--- title: Ramp Reviews meta_title: 'Ramp Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2456 reviews by the users' company size, role or industry to find out how Ramp works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 2456 scale: '5' date_modified: '2026-07-09' parent_category: name: Procurement url: https://www.g2.com/categories/procurement --- # Ramp Reviews **Vendor:** Ramp Financial **Category:** [Spend Management Software](https://www.g2.com/categories/spend-management) **Average Rating:** 4.8/5.0 **Total Reviews:** 2,456 ## About Ramp Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 50,000 businesses—including Shopify, Notion, The University of Tennessee, and Glossier—have saved $10 billion and 27.5 million hours by switching to Ramp. ## Ramp Pros & Cons **What users like:** - Users appreciate the **ease of use** of Ramp, finding it intuitive and efficient for expense reporting. (241 reviews) - Users value the **efficient expense reporting** Ramp offers, making processes quicker and more intuitive than other systems. (137 reviews) - Users value the **intuitive expense reporting** of Ramp, which enhances ease and speed compared to previous systems. (131 reviews) - Users appreciate the **simplicity and efficiency** of Ramp, making their tasks quick and hassle-free. (98 reviews) - Users appreciate the **ease of receipt uploads** via SMS and email, streamlining expense management significantly. (93 reviews) - Intuitive (93 reviews) - Efficiency Improvement (91 reviews) - Users commend the **exceptional customer support** from Ramp, noting how helpful and responsive the team is. (87 reviews) - Users highlight the **easy receipt management** of Ramp, streamlining expense submissions and enhancing overall efficiency. (86 reviews) - Users find the **easy setup** of Ramp to be a game-changer for expense management and integration. (84 reviews) **What users dislike:** - Users feel that Ramp lacks **important features** like transaction PINs and competitive rewards compared to traditional credit cards. (34 reviews) - Users note the **lack of proactive prompts** for receipt submission and encounter bugs with duplicate expenses. (30 reviews) - Users face **inconveniences** with two-factor authentication and wish for better transaction security and booking clarity. (27 reviews) - Users notice **limited functionality** in Ramp, such as issues with login and insufficient report generation capabilities. (19 reviews) - Users often face **approval issues** with Ramp, finding the workflows and processes to be somewhat rigid and cumbersome. (18 reviews) - Users report **card issues** like unexpected charges and difficulties disputing transactions, impacting their overall experience. (18 reviews) - Limited Options (18 reviews) - Users face **receipt issues** with Ramp, including difficulties in voiding transactions and unusable CSV exports. (18 reviews) - Integration Issues (17 reviews) - Upload Issues (17 reviews) ## Ramp Reviews ### 1. Accounting Assistant **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Mid-Market (51-1000 emp.) **Reviewed Date:** September 02, 2024 **What do you like best about Ramp?** I like that I can assigned virtual cards to individual vendors that will then code these expenses automatically for me. I also like that it is so easy to updated spending limits, assign cards to employees, and receipt are often automatically added to the transactions. **What do you dislike about Ramp?** I wish the reimbursements would download without a journal entry and if would match exactly how it shows on our bank statements for easier reconciliation. I would also like to be able to attach a page to accompany a physical check and we would switch from Bill.com to Ramp Bill pay. **What problems is Ramp solving and how is that benefiting you?** No more expense reports, just attaching a receipt and allocating the appropriate accounting codes. It's so easy! ### 2. Expenses and Bills done RIGHT **Rating:** 5.0/5.0 stars **Reviewed by:** Nathan W. | Finance Director, Small-Business (50 or fewer emp.) **Reviewed Date:** June 11, 2024 **What do you like best about Ramp?** Ramp's tech is modern, efficient, and effective. Even their API and docs follow modern best practices. Onboarding was easy, and we're using Ramp every day to complete our bookkeeping and expense tracking! **What do you dislike about Ramp?** If asked a week ago, I would have said 'the linked business account we have with ramp doesn't integrate with our accounting system in the same way our credit cards do.' But I was on a call with a Ramp project manager within a day to express this problem and a solution is in the works. So... Nothing at the moment!! **What problems is Ramp solving and how is that benefiting you?** Ramp allows us to keep spend organzied across a large organization and control a large volume accounts payable inbox for vendors. **Official Response from Katie Hoag:** > Hi Nathan, thanks so much for taking the time to leave us a review, we love to hear that you're using Ramp every day for your bookkeeping and expenses! Thank you for sharing your feedback about your accounting system integration with one of our product managers-- we're always looking for ways to improve. Thanks, Katie ### 3. Fast and very easy to use **Rating:** 5.0/5.0 stars **Reviewed by:** Erika L. | Financial Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** August 26, 2024 **What do you like best about Ramp?** I love that I can schedule payments right there in the platform and assess my cash needs for the next few weeks. The dashboard makes it very easy for managers to approve bills, and for employees to use the virtual/physical cards **What do you dislike about Ramp?** I would love to have more flexible reporting within the app **What problems is Ramp solving and how is that benefiting you?** It is helping me provide faster solutions to employees regarding their purchases, as well as more features for me to manage my vendor payments ### 4. Its a great expense management software. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.) **Reviewed Date:** March 04, 2025 **What do you like best about Ramp?** I love that i can easily submit my expenses and the reimbursement process is fast and smooth. **What do you dislike about Ramp?** There is nothing that i dislike about Eamp, its just that it has pending limits according to my company policy. **What problems is Ramp solving and how is that benefiting you?** Its easy to upload the receipts and its easy to check the each process on the day of submission. ### 5. As a previously multi-platform & bank account user - take my word for it and get Ramp! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.) **Reviewed Date:** June 06, 2024 **What do you like best about Ramp?** That it's uses are so comprehensive and the support is fantastic! We were able to go from using mutliple platforms for bank accounts, bill pay, employee reimbursements, company card mangeetn to just using Ramp! Any questions or issues we ran into along the way were very quickly responded to and resolved. It's never been so easy to pay invoices, with their forwarding feature, issuing virtual cards has been a GAME CHANGER - so.easy! Honestly, not a day goes by that we are not using this platform to its full extent. **What do you dislike about Ramp?** This is a hard question to answer - there is next to nothing that is difficult about using Ramp! The only thing I've noticed is that sometimes there are brief hiccups with the automation of the connected accounts and the statement uploading process (working around platforms that use tokens, etc.) but nothing that interferes with productivity or payments being made! **What problems is Ramp solving and how is that benefiting you?** Tracking and managing spend/expenses as well as simpliyfing our Bill Pay process. ### 6. Ramp has a wonderful platform that is always expanding to include useful functions **Rating:** 5.0/5.0 stars **Reviewed by:** Donna B. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** December 17, 2024 **What do you like best about Ramp?** Ease of use for cardholders. Ease of use for accounting team **What do you dislike about Ramp?** N/A . **What problems is Ramp solving and how is that benefiting you?** Tracking and obtaining receipts ### 7. Ramp has been a game-changer for our business credit card expenses and reporting! **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Religious Institutions | Mid-Market (51-1000 emp.) **Reviewed Date:** October 12, 2022 **What do you like best about Ramp?** I love that Ramp combines the credit card with expense reporting so everything is consolidated in one place. It has also helped that our credit limit(s) are based on our checking account balances and do not have to be tied to one individual's credit history. We were able to quadruple our purchasing power when we switched to Ramp from a main stream credit card company. We also love that we earn cash instead of points as we are able to apply it to our balance and reduces our monthly payment. I love the fact that when we reach 80% of our credit limit, we can set Ramp up to automatically pay down our balance so we never run out of available credit. **What do you dislike about Ramp?** I did find it interesting that Ramp did not have an app until recently. I do not like the fact that when splitting a charge, I can't tab between fields - I have to move my mouse and click. I am very much a keyboard shortcut person. Other than that, there are not a lot of things that I dislike about Ramp. **What problems is Ramp solving and how is that benefiting you?** Ramp has helped us solve missing receipt issues. Employees/cardholders can text a photo to Ramp and it is automatically attached to the charge! And since the credit card is through Ramp, the transactions show up immediately as opposed to waiting for it to clear the credit card company before showing up in our previous expenese reporting software. ### 8. Ramp - our best corporate card experience yet **Rating:** 5.0/5.0 stars **Reviewed by:** Josh W. | Director of Financial Operations, Higher Education, Mid-Market (51-1000 emp.) **Reviewed Date:** March 20, 2024 **What do you like best about Ramp?** Ramp has been extremely easy to migrate to from our previous system. Cardholders love how easy it is to submit expenses and that it provides multiple integrations so they don't have to upload every receipt. The AI built in to Ramp is top notch. It has reduced the amount of time I spend managing corporate cards each month and has reduced the amount of time cardholders and approvers spend on corporate cards. Ramp is great for finance teams where you're juggling multiple hats. Ramp physical and virtual cards can be added to Google/Apple Pay and that's helpful. Ramp just makes life easier. **What do you dislike about Ramp?** There is really only one thing I can think of that is a drawback for us. Our previous system allowed us to issue multiple physical cards to one person when necessary. Ramp only allows for one physical card per person, but allows for multiple virtual cards per person. **What problems is Ramp solving and how is that benefiting you?** Ramp is making managing corporate cards easier. We are able to see which vendors are being paid the most on corporate cards and are able to enter in contract information for each vendor so that we know when renewals come due. ### 9. Ramp is exactly what we needed for our start-up business **Rating:** 5.0/5.0 stars **Reviewed by:** Christy B. | HR & Customer Support Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** June 03, 2024 **What do you like best about Ramp?** Ramp is easy to use to pay our affiliates and influencers. This is important since we pay our affiliates every week and we are constantly paying our influencers. We use PayPal for paying many of our affiliates but some people don't want to use PayPal and some international affiliates can't use PayPal in their country. It's easy to set up a new affiliate payment by creating a new vendor. We don't even need to have the affiliate's bank info because we can have Ramp request it directly from the affiliate. International payments are just as easy to set up. We have used Wise for some international payments since their international fee is negligible, but several affiliates had issues getting Wise set up to receive U.S. payments. Once the vendor is created it's easy to make additional payments as needed. Our business credit cards are also through Ramp; we even earn cash back on purchases. With everything in one place and divided into categories, Ramp reports easily let us see where we are spending the most and compare to previous months. We don't need customer support very often as most things are straightforward for what we are using. The occasional time we did have a question Ramp responded almost immediately and answered our questions. **What do you dislike about Ramp?** We are charged a $20 wire fee for each international payment. This price is consistent with our bank's fee but It would be nice if Ramp charged the same $4.99 as PayPal. It would also be nice if Ramp offered instant payments like PayPal. **What problems is Ramp solving and how is that benefiting you?** Making payments, managing credit cards and credit card payments, and tracking expenses are the main reasons we went with Ramp. Ramp interfaces with our bank account so everything is automated and easy. ### 10. Best Credit Card System Ever **Rating:** 5.0/5.0 stars **Reviewed by:** Noah W. | Vice President, Small-Business (50 or fewer emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** Ramp has been the best thing for our business since sliced bread. It makes life so easy to report transactions and capture receipts. Also issuing cards to new employees could not be easier **What do you dislike about Ramp?** Honestly, I haven't found much that we dislike about Ramp. I wish we could customize the cards more to match our branding as a company but that's small things. **What problems is Ramp solving and how is that benefiting you?** Credit Card Reconciliation ### 11. Ramp is game changing for my clients **Rating:** 5.0/5.0 stars **Reviewed by:** Calvin W. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** September 03, 2024 **What do you like best about Ramp?** My favorite feature is the bill pay function and receipt forwarding as well as sync to QBO Online **What do you dislike about Ramp?** My lease favorite function is that bill pay is not sold separately and AP is not created real time for bill pay. **What problems is Ramp solving and how is that benefiting you?** Ramp allows me to easily issue corporate cards to sales people as well as control their spend. The bill pay function is also an amazing feature. ### 12. Ramp Review **Rating:** 5.0/5.0 stars **Reviewed by:** Martin R. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** December 20, 2024 **What do you like best about Ramp?** This totally elimates the need for expense reports by the team. It can give you control over spend. The interface with Intuit is amazing. Best accounting time saver. **What do you dislike about Ramp?** Not much to dislike. Going well. We have not had any issues. **What problems is Ramp solving and how is that benefiting you?** There are no longer a need for employee expense reports. ### 13. Ramp is intuitive and perfect for first-time founders **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Oil & Energy | Small-Business (50 or fewer emp.) **Reviewed Date:** November 19, 2024 **What do you like best about Ramp?** Ramp is incredibly intuitive. It helps us seamlessly track our spending and onboard new team members quickly. **What do you dislike about Ramp?** Sometimes the suggested memos for purchases are incorrect, but it saves a lot of time when the suggested memos are correct! **What problems is Ramp solving and how is that benefiting you?** We needed a business credit card that is easy to use and easy to track spend with. Ramp provides this; we're very happy with the product! ### 14. The Total Package **Rating:** 4.5/5.0 stars **Reviewed by:** Trent S. | Vice President of Finance & Administration, Small-Business (50 or fewer emp.) **Reviewed Date:** March 08, 2024 **What do you like best about Ramp?** Our team loves the app and the easy notifications to approve expenditures, raise credit limited, and create virtual cards for recurring expenses. Intergration with Quickbooks is faultless. The Bill Pay feature has allowed us to go almost completely paperless. The approval process is all online and payments are made by ACH or mailed by Ramp. We can also add external approvers like a board treasurer to the approval flow. I may only print and sign 2-3 checks a month now for local vendors who need immediate payment on delivery. For us, it's the total package. PS You can lock credit cards for team members who don't fulfill the requirements within a set period of time like adding a receipt and a description of the expense. Talk about good motivation for sales people! **What do you dislike about Ramp?** Since approvals are made on each expense, it can be more time-consuming for managers used to simply reviewing a monthly statement. **What problems is Ramp solving and how is that benefiting you?** Ramp gave us a paperless a/p process with flexible policies and approval flows. It was easy to set up and users all love it. On the credit card side, users love the ease of use and app. From an administration stand point, I love setting up virtual cards for recurring expenses that I can assign to anyone when there is turn-over without having to contact vendors and update information. ### 15. #1 tool for finance teams **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.) **Reviewed Date:** December 18, 2024 **What do you like best about Ramp?** Simple interface, customizable rules, free, responsive support **What do you dislike about Ramp?** Some nice to have features are reserved for Ramp Plus (charged based on # of users) **What problems is Ramp solving and how is that benefiting you?** Ramp is an all-in-one tool vs. previously having different products for bill pay (our bank), credit cards (Amex), reimbursements (Gusto), travel budgets (Excel). ### 16. Ramp is a rocking good CC and AP payment system **Rating:** 5.0/5.0 stars **Reviewed by:** Steve R. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** September 03, 2024 **What do you like best about Ramp?** Automation and clean, simple, powerful interface. The implementation was super easy and quick. Integration with Quick Books is seamless. **What do you dislike about Ramp?** Just me learning the features, nothing against Ramp. **What problems is Ramp solving and how is that benefiting you?** We were using physical checks and manual invoice approval. The CC interface we had before was impossible and complicated (Concur). The cash back and low fees made Ramp an easy choice for us. ### 17. A dream solution for nonprofits **Rating:** 4.5/5.0 stars **Reviewed by:** Matthew H. | Executive Director., Small-Business (50 or fewer emp.) **Reviewed Date:** June 03, 2024 **What do you like best about Ramp?** I first sought out Ramp as a solution to the problem most nonprofits have with getting a credit card. Ramp has also managed to replace bill.com, give us more control over budgeting and staff reimbursements, and do it all for free. What more could you ask for? **What do you dislike about Ramp?** Some reporting is not yet as handy in Ramp as in other competitors, but I have hope that this will be addressed as some things are already better than they were when we first started. **What problems is Ramp solving and how is that benefiting you?** Ramp allows me to give autonomy to teams over certain spend categories, and let's us automate many AP functions to save staff time. ### 18. We Love Ramp **Rating:** 5.0/5.0 stars **Reviewed by:** Samantha S. | Business / Accounting Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 05, 2024 **What do you like best about Ramp?** Ramp has streamlined our billpay and our credit card spending for our company, and making evewrything easier and faster on all fronts! **What do you dislike about Ramp?** Someitmes we have technical issues, but the Ramp support team always fixed the issues. **What problems is Ramp solving and how is that benefiting you?** Ramp helps us with all our employees on spending and linking their credit card transactions. We also use this for Billpay which syncs into our netsuite, saving us from a lot of headaches. ### 19. Easy to work with **Rating:** 5.0/5.0 stars **Reviewed by:** Andy T. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 28, 2024 **What do you like best about Ramp?** Ramp is easy to work with. We are a small company and from Sales to onboarding the customer service at Ramp set us up for success. I love how easy it is to issue cards, either virtual or physical, and the visibiliy to what our current spend is. Our employees are adapting quickly and we are getting away from the old excel template monthly reimbursements for EE Expense. **What do you dislike about Ramp?** I would say the only downside is getting comfortable with the internal controls of thier system. You can make it so that Admin's can't approve their own requests, which is great. I would urge them to continue to ensure controls are apparent and easy to use. **What problems is Ramp solving and how is that benefiting you?** Simplicity in card management. Insights to employee spend. The reporting is great, cash back is awesome. I can easily and quickly issue employees a virtual card in minutes, it's awesome. ### 20. Great product and reliable customer support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Small-Business (50 or fewer emp.) **Reviewed Date:** February 04, 2025 **What do you like best about Ramp?** -User friendly / intuitive. I rarely have questions, but when I do, customer support is responsive. **What do you dislike about Ramp?** -N/A. It's great! -It would be nice if there were a way to use Ramp to pay vendors who require a login to their online portal to pay bills. **What problems is Ramp solving and how is that benefiting you?** -We use Ramp to process expense reimbursements and pay accounts payable. ### 21. Keeps us organized and easy to use **Rating:** 5.0/5.0 stars **Reviewed by:** Maureen R. | Human Resources Director, Small-Business (50 or fewer emp.) **Reviewed Date:** May 22, 2024 **What do you like best about Ramp?** Ramp makes it easy to submit and approve expenses quickly. Real-time tracking and automated receipt matching have reduced errors and the time spent on manual entries. The built-in spending controls and detailed analytics provide valuable insights into our spending patterns, helping us to manage our budget more effectively. **What do you dislike about Ramp?** There is no downside for our company. Maybe for others it would be managing the users and their spending limits. **What problems is Ramp solving and how is that benefiting you?** Ramp's integration with our existing accounting software ensures a seamless flow of financial data, which helps in maintaining accurate records and simplifying audits. Overall, Ramp has enhanced our efficiency and financial oversight, making Ramp a great tool for our company. ### 22. Great program **Rating:** 5.0/5.0 stars **Reviewed by:** Robert P. | Finance Lead, Small-Business (50 or fewer emp.) **Reviewed Date:** October 01, 2024 **What do you like best about Ramp?** How easy it is to submit receipts to document purchases **What do you dislike about Ramp?** Delay in emailed verification code at initial setup for some people **What problems is Ramp solving and how is that benefiting you?** Ramp has dramatically reduced time spent submitting receipts, the waste of paper and toner, and time spent recording expenses in QuickBooks. ### 23. RAMP makes company spending and accounting simple! **Rating:** 4.5/5.0 stars **Reviewed by:** Theodore R. F. | Director of Clinical Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** October 01, 2024 **What do you like best about Ramp?** The user interface is very simple and makes the process crazy easy. Whether its from text message, uploading into the app, or the desktop app, RAMP is as simple and efficient as they come. **What do you dislike about Ramp?** It can be difficult to track other spending if you arent constantly looking at other personnels card. **What problems is Ramp solving and how is that benefiting you?** RAMP allows for our staff to always have the capability to spend no matter where they are and keep the accounting needs simple and in the forefront. ### 24. Easy and Efficient **Rating:** 5.0/5.0 stars **Reviewed by:** Kelli D. | Business Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** I love how easy it is to customize Ramp and edit in real time. Managing card spending controls and assigning cards has never been easier! I'm just looking into everything that Ramp has to offer but so far, we love it! **What do you dislike about Ramp?** Nothing to dislike so far about Ramp! I love the features. **What problems is Ramp solving and how is that benefiting you?** Becoming more robust with what is offered. ### 25. Streamlined expense platform for fully distributed team **Rating:** 4.5/5.0 stars **Reviewed by:** Jarrod S. | CFO, Small-Business (50 or fewer emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** Great technology with a platform that is user friendly for both Admins and Cardholders. Strong controls and good support. A deep library of self help tutorials. **What do you dislike about Ramp?** While the global payment network is large, there are a few countries where we are not able to pay from Ramp. **What problems is Ramp solving and how is that benefiting you?** Centralized place to manage expenses and provide cards to team members. ### 26. Very User Friendly **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** March 06, 2025 **What do you like best about Ramp?** Houses everything we need for Users and Accounting **What do you dislike about Ramp?** Need to download all the monthly receipts easier Menus are a little confusing, but time helps that **What problems is Ramp solving and how is that benefiting you?** Card Users can do most of the up front work themselves ### 27. Great Corporate Card **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Telecommunications | Small-Business (50 or fewer emp.) **Reviewed Date:** September 10, 2024 **What do you like best about Ramp?** Ramp is pretty easy to use. The app makes it easy as a manager to change limits as I need to and check the purchases employees are making throughout the day. I can also lock a card immediately, and the cash back is very helpful in this economy. **What do you dislike about Ramp?** I think the website can be a little confusing, but with some time, I'm sure it will be much easier to navigate. **What problems is Ramp solving and how is that benefiting you?** We needed a corporate card that we didn't have to constantly reload. This is helpful. ### 28. No more chasing down receipts... **Rating:** 4.0/5.0 stars **Reviewed by:** Annie M. | Treasury Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** I love the direct integration with our ERP and the ability to auto-lock cards via policies. This has made our end of month process more efficient and easier! **What do you dislike about Ramp?** I would like the app to have the same features as the desktop! **What problems is Ramp solving and how is that benefiting you?** Ramp is allowing us to give our employees controlled but easy access to corporate spending. ### 29. Great Platform! **Rating:** 5.0/5.0 stars **Reviewed by:** STACYANN M. | Vice President Finance, Mid-Market (51-1000 emp.) **Reviewed Date:** November 26, 2024 **What do you like best about Ramp?** Super user-friendly and intuitive. Across all users in our organization, the feedback has been the same. It was wasy to implement, great customer support. **What do you dislike about Ramp?** Currently, no downsides experienced. Each employee utilizing the platform has provided positive feedback. **What problems is Ramp solving and how is that benefiting you?** Administrative burden of expense reports all but completely eliminated ### 30. Best decision our company has made in 10 years **Rating:** 5.0/5.0 stars **Reviewed by:** Zachary B. | Director of Finance, Mid-Market (51-1000 emp.) **Reviewed Date:** June 04, 2024 **What do you like best about Ramp?** Ramp is easy to use, provides fast information when transactions occur, provides great reporting and data analysis, and helps control costs. **What do you dislike about Ramp?** The web and mobile apps change frequently... while many times these are improvements, sometimes it is hard to keep up with what changes have been made and then finding where things got moved to. Also, the chat bot online support is typically not very helpful and we have to get our information through support tickets. **What problems is Ramp solving and how is that benefiting you?** Real-time information on expenses has been helpful to monitor and manage spend and confirm compliance with our policies. **Official Response from Katie Hoag:** > Hi Zachary, Thank you so much for taking the time to leave us a review. We're thrilled to hear that you find Ramp easy to use and valuable for monitoring and managing your spend! We appreciate your feedback on our UI changes and online support. We are continuously working to make our platform more user-friendly and improve our support services. If you ever need immediate assistance, please don't hesitate to call our support line at 1 (855) 206-7283 (on the back of your Ramp card). We truly value your feedback and are grateful to have you as a customer! Thanks, Katie ### 31. Pure, Simple, Effective and Modern Expense Management **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.) **Reviewed Date:** September 03, 2024 **What do you like best about Ramp?** Ramp is by far the most user friendly, clean, simple and, honestly, enjoyable to use finance platform I've ever used. Implementing it into our operations stack and with our accounting team was seamless and painless. The Ramp team and customer support has been excellent when needed, but honestly we haven't had any issues. **What do you dislike about Ramp?** There are honestly not a lot of downsides to using Ramp. I wish I could use it (or a form of it) for my smaller pre-investment businesses and projects where there isn't any significant amount of capital in the bank (which is required). **What problems is Ramp solving and how is that benefiting you?** Ramp is simplifying my entire finance and accounting process, and integrates with my CPA's processes seamlessly. It does the work of 4-5 other previous standalone apps. ### 32. Easy and efficient **Rating:** 5.0/5.0 stars **Reviewed by:** Rocco D. | Chief Financial Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** August 26, 2024 **What do you like best about Ramp?** Ramp is very user friendly both on the front end and back end. They have great customer support and it was very easy to implement. **What do you dislike about Ramp?** We haven't found anything we dislike about Ramp. **What problems is Ramp solving and how is that benefiting you?** Helps us better control and manage our spending. Has made our back office more efficient ### 33. Ramp **Rating:** 5.0/5.0 stars **Reviewed by:** Jeremy W. | Vice President, Small-Business (50 or fewer emp.) **Reviewed Date:** September 06, 2024 **What do you like best about Ramp?** Ease of use for tracking expenses for multiple users. Ability to seamlessly upload expenses into Quickbooks **What do you dislike about Ramp?** I have been using Ramp and administrating our company credit cards for three years with no issues **What problems is Ramp solving and how is that benefiting you?** Consolidating expenses and allocating into appropriate accounting budgets. ### 34. Excellent product **Rating:** 5.0/5.0 stars **Reviewed by:** Peter W. | Chief Financial Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** August 22, 2024 **What do you like best about Ramp?** Combinatinof Expenses Management / Control over Subscriptions via Virtual Cards and a smart Bill Pay Function **What do you dislike about Ramp?** That you are not in Europe, I would like to apply the same processes and controls across my whole company **What problems is Ramp solving and how is that benefiting you?** Management of AP and Expenses quickly and remotely (from Europe) ### 35. Great all-in-one spend management platform **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** I love that Ramp allows us to manage all of our non-payroll spend in one place. From virtual cards to reimbursements, all of our employee spend can be managed in one place. Quickbooks integration works well, and support is always helpful and friendly. **What do you dislike about Ramp?** It would be great if they could create automated journal entries for amortization, but that's a small criticism. **What problems is Ramp solving and how is that benefiting you?** It's great to have one place for all of our non-payroll expenses and it gives our vendors a seamless onboarding process. ### 36. Saves a ton of TIME and frustration **Rating:** 5.0/5.0 stars **Reviewed by:** Jill H. | VP, Mid-Market (51-1000 emp.) **Reviewed Date:** March 21, 2023 **What do you like best about Ramp?** We struggled for YEARS to see purchases in real time. every month we'd have to chase down cardholders for receipts and explanations; now we can control where/how they spend and managers can see in real time where expenses are. Receipt upload is one of THE BEST features! now we don't have a drawer full of paper/receipts!! Importing to Quickbooks is also a super time saver **What do you dislike about Ramp?** Right now can't think of a thing - Ramp is SUPER responsive and helpful! **What problems is Ramp solving and how is that benefiting you?** immediate visibility of purchases; monitoring spending; manager oversight; curbing card abuse. ### 37. The best thing to happen to company credit cards **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** May 22, 2024 **What do you like best about Ramp?** The best part of ramp is its automations and keeping of receipts electronically. It makes our finance department's life so much easier, not to mention the lives of the cardholders. Their customer service is unparralled! It was also extremely easy to get up and running. Ramp has become our daily use expense cards of choice. It was also extremely easy to integrate into our existing processes with their workflows. **What do you dislike about Ramp?** The only downside is that they havent yet built integrations for some of the smaller erp systems and banks. But I have faith this will come in time. **What problems is Ramp solving and how is that benefiting you?** Ramp is most beneficial in getting rid of having to worry about receipts. users just take a picture and upload them. Finance can download the receipts or links as needed. ### 38. Incredible Product **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Broadcast Media | Mid-Market (51-1000 emp.) **Reviewed Date:** June 26, 2024 **What do you like best about Ramp?** Ramp is fast moving and always keeps the customer in mind. They are constantly making changes based on what the customer is looking for. It is user friendly and easy to integrate. **What do you dislike about Ramp?** Ramp is newer, so they are still missing some features that would be great to have. **What problems is Ramp solving and how is that benefiting you?** Our old credit card process used to consist of spreadsheets and making PDFs out of scanned receipts. Now we can assign a memo and a receipt to an expense right when it happens. This has made our accounting process faster, easier, and more accurate. It has also cut down on the amount of fradulent charges that we see on our cards. ### 39. Ramp is the only way we spend money. It works beautifully well. 🙂 **Rating:** 5.0/5.0 stars **Reviewed by:** Nick A. | Small-Business (50 or fewer emp.) **Reviewed Date:** March 15, 2024 **What do you like best about Ramp?** Cards + reimbursements + bill pay in one has been deeply helpful for www.rivet.tax, both in getting our clients set up on it and using it ourselves to power our own tax prep business. Team has been deeply helpful (Christian, Andrey) in getting us set up as well & supporting our clients **What do you dislike about Ramp?** I wish the cash back was higher. That is always going to be true, even if it was 3%. 🙂 **What problems is Ramp solving and how is that benefiting you?** We need to spend money on a daily basis, reimburse our employees, and pay bills - it works deeply well for exactly that. virtual cards let me nuke vendors whose billing practices are difficult to engage with without needing to go through a million emails of discussions about cancelling too. ### 40. Ramp has made me popular with my clients! **Rating:** 5.0/5.0 stars **Reviewed by:** Tarrah B. | Small-Business (50 or fewer emp.) **Reviewed Date:** January 18, 2024 **What do you like best about Ramp?** I love the ease of use, the rewards, the workflows/approvals. And I love the cheer giffs after using the card. **What do you dislike about Ramp?** I wish there was a low limit way to onboard smaller clients- small businesses and non-profits that have cash flow swing. I do a lot of work in these industries and would love to set them off on the right foot but they don't always have the cash minimum. It would be nice if there was an "entry" option that gave a low spend limit in this scenario so bookkeepers can design a system for them from day #1 using this tool. Instead I have to set them up on a totally different software and then hope to switch eventually. That makes MY workflow slower because I have to work in a subpar system. **What problems is Ramp solving and how is that benefiting you?** Approval processes that auditors love, receipt capture, faster communication between me and my client about transaction details. ### 41. Great low cost product **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** I have used Ramp now for several years and has been a great no cost or low cost solution. They keep expanding their product offerings and making it the perfect one-stop shop solution (corporate cards, bills, expense reimbursements, and travel). **What do you dislike about Ramp?** They charge for users even if the individuals are only submitting expense reimbursements once a year. **What problems is Ramp solving and how is that benefiting you?** It helps us consolidate our spend into one platform (corporate cards, bills, and expense reimbursements). We used to use two different platforms for this. ### 42. All software should be this frictionless **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.) **Reviewed Date:** September 16, 2024 **What do you like best about Ramp?** Ramp does the work for me behind the scenes so I can spend my time doing things other than expenses. It meets me where I am in my text, email and with real time reminders and alerts. **What do you dislike about Ramp?** Nothing to report here. It's truly so easy to use and administer. **What problems is Ramp solving and how is that benefiting you?** Submitting expenses. Approving expenses. Setting travel and expense guidelines. Being my primary spend card for my business expenesss. ### 43. Ramp has been a vast improvement to our NetSuite reporting on Expense reports **Rating:** 5.0/5.0 stars **Reviewed by:** Leandra C. | Accounting Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** The integration from Ramp to NetSuite is seamless & very easy to read / report on in NetSuite **What do you dislike about Ramp?** Hard to connect to a real person on support. Can take days to get a response when email is sent. **What problems is Ramp solving and how is that benefiting you?** Integration to NetSuite ### 44. I have recommended Ramp to other non-profits. **Rating:** 5.0/5.0 stars **Reviewed by:** Tatiana Q. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** December 03, 2024 **What do you like best about Ramp?** I really enjoy the dashboard, which is very easy to use. **What do you dislike about Ramp?** Slow to process and update when reviewing transactions. **What problems is Ramp solving and how is that benefiting you?** I can issue credit cards to my board members. **Official Response from Katie Hoag:** > Hi Tatiana, thank you for taking the time to leave us a review. We're thrilled to hear that you have recommended Ramp to other nonprofits, and that you find the dashboard easy to use. Thank you for sharing your feedback that reviewing transactions can be slow to process and update - would you mind reaching out to feedback@ramp.com to share your experience so we can address this for you? We're always working to make our system more efficient and would be happy to look into how we can make this smoother for you. Thank you! ### 45. Travel Options **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Education Management | Small-Business (50 or fewer emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** Ease of use; transaction details; travel options. **What do you dislike about Ramp?** We will not be using the Hotel reservation feature through travel. The bookings are through Priceline and they are not flexible. There is no refund policy so when you make a reservation, you are stuck with it. This will not work for our School. We will use the Ramp CC to pay for the Hotel stays but we cannot book through the travel feature within Ramp. **What problems is Ramp solving and how is that benefiting you?** Built in reconciliation of transactions. ### 46. Loving Ramp at our nonprofit! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Education Management | Small-Business (50 or fewer emp.) **Reviewed Date:** September 06, 2024 **What do you like best about Ramp?** We are able to: - pay vendors andfacilitate easy travel across our distributed team - employees aren't waiting weeks for reimbursements - Ramp has some automated workflows that simplify accounting and reduce lift for staff **What do you dislike about Ramp?** Initially, setting Ramp up and thinking about how to maximize it's features is a little harder than other systems. **What problems is Ramp solving and how is that benefiting you?** Ramp allows our team to have cards tied to budget classes which simplifies our spending and accounting. ### 47. We love ramp! **Rating:** 5.0/5.0 stars **Reviewed by:** Samantha C. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** time saver, made paying invoices so much easier **What do you dislike about Ramp?** I think the vendor portal can be built out better but overall we are very pleased. **What problems is Ramp solving and how is that benefiting you?** the sync to qb is great, and has saved us hours of time on entering checks ### 48. Ramp is a great experience for our clients and for our firm **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** March 28, 2024 **What do you like best about Ramp?** We run a scaled tax prep firm – we constnatly get questions from clients about how to handle their receipts/transactions/bookkeeping. We love recmmending Ramp – it provides clients a clear divide (for what's business and personal) and allows us to collect receipts progrmaticfally without needing to bother them every few days. if it's in their inbox, we get it via Gmail. easy. customer support / our partnerships team (shout out to Christian!) are super responsive and even set up a Slack channel for ust to discuss things with them ad hoc / as needed **What do you dislike about Ramp?** Wish they onboarded clients with less than $50k in cash balances. not all of our clients are there yet but would still love the software and cards for thier day to day transactions. **What problems is Ramp solving and how is that benefiting you?** our clients for our tax prep firm Rivet (www.rivet.tax) require a corporate card solution and reimbursement solution for their entities that allows them to split expenses between their personal spend and corporate spend, we recommend Ramp wholeheartedly for that purpose. it saves us time from having to parse through their 100000 american experss or personal card transactions to split out what is work and what is personal ### 49. VP of Finance **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Mid-Market (51-1000 emp.) **Reviewed Date:** August 23, 2024 **What do you like best about Ramp?** I currently use Ramp for 4 different companies. The experience has been really great, particularly with the syncing with Quickbooks and the instant texts for users to take a picture of receipts and add brief description of charges. Super easy to use and intuitive. **What do you dislike about Ramp?** I don't have any complaints, although I would prefer that it didn't require me to re-link the account to my bank account so frequently. **What problems is Ramp solving and how is that benefiting you?** Getting people to submit receipts and discriptions of charges. ### 50. Our employees love the receipt capture and ease of use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Machinery | Mid-Market (51-1000 emp.) **Reviewed Date:** March 28, 2024 **What do you like best about Ramp?** The receipt capture is by far the best feature. Prior to Ramp, our employees had to keep up with the paper receipts. They would give receipts to an admin person who had to account for each one and enter them in the credit card portal. Often, the admin would have to guess what the charge was for. The old process also lacked an effective manager review/approval process and transparency. Our employees ealso love the out-of-pocket reimbursement by ACH direct deposit. They are now paid within days rather than once a month. I also love the customer support. They are very timely in responding. In addition to a support number and email, I have a representative that i can contact directly. We often **What do you dislike about Ramp?** The Bill Pay feature lacks a way to claim vendor credits and doesn't batch invoices for a single payment. Each invoices is a separate payment. This creates more work for our Accounts Payable team and for our vendors when entering them into the business system. **What problems is Ramp solving and how is that benefiting you?** Credit Card - Receipt tracking, and manager approvals. Reimbursement request approvals and ACH payments ## Ramp Discussions - [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) - 3 comments, 1 upvote - [View Ramp pricing details and edition comparison](https://www.g2.com/products/ramp-financial-ramp/reviews?page=10§ion=pricing&secure%5Bexpires_at%5D=2026-07-09+12%3A32%3A05+-0500&secure%5Bsession_id%5D=3c5fc369-e3c6-44c1-9401-183b63b9dcec&secure%5Btoken%5D=cd6065d9bbbae2d431afe8357298156598acea14e9ec882e907c6fedd6f11bf0&format=llm_user) ## Ramp Integrations - [Acumatica](https://www.g2.com/products/acumatica/reviews) - [Amazon Aurora](https://www.g2.com/products/amazon-aurora/reviews) - [AppFolio](https://www.g2.com/products/appfolio/reviews) - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) - [Asana for Gmail for G Suite](https://www.g2.com/products/asana-for-gmail-for-g-suite/reviews) - [Campfire](https://www.g2.com/products/campfire-2026-02-16/reviews) - [Google Workspace](https://www.g2.com/products/google-workspace/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [Net@Suite](https://www.g2.com/products/net-suite/reviews) - [Okta](https://www.g2.com/products/okta/reviews) - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) - [Qbo](https://www.g2.com/products/qbo/reviews) - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews) - [QuickBooks Time](https://www.g2.com/products/quickbooks-time/reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) - [Shared Contacts for Gmail](https://www.g2.com/products/shared-contacts-for-gmail/reviews) - [Slack](https://www.g2.com/products/slack/reviews) - [Slack Connector for Jira](https://www.g2.com/products/slack-connector-for-jira/reviews) - [Uber for Business](https://www.g2.com/products/uber-for-business/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## Ramp Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions **Setup** - Data - Approvals - Alignment **Planning** - Processes - Contracts - Content - Requisition **Data Management** - Consolidation - Classification - External Sources - Integration - Cleaning **Invoice Management** - Capture - Repository **Expense Reporting** - Expense Automation - Integration - Compliance - Mobile Functionality **Purchase Requisition and Approval Workflow - Procurement Orchestration** - Notifcations - Workflows - Purchase Orders **Agentic AI - Accounts Payable (AP) and Spend Analysis** - Decision Making **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Vendor Management** - Decision Making **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Itinerary Management - Advanced Integrations **Revenue Recognition** - Usage Tracking - Deferred Revenue - Revenue Accrual **Performance** - Forecasting - Savings **Execution** - Sourcing - Purchasing - Invoicing **Analytics** - Benchmarking - KPIs - Compliance - Errors **Invoice Processing** - Matching - Payments - Workflows **Approval ** - Rules - Workflows - Submit **Supplier Management - Procurement Orchestration** - Tracking - Onboarding - Database **Analytics** - Visibility - Performance - Spend **Analytics** - Due Dates **Recovery** - Historical payments - Overpayments **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **AI - Travel Management** - Personalization - Predictive Analytics - Cost Savings - Efficiency - Real-Time Assistance **Spend Management - Procurement Orchestration** - Analysis - Visibility **Integration** - Accounting - ERP **AP Data Processing** - Workflows - Transparency - Controls **Reporting** - Real time - Multiple Views - Export **Compliance and Risk Management - Procurement Orchestration** - Risk Assessment - Compliance - Audits **Agentic AI - Procure to Pay** - Multi-step Planning **Agentic AI - Travel Management** - Autonomous Task Execution - Proactive Assistance **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Workflow Automation - Procurement Orchestration** - Routing - Configuration - Approvals **Employee Risk Management** - Emergency Assistance Integration - Policy Enforcement & Compliance - Traveler Tracking - Risk Alerts & Safety Notifications **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - Notifications - Unique Cards - Controls **Agentic AI - Procurement Orchestration** - Autonomous Task Execution **Sustainability & Reporting** - Sustainability Reporting - Green Travel Recommendations - Carbon Emissions Tracking **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support **Audit** - Overpayments - Duplicates **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making ## Top Ramp Alternatives - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,948 reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - 4.2/5.0 (555 reviews) - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,576 reviews)