Compare Mastercard Open Banking and Plaid 
At a Glance
Market Segments
Small-Business (77.8% of reviews)
Small-Business (61.3% of reviews)
Entry-Level Pricing
varies by API and volume
No pricing available
Mastercard Open Banking
Star Rating
(9)3.7 out of 5
Market Segments
Small-Business (77.8% of reviews)
Entry-Level Pricing
varies by API and volume
Browse all 3 pricing plansPlaid
Star Rating
(32)4.1 out of 5
Market Segments
Small-Business (61.3% of reviews)
Entry-Level Pricing
No pricing available
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Mastercard Open Banking vs Plaid
- Reviewers felt that Plaid meets the needs of their business better than Mastercard Open Banking.
- When comparing quality of ongoing product support, reviewers felt that Plaid is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Mastercard Open Banking over Plaid.
Pricing
Entry-Level Pricing
Mastercard Open Banking
Finicity Pay
varies by API and volume
Finicity Pay™ is our integrated set of data services that accurately verifies account details, account owner(s), and balances at lightning speed.
- Account Details
- Account Owner(s)
- Balances
Plaid
No pricing availableFree Trial
Mastercard Open Banking
No trial information availablePlaid
No trial information availableRatings
Meets Requirements
8.1
7
8.3
26
Ease of Use
7.2
6
8.5
26
Ease of Setup
8.9
6
8.2
10
Ease of Admin
Not enough data
8.5
9
Quality of Support
7.0
5
7.4
24
Has the product been a good partner in doing business?
Not enough data
7.6
9
Product Direction (% positive)
8.1
6
7.7
25
Features by Category
Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analysis
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Additional Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Interoperability
Not enough data
Not enough data
Not enough data
Not enough data
Management
Not enough data
Not enough data
Not enough data
Not enough data
Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Options
Not enough data
Not enough data
Not enough data
Not enough data
Security
Not enough data
Not enough data
Platform
Not enough data
Not enough data
Not enough data
Not enough data
Core Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Document Management
Not enough data
Not enough data
Not enough data
Not enough data
Interoperability
Not enough data
Not enough data
Not enough data
Not enough data
Fraud Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Monitoring
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Support
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Connectivity
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Mastercard Open Banking and Plaid are categorized as Identity Verification, Financial Data APIs, and Mobile Banking
Unique Categories
Mastercard Open Banking is categorized as Payment Processing, Digital Mortgage Closing, Banking as a Service (BaaS), and Core Banking
Plaid is categorized as Unified APIs, Biometric Authentication, Anti Money Laundering, Address Verification, Fraud Detection, and Underwriting & Rating
Reviews
Reviewers' Company Size
Mastercard Open Banking
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Plaid
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Information Technology and Services
22.2%
Marketing and Advertising
11.1%
Hospitality
11.1%
Food & Beverages
11.1%
Computer Software
11.1%
Other
33.3%
Financial Services
38.7%
Computer Software
12.9%
Internet
6.5%
Entertainment
6.5%
Consumer Services
6.5%
Other
29.0%
Most Helpful Reviews
Mastercard Open Banking
Most Helpful Favorable Review
Harsh J.
Verified User in Marketing and Advertising
The platform's API is designed for ease of use, making it straightforward for developers to integrate Finicity’s services into their applications.
Most Helpful Critical Review
Verified User in Information Technology and Services
The Finicity developer API documentation is a mess and frequently lacking in certain areas.
Plaid
Most Helpful Favorable Review
Verified User in Apparel & Fashion
That it can assist me in getting a business line of credit.
Most Helpful Critical Review
Gage A.
Verified User in Financial Services
I dislike a lot about this products but my number one issue is if someone forgets or needs to reset their login credientals we have to wait 24-72 hours to get that customer through our system again because of PLAID. PLAID's support system is very convoluted...
Harsh J.
Verified User in Marketing and Advertising
The platform's API is designed for ease of use, making it straightforward for developers to integrate Finicity’s services into their applications.
Verified User in Apparel & Fashion
That it can assist me in getting a business line of credit.
Verified User in Information Technology and Services
The Finicity developer API documentation is a mess and frequently lacking in certain areas.
Gage A.
Verified User in Financial Services
I dislike a lot about this products but my number one issue is if someone forgets or needs to reset their login credientals we have to wait 24-72 hours to get that customer through our system again because of PLAID. PLAID's support system is very convoluted...
Discussions
Mastercard Open Banking has no discussions with answers
Plaid has no discussions with answers
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