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Compare Xero and Zoho Expense 
Featured Products
At a Glance
Market Segments
Small-Business (69.3% of reviews)
Small-Business (81.7% of reviews)
Entry-Level Pricing
$13.00 Per Month
$0.00
Xero
Star Rating
(1,313)4.4 out of 5
Market Segments
Small-Business (69.3% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansZoho Expense
Star Rating
(1,444)4.5 out of 5
Market Segments
Small-Business (81.7% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00
Free Trial is available
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Zoho Expense has a slight edge in overall user satisfaction, reflected in its higher G2 Score of 82.68 compared to Xero's 80.39. Users appreciate the clean interface and ease of navigation, making expense submissions straightforward, especially with the mobile app for snapping photos of receipts.
- Users say that Xero excels in ease of use, with many highlighting its intuitive design that simplifies tasks like reconciling payments and receipts. One reviewer noted, "I like Xero because it's simple and intuitive," which resonates with those looking for a user-friendly experience.
- According to verified reviews, Xero's implementation process is praised for being quick and efficient, with users noting that the initial setup was easy for their teams. This contrasts with Zoho Expense, where some users found the interface to be adequate but not as seamless during setup.
- Reviewers mention that while both products offer solid support, Zoho Expense slightly outperforms Xero in terms of quality of support, with users appreciating the responsiveness and helpfulness of the support team, as indicated by its higher score in this area.
- Users highlight that Xero offers superior bank and credit card integration, which is crucial for managing finances effectively. One user remarked on the ease of managing accounting tasks, which is a significant advantage for those who prioritize seamless financial tracking.
- G2 reviewers note that Zoho Expense shines in its receipt management capabilities, particularly with its accurate multi-lingual AI interpretation of scanned receipts. This feature is a game-changer for users who need to manage expenses in various languages, making it a strong contender for international teams.
Pricing
Entry-Level Pricing
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Zoho Expense
Free Plan
$0.00
For small businesses and freelancers to track expenses and mileage claims. Includes a free mobile app (iOS & Android) to capture receipts and track expenses on the go. Upto 3 users.
- 5 GB Receipt Storage
- 20 Receipt Autoscans
- Multicurrency Expenses
Free Trial
Xero
Free Trial is available
Zoho Expense
Free Trial is available
Ratings
Meets Requirements
8.7
1,054
8.8
1,175
Ease of Use
8.9
1,109
8.8
1,195
Ease of Setup
8.7
802
8.6
879
Ease of Admin
8.7
369
8.7
758
Quality of Support
8.3
981
8.5
953
Has the product been a good partner in doing business?
8.6
364
8.7
711
Product Direction (% positive)
8.7
1,043
9.1
1,151
Features by Category
Expense Reports
8.7
235
8.7
848
|
Verified
8.9
234
7.4
606
|
Verified
8.5
219
8.0
711
|
Verified
8.5
221
8.7
805
|
Verified
8.4
210
8.4
661
|
Verified
8.3
206
8.2
604
|
Verified
8.7
218
7.5
523
|
Verified
Agentic AI - Expense Management
8.9
106
7.4
46
9.1
107
7.8
47
Travel Management
7.8
193
7.7
369
7.3
186
7.5
413
7.1
184
7.6
413
7.6
188
7.6
421
Client Invoicing
9.0
222
Feature Not Available
8.7
209
7.7
358
8.6
208
7.9
429
|
Verified
Mobile
8.3
209
8.8
764
|
Verified
7.7
186
8.3
515
|
Verified
7.3
182
7.5
285
Platform
8.2
172
7.7
390
|
Verified
8.2
175
7.9
427
|
Verified
Administration
8.4
168
8.0
343
|
Verified
Administration
8.4
209
8.2
546
|
Verified
8.4
208
8.4
585
|
Verified
8.2
205
8.3
564
|
Verified
8.1
195
8.3
512
|
Verified
8.6
215
8.6
637
|
Verified
Platform
8.9
230
8.4
652
|
Verified
8.5
197
7.8
422
|
Verified
8.3
188
8.1
401
|
Verified
9.1
217
8.7
636
|
Verified
8.4
199
8.6
583
|
Verified
5.8
170
7.7
408
|
Verified
General Ledger
8.6
677
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Not enough data
Accounts Receivable
8.7
698
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Not enough data
Accounts Payable
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Not enough data
Other Functionality
7.9
554
Not enough data
7.9
553
Not enough data
8.0
540
|
Verified
Not enough data
7.8
573
|
Verified
Not enough data
8.4
604
|
Verified
Not enough data
8.9
675
|
Verified
Not enough data
8.2
588
|
Verified
Not enough data
8.4
590
Not enough data
Reporting & Analytics
8.8
692
|
Verified
Not enough data
8.6
667
|
Verified
Not enough data
8.4
578
|
Verified
Not enough data
8.7
682
|
Verified
Not enough data
Platform
8.3
628
|
Verified
Not enough data
8.2
600
Not enough data
8.6
656
|
Verified
Not enough data
8.2
558
|
Verified
Not enough data
8.8
665
|
Verified
Not enough data
8.6
612
|
Verified
Not enough data
Integration
8.6
633
|
Verified
Not enough data
8.6
559
Not enough data
8.4
589
|
Verified
Not enough data
Cash Flow
8.7
525
|
Verified
Not enough data
9.0
545
|
Verified
Not enough data
8.7
512
|
Verified
Not enough data
Budgeting & Forecasting
8.4
578
|
Verified
Not enough data
8.6
515
|
Verified
Not enough data
8.3
479
|
Verified
Not enough data
8.5
508
|
Verified
Not enough data
Revenue
8.7
533
|
Verified
Not enough data
8.6
519
|
Verified
Not enough data
8.3
487
|
Verified
Not enough data
Payroll
8.2
466
|
Verified
Not enough data
7.9
452
|
Verified
Not enough data
8.4
494
|
Verified
Not enough data
8.8
508
|
Verified
Not enough data
AI
8.2
340
Not enough data
8.7
340
Not enough data
8.6
340
Not enough data
8.4
338
Not enough data
8.4
336
Not enough data
8.0
335
Not enough data
8.9
343
Not enough data
8.7
341
Not enough data
8.6
332
Not enough data
8.3
333
Not enough data
Mobile Applications - Accounting
8.7
330
Not enough data
8.7
320
Not enough data
8.7
329
Not enough data
7.2
298
Not enough data
8.8
323
Not enough data
8.9
323
Not enough data
Agentic AI - Accounting
8.4
297
Not enough data
General Ledger
8.6
677
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Not enough data
Accounts Receivable
8.7
698
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Not enough data
Accounts Payable
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Not enough data
Setup
Not enough data
8.5
114
Not enough data
8.6
120
Not enough data
8.6
117
Not enough data
8.5
115
Tracking
Not enough data
9.0
139
Not enough data
8.6
121
Not enough data
8.7
118
Reimbursement
Not enough data
8.9
133
Not enough data
9.1
145
Not enough data
8.7
119
Platform - Mileage Tracking
Not enough data
8.9
58
Not enough data
8.2
55
Agentic AI - Mileage Tracking
Not enough data
7.7
11
Not enough data
7.1
11
Invoice Generation
8.7
231
Not enough data
9.0
230
Not enough data
9.0
225
Not enough data
Invoice Processing
8.7
223
Not enough data
8.7
222
Not enough data
8.4
220
Not enough data
9.0
230
Not enough data
Analytics
9.0
222
Not enough data
8.6
223
Not enough data
8.3
210
Not enough data
8.8
225
Not enough data
Integration
9.1
234
Not enough data
8.9
227
Not enough data
8.2
216
Not enough data
8.6
227
Not enough data
Agentic AI - Invoice Management
8.5
131
Not enough data
8.5
132
Not enough data
8.5
133
Not enough data
Multichannel inventory management
8.8
87
Not enough data
8.9
87
Not enough data
8.6
87
Not enough data
3PL inventory management
9.0
87
Not enough data
8.9
87
Not enough data
8.8
86
Not enough data
Inventory Management
9.1
88
Not enough data
8.9
87
Not enough data
8.9
85
Not enough data
8.8
86
Not enough data
9.3
86
Not enough data
Inventory Management Platform Features
9.1
92
Not enough data
9.2
93
Not enough data
8.9
92
Not enough data
8.9
89
Not enough data
8.9
89
Not enough data
9.2
93
Not enough data
9.0
91
Not enough data
9.3
90
Not enough data
9.4
92
Not enough data
9.4
92
Not enough data
Bill Generation
8.5
212
Not enough data
8.8
216
Not enough data
8.8
217
Not enough data
Bill Processing
8.3
208
Not enough data
8.5
209
Not enough data
8.7
212
Not enough data
Integration
8.9
221
Not enough data
8.7
215
Not enough data
8.1
203
Not enough data
Agentic AI - Billing
8.6
122
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Xero and Zoho Expense are categorized as Expense Management
Unique Categories
Xero is categorized as Invoice Management, Inventory Control, Billing, Accounting, and Nonprofit Accounting
Zoho Expense is categorized as Mileage Tracking
Reviews
Reviewers' Company Size
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Expense
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
20.1%
Information Technology and Services
8.3%
Computer Software
6.8%
Marketing and Advertising
5.9%
Construction
3.2%
Other
55.8%
Information Technology and Services
8.3%
Computer Software
5.9%
Construction
4.6%
Non-Profit Organization Management
4.1%
Accounting
3.6%
Other
73.6%
Alternatives
Discussions
What is Xero software used for?
3 Comments
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more
How can I import my e-receipt from my cellphone to this software?
2 Comments
BJ
One way is to email the e-receipt to the unique Zoho expense email address associated with your account. Read more
What are the pricing plans for Zoho Expense?
1 Comment
Official Response from Zoho Expense
The monthly plan comes at a price of $15/month for a 10 user pack and $2/month for every additional user. The yearly plan comes at a price of $150 (for 10...Read more
What accounting software does Zoho Expense integrate with?
1 Comment
TM
Quickbooks Online, Quickbooks Desktop, Xero, Microsoft Dyanmics, Oracle, SAP, and Zoho BooksRead more
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