--- title: Ramp Reviews meta_title: 'Ramp Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2457 reviews by the users' company size, role or industry to find out how Ramp works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 2457 scale: '5' date_modified: '2026-07-09' parent_category: name: Procurement url: https://www.g2.com/categories/procurement --- # Ramp Reviews **Vendor:** Ramp Financial **Category:** [Spend Management Software](https://www.g2.com/categories/spend-management) **Average Rating:** 4.8/5.0 **Total Reviews:** 2,457 ## About Ramp Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 50,000 businesses—including Shopify, Notion, The University of Tennessee, and Glossier—have saved $10 billion and 27.5 million hours by switching to Ramp. ## Ramp Pros & Cons **What users like:** - Users appreciate the **ease of use** of Ramp, finding it intuitive and efficient for expense reporting. (241 reviews) - Users value the **efficient expense reporting** Ramp offers, making processes quicker and more intuitive than other systems. (137 reviews) - Users value the **intuitive expense reporting** of Ramp, which enhances ease and speed compared to previous systems. (131 reviews) - Users appreciate the **simplicity and efficiency** of Ramp, making their tasks quick and hassle-free. (98 reviews) - Users appreciate the **ease of receipt uploads** via SMS and email, streamlining expense management significantly. (93 reviews) - Intuitive (93 reviews) - Efficiency Improvement (91 reviews) - Users commend the **exceptional customer support** from Ramp, noting how helpful and responsive the team is. (87 reviews) - Users highlight the **easy receipt management** of Ramp, streamlining expense submissions and enhancing overall efficiency. (86 reviews) - Users find the **easy setup** of Ramp to be a game-changer for expense management and integration. (84 reviews) **What users dislike:** - Users feel that Ramp lacks **important features** like transaction PINs and competitive rewards compared to traditional credit cards. (34 reviews) - Users note the **lack of proactive prompts** for receipt submission and encounter bugs with duplicate expenses. (30 reviews) - Users face **inconveniences** with two-factor authentication and wish for better transaction security and booking clarity. (27 reviews) - Users notice **limited functionality** in Ramp, such as issues with login and insufficient report generation capabilities. (19 reviews) - Users often face **approval issues** with Ramp, finding the workflows and processes to be somewhat rigid and cumbersome. (18 reviews) - Users report **card issues** like unexpected charges and difficulties disputing transactions, impacting their overall experience. (18 reviews) - Limited Options (18 reviews) - Users face **receipt issues** with Ramp, including difficulties in voiding transactions and unusable CSV exports. (18 reviews) - Integration Issues (17 reviews) - Upload Issues (17 reviews) ## Ramp Reviews ### 1. Ramp Makes Expense and Travel Management Seamless and Efficient **Rating:** 5.0/5.0 stars **Reviewed by:** Gregory L. | Self Employed, Mid-Market (51-1000 emp.) **Reviewed Date:** July 09, 2026 **What do you like best about Ramp?** 5-Star Review for Ramp Ramp has been an excellent tool for managing both expenses and travel. The platform is highly intuitive and easy to use, so it’s simple for employees and administrators to navigate. Whether it’s submitting expenses or tracking spending, the overall process feels streamlined and efficient. A standout feature for me is the Travel functionality. Booking flights and hotels, as well as managing travel plans, is seamless and straightforward. It’s also well integrated with expense management, which saves time and removes much of the usual hassle that comes with business travel. Having travel bookings and related expenses connected in one place makes reconciliation and reporting noticeably easier. Overall, Ramp has improved our efficiency, increased visibility into spending, and simplified our travel management process. I would recommend Ramp to any organization looking for a modern, user-friendly solution for expense management and business travel. The ease of use, automation, and strong travel features make it a valuable tool for our team. **What do you dislike about Ramp?** There’s nothing I can say that I dislike. **What problems is Ramp solving and how is that benefiting you?** Ramp has helped solve several challenges I’ve faced with expense management, corporate spending, and business travel. Before using Ramp, tracking expenses, submitting receipts, and reconciling transactions was time-consuming and often required manual follow-up. With Ramp, much of that work is automated, which makes it easier to manage company spending accurately and efficiently. The biggest benefit for me is how simple and easy the platform is to use. Expense reporting is fast, receipt collection feels seamless, and approvals move much more quickly than they did with traditional systems. I also appreciate the clear visibility into spending, which helps reduce errors and saves valuable time. Ramp’s Travel features have made business travel significantly easier as well. Booking flights and hotels is straightforward, itineraries are easy to manage, and travel expenses are automatically tied to the right transactions. This removes a lot of the administrative work that usually comes with business travel and lets me focus more on my work instead of expense management. Overall, Ramp saves time, improves efficiency, increases transparency around spending, and makes travel and expense management a much smoother experience. ### 2. Ramp: Intuitive, AI-Powered Expense Management — Fast, Minimal Effort **Rating:** 5.0/5.0 stars **Reviewed by:** Jake P. | Account Executive, Small-Business (50 or fewer emp.) **Reviewed Date:** June 29, 2026 **What do you like best about Ramp?** It' so intuitive and takes so much manual process off my plate. I spend very little time on my expenses and I have a lot due to sales travel. The Gmail integration you released creates even less work. Now that I have iOS upload, SMS, and inbox searching it's never been easier to get this done. If feels like your engineers have lived the life of a sales person with lots of small and large expenses that can pile up. The AI features aid in what is already a good experience. I rarely have delays in my reimbursements getting processed which helps me, its better performance than other platforms. With most everything being drag and drop and a good matching engine I don't have to manually scan pdf and jpeg files. **What do you dislike about Ramp?** Nothing really. I don't pay for it so I don't know the pricing structure but I would say it's worth every penny. Our CEO says that he would personally invest in Ramp and think its one of the best run companies around. **What problems is Ramp solving and how is that benefiting you?** It just makes expense management a breeze and gives me back several hours a month. The AI support is so good I've never even had to call Ramp support. ### 3. Intuitive, Customizable Cards with Smart Policy Checks and 1% Cash Back **Rating:** 5.0/5.0 stars **Reviewed by:** Colette F. | COO, Mid-Market (51-1000 emp.) **Reviewed Date:** June 10, 2026 **What do you like best about Ramp?** Our church likes the ease of use. It's intuitive and customizable. We love the option to turn a card off at the click of a button, and have virtual cards as well. Being able to upload our spending policies and have Ramp check them before directors do speeds our oversight tasks. We recoup the cost through our 1% cash-back. Yay! **What do you dislike about Ramp?** Though Ramp integrates with many accounting software brands, it does not connect with ours. We still have to download a spreadsheet. **What problems is Ramp solving and how is that benefiting you?** Ramp is checking our transactions before we are. We feel confident that spurious charges will be caught real time. Our last issue with our previous company took more than 60 days, and wasn't resolved to our satisfaction. In addition, the ease of use is encouraging directors to do their job r regarding accounting for expenses in a timely manner, rather than waiting until the last minute because they didn't want to deal with the outdated, hard to use system we had previously. ### 4. Easiest Way to Issue Funds and Track Receipts in a User-Friendly Interface **Rating:** 5.0/5.0 stars **Reviewed by:** Alejandro L. | Head of Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** May 28, 2026 **What do you like best about Ramp?** It’s the easiest tool for issuing funds to collaborators and holding them accountable by collecting receipts in an incredible user friendly interface. Gathering receipts and invoices is automated having an Ai scan your email, or your gallery and matching receipts to expenses making the process much less tedious. **What do you dislike about Ramp?** The way the menu is structured and finding settings and configurations is unintuitive. This affects the one in charge of the platform and not the users who use the cards, so it's not a big deal. **What problems is Ramp solving and how is that benefiting you?** Communicating information and evidence between operators and accountants is a key problem that RAMP tackles very well. I tried Brex and Quickbooks for keeping track of receipts, but it doesn't work for operators. With RAMP the app and the web platform make it easy to add receipts and invoices, as well as explanations about the transaction. Also, the app will use Ai to find a photo of the receipt on your iPhone gallery, making it a delight. Issuing funds to colaborators with the right restrictions is easy. Sharing those funds acrross different teams and people is also easy. The platform is fast, and much better than QuickBooks for tracking information on the transactions. And with the integration with QuickBooks, the notes on transactions get added to the description of a the expense on QuickBooks. The onboarding was extremely easy. It integrates with Mercury and Brex to track your funds and issue you credit. Pricing is onpoint and completely justifiable expense. ### 5. Ramp Is Easy to Use and Keeps Us Efficient **Rating:** 5.0/5.0 stars **Reviewed by:** Jocelyn P. | Payroll & Accounting Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** June 18, 2026 **What do you like best about Ramp?** Ramp is so easy to use, constantly updating with needed and unexpectedly useful features, and it keeps us efficient **What do you dislike about Ramp?** Our ERP is Sage Intacct and I wish there was a button to sync from Sage to Ramp. Adding card vendors is a task that I have to go back to later and it messes with workflow. **What problems is Ramp solving and how is that benefiting you?** Ramp's AI agent capabilities are impressive and I can see it really taking off down the line to help our process. Its smart coding has taken me by surprise when I go to review a newly inputted bill and realize it already learned from last time. Coding of card transactions has been smooth too, love the ability to train it as I go. The addition of travel, 1099s, contracts, procurement, and budgets has been unexpected, but absolutely ties in. I ### 6. Time Saving & Cash Back **Rating:** 5.0/5.0 stars **Reviewed by:** Janey C. | Financial Assistant, Mid-Market (51-1000 emp.) **Reviewed Date:** December 20, 2024 **What do you like best about Ramp?** I love everything about Ramp, and I use it daily. They’re constantly upgrading the platform and making improvements, and it’s very user-friendly. This past year we have moved from QuickBooks Desktop to QuickBooks On-line and I did have a few hiccups between QB On-line and Ramp (mostly user error), but those issues were quickly resolved. We recently starting using the reimbursement feature in Ramp for mileage and out-of-pocket expenses. I love this feature as I can go in and review submissions and send comments from that particular entry to users if I have any questions regarding it. I love that I can send reminders with just a click, too. I recommend it to everyone. Our staff love using Ramp for both credit card transactions and reimbursements. **What do you dislike about Ramp?** The only downside for me is that there aren’t individual statements. I can download charges for individual users within the statement date range, but it’s a little time-consuming. Sometimes my exports fail when importing into QuickBooks. I’m not exactly sure why, but I did talk to a Ramp rep about it, and they said it was an issue they were working on. This issue has since been resolved. I also don’t like that I’m unable to sync any kind of documentation for mileage reimbursement. I have to take a screenshot and attach it to the mileage reimbursement entry, and I need that documentation for our audit. It’s a minor inconvenience overall. **What problems is Ramp solving and how is that benefiting you?** As I mentioned before, my main issue was with exports that would fail, either partially or completely. Ramp told me they were aware of the problem and were working on a fix, and it has since been resolved. Overall, Ramp is consistently improving the product. ### 7. Real-Time Spend Visibility and Proactive Controls That Simplify Expense Management **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** June 18, 2026 **What do you like best about Ramp?** Ramp is especially helpful because it removes much of the friction and guesswork from expense management. The platform provides real-time visibility into spending, making it far easier to track budgets without having to wait for month-end reports. It also reduces the administrative burden: approvals, receipts, and categorization are largely automated, which saves time and cuts down on back-and-forth. What stands out most to me is the control layer. You can set clear spending limits and policies upfront, which helps prevent unnecessary or non-compliant spending before it happens, instead of trying to fix issues after the fact. That shift from reactive oversight to proactive control is a major operational advantage. It also strengthens accountability across teams because every transaction is visible and traceable in a single system, making reporting and reconciliation significantly faster and cleaner. **What do you dislike about Ramp?** I haven’t encountered any major issues with Ramp so far, and overall it’s been smooth and easy to use. The only challenge I’ve run into was when I made a purchase from a small or informal vendor who didn’t automatically provide a receipt. In that situation, I had to manually add an explanation in the memo field to complete the transaction documentation. **What problems is Ramp solving and how is that benefiting you?** Ramp is solving the problem of fragmented and manual expense management. Before systems like this, tracking spending, collecting receipts, and reconciling transactions can be time-consuming and inconsistent, especially when relying on manual follow-ups and end-of-month reporting. With Ramp, expenses are captured and organized in real time, which significantly reduces the administrative workload around expense tracking and reconciliation. It also improves visibility into organizational spending, making it easier to understand where money is going without waiting for delayed reports. For me, the biggest benefit is reduced friction in day-to-day expense handling. Transactions are easier to document, approvals are clearer, and the overall process feels more structured and less reactive. It also reduces the risk of missing or unrecorded expenses because everything is logged at the point of spend. ### 8. Transformative Expense Management with User-Friendly UI **Rating:** 5.0/5.0 stars **Reviewed by:** Connor J. | Director of Central Sales, Mid-Market (51-1000 emp.) **Reviewed Date:** June 17, 2026 **What do you like best about Ramp?** I love Ramp's user interface; there's just something about it. I've used many financial technology platforms, and I find Ramp's auto matching feature particularly impressive. It matches receipts in my email inbox to specific expenses, which is fantastic. I love how easy it is to submit reimbursements and I just love how simple the platform is. Everything about it is much better than all the other platforms I've ever used for this purpose. The initial setup of Ramp was very easy, and I would rate it a 10 out of 10 for recommending it to a friend or colleague. **What do you dislike about Ramp?** I would like an integration with my personal email inbox so that if I'm using a personal account, like my Amazon account, with my corporate card, it can pull that receipt as well, so I don't have to manually upload it. **What problems is Ramp solving and how is that benefiting you?** Ramp solves almost all pain points I had with expense management platforms. I love the auto matching feature for receipts in emails, making reimbursements easy and the platform simple. ### 9. Effortlessly Streamlines Expense Management **Rating:** 5.0/5.0 stars **Reviewed by:** Jonathan E. | Small-Business (50 or fewer emp.) **Reviewed Date:** June 22, 2026 **What do you like best about Ramp?** I love how easy it is to collect the financial records that we need with Ramp, and being able to disperse funds to employees so they can do what they need to do in the field. I appreciate how it solves the paper trail problem by collecting receipts and storing them, lining them up to the correct expenses. It's great that each cardholder is held responsible for doing those tasks themselves. Additionally, Ramp was pretty easy to set up and it was super easy to get cards to our employees. **What do you dislike about Ramp?** I have had some trouble integrating it into my QuickBooks Online. **What problems is Ramp solving and how is that benefiting you?** Ramp solves the paper trail issue by collecting and organizing receipts, ensuring they match the correct expenses. It allows rapid disbursement of essential funding for our programs and makes it easy to collect financial records and disperse funds to employees for fieldwork. ### 10. Intuitive Expense Management with Incredible Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** June 04, 2026 **What do you like best about Ramp?** Intuitive design with a real amplifying impact on expense management. Especially with a 1-man finance team. Ramp's made a visible/material impact on the org as a whole -- allowing me to help drive the growth in a responsible way. We previously used two traditional corporate cards, and it was a nightmare trying to navigate our spend and understand the financial implications across our tech stack. Support has been incredible, even when we were on the free plan. The AI tools and coding features have also been pretty decent so far. **What do you dislike about Ramp?** The lack of banking integration with Campfire has been a bit of a bummer. Also, the 1% Credit Card return doesn’t seem to actually come out to a full 1%. I’d like to give HR partial access to certain spend programs, but not beyond that. As of now, that kind of limited-access permission setup doesn’t seem to exist yet. **What problems is Ramp solving and how is that benefiting you?** Trusted, verified spend that’s easy to audit. As we prepare for our first audit, Ramp is helping me feel confident about our expense coding and the support we need. It’s easily my favorite part of my finance tech stack. ### 11. Ramp Is a Game-Changer for Real-Time Financial Workflow Efficiency **Rating:** 5.0/5.0 stars **Reviewed by:** Trini U. | Staff Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** May 08, 2026 **What do you like best about Ramp?** Ramp provides an ultimate experience by seamlessly combining operational efficiency with cutting-edge, up-to-date AI tools. By integrating several key performance features, the platform drastically improves workflow through a perfect blend of transparency and performance, delivering critical financial information in real time. This platform is truly a masterpiece. It elevates overall workflow quality and efficiency, providing total reassurance that vital information will always be available on time. For any organization looking to modernize its financial stack, Ramp is a game-changer. **What do you dislike about Ramp?** The split option to categorize a receipt is not alwasy available. causing me to go bacnk and forth to record the transaction correctly. 24 hours delya when creatinga new account in quick book to be recognized by Ramp. **What problems is Ramp solving and how is that benefiting you?** Work flow!!! ### 12. User-Friendly Mileage Reimbursement That Saves Time **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Mid-Market (51-1000 emp.) **Reviewed Date:** May 21, 2026 **What do you like best about Ramp?** The platform is very user-friendly, and the mileage reimbursement feature has been especially helpful. Being able to track my drive time and mileage with the push of a button makes the process simple, accurate, and efficient. It has saved me a great deal of time compared to manual tracking methods. **What do you dislike about Ramp?** One area that could be improved is the reimbursement detail section. It would be helpful to have a larger notes field where users can add more context about their travel, such as the names of the locations they traveled from and to, rather than only listing the addresses. That added flexibility would make expense tracking and review much clearer. **What problems is Ramp solving and how is that benefiting you?** has simplified and streamlined the expense and mileage reimbursement process for me. Instead of manually tracking miles, keeping paper receipts, or trying to remember travel details later, everything can be logged quickly and efficiently in one place. The automatic mileage and drive-time tracking saves a significant amount of time and helps ensure accuracy with reimbursements. It has also made expense reporting more organized and less stressful, allowing me to focus more on my work instead of administrative tasks. ### 13. Smooth and user-friendly expense management with room to grow globally **Rating:** 4.0/5.0 stars **Reviewed by:** Laura M. | Customer Support Analyst, Information Technology and Services, Mid-Market (51-1000 emp.) **Reviewed Date:** March 27, 2026 **What do you like best about Ramp?** Ramp is very intuitive and easy to use. Submitting and tracking expenses is quick and straightforward, which makes it really convenient for day-to-day use. I also appreciate their help center, it’s well organized and makes it easy to find answers without needing to contact support. **What do you dislike about Ramp?** One limitation is that not all Latin American countries are supported. For example, Peru isn’t currently included, even though there are employees based there. In practice, this creates extra friction, since reimbursements sometimes require workarounds like using accounts in other countries. Expanding regional support would make the experience much smoother and more inclusive for global teams. **What problems is Ramp solving and how is that benefiting you?** Ramp simplifies expense management by making it easy to submit, track, and get visibility into expenses like remote work and wellness. It reduces friction in the reimbursement process and saves time, which makes managing expenses much more efficient. ### 14. Cost-Efficient, Easy-to-Use Accounting Sync That Just Makes Sense **Rating:** 5.0/5.0 stars **Reviewed by:** Toni W. | Administration/HR, Small-Business (50 or fewer emp.) **Reviewed Date:** June 18, 2026 **What do you like best about Ramp?** Ramp is cost efficient, easy to use and connects with my accounting system which makes all the transactions sync. It just makes sense to use Ramp to help your company build and grow. **What do you dislike about Ramp?** Sometimes it can be hard to navigate if you're not use to it yet. Just getting associated with the program is what I liked least. **What problems is Ramp solving and how is that benefiting you?** Ramp allowed me to put all the auto deductions from the bank directly into Ramp charges. That way I'm not constantly checking for withdrawals and balancing the bank account to make sure there's enough money moved around to cover aeverything. ### 15. Effortless Expense Management, User-Friendly Interface **Rating:** 5.0/5.0 stars **Reviewed by:** Gregory C. | Mid-Market (51-1000 emp.) **Reviewed Date:** May 14, 2026 **What do you like best about Ramp?** I use Ramp for managing all AP bills, credit card transactions, and employee reimbursements, and it helps us easily track and manage all expenses. I really like how easy the platform is to navigate, especially for non-accounting employees, as it allows them to solve things on their own without having to come directly to finance with questions. The initial setup was very easy as Ramp walked us through the entire process from start to finish. **What do you dislike about Ramp?** I don't like the reporting. There could be easier ways to export some of the bill data. When I go to export from the bill pay overview tab, sometimes the columns are not on the Excel report. **What problems is Ramp solving and how is that benefiting you?** I use Ramp to manage AP bills, credit card transactions, and employee reimbursements, which helps us easily track and manage all expenses. It's easy for non-accounting employees to navigate, allowing them to solve things independently without involving finance. ### 16. Well-Organized Options for Accounting Management **Rating:** 5.0/5.0 stars **Reviewed by:** Jessica C. | Accounts Payable Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** May 17, 2026 **What do you like best about Ramp?** I like the way all the options are organized and presented, making it easy to view the Expenses, the Travel, and the Accounting information, and the options to Manage spend by cards, funds, or budgets, among others. **What do you dislike about Ramp?** I haven't had any issues with Ramp so far, everything works very well. **What problems is Ramp solving and how is that benefiting you?** Ramp allows us to sync all expenses with our accounting software, ensuring that we have a complete and reliable record of all credit card expenses in our system; credit card payments are also synced. ### 17. Ramp Streamlines Company Spend with Intuitive UI and Powerful Automation **Rating:** 5.0/5.0 stars **Reviewed by:** Atef F. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 18, 2026 **What do you like best about Ramp?** Ramp has been a standout platform for managing company spend thanks to its intuitive UI/UX, fast performance and seamless integration with our accounting workflow. The automation and AI powered insights significantly reduced manual work while giving our finance team better visibility and control over expense. Onboarding was smooth, customer support has been consistently responsive. Overall, Ramp delivers a modern, reliable and low cost finance experience that's far ahead of traditional expense management tools. **What do you dislike about Ramp?** The menu bar may need to be revisited so that submenus are displayed with clearer visual identifiers. **What problems is Ramp solving and how is that benefiting you?** Instant reporting and flagging of expenses, seamless reimbursement of personal expenses, and an easy-to-use file generated for accounting purposes. ### 18. Intuitive Expense Management with Room for Improvement **Rating:** 4.5/5.0 stars **Reviewed by:** Michael F. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** May 08, 2026 **What do you like best about Ramp?** I really like that Ramp is very user-friendly and intuitive. It always seems to be releasing updates to make the software even more efficient and easier to use, which I greatly appreciate. I also like using the policies feature in Ramp, because it allows setting up automations for certain transactions in specific departments while also controlling spending limits. This is probably the best part of it. Additionally, the intuitive side of it constantly learns from new transactions and tries to make recommendations and automations as much as possible... It's usually pretty spot on. The full implementation of Ramp was pretty seamless and easy for us, which is also very nice. **What do you dislike about Ramp?** I would say some of the integration side of it. At times department names and some of the locations tend to get a little bit off. It's because of the way it feeds back to NetSuite. When it comes to recognizing a naming convention for a location, department, or even a vendor with slight differences in the name or verbiage, it could be more intuitive in it's process. **What problems is Ramp solving and how is that benefiting you?** Ramp solves a lot of data entry issues, freeing up the time that would have been spent getting it into the accounting software. It helps manage expenses, ensuring company cards are in place and spending is under control. ### 19. Effortless Expense Management with Powerful Features **Rating:** 5.0/5.0 stars **Reviewed by:** Gabriel S. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 07, 2026 **What do you like best about Ramp?** I find Ramp extremely easy to use and very, very powerful. I love the accounts payable feature, especially the ability to email a bill to Ramp and have it automatically interpret and get it ready for review and approval, which is amazing. It's fantastic that Ramp is free to use and that they provided us with a credit card. I also discovered a cool feature of uploading bills with a spreadsheet, which has made my life easier. Additionally, I'm really happy with the ability to automate my work and continually find cool things that Ramp offers, like integrating with QuickBooks. The initial setup was not hard at all, and it remains easy to use and update. I really like the way Ramp works with us. Overall, I'm very happy with Ramp. **What do you dislike about Ramp?** Nothing really. **What problems is Ramp solving and how is that benefiting you?** I use Ramp for expense management with our card, accounts payable automation, and it's free to use. It interprets everything, prepares it for payment, and uploading bills with spreadsheets makes my life easier. It allows me to automate my life. ### 20. Streamlined Expense Management with Minor Speed Bumps **Rating:** 4.0/5.0 stars **Reviewed by:** Soheil S. | Head of Service Delivery, Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2026 **What do you like best about Ramp?** I find Ramp pretty intuitive and like that I can create business credit cards for different team members and track their spending. I appreciate the ability to manage different vendors and the whitelisting features, which ensure the credit card is accepted by all the vendors we work with. The platform also offers useful reports that highlight when vendor costs are getting too high or when someone is spending more than they should, allowing us to put controls in place to prevent budget exceedance. The initial setup was pretty simple, involving inviting members and connecting our calendar and email accounts for managing receipts, with the rest being easy to handle. **What do you dislike about Ramp?** The platform is a little bit slow. One of the main issues we faced was when one of our cards got exposed, and we had to replace all our subscriptions. We ended up having to blacklist a vendor, but we're not sure how the card was getting exposed. **What problems is Ramp solving and how is that benefiting you?** I use Ramp to manage business expenses by creating business credit cards for team members, monitoring their spending, managing vendors, and ensuring budget controls. ### 21. Streamlined Expense Management with Powerful AI **Rating:** 5.0/5.0 stars **Reviewed by:** Lauren F. | Business Strategy Lead, Mid-Market (51-1000 emp.) **Reviewed Date:** May 05, 2026 **What do you like best about Ramp?** I really like the AI tools in Ramp. They are pretty good because when I upload a receipt, I just wait a few moments, and then I have an almost-perfect reimbursement request ready to send to my manager. Also, even though I wasn't part of the initial setup team, my impression was that Ramp was very user-friendly and easy to set up. **What do you dislike about Ramp?** The AI tool can be a little slow or buggy. The UI/UX around company credit cards/spend accounts can be confusing. I have a lot of 'event-related' debit-style accounts that I have to scroll through because my team sets up a new account for all travel events. **What problems is Ramp solving and how is that benefiting you?** I use Ramp for managing expenses like travel and reimbursements. It solves issues like uploading receipts and getting the right amount approved, using a company credit card or spending account, and booking travel. The AI tools are pretty good for preparing almost-perfect reimbursement requests. ### 22. Easy-to-Use Ramp with Instant AI Invoice Coding and Strong Accounting Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Marc Jayson G. | Head of Finance and Accounting, Mid-Market (51-1000 emp.) **Reviewed Date:** May 29, 2026 **What do you like best about Ramp?** It has an easy-to-use design, along with accounting integration that works best for us—especially for our month-end activities. I also appreciate the up-to-date features, such as AI. The Speed Performance or RAMP that I liked most is AI that reads and codes Invoices in an instant. With that, the pricing of the platform matches the benefits. Customer Support is also available anytime. **What do you dislike about Ramp?** Ramp is best for startups/SMBs, but struggles with weak multi-entity consolidation vs NetSuite/Sage Intacct. **What problems is Ramp solving and how is that benefiting you?** Ramp helps the company save because it takes only $0 per invoice on paid plan and you just have to pay for card/ACH fees. ### 23. Efficient Expense Management with Room for Improvement **Rating:** 4.0/5.0 stars **Reviewed by:** Vivi C. | Senior Executive Assistant, Mid-Market (51-1000 emp.) **Reviewed Date:** December 15, 2025 **What do you like best about Ramp?** I love the email integrations that Ramp does with the receipts we receive via email. These integrations help me be more efficient because I don't have to manually upload those receipts. As soon as I receive them via email, whether I purchase a product or service, Ramp automatically processes them, which saves me a lot of time. **What do you dislike about Ramp?** The travel management tool is not so great as I understand that it is managed by a third party. So we've been having some issues and some technical difficulties regarding the travel management part of Ramp. **What problems is Ramp solving and how is that benefiting you?** Ramp helps us integrate data for expense reports, travel, and budget management. I love the email integrations for receipt management, making me more efficient by eliminating manual uploads. It saves me a lot of time when receipts are automatically processed. ### 24. Great for Receipts, Costly for Compliance **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** April 29, 2026 **What do you like best about Ramp?** The single best part of using Ramp is that it has put a definitive end to “receipt archaeology.” Before the platform, we were constantly chasing staff for crumpled paper receipts weeks after a transaction; now, Ramp does the heavy lifting by automatically matching emailed receipts or prompting employees via SMS the moment a card is swiped. That real-time visibility has changed our month-end close from a multi-day administrative headache into a far more streamlined, automated process. By taking the friction out of expense reporting for employees and giving the finance team immediate oversight, Ramp has meaningfully improved our operational efficiency and, quite frankly, saved my sanity. **What do you dislike about Ramp?** While Ramp initially positioned itself as a “free” disruptor, its recent shift toward an enterprise SaaS model has created real hurdles for those of us responsible for managing taxpayer funds. My biggest concern is the growing pattern of putting essential infrastructure—specifically Audit Logs and US-based data residency—behind a “Plus” paywall. For a government entity, an audit trail isn’t a premium add-on; it’s a legal mandate. Needing a per-user subscription just to access basic transparency feels like a “compliance ransom,” and it’s extremely difficult to justify to a Board of Health. On top of that, Ramp’s new fee structure for ACH and check payments is a major roadblock. They offer to waive these fees through a Treasury account, but Michigan state law (MCL 129.112) requires us to use institutions with a physical branch presence in our state. Since we’re legally prohibited from using their “fee-waiving” workaround, we’re effectively forced to pay a “transaction tax” on every payment. When these new fees are combined with a platform charge for procurement and a 25% jump in user pricing over the last year, the ROI for a public-sector entity essentially disappears. Overall, it feels like the platform is becoming increasingly optimized for venture-backed startups, rather than the unique, fixed-budget realities and compliance obligations of the public sector. **What problems is Ramp solving and how is that benefiting you?** The main problem Ramp solves for us is the administrative bottleneck created by the traditional expense report cycle. In a public-sector environment where staff are often stretched thin, manually reconciling receipts and chasing down missing documentation used to be a significant drain on our resources. Ramp has shifted that reactive process into a proactive one. With real-time visibility into spending, I can see exactly where taxpayer dollars are going the moment a transaction happens, instead of waiting weeks for a statement to arrive. That change has helped me move from being a clerical “receipt chaser” to acting as a more strategic financial director, spending more time on grant compliance and long-term fiduciary planning. Just as importantly, it removes the burden on our public servants of having to use personal funds and then wait for reimbursements, which has been a major boost to departmental morale. ### 25. AI-Enhanced Invoicing, Needs Better Usability **Rating:** 4.0/5.0 stars **Reviewed by:** Gideon B. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about Ramp?** I like how Ramp uses autofilling and the new AI features to make processing and completing invoices and bills easier for me. It's especially helpful since I'm not an accounting person, and when Finance asks me for an invoice, I appreciate Ramp autofilling the details so I don't have to do it manually. Ramp completes the process quickly and also makes it clear where in the approval flow my billing requests are, so I can chase down the relevant people. Additionally, I find it convenient that Ramp integrates with Okta and Slack, allowing me to get notices in Slack and then sign in easily via Okta. Although I wasn't directly involved in the initial setup, the feedback I heard was that they were able to easily deploy it and integrate our company into it. **What do you dislike about Ramp?** It's not that easy to use. The autofill doesn't do everything. Some of the flows are not intuitive at all, and some of the language is unclear so I don't know what info I need to enter. The language needs to be clarified and perhaps better tooltips. **What problems is Ramp solving and how is that benefiting you?** I use Ramp to process invoices easily with autofill, saving me from manual entry. AI features complete invoices quickly, and it helps track approvals, so I know who to follow up with. ### 26. Effortlessly Manage Receipts Across Devices **Rating:** 5.0/5.0 stars **Reviewed by:** Heather L. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about Ramp?** I love how easy Ramp is to use; submitting receipts is a breeze whether I'm using my laptop, phone, or iPad. It's so much easier than Concur. I appreciate that I haven't had to contact Ramp for assistance because I haven't encountered any problems. Submitting receipts from various apps is straightforward, and most of the time, Ramp automatically submits them for me. Even if it doesn’t, it puts them at the top for manual submission, making every interaction easy. As someone who procrastinates and doesn’t always wear my glasses, I find it convenient to switch between devices quickly without any hassle. I also find that Ramp’s setup is so simple and intuitive that even a toddler could use it. **What do you dislike about Ramp?** I have not found any dislikes so far! **What problems is Ramp solving and how is that benefiting you?** Ramp is so much easier than Concur. I submit receipts easily from any device without problems. It often automatically submits receipts, and when not, they're ready for manual submission. I don't need assistance as it's user-friendly, making the whole process smooth. ### 27. Effortless Expense Management with Accurate A.I. **Rating:** 5.0/5.0 stars **Reviewed by:** Rudy S. | Senior Federal Solutions Engineer, Enterprise (> 1000 emp.) **Reviewed Date:** April 26, 2026 **What do you like best about Ramp?** I use Ramp for all my business travel expenses, and it makes it very easy for me to make payments without worrying about reimbursements or manually filling out reports anymore. I really like its integration with multiple systems where it automatically detects receipts and attaches them to the platform. I also love receiving text messages where I can fill out whenever I make an expense. The AI-generated matches are pretty accurate for the most part. The initial setup was super easy too. **What do you dislike about Ramp?** Sometimes Ramp asks me to fill out the fields for the same expense twice. After submitting the fields once, it looks like it's submitted, but then asks again after a couple of days to fill out ANOTHER field - that seems like it was required from my company in the first place - I just wish it would just have me fill out all the fields at once the first time. **What problems is Ramp solving and how is that benefiting you?** Ramp makes it easy for me to manage payments without worrying about reimbursements, and I don't have to manually fill out reports anymore. ### 28. Seamless Expense Management with Powerful Integrations **Rating:** 5.0/5.0 stars **Reviewed by:** Santiago V. | Chief Revenue Officer (CRO) and founding-team member, Mid-Market (51-1000 emp.) **Reviewed Date:** June 15, 2026 **What do you like best about Ramp?** I like Ramp for its helpful integrations, including those with Uber, Lyft, and Gmail, which make my travel and expense processing much easier. Uploading receipts is pretty straightforward, and I appreciate that it automatically uploads and consolidates expenses in most cases. I can even set up policies tailored to different team members. I also find it super easy to activate and use the card, which simplifies the entire process. Overall, it makes managing my company expenses and travels hassle-free. **What do you dislike about Ramp?** Nothing so far **What problems is Ramp solving and how is that benefiting you?** I use Ramp for automating payments and consolidations at month-end. The credit card integration simplifies my travel and expenses, uploading receipts straightforwardly with links to Uber, Lyft, and email. It setups policies for team members and automatically uploads receipts, saving me the hassle. ### 29. Game-Changer for Expense Tracking and Analytics **Rating:** 5.0/5.0 stars **Reviewed by:** Robert C. | Operations manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about Ramp?** I find the integration with Xero to be particularly amazing, as it allows us to keep track of transactions efficiently. I like that I can control the app easily by unlocking and locking cards and setting limits on the fly, which is great for managing employees. The app's ease of use is very similar to its setup, where setting up cards and organizing everything was straightforward. I really appreciate that Ramp has been a game changer for keeping track of employees and transactions, and it offers insightful analytics for better understanding of spending amounts and travel costs. I also prefer using the app over the web interface because it's more direct in getting to where I need to go. Overall, Ramp is actually really good and on point. **What do you dislike about Ramp?** I don't like the navigation through the user interface on the computer. I actually was using the computer more at first and then I never used the app on the phone. Once I downloaded the app, I realized that it was actually more direct in getting to the places that I needed to get to. So I actually prefer using the app more than the actual web interface. **What problems is Ramp solving and how is that benefiting you?** I find Ramp great for tracking expenses like gas and supplies, integrating seamlessly with Xero. It lets me lock/unlock cards and set limits, making accounting easier. It's a game changer for monitoring employee transactions and provides insightful analytics on spending and travel costs. ### 30. Effortless Expense Tracking, Needs Better Travel Booking **Rating:** 5.0/5.0 stars **Reviewed by:** Jordan T. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 24, 2026 **What do you like best about Ramp?** I appreciate Ramp for making a huge difference in my life as a traveling employee, especially since switching from SAP Concur. It's very intuitive and has eliminated the need for me to keep a folder of receipts to upload at the end of the week or manually input details about what they are and where they go. The ease of use and the expediency of task completion with Ramp are fantastic. I love not having to chase paper or keep track of little things anymore; instead, Ramp sends me a text, and I'm able to upload the receipt, reason, and event seamlessly through a series of messages. It's extremely helpful. **What do you dislike about Ramp?** I still book travel through other places and just reconcile with Ramp. It is hard to book AND adjust travel through Ramp. It is easier to do it directly with the carriers, like AVIS or Delta directly. **What problems is Ramp solving and how is that benefiting you?** I use Ramp to avoid manual input and receipt tracking, streamlining the expense process. It's intuitive and sends reminders via text. I love the ease of use and how fast I can complete tasks. ### 31. Efficient Expense Management, Easy to Use **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 09, 2026 **What do you like best about Ramp?** I use Ramp for company order approval, documentation, and expense tracking, as well as assigning expenses to related projects. I appreciate how it makes accounting much easier by simplifying cost tracking, program budget, and expense calculations. The intuitive interface makes it easy to submit receipts, categorize expenses, and track approvals quickly. I love that it reduces back-and-forth by capturing most information in one place. It saves time and makes documenting and viewing expenses easier compared to manual processes, and it organizes the workflow to feel less administrative. The initial setup was very easy. **What do you dislike about Ramp?** Some expense categories or approval requirements are not always obvious at first, requiring me to double-check. Receipt matching doesn't always work automatically, needing manual adjustments, which can slow things down when submitting several expenses at once. The notification or reminder flow could be more streamlined; it's sometimes easy to miss what action is still pending, especially with multiple expenses in different stages. **What problems is Ramp solving and how is that benefiting you?** I use Ramp for order approval, expense tracking, and documentation. It simplifies accounting, cost tracking, and budgeting. It keeps the expense process straightforward, saving time by organizing and simplifying the workflow compared to manual methods. ### 32. Streamlined Expense Management with Quick Biometric Access **Rating:** 5.0/5.0 stars **Reviewed by:** Kim H. **Reviewed Date:** April 23, 2026 **What do you like best about Ramp?** I like the biometrics for signing in because it makes it super fast, much quicker than using an email and password each time. I also like the ability to load multiple receipts at one time under a travel trip, which saves me time since I don't have to go back and take a picture to load every single receipt. The initial setup of Ramp was very easy. **What do you dislike about Ramp?** It would be great if we could type in the location of a business whenever we have to travel and stay in a hotel, so we could book a hotel that was closer to our destination. The team member access for expenses and booking could be a little easier to access whenever a supervisor needs to book for a team member, instead of having them designate a person as the supervisor over everyone in their team. **What problems is Ramp solving and how is that benefiting you?** Ramp makes it easy to clear expenses and approve hotel stays for team members. Biometrics make logging in super fast, and loading multiple receipts at once saves me time. ### 33. Convenient and Transparent, But Limited Acceptance **Rating:** 5.0/5.0 stars **Reviewed by:** Rhonda C. | Community Success Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** April 23, 2026 **What do you like best about Ramp?** I like that Ramp is convenient and that I don't have to have physical receipts. It's clear what I'm approved to do, thanks to how my director sets things up, leaving no uncertainty about my allowed actions. Everything is in one centralized location, making it easy to find what I need, like reviewing a receipt. The transparency provided by Ramp, where it's very clear what I'm approved to do, is something I appreciate. It facilitates communication as my company clearly expresses expectations, and I can show that I've met those without issues, which means it builds trust. **What do you dislike about Ramp?** I think sometimes when I have tried to use the Ramp card on certain websites, I've experienced some issues. So, essentially, it doesn't work everywhere, and sometimes that has caused some confusion. Also, if when the spending card is created, and an exact supplier is put in and the supplier I'm using, there's any differences, then, transactions don't go through. So a little bit of flexibility there would be helpful. **What problems is Ramp solving and how is that benefiting you?** Ramp allows us to use company funds remotely with virtual or physical cards. It provides transparency by tracking where funds go and how they're spent. I can easily upload receipts, making everything very transparent and convenient. ### 34. Absurdly Simple, Smart UX That Makes Expense Tracking a Joy **Rating:** 5.0/5.0 stars **Reviewed by:** Jay W. | Director of Communications, Enterprise (> 1000 emp.) **Reviewed Date:** February 04, 2026 **What do you like best about Ramp?** Absurdly simple interface and UX. Usually, Ramp is 2 steps ahead of me. It's smarter than me. I start to do something and it's already done. The app is a joy, the txt approach is great, and the website is about as good as a website can get. I feel like our company is somehow making more money and creating joy in our accounting/expenses teams when I use Ramp. **What do you dislike about Ramp?** Sometimes the interface is a little TOO light. I've used expense tools for 20+ years, and because Ramp is so different, there can be an adjustment period when it comes to getting used to the platform. That being said, when I do catch on, I feel smarter and more efficient. **What problems is Ramp solving and how is that benefiting you?** Removing dumb, cumbersome, and confusing expense and travel claim systems. Reducing friction for workers who need to file expenses and getting them reimbursements faster, and I'm sure making the headache of expense mgmt for big, complex companies MUCH easier. ### 35. Effortless Reconciliation and Stellar Support with Ramp **Rating:** 4.5/5.0 stars **Reviewed by:** A L. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 20, 2026 **What do you like best about Ramp?** I like Ramp for its smooth integration with Netsuite and how user-friendly it is. The support is great, and they add new features very often. It's also easy to capture receipts, and I value the integration with emails and vendor accounts. As a cardholder, I appreciate receiving SMS and emails that make it easy to add pictures and reasons, and the email integration gives the ability to search invoices or receipts and attach them. Plus, the initial setup of Ramp was really easy. **What do you dislike about Ramp?** I find the AI integrations complex. It's challenging to connect tools like Claude or ChatGPT. Also, user management isn't as refined as I'd like. It's tricky to control who has access to certain features without exposing them to all expenses or other features in one toggle. **What problems is Ramp solving and how is that benefiting you?** Ramp solves faster reconciliation, smooth Netsuite integration, and funding account issues. I like its user-friendly interface, great support, frequent feature additions, easy receipt capture, and email integration that helps in managing invoices and receipts. ### 36. Streamlines Procure-to-Pay with AI-Driven Automation **Rating:** 5.0/5.0 stars **Reviewed by:** Shalini A. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 17, 2026 **What do you like best about Ramp?** I like that Ramp is a one-stop platform that enables me to manage all the procure-to-pay related functions. Ramp has a lot of AI features that allow us to automate and expedite many processes. I also appreciate that Ramp connects with NetSuite seamlessly, which eliminates the need for manual transaction import and export between the two systems. Additionally, Ramp is consistently launching new features and has a strong breadth of different features. **What do you dislike about Ramp?** I've noticed that with Ramp consistently launching new features and products, the user interface sometimes changes and some of the options and menus look very different, which makes it a bit harder because the user has to figure out what has changed and how to continue with the processes. Additionally, there are occasional system issues that cause delays in closing the books or managing operations on time, likely because they are launching too many products at once. I would hope that Ramp manages the excellence of operations while they are also launching new features and products. **What problems is Ramp solving and how is that benefiting you?** I use Ramp to streamline credit card activities, manage procure-to-pay and travel reimbursements. Its AI features automate processes, eliminating manual intervention. Ramp's integration with NetSuite speeds up financial reporting by connecting systems directly. ### 37. Fast, Simple Virtual Cards with Strong Spend Control **Rating:** 4.5/5.0 stars **Reviewed by:** Nabeel M. | Full Stack Developer, Small-Business (50 or fewer emp.) **Reviewed Date:** June 11, 2026 **What do you like best about Ramp?** Issuing virtual cards with custom spend limits is fast and simple. It gives us great control over our budget without any friction. **What do you dislike about Ramp?** The individual transaction approvals can get a bit overwhelming for managers. When team members make multiple small, daily purchases, you have to approve them manually one by one. I would love to see a batch-approval feature or better summary options to save our leadership time. **What problems is Ramp solving and how is that benefiting you?** It matches receipts to spending automatically. This saves our finance team hours of manual work every single week. ### 38. Simplified Approval Flows, Unmatched Efficiency **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) **Reviewed Date:** July 01, 2026 **What do you like best about Ramp?** I love how Ramp has simplified all our approval flows, bringing down our average approval time from a month to under a week. It has also reduced our AP costs and made expense tracking simpler and easier. The ease of use and financial tracking capabilities really set Ramp apart, and when you add in the cost savings, there's no product in the market that can beat Ramp today. Moving from Concur to Ramp felt like stepping into a resort after crawling through the desert, highlighting the significant improvements in sophistication and performance. **What do you dislike about Ramp?** I don't know. Ramp is so much more sophisticated than companies like Concur when you move from Concur to Ramp the differences are so big that we really haven't found too many things so far that I would say Ramp needs to change. Maybe interact with Outlook or whichever calendaring application to see who you are interacting with as an appointment for an expense and fill in the expense when you take a picture for a receipt? **What problems is Ramp solving and how is that benefiting you?** I use Ramp to simplify approval flows, cutting approval time from a month to under a week, and it reduces AP costs while making expense tracking easier. ### 39. Ramp’s Ease of Use and Excellent Customer Service **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Insurance | Enterprise (> 1000 emp.) **Reviewed Date:** April 13, 2026 **What do you like best about Ramp?** In the past, my company used the bill pay function, and it was very simple to use. It also made it easy to check whether payments or checks had been sent or received. Currently, our company uses the credit card function, and whenever we’ve run into issues, Ramp has been there right away to help us resolve them. I recommend Ramp for its ease of use and excellent customer service. **What do you dislike about Ramp?** At the beginning of starting to use Ramp, the menus weren’t very functional, and it was a bit irritating moving from one menu to another because if I tried to go back to a previous menu, I often had to start over from square one. On top of that, Ramp would roll out various updates to the website, so every now and then it became a hassle to figure things out again. It wasn’t a game changer for using Ramp, but it was still frustrating and annoying at times. **What problems is Ramp solving and how is that benefiting you?** We are not experiencing any issues at the moment with Ramp. Everything is working fine. ### 40. Effortless Receipt & Expense Tracking—Snap a Photo and You’re Done **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.) **Reviewed Date:** May 28, 2026 **What do you like best about Ramp?** It's a very easy system to record receipts and expenses. I like the fact that it just requires a picture, a note and you're done. And half the time it now uploads a digital receipt already! My husband would LOVE to have his company use it, but they're still working on that. **What do you dislike about Ramp?** I think that because I only buy one type of item for our department, the process is pretty straightforward. That said, I can see how it would get more complicated if you were buying, for example, office supplies for one department and food supplies for another, since you’d need two separate receipts for each department. **What problems is Ramp solving and how is that benefiting you?** Lost receipts no more! And no more having to tally up totals to make sure everything balances. ### 41. Effortless Spend Control and Visibility for Fast-Growing Teams **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Medical Practice | Mid-Market (51-1000 emp.) **Reviewed Date:** December 08, 2025 **What do you like best about Ramp?** Real-time spend visibility and control: Ramp makes it very easy to see where company money is going, with instant transaction tracking and strong controls like spend limits and automated approvals. This helps teams avoid overspending and keeps finance teams in control without slowing people down. **What do you dislike about Ramp?** Limited flexibility for complex or global finance needs: while Ramp is great for fast-growing US-based teams, it can feel restrictive if your company needs advanced workflows, multi-entity accounting, or strong international support. **What problems is Ramp solving and how is that benefiting you?** Ramp solves inefficient spend management and manual expense tracking, and it benefits us by saving time through automation, reducing errors, and giving better visibility into company spending, which helps us make faster and more informed financial decisions. ### 42. Effortless Expense Management with Ramp **Rating:** 5.0/5.0 stars **Reviewed by:** Amber C. | Small-Business (50 or fewer emp.) **Reviewed Date:** April 02, 2026 **What do you like best about Ramp?** I absolutely love using Ramp. It's quick, easy to use, and incredibly intuitive. Everything feels streamlined, and the workflows just make sense, which saves a ton of time on the finance side. From its automation to real-time visibility, Ramp makes managing company spending feel effortless. The list of things I appreciate just keeps going. We haven't used everything that this software offers, but knowing that it has a lot of features we can expand to use in the future is also great. Anytime I swipe the card, it's automatic; I'll get an email and a text message instantly. I don't have to wait anymore for expenses to show up before uploading receipts. With real-time visibility, it makes it super awesome for those of us who don't like to wait. I want to be able to upload things right away so I don't forget because I have other tasks to do. **What do you dislike about Ramp?** I wouldn't say this is something I disliked as it could have been user error. At the onset of using ramp we were given the link to set everything up. I went through all the steps and tutorials. I set the card up in my google wallet prior to receiving the actual card in the mail and tried to use it and that prompted the card to be deactivated and a second card issued. Honestly, I'm sure that was more of my fault because I wanted to use it already after going through everything and seeing how great of a product it was compared to Expensify. **What problems is Ramp solving and how is that benefiting you?** I find Ramp simpler and more efficient than Expensify, eliminating unnecessary complexity and manual work in expense management. Its automation and real-time visibility make managing company spending effortless, saving time and preventing receipt loss. ### 43. Operations Manager **Rating:** 5.0/5.0 stars **Reviewed by:** Juls S. | Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 07, 2026 **What do you like best about Ramp?** I love the ability to break out expenses into the proper accounts right from the start. No more journal entries in my accounting program just to fix what was exported from banking apps. **What do you dislike about Ramp?** I’m still a relatively new user, so I haven’t come across anything I dislike about Ramp yet. **What problems is Ramp solving and how is that benefiting you?** I’m able to add more detail and break out my expenses more easily, which makes everything clearer and simpler to track. ### 44. Intuitive and Easy-to-Use Expense and Travel Management **Rating:** 5.0/5.0 stars **Reviewed by:** Neer P. | Senior Customer Success Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** March 30, 2026 **What do you like best about Ramp?** I love Ramp's clean UI which makes it easy to understand what's needed, like expenses that need approval or trips not fully submitted. The information is clearly laid out, so I always know what's going on. I appreciate the multiple ways to submit expense reports, especially via text message, as it's convenient for me to just snap a picture of a receipt and handle details later, easing my travel stress. The intuitive nature of booking travel is another win, making it clear what I'm getting without complex approval layers. It's helpful with minimal cognitive load, and flights are fast and easy to find. Overall, the software is impressive with a very clean interface, and I find it beautiful how I can simply submit receipt pictures via text, helping me not forget expenses, actually saving me over $100 to $200 a year. Lastly, the setup was extremely easy, so much that it was a bit spooky in a good way. Tremendous kudos to Ramp's team for their expertly engineered onboarding flow. It was truly awesome. **What do you dislike about Ramp?** I would like the rebooking process of travel last minute to be done more through an interface rather than support. I understand it takes some collaboration with the airline, but whatever you could do to make it even more fast would be appreciated. I do wish slightly that they'd have a faster process other than chatting with an agent. **What problems is Ramp solving and how is that benefiting you?** Ramp simplifies travel booking and expense reimbursements, making processes clear and fast. Its intuitive interface reduces cognitive load, and multiple submission methods, including text messaging, save time and prevent expense forgetting, easing travel stress and helping me save money. ### 45. Streamlined Receipt Management with Great ERP Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Kenny D. | Enterprise (> 1000 emp.) **Reviewed Date:** March 30, 2026 **What do you like best about Ramp?** I use Ramp to purchase items for our students, staff, and HQ staff needs. I like the integration with our ERP systems. It makes it easy to upload receipts and information straight to our ERP system. I really enjoy the phone application and how easy it is to upload receipts directly to the charges incurred on my corporate credit card. I appreciate not having to manually upload it once I do so in the app. Also, the cashback on transactions and the easy-to-manage application were motivating factors for us when switching to Ramp. **What do you dislike about Ramp?** I wish that for every transaction that is made in my CCC, a separate email could be sent to upload information to my email. Yes, when setting up the Ramp profile, it is hard to follow some of the features that are listed on the website. For example, I wanted to clear up an expense, but I clicked out of it and unexpectedly the information disappeared and now I cannot find it. **What problems is Ramp solving and how is that benefiting you?** Ramp makes it easy to upload receipts and integrates with our ERP system, saving me time by directly matching receipts with credit card charges. The ease of use with the phone app is particularly valuable. ### 46. Streamlines Accounting with Seamless Mobile Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Allen A. | Mid-Market (51-1000 emp.) **Reviewed Date:** March 30, 2026 **What do you like best about Ramp?** I love the Ramp mobile app where I can track my travel miles and expenditures, as it really helps keep track of everything and makes it easy. The way I can just put in the town and destination, and it calculates the mileage and everything, including round trips, is awesome. It just streamlines everything in a very efficient way for both me and my coworkers, making it simple to keep track of things. I also appreciated how easy the initial setup was; you just plug in your email, phone number, and company email, and it handles everything for you. Overall, it's been absolutely perfect for me, my business, and my workers. I have no complaints, as it fulfills all my needs excellently. **What do you dislike about Ramp?** nothing, its exactly what i and we "Outpost" need" **What problems is Ramp solving and how is that benefiting you?** I use Ramp to streamline my accounting by automatically organizing receipts. The mobile app helps me track travel miles and expenditures efficiently, making it easy for my coworkers and me to keep track of everything. ### 47. Fast, Accessible, and Easy to Use with Helpful Support **Rating:** 5.0/5.0 stars **Reviewed by:** Luis Ernesto V. | Project Management Officer and Digital Transformation Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** May 29, 2026 **What do you like best about Ramp?** It's easy to use, very accesible. It loads fast when I'm usually in a hurry to use, it has never been declined. When support has been contacted (like once or twice) it's been very helpful. **What do you dislike about Ramp?** It looks a bit bland, like working a word document lol **What problems is Ramp solving and how is that benefiting you?** For company expenses across employees when traveling. Before using ramp, employees had to use their own money and get refunded a month later. With Ramp, we have a budget available from day 1 on our trips. ### 48. Effortless Expense Management with Exceptional Support **Rating:** 5.0/5.0 stars **Reviewed by:** Kerrie C. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 09, 2026 **What do you like best about Ramp?** I like how Ramp helps our finance team by cutting down on the need to code transactions and track down receipts, making it easier to enter all expenses into our ERP system. I appreciate the workflow because it pretty much runs itself, and I find it easy to track transactions and run reports. It is incredibly helpful to have real-time tracking, especially when I need to pull reports of the top spenders. Additionally, the Ramp support team is awesome, always providing excellent support and customer service. The initial setup went smoothly, which was a great start. **What do you dislike about Ramp?** Nothing! Works great for my company **What problems is Ramp solving and how is that benefiting you?** Ramp helps our finance team save time by simplifying transaction coding and receipt tracking. It makes entering expenses into our ERP system easier, and I love the real-time tracking and report running features. The workflow is smooth and customer service is excellent. ### 49. Streamlined Expense Management with Seamless QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Gary R. | Small-Business (50 or fewer emp.) **Reviewed Date:** April 29, 2026 **What do you like best about Ramp?** I use Ramp for our credit card purchases and accounts payable. I appreciate how it makes collecting receipts super easy. You can just snap a picture and upload it. What I like most is the quick process, and it also helps me find out if something hasn't been approved and who is waiting on approval. It just saves a lot of time. The initial setup was fairly easy because the product is pretty intuitive. It guides you through setting up vendors, which is really helpful. **What do you dislike about Ramp?** The only thing I do not like is having to upload a copy of our bank statements every month. **What problems is Ramp solving and how is that benefiting you?** Ramp makes it super easy to collect receipts for credit card purchases. I just snap a picture and upload it, saving a lot of time and streamlining the approval process. ### 50. Effortless Expense Management with an Intuitive, User-Friendly Interface **Rating:** 5.0/5.0 stars **Reviewed by:** Matt D. | Commodity Manager, Consumer Goods, Small-Business (50 or fewer emp.) **Reviewed Date:** January 09, 2026 **What do you like best about Ramp?** The ease of use is truly impressive. Everything feels simple and streamlined, making the experience very user-friendly. I find it extremely convenient to email receipts, drag and drop them, or upload them directly. The user interface stands out for being clean, refined, and easy to navigate. Managing and reviewing expenses regularly is effortless. I especially appreciate the feature that clearly highlights items needing my attention. **What do you dislike about Ramp?** There are very few drawbacks to using Ramp. However, I do find it challenging to manage old expenses or canceled transactions. I have several transactions that remain open on my account, appearing as if they are still waiting for a receipt or a comment, even though these transactions were canceled or refunded months ago. In the past, such transactions would eventually disappear from my account, but these have lingered for many months, and I have not yet figured out how to remove them. I would appreciate a simpler way to either delete these transactions or mark them as returned or refunded so they no longer appear on my main screen. **What problems is Ramp solving and how is that benefiting you?** This tool really simplifies the process of organizing, managing, and coordinating corporate credit card expenses, making everything much easier. ## Ramp Discussions - [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) - 3 comments, 1 upvote - [View Ramp pricing details and edition comparison](https://www.g2.com/products/ramp-financial-ramp/reviews?section=pricing&secure%5Bexpires_at%5D=2026-07-09+16%3A54%3A19+-0500&secure%5Bsession_id%5D=adea9bc9-d5b4-48b4-baff-78d254203227&secure%5Btoken%5D=4b85eaa78a12cfbeacd5aa1f117b78beab3385d387195be61aa50eeef6239ede&format=llm_user) ## Ramp Integrations - [Acumatica](https://www.g2.com/products/acumatica/reviews) - [Amazon Aurora](https://www.g2.com/products/amazon-aurora/reviews) - [AppFolio](https://www.g2.com/products/appfolio/reviews) - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) - [Asana for Gmail for G Suite](https://www.g2.com/products/asana-for-gmail-for-g-suite/reviews) - [Campfire](https://www.g2.com/products/campfire-2026-02-16/reviews) - [Google Workspace](https://www.g2.com/products/google-workspace/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [Net@Suite](https://www.g2.com/products/net-suite/reviews) - [Okta](https://www.g2.com/products/okta/reviews) - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) - [Qbo](https://www.g2.com/products/qbo/reviews) - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews) - [QuickBooks Time](https://www.g2.com/products/quickbooks-time/reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) - [Shared Contacts for Gmail](https://www.g2.com/products/shared-contacts-for-gmail/reviews) - [Slack](https://www.g2.com/products/slack/reviews) - [Slack Connector for Jira](https://www.g2.com/products/slack-connector-for-jira/reviews) - [Uber for Business](https://www.g2.com/products/uber-for-business/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## Ramp Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions **Setup** - Data - Approvals - Alignment **Planning** - Processes - Contracts - Content - Requisition **Data Management** - Consolidation - Classification - External Sources - Integration - Cleaning **Invoice Management** - Capture - Repository **Expense Reporting** - Expense Automation - Integration - Compliance - Mobile Functionality **Purchase Requisition and Approval Workflow - Procurement Orchestration** - Notifcations - Workflows - Purchase Orders **Agentic AI - Accounts Payable (AP) and Spend Analysis** - Decision Making **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Vendor Management** - Decision Making **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Itinerary Management - Advanced Integrations **Revenue Recognition** - Usage Tracking - Deferred Revenue - Revenue Accrual **Performance** - Forecasting - Savings **Execution** - Sourcing - Purchasing - Invoicing **Analytics** - Benchmarking - KPIs - Compliance - Errors **Invoice Processing** - Matching - Payments - Workflows **Approval ** - Rules - Workflows - Submit **Supplier Management - Procurement Orchestration** - Tracking - Onboarding - Database **Analytics** - Visibility - Performance - Spend **Analytics** - Due Dates **Recovery** - Historical payments - Overpayments **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **AI - Travel Management** - Personalization - Predictive Analytics - Cost Savings - Efficiency - Real-Time Assistance **Spend Management - Procurement Orchestration** - Analysis - Visibility **Integration** - Accounting - ERP **AP Data Processing** - Workflows - Transparency - Controls **Reporting** - Real time - Multiple Views - Export **Compliance and Risk Management - Procurement Orchestration** - Risk Assessment - Compliance - Audits **Agentic AI - Procure to Pay** - Multi-step Planning **Agentic AI - Travel Management** - Autonomous Task Execution - Proactive Assistance **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Workflow Automation - Procurement Orchestration** - Routing - Configuration - Approvals **Employee Risk Management** - Emergency Assistance Integration - Policy Enforcement & Compliance - Traveler Tracking - Risk Alerts & Safety Notifications **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - Notifications - Unique Cards - Controls **Agentic AI - Procurement Orchestration** - Autonomous Task Execution **Sustainability & Reporting** - Sustainability Reporting - Green Travel Recommendations - Carbon Emissions Tracking **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support **Audit** - Overpayments - Duplicates **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making ## Top Ramp Alternatives - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,948 reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - 4.2/5.0 (555 reviews) - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,576 reviews)