6
2910
|
Verified
8.8
237
Agentic AI - Expense Management
8.7
150
8.9
126
8.7
149
9.0
127
Travel Management
8.2
3398
|
Verified
7.9
213
8.3
3256
|
Verified
7.4
206
8.5
3210
|
Verified
7.3
204
8.3
2418
|
Verified
7.7
208
Client Invoicing
8.3
1615
|
Verified
9.0
241
8.6
1784
|
Verified
8.8
229
8.4
1426
|
Verified
8.6
229
Mobile
8.8
3671
|
Verified
8.4
229
8.6
2507
|
Verified
7.8
206
8.6
2743
|
Verified
7.5
201
Platform
8.0
742
|
Verified
8.2
191
8.2
2118
|
Verified
8.2
194
Administration
8.4
1221
|
Verified
8.5
187
Administration
8.4
1413
|
Verified
8.4
228
8.4
1600
|
Verified
8.4
228
8.5
1644
|
Verified
8.3
225
8.5
1498
|
Verified
8.2
214
8.6
1624
|
Verified
8.6
234
Platform
8.4
1718
|
Verified
8.8
247
8.2
1207
|
Verified
8.5
217
8.4
1178
|
Verified
8.3
208
8.5
1908
|
Verified
9.0
234
8.4
1655
|
Verified
8.4
218
Feature Not Available
6.1
188
Not enough data
8.6
896
General Ledger
Not enough data
8.7
766
|
Verified
Not enough data
8.4
727
|
Verified
Not enough data
8.6
738
|
Verified
Accounts Receivable
Not enough data
8.7
785
|
Verified
Not enough data
8.5
689
Not enough data
8.3
706
|
Verified
Accounts Payable
Not enough data
8.6
684
Not enough data
8.8
741
|
Verified
Not enough data
8.6
713
|
Verified
Other Functionality
Not enough data
8.1
645
Not enough data
8.1
645
Not enough data
8.3
633
|
Verified
Not enough data
8.0
664
|
Verified
Not enough data
8.5
697
|
Verified
Not enough data
9.0
757
|
Verified
Not enough data
8.4
680
|
Verified
Not enough data
8.5
682
Reporting & Analytics
Not enough data
8.9
780
|
Verified
Not enough data
8.7
757
|
Verified
Not enough data
8.5
670
|
Verified
Not enough data
8.8
770
|
Verified
Platform
Not enough data
8.4
718
|
Verified
Not enough data
8.4
692
Not enough data
8.7
743
|
Verified
Not enough data
8.4
650
|
Verified
Not enough data
8.9
751
|
Verified
Not enough data
8.7
704
|
Verified
Integration
Not enough data
8.7
724
|
Verified
Not enough data
8.7
648
Not enough data
8.6
679
|
Verified
Cash Flow
Not enough data
8.8
614
|
Verified
Not enough data
9.1
634
|
Verified
Not enough data
8.8
603
|
Verified
Budgeting & Forecasting
Not enough data
8.5
670
|
Verified
Not enough data
8.8
607
|
Verified
Not enough data
8.5
572
|
Verified
Not enough data
8.6
599
|
Verified
Revenue
Not enough data
8.8
623
|
Verified
Not enough data
8.7
611
|
Verified
Not enough data
8.5
580
|
Verified
Payroll
Not enough data
8.4
559
|
Verified
Not enough data
8.2
545
|
Verified
Not enough data
8.6
586
|
Verified
Not enough data
8.9
599
|
Verified
AI
Not enough data
8.4
432
Not enough data
8.9
433
Not enough data
8.8
433
Not enough data
8.6
431
Not enough data
8.6
429
Not enough data
8.3
426
Not enough data
9.0
434
Not enough data
8.9
433
Not enough data
8.8
425
Not enough data
8.6
426
Mobile Applications - Accounting
Not enough data
8.9
419
Not enough data
8.9
413
Not enough data
8.9
417
Not enough data
7.7
389
Not enough data
9.0
414
Not enough data
9.0
415
Agentic AI - Accounting
Not enough data
8.7
387
Nonprofit AccountingHide 9 FeaturesShow 9 Features
Not enough data
8.7
877
General Ledger
Not enough data
8.7
766
|
Verified
Not enough data
8.4
727
|
Verified
Not enough data
8.6
738
|
Verified
Accounts Receivable
Not enough data
8.7
785
|
Verified
Not enough data
8.5
689
Not enough data
8.3
706
|
Verified
Accounts Payable
Not enough data
8.6
684
Not enough data
8.8
741
|
Verified
Not enough data
8.6
713
|
Verified
9.2
144
Not enough data
Invoice Management
9.2
113
Not enough data
Feature Not Available
Not enough data
9.2
108
Not enough data
Invoice Processing
9.3
107
Not enough data
9.2
111
Not enough data
9.4
113
Not enough data
9.3
107
Not enough data
Analytics
9.3
113
Not enough data
Feature Not Available
Not enough data
9.2
107
Not enough data
Integration
9.3
115
Not enough data
9.3
111
Not enough data
9.2
113
Not enough data
Risk
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Recovery
9.0
108
Not enough data
9.2
111
Not enough data
Audit
9.2
107
Not enough data
Feature Not Available
Not enough data
9.1
106
Not enough data
9.3
111
Not enough data
Fraud
9.1
106
Not enough data
9.1
111
Not enough data
9.3
109
Not enough data
Agentic AI - AP Automation
9.4
30
Not enough data
9.4
30
Not enough data
9.5
30
Not enough data
8.9
541
8.7
275
Invoice Generation
8.7
376
|
Verified
8.6
245
8.9
392
|
Verified
9.0
245
8.8
362
|
Verified
9.0
240
Invoice Processing
9.0
443
|
Verified
8.7
237
Feature Not Available
8.7
237
Feature Not Available
8.4
235
9.0
234
|
Verified
9.0
244
Analytics
Feature Not Available
8.9
237
8.7
335
|
Verified
8.6
238
8.8
306
|
Verified
8.3
225
9.1
236
|
Verified
8.7
240
Integration
8.9
364
|
Verified
9.0
248
Feature Not Available
8.8
241
8.8
334
|
Verified
8.2
231
8.9
219
|
Verified
8.6
241
Agentic AI - Invoice Management
8.8
53
8.5
146
8.9
53
8.5
147
8.9
53
8.5
148
Not enough data
8.9
110
Multichannel inventory management
Not enough data
8.7
101
Not enough data
8.8
101
Not enough data
8.6
101
3PL inventory management
Not enough data
8.9
101
Not enough data
8.8
101
Not enough data
8.7
100
Inventory Management
Not enough data
9.0
102
Not enough data
8.9
101
Not enough data
8.8
99
Not enough data
8.8
100
Not enough data
9.2
100
Inventory Management Platform Features
Not enough data
9.1
106
Not enough data
9.1
107
Not enough data
8.9
106
Not enough data
8.8
103
Not enough data
8.8
103
Not enough data
9.1
107
Not enough data
8.9
105
Not enough data
9.2
104
Not enough data
9.3
106
Not enough data
9.3
106
8.5
4,793
Not enough data
Expense Reporting
8.9
413
|
Verified
Not enough data
8.5
368
|
Verified
Not enough data
8.9
388
|
Verified
Not enough data
8.7
402
|
Verified
Not enough data
Travel Management
8.2
3398
|
Verified
7.9
213
8.3
3256
|
Verified
7.4
206
8.5
3210
|
Verified
7.3
204
8.3
2418
|
Verified
7.7
208
Approval
8.9
400
|
Verified
Not enough data
8.9
396
|
Verified
Not enough data
9.2
427
|
Verified
Not enough data
AI - Travel Management
8.2
110
Not enough data
8.2
109
Not enough data
8.3
111
Not enough data
8.3
110
Not enough data
8.4
110
Not enough data
Agentic AI - Travel Management
8.3
62
Not enough data
8.2
62
Not enough data
Not enough data
8.6
259
Bill Generation
Not enough data
8.5
225
Not enough data
8.8
230
Not enough data
8.8
231
Bill Processing
Not enough data
8.3
222
Not enough data
8.5
223
Not enough data
8.7
226
Integration
Not enough data
8.9
235
Not enough data
8.7
229
Not enough data
8.1
217
Agentic AI - Billing
Not enough data
8.6
136
Accounting & FinanceHide 1 FeatureShow 1 Feature
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
SAP Concur
SAP Concur
Xero
Xero
SAP Concur and Xero are categorized as Invoice Management and Expense Management
Unique Categories
SAP Concur
SAP Concur is categorized as AP Automation and Travel Management
Reviews
Reviewers' Company Size
SAP Concur
SAP Concur
Small-Business(50 or fewer emp.)
9.2%
Mid-Market(51-1000 emp.)
36.8%
Enterprise(> 1000 emp.)
54.0%
Xero
Xero
Small-Business(50 or fewer emp.)
64.1%
Mid-Market(51-1000 emp.)
29.1%
Enterprise(> 1000 emp.)
6.9%
Reviewers' Industry
SAP Concur
SAP Concur
Information Technology and Services
8.3%
Computer Software
6.7%
Hospital & Health Care
5.6%
Higher Education
4.4%
Financial Services
4.1%
Other
70.9%
Xero
Xero
Accounting
18.7%
Information Technology and Services
7.7%
Computer Software
6.3%
Marketing and Advertising
5.6%
Apparel & Fashion
5.1%
Other
56.5%
Alternatives
SAP Concur
SAP Concur Alternatives
Coupa
Coupa
Add Coupa
Ramp
Ramp
Add Ramp
Stampli
Stampli
Add Stampli
Webexpenses
Webexpenses
Add Webexpenses
Xero
Xero Alternatives
NetSuite
NetSuite
Add NetSuite
QuickBooks Online
QuickBooks Online
Add QuickBooks Online
FreshBooks
FreshBooks
Add FreshBooks
Sage Intacct
Sage Intacct
Add Sage Intacct
Discussions
SAP Concur
SAP Concur Discussions
Is it now possible to book trains?
8 Comments
Maria A.
MA
Yes, you can book trains. From my experience, Via rail in Canada.Read more
What is SAP Concur used for?
3 Comments
Jessica M.
JM
Concur is used for logging and submitting expenses, travel, mileage, etc.Read more
What is the best way to expense per diem?
2 Comments
Nuno O.
NO
I would say that depends on the goal of the submission. If we want to expense a global per diem that will not require any specific and atomized information,...Read more
Xero
Xero Discussions
What is Xero software used for?
3 Comments
Bryant A.
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
Mitesh P.
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more