# PayPal Payments Reviews **Vendor:** PayPal **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.4/5.0 **Total Reviews:** 2,745 ## About PayPal Payments PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. ## PayPal Payments Pros & Cons **What users like:** - Users appreciate the **ease of use** of PayPal Payments, highlighting its quick setup and simple transaction process. (357 reviews) - Users love the **easy and reliable payment process** of PayPal Payments, ensuring fast and secure transactions worldwide. (252 reviews) - Users value the **widespread acceptance** of PayPal Payments, making it convenient for international transactions and withdrawals. (199 reviews) - Users appreciate the **payment ease** of PayPal Payments, enabling smooth and quick transactions for freelance work. (197 reviews) - Users enjoy the **speed of transactions** with PayPal Payments, making receiving payments both quick and effortless. (191 reviews) - Users value the **convenience** of PayPal Payments for its speed, ease of use, and wide acceptance for transactions. (189 reviews) - Reliability (187 reviews) - Users appreciate the **high level of security** with PayPal Payments, ensuring fast and reliable transactions. (181 reviews) - Easy Setup (170 reviews) - Users appreciate the **ease and speed of international transfers** with PayPal Payments, enhancing trust and convenience in transactions. (170 reviews) **What users dislike:** - Users find the **high fees** of PayPal Payments unappealing, particularly for small transactions and transfers. (177 reviews) - Users find the **fees too high** , particularly for small payments and international transactions, making cost-effectiveness a concern. (157 reviews) - Users are frustrated by the **excessive fees** and lack of transparency regarding conversion rates with PayPal Payments. (102 reviews) - Users are frustrated with **high transaction fees** and conversion rates that diminish the overall value of using PayPal. (82 reviews) - Users experience **withdrawal delays** with PayPal Payments, which disrupt their access to funds and workflow efficiency. (73 reviews) - Users report experiencing **poor customer support** with PayPal Payments, noting difficulties in reaching support and slow resolutions. (73 reviews) - Users experience **payment holds lasting from 24 hours to 21 days** , which can significantly disrupt transactions. (62 reviews) - Account Blocking (58 reviews) - Users often face **billing issues** with frozen payments and inadequate customer service affecting their overall experience. (52 reviews) - Slow Performance (51 reviews) ## PayPal Payments Reviews ### 1. Secure and Simple for International Payments, but Slow Transfers **Rating:** 5.0/5.0 stars **Reviewed by:** Amit M. | Founder and CEO At DikWell- Real H2O, Small-Business (50 or fewer emp.) **Reviewed Date:** May 23, 2026 **What do you like best about PayPal Payments?** I love how PayPal Payments allows me to receive payments from abroad securely and conveniently, even though it used to be very difficult in India. The process is very simple and straightforward; I just need to add a bank account, and I receive my converted rupees from USD easily. I appreciate the security it offers, keeping my money safe and returning it to me if needed. The initial setup was very simple as well, just verifying my bank account, which is important for the tasks it's doing. **What do you dislike about PayPal Payments?** I faced issues with the timing of payments. It took 24 to 48 days to reflect in my bank account, which could be improved. I think it would be better if I could instantly get the money in my bank account. The t plus one and t plus two timing was a problem for me. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to conveniently receive payments from abroad. It ensures my money is secure and transfers are simple and quick. The process is straightforward: just add a bank account and receive converted currency easily. ### 2. Reliable and Easy Payment Support for Freelancers **Rating:** 4.0/5.0 stars **Reviewed by:** Jyotishman G. | Senior Account Executive, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** May 16, 2026 **What do you like best about PayPal Payments?** As a freelancer, what I like most about PayPal Payments is how simple and reliable it is for receiving money from clients worldwide. I don’t have to deal with complicated steps—payments come in quickly, and I can easily track everything in one place. It saves me time and helps me stay focused on my work instead of stressing about whether payments will go through. I also appreciate the trust factor. Most clients already feel comfortable using PayPal, which makes transactions smoother and helps deals close faster. Overall, it’s been a dependable tool that’s made managing my freelance income much more efficient. **What do you dislike about PayPal Payments?** One thing I don’t like about PayPal Payments is that transactions or withdrawals can sometimes be delayed. There have been a few occasions where my money seemed to get stuck while transferring to my bank, which is especially frustrating when I need quick access to my funds. The fees can also feel a bit high, particularly as a freelancer handling multiple international payments. Overall, the platform is convenient, but the occasional delays and the charges can definitely be a downside. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments addresses the challenge of getting paid quickly and securely by international clients, especially when bank transfers are slow or inconvenient. It also supports invoicing and payment tracking, and it can make clients feel more comfortable sending money. As a freelancer, that benefits me by saving time and making payments easier to manage. It’s been useful because I can receive money from clients in one place, monitor payments more easily, and get paid without a lot of back-and-forth. Overall, it makes my freelance work feel more organized and efficient. ### 3. Hassle-Free International Payments with PayPal **Rating:** 4.5/5.0 stars **Reviewed by:** KOMAL T. | Consulting Physiotherapist, Small-Business (50 or fewer emp.) **Reviewed Date:** May 18, 2026 **What do you like best about PayPal Payments?** I love how instantly PayPal Payments transfers money to my bank account from different currencies, which is very convenient. It's free, very easy to use, and setting up an account is quite straightforward. Additionally, customer support is quick to solve doubts or issues, which I find very helpful. I appreciate that PayPal Payments is connected to many websites and platforms I work on, and it's widely accepted in almost every country. The feature of automatic transfer to my bank account is a big help, making the process hassle-free. Overall, PayPal Payments is very useful and works well with platforms like the Respondent app and Outlier AI. **What do you dislike about PayPal Payments?** PayPal Payments takes time to process the account verification, usually about two or three days, which can be tough for new users who need urgent payments. If they could speed up the verification process to a day or two, that would be much better. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves currency conversion issues, allowing me to receive payments from various platforms in my local currency without stress or delays. Transfers happen quickly to my bank account, making it very easy and hassle-free. ### 4. Reliable Global Payments, but High Fees and Strict KYC Can Disrupt Freelancers **Rating:** 3.0/5.0 stars **Reviewed by:** jayesh l. | Advocate, Legal Services, Small-Business (50 or fewer emp.) **Reviewed Date:** May 14, 2026 **What do you like best about PayPal Payments?** PayPal simplifies global shopping and freelancing for Indians. It offers seamless checkout on international sites without sharing card details. The robust Buyer Protection secures refunds for missing or mismatched items. For freelancers, the automatic daily withdrawal to Indian bank accounts saves administration time. It remains the most reliable, widely accepted gateway to connect with global markets effortlessly. For freelancers, it sends payments directly to linked Indian bank accounts the next day, saving administrative time. UI / UXClean Interface: Clear dashboard layouts make tracking international transactions highly intuitive.Simplified Checkout: Eliminates manual card entry through a fast, single-login system.IntegrationsGlobal Platforms: Connects instantly with international marketplaces like eBay, Shopify, and Etsy.Freelance Platforms: Syncs smoothly with major global remote work and contracting sites.PerformanceNext-Day Payouts: Automatically clears and transfers foreign earnings to Indian banks within 24 hours.High Uptime: Processes cross-border digital transactions reliably without sudden payment drops.Pricing / ROIHigh Fees: Cross-border transaction percentages and currency conversion rates remain relatively expensive.Value Delivery: Secure global reach and fraud prevention justify the premium transaction costs.Support / OnboardingStrict KYC: Onboarding requires rigorous compliance checks mandated by Reserve Bank of India regulations.Resolution Center: Digital dispute filing provides structured mediation for merchant-buyer conflicts.AI / IntelligenceFraud Detection: Automated systems instantly flag suspicious logins and unauthorized foreign charges.Smart Routing: Optimizes payment paths to ensure high transaction success rates globally. **What do you dislike about PayPal Payments?** PayPal’s high cross-border transaction fees and expensive currency conversion rates cut into Indian earnings. The rigid RBI-mandated onboarding and strict compliance checks complicate account setup. Additionally, sudden account limitations and automated fund freezes disrupt smooth freelance business operations. **What problems is PayPal Payments solving and how is that benefiting you?** Before vs. After ImplementationThe Former Reality: We struggled with complex RBI cross-border compliance, manual foreign wire tracking, and collection delays from North American clients.The Current Reality: Now we can execute automated invoicing, receive local ACH payments, and get automated next-day Indian bank deposits.The Resulting Benefits: This has resulted in absolute regulatory compliance, zero payment defaults, and streamlined legal practice administration.Quantifiable ImpactBillable Time Saved: Reduces manual billing and compliance tracking by 5 hours every month.Administrative Cost Reduction: Lowers international wire tracing costs to zero through automated tracking.Liquidity Speed Increase: Accelerates cash flow by moving funds from client accounts to Indian banks within 24 hours.stration. ### 5. Reliable and global platform, with a user-friendly interface and powerful integrations **Rating:** 5.0/5.0 stars **Reviewed by:** Ederson V. | Web designer, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** May 01, 2026 **What do you like best about PayPal Payments?** It is a very reliable and widely used platform. Practically any client, from almost anywhere in the world, can transfer money to us or purchase our products through this platform, and vice versa. It has a user-friendly interface that allows us to easily check payment and expense information. It integrates with hundreds of tools, including WooCommerce, Shopify, Magento, Prestashop, banks, etc. I have never had issues with slowness or downtime on this platform. Something very interesting is the buyer and seller protection: if for some reason you are deceived, you can make a claim and they will refund your money. **What do you dislike about PayPal Payments?** Some currencies are not accepted and the fees are a bit high. Despite being a platform with more years, it has fallen behind compared to Stripe. I understand that they should innovate faster and adapt better to the pace of the market. **What problems is PayPal Payments solving and how is that benefiting you?** It allows us to sell our products practically anywhere in the world. Additionally, we can offer our services in many places and charge through this platform, which is widely used. ### 6. Easy Website Integration and Smooth International Payments **Rating:** 4.5/5.0 stars **Reviewed by:** Nitin V. | Social Media Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 26, 2026 **What do you like best about PayPal Payments?** Paypal supports International payments by which it is easy to receive different currencies in the same account. It is easy to integrate with your website like online business or organisation like schools or colleges for payments. **What do you dislike about PayPal Payments?** Sometimes even for normal transaction, account may go on hold or freezed for some time due to detection of suspicious activities. Conversion rates are not optimal, it may charge a fee greater than market rate. Also normal transaction fees can be high for some payment methods. **What problems is PayPal Payments solving and how is that benefiting you?** It helps people to trust the website as Paypal doesn't share card number or CVVs with the merchant. In case of refunds to be provided, Paypal provides reversal of any transactions and the user can even track it. It helps users and business owners accept payments through different payment channels and on an international level. ### 7. Secure and Easy Payment Scheduling **Rating:** 4.5/5.0 stars **Reviewed by:** Suzanne F. | Director of Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** April 29, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments because it's easy to schedule so I don't miss a payment for various charities I donate to and for scheduling payments for my Hulu account and iCloud. I find it to be a simple and secure way to pay when a company offers it as a payment method. It helps me keep track of transactions. Also, the initial setup was easy and quick to customize. **What do you dislike about PayPal Payments?** Sometimes it's confusing about marking a payment for personal or business. I want to avoid extra fees whenever possible. Make it more clear about selecting which type of transaction you are doing before hitting send. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to schedule payments easily and pay securely, ensuring I don't miss bills. It keeps track of transactions and offers a simple, secure way to make payments when required by a company. It's great having my payment method securely saved to where I can use it for paying on various sites and platforms. ### 8. Fast, Secure Payments Without Sharing Bank Details **Rating:** 5.0/5.0 stars **Reviewed by:** Abhijeet M. | Not Available, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about PayPal Payments?** You can send or receive money in minutes using just an email or phone number. No need to enter bank details every time, which makes online checkout very quick. PayPal acts as middleman so your bank or card details aren’t directly shared with the seller. This reduces the risk of fraud when shopping online. **What do you dislike about PayPal Payments?** PayPal is strict about security and fraud prevention. That’s good in theory, but in practice accounts sometimes get temporarily limited or frozen, and getting access restored can take time and documentation. Even beyond the visible fees, PayPal’s exchange rates can be slightly worse than market rates, meaning you lose a bit more money during conversions. **What problems is PayPal Payments solving and how is that benefiting you?** You don’t have to share your bank/card details with every website → lower risk of fraud and data theft. You can send/receive money globally in minutes → very useful for freelancers, students, or online businesses. Faster payments → saves time and reduces friction when shopping online. ### 9. Reliable and easy to Use Platform for Global Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Muhammad O. | Salesforce Business Analyst, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** April 27, 2026 **What do you like best about PayPal Payments?** What I like most is how simple and reliable it is for sending and receiving payments globally. The user interface is straightforward, easy to navigate, and easy to understand. Transactions are really quick, which makes the whole process feel smooth. I also like that it’s widely accepted worldwide, so it’s convenient for both personal and business use. Overall, it saves time compared to other payment platforms or methods. **What do you dislike about PayPal Payments?** One thing I don’t like much is the transaction fees, especially for international payments, since they can feel a bit high. Also, the verification process and occasional account limitations can slow things down. There are times when account verification takes longer than expected, which can cause slight delays. Aside from these issues, my overall experience has been good. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments helps me manage online transactions easily without having to go through a complicated process. It makes sending and receiving money quicker, especially when working with different people or across multiple platforms. That saves time and reduces the hassle of handling payments manually. Overall, it keeps the workflow smoother and more reliable, helping me avoid unnecessary complications. ### 10. Freelancer's Mainstay for Foreign Clients, But the Fee is Quite Good **Rating:** 4.0/5.0 stars **Reviewed by:** Uni Y. | Digital Marketing Specialist, Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about PayPal Payments?** I like PayPal Payments because the money goes in immediately, so my cash flow is smooth. Additionally, it's safe because there is Seller Protection. There was a client who complained, but because I sent proof of work via PayPal, my funds remained safe and were not charged back. The initial setup is also easy, completed in 15 minutes, although the ID verification and adding a bank account were a bit confusing, but there are guides available. I also appreciate how fast the transfer process is when receiving payments from clients, and overall, I rate the ease of use of PayPal Payments for freelancers like me an 8 out of 10. **What do you dislike about PayPal Payments?** The drawbacks are in the fees and exchange rates. As a freelancer, the transaction fee of 4.4% + $0.30 per payment from foreign clients is quite a cut. Then, the PayPal exchange rate when withdrawing to a local bank is Rp 100-200 worse compared to the Google rate, so if you withdraw $100, you could lose Rp 20,000. Lastly, if I have to refund a client due to revisions, the initial fee is not returned by PayPal, so I have to cover it myself. **What problems is PayPal Payments solving and how is that benefiting you?** As a freelancer, my problem is receiving payments from international clients. PayPal Payments solves this because clients from Upwork & Fiverr can pay via credit card. Funds of $20-$200 are received in 5 minutes, ensuring smooth cash flow. There is also Seller Protection; I once had a $150 dispute but my funds were safe because I uploaded proof of work. The Invoice feature makes it easy for clients to pay. ### 11. Seamless and Secure Payments, Needs More Features **Rating:** 5.0/5.0 stars **Reviewed by:** Husnain A. | Student, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about PayPal Payments?** I really like that PayPal Payments is quite secure. It helps me recover my money in case of a fraudulent payment, like if I make a payment to a seller and it turns out to be a scam. This makes it feel quite safe for me. Whenever I use PayPal to buy collectibles, stamps, banknotes, and coins, especially from eBay or other sites, I have peace of mind knowing that PayPal's protection assures me that my money is secure. Additionally, setting up PayPal was really easy—I just needed my email and phone number to create an account, and the ID verification process wasn't complicated. **What do you dislike about PayPal Payments?** I would be really happy if PayPal could also offer a card, like a debit card or something like that. In my country, Italy. And, the other thing is there should be a payment plan. Like, there is an option for pay in three installments, but it's not available for me. So I think it should be available for more people. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for online purchases and receiving payments, which solves issues with security and provides peace of mind by protecting my money against scams. ### 12. Secure, Reliable, and Effortless Payments with PayPal Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Samir A. | Associate Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** What I like most about PayPal Payments is that it offers a secure, reliable platform where transactions feel legitimate and protected from fraud concerns. The payment process is smooth, user-friendly, and efficient, which makes it easy for me to send and receive money without running into issues. **What do you dislike about PayPal Payments?** What I dislike about PayPal Payments is the relatively high transaction fees and the unfavorable currency conversion rates. For instance, when I receive payments in USD, the amount that ends up in my bank account after conversion is lower than the actual market rate, which leads to a noticeable loss on each dollar. Because of this, it feels less cost-effective overall, especially when I’m dealing with frequent international payments or higher-value cross-border transactions. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of slow and complicated money transfers, especially for international transactions. It provides a fast, reliable, and easy-to-use platform that significantly improves transaction speed compared to traditional methods. This benefits me by allowing quicker access to funds and a smoother overall payment experience. ### 13. The Gold Standard for Client Trust and Easy Global Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Nadim W. | FREELENCER, Internet, Small-Business (50 or fewer emp.) **Reviewed Date:** April 20, 2026 **What do you like best about PayPal Payments?** What I love most is the sheer brand recognition. When I send an invoice or show the PayPal button on my checkout page, customers don't hesitate. It removes that 'trust barrier' immediately. Plus, the mobile app is a lifesaver for tracking incoming payments while I'm away from my desk; the instant notifications keep my workflow moving without me having to constantly refresh my email.. **What do you dislike about PayPal Payments?** The transaction fees are definitely on the higher side compared to some of the newer competitors. When you're running a high volume of small transactions, those percentages really start to eat into the margins. It’s also a bit frustrating that the fee structure can feel a little opaque when dealing with international currency conversions. **What problems is PayPal Payments solving and how is that benefiting you?** Before PayPal, getting paid by international clients was a nightmare involving expensive wire transfers and long waiting periods. Now, I can send a professional invoice in seconds, and my clients can pay in their local currency. It’s solved my cash flow issues by cutting down the 'payment pending' time from a week to just a few minutes, which has made my monthly budgeting much more predictable ### 14. Secure and Convenient Platform for International Payments **Rating:** 4.5/5.0 stars **Reviewed by:** Rahul S. | Junior Business Analyst, Small-Business (50 or fewer emp.) **Reviewed Date:** May 26, 2026 **What do you like best about PayPal Payments?** What I like best about PayPal Payments is how simple and convenient it is to use. Sending and receiving payments takes only a few clicks, and it feels secure while doing online transactions. I also like that it is widely accepted on many websites, which makes online shopping and business payments much easier. **What do you dislike about PayPal Payments?** One thing I dislike about PayPal Payments is that Sometimes transfers to bank accounts also take longer than expected, and customer support response times could be improved in certain situations. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of making and receiving international transactions easily without dealing with complicated banking processes. It allows me to send and receive payments from different countries quickly and securely, which is very helpful for online purchases, freelance work, and global transactions. ### 15. Essential for Freelancing with Instant Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Anshika S. | Software Engineer, Education Management, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments to collect and send international payments as a freelancer. I like how easily I'll be able to set up and verify my account, and I can send invoices and collect payments instantly by sending PayPal payment links. The onboarding process was very smooth and easy, taking me just 10 minutes to set up and it's an ease of integration with my portfolio. I appreciate that I can easily create and send invoices to my clients through the PayPal dashboard and can collect payments effortlessly by sending them PayPal payment links which i use it frequently in day to day business works and it offers great customer support . It is also nice that amounts get credited instantly to my PayPal account, unlike banks which can take more than 10-15 days with a lot of hidden charges which PayPal doesn't have. **What do you dislike about PayPal Payments?** The only problem I face is PayPal holds the accounts and limits the usage as well as the payment keeps getting declined sometimes. If PayPal thinks that the account is doing suspicious activity, they limit the account even though you don't do anything, and sometimes the payment keeps getting declined as well. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments makes it easy to collect international payments quickly, without hidden fees. The setup and integration are straightforward, and I can send invoices and receive payments right away. That’s especially important for me because bank transfers tend to be slow and expensive. ### 16. Simple, Affordable Global Payments with Smooth Integrations and Excellent Support **Rating:** 5.0/5.0 stars **Reviewed by:** Kevin K. | Pastor, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** Paypal payments allow me to receive payments all the time from anywhere in the world. It is simple, easy and straight forward. Paypal also integrates with most of my websites and makes performance smooth and managable. The pricing structure is affordable and Paypal has an excelent support infrastructure that is recognised accross the world. I also like the Ai integration for security and fraud prevention with smarter shopper experience. **What do you dislike about PayPal Payments?** At first the signup was a bit difficult as it was only linked to FNB account or FNB was the only bank that was supporting the backend. **What problems is PayPal Payments solving and how is that benefiting you?** Paypal makes it easy for me to receive international payments on the go. Mostly everything is automated and I can receive payments anytime. I also value the integration into my websites so that I can sell my services and products directly from my website. ### 17. A reliable payment solution that keeps checkout simple and also widely recognised **Rating:** 5.0/5.0 stars **Reviewed by:** VINAY P. | Mechanical Design Engineer, Design, Enterprise (> 1000 emp.) **Reviewed Date:** March 21, 2026 **What do you like best about PayPal Payments?** I like how PayPal Payments naturally fits into the customer payment journey without making checkout feel complicated. It offers a payment method that people already recognize, providing an immediate sense of familiarity and trust at the final step of the transaction. This matters because even a small increase in customer confidence can make a real difference in whether the payment is completed. I also appreciate the convenience it brings to both sides of the transaction. For customers, the payment process feels quick and straightforward. On my side, it helps keep payment handling more efficient and manageable without requiring a heavy overhaul of the process. It's a tool that adds value by making something important feel easier while maintaining a balance of simplicity and usability, which really stands out to me **What do you dislike about PayPal Payments?** One thing that does not work as well for me is that the fee structure can sometimes feel expensive, especially when transaction volume increases and those costs become more noticeable over time. The platform is inconvenient, I think there is a room for better price clarity so businesses can understand charges more easily, without having to look through multiple details. Another area that could be improved is the back end experience because some reporting and transaction management features could be more streamlined and easier to navigate when trying to find specific payment information quickly. I also feel that account reviews, payment holds, and the dispute process can occasionally slow things down more than expected, even when those controls are understandable from a risk and security perspective. They can still interrupt the flow of business. Improvements in pricing transparency, reporting visibility, and speed would make the experience much stronger. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to make online transactions smoother and more comfortable for customers, reducing checkout hesitation and abandoned purchases. It offers payment flexibility, simplifies transaction management, and reduces operational effort, enhancing trust and convenience at checkout. ### 18. PayPal Payments, a robust and advanced platform for processing your online payments. **Rating:** 5.0/5.0 stars **Reviewed by:** Amir S. | Computer Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** April 26, 2026 **What do you like best about PayPal Payments?** As a user of PayPal Payments' digital features, I can say that it is a reliable electronic payment system that offers the most interactive digital tools for managing your financial transactions. Additionally, PayPal Payments makes it easy to integrate its digital features with the banking services you use, simplifying payments for your business activities and improving the financial management of all your assets. **What do you dislike about PayPal Payments?** I have nothing negative to say about the capabilities and digital features of PayPal Payments, I believe it is a highly reliable financial system with strong digital security. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments has allowed me to manage payments for my business activities quickly and effectively, enabling the automation of recurring payments and the ability to view each of my electronic transactions from the convenience of my mobile devices. ### 19. Effortless Payments with Smooth Shopify Integration **Rating:** 4.5/5.0 stars **Reviewed by:** Prahlad K. | Head of Operations & Supply Chain | Founding Team, Small-Business (50 or fewer emp.) **Reviewed Date:** May 29, 2026 **What do you like best about PayPal Payments?** I appreciate that customers can simply use my email ID or phone number to send money to my account, which makes the payment process straightforward. I have also integrated PayPal Payments with my Shopify Plus store, so customers see the PayPal option when checking out, which simplifies the process as they can just choose PayPal and log in without needing to enter card details. This integration makes the checkout process much easier and streamlined for users. **What do you dislike about PayPal Payments?** For some countries, PayPal payment is not an option. For example, in India, PayPal payments are not generally accepted. I suggest PayPal should go worldwide so any customer can accept or send money through PayPal. In some countries like India, UPI is a well-known payment option. PayPal should partner with RBI or other platforms in India to also accept the payments, something like UPI. If they can scan the QR code, they can simply send the money. **What problems is PayPal Payments solving and how is that benefiting you?** I can easily receive payments in real time, making settlements much simpler compared to other options. ### 20. Fast, Secure Payments with Flexible Funding Options **Rating:** 5.0/5.0 stars **Reviewed by:** Romeo P. | Business Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** March 11, 2026 **What do you like best about PayPal Payments?** I love the fact that paypal has an easy way to send to money to people and it is very fast and quick. You only need an email address of the person you want to send money to and payments can be completed in seconds. It is also helpful when you are doing online shopping and paying people internationally. Lastly, I love that it can give you flexibility when linking funding sources to paypal and the security is very strong. **What do you dislike about PayPal Payments?** Paypal is not entirely accepted everywhere when it comes to some websites or some businesses do not accept it all, which makes it difficult to do transactions. Also when transferring money from paypal to your bank account for one to three business days and it may take much longer than expected which can be frustating. **What problems is PayPal Payments solving and how is that benefiting you?** Paypal is solving complicated international payments because sending money between countries through banks can be quite slow and expensive, therefore, it is handling currency conversions and cross border transactions. It is helping us to sell products to global customers without a hassle. It is also helping to protect our businesses from unauthorized transactions by fraud detection systems. ### 21. PayPal **Rating:** 5.0/5.0 stars **Reviewed by:** Sameer S. | Assistant Manager Human Resources, Enterprise (> 1000 emp.) **Reviewed Date:** July 30, 2025 **What do you like best about PayPal Payments?** With its user-friendly interface, sending and receiving money is very easy. Users have the option to choose from individual and business models. The best part about using PayPal is the features this single platform offers. **What do you dislike about PayPal Payments?** PayPal's high fees, particularly for international transactions and small businesses, are a common complaint. Users also dislike the potential for funds to be frozen or held for extended periods with limited recourse, and the lack of dedicated customer support. Additionally, PayPal's user interface can be confusing, especially regarding fee structures. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments addresses several key issues in online transactions, making it a more secure, convenient, and efficient way to pay and get paid, both for individuals and businesses. For users, it simplifies online shopping by eliminating the need to repeatedly enter payment information and offers buyer protection against fraud and unauthorized transactions. Businesses benefit from increased sales due to wider payment options, reduced checkout abandonment, and enhanced trust with customers. ### 22. Simple, Secure Payments with PayPal—Fast Setup and Widely Accepted **Rating:** 4.5/5.0 stars **Reviewed by:** Rehan A. | Artificial Intelligence Engineer, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** May 09, 2026 **What do you like best about PayPal Payments?** I have used PayPal for online payments on websites and digital services. What I like is that the payment process feels simple and convenient, especially when making quick transactions. The interface is easy to understand, and I can track previous payments without much effort. **What do you dislike about PayPal Payments?** Sometimes the transaction or currency conversion charges feel slightly high. There are also situations where payment reviews can take a little extra time. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal helps make online transactions easier by providing a single platform for payments instead of entering banking details on different websites repeatedly. It benefits me by making payments more organized and convenient for regular online use. ### 23. PayPal : For easy cross border payment with ease **Rating:** 4.5/5.0 stars **Reviewed by:** Bibhudutta P. | Associate Technical Consultant, Mid-Market (51-1000 emp.) **Reviewed Date:** December 25, 2025 **What do you like best about PayPal Payments?** I generally use PayPal Payments to receive my payments from platforms like Outlier AI and Handshake AI. It makes it possible to shop online through international sites and also to receive payments that can’t be directly transferred to my bank account, which is a big help for people who work internationally and earn in currencies other than their own. I like how the exchange rate is quite good compared to other payment options. Plus, there's no need to withdraw from the account as it automatically pays out after one day. I also appreciate that all banks are listed in PayPal, making it easy to attach my bank account to receive payments. **What do you dislike about PayPal Payments?** While I was verifying my business account, I wasn’t able to find the video KYC options on the website. I had to research on YouTube to figure it out. PayPal could improve the mobile application, which has a very limited number of features. It should incorporate KYC options, payment history options, and should transfer the payments immediately if possible. It was not that easy to make a business account in PayPal Payments. However, I did it with the help of YouTube tutorials. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to receive payments internationally that can't be transferred directly to my bank. The good exchange rate and automatic payment processing enhance convenience. It also supports all my banks, simplifying account attachments. ### 24. Fast, Secure Payments But Fees and Verification Can Be Frustrating **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Education Management | Small-Business (50 or fewer emp.) **Reviewed Date:** May 18, 2026 **What do you like best about PayPal Payments?** It is very easy to use and is widely accepted across most online platforms. Sending and receiving money is quick and i like the fact that it is secure that matters the most to me. The interface is simple and transactions are processed instantly which makes it very convenient for everyday use. **What do you dislike about PayPal Payments?** Transaction fees can be quite high especially for international transfers. Customer support is sometimes slow to respond and the account verification process can be confusing for new users. Also, accounts getting limited without clear reason is a common issue. i cannot use one account for both personal and business purpose is what bugs me a lot. **What problems is PayPal Payments solving and how is that benefiting you?** Sending and Receiving money online quickly and securely without sharing bank details. fast, easy and without any fuss. It is accepted on most platforms and in most countries. ### 25. Quick Payments with a Steep Setup **Rating:** 5.0/5.0 stars **Reviewed by:** Prakhar P. | Machine Learning Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** April 07, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments for taking money from clients who are not in my country, making it an easy way to transfer money internationally. It's great for instant payments when purchasing products from abroad. I like PayPal Payments' quick payment service and enjoy that it is very convenient for payments, just hassle-free. **What do you dislike about PayPal Payments?** It is a bit long process to set up the app. Once it's set, it is easy to use, but when you just log in, it takes 1-2 days for verification, which is quite a long time for this. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for easy international money transfers and instant payments for products from abroad. It's a hassle-free, convenient solution for receiving money from other countries. ### 26. Pay your business bills with the comprehensive financial features of PayPal Payments. **Rating:** 5.0/5.0 stars **Reviewed by:** Dylan P. | Digital Security Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** February 27, 2026 **What do you like best about PayPal Payments?** PayPal Payments is a useful and advanced online payment system that makes it easy to pay all your business bills automatically and securely, allowing you to connect your accounts and bank cards quickly and securely. I also like using the digital features and solutions offered by PayPal Payments to keep detailed track of all my financial processes and view my electronic payments in real time. **What do you dislike about PayPal Payments?** I can't find anything negative to say about the digital features and resources offered by PayPal Payments, my experience has been positive and advanced and I recommend using all of its digital features and resources. **What problems is PayPal Payments solving and how is that benefiting you?** Paying my business's debts and financial obligations is much easier and more efficient with the use of PayPal Payments' digital features, improving control of my financial processes and facilitating integration with all my bank accounts and cards. ### 27. Fast Transactions with Reliable Security **Rating:** 5.0/5.0 stars **Reviewed by:** Kerly D. | Purchasing and helpdesk admin, Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2026 **What do you like best about PayPal Payments?** I really like how fast PayPal Payments is, which makes it easier for us to deliver orders because we receive payments quickly. The protection provided by PayPal Payments is also reassuring, especially since it has improved over time and we've not had chargeback issues in years. The setup process was really easy and streamlined, and the team was nice, offering a knowledge base with everything we need. **What do you dislike about PayPal Payments?** Sometimes the clients don't receive a confirmation about the purchase; it's an intermittent issue we've had in the past. Also, it might take one to three business days for verifying the card, which clients don't like if they're setting it up through PayPal Payments from their individual account. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for fast transactions, which helps with emergency orders and ensures payment confirmation quickly. It also provides protection against chargebacks, making it reliable. ### 28. Simplifies International Transactions, Needs India-Specific Improvements **Rating:** 4.0/5.0 stars **Reviewed by:** AMAN V. | Android HMI Intern @Harman International, Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about PayPal Payments?** I like the simplicity of PayPal Payments, combined with strong security, especially for international payments from India. The standout feature for me is how easy and safe cross-border transactions are, allowing me to send and receive payments globally without worrying about sharing my bank or card details. PayPal acts as a secure layer in between, which gives a lot of confidence. I also appreciate the speed, as payments are usually processed much faster compared to traditional bank transfers, and the transaction status is very clear and transparent. I like the transaction history and record keeping, as every payment is properly recorded, making it easy to manage finances, check past transactions, or use the records for reference if needed. PayPal feels reliable, widely accepted, and user-friendly, which makes it my preferred choice for online and international payments. **What do you dislike about PayPal Payments?** A few things about PayPal Payments don't work perfectly for me and could definitely be improved, especially from an India-based user perspective. High fees for international transactions and currency conversion can be expensive. More transparent and lower fees would be a big improvement. Also, slow withdrawals to Indian banks can take longer than expected. Limited customer support is another issue I face, as reaching support and getting quick resolutions can be difficult at times. Additionally, account limitations can occur without clear explanations, leaving the resolution process unclear. Lastly, there could be more India-specific features such as local integration, faster settlements, and clearer compliance guidance for Indian users. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for secure international transactions, simplifying cross-border payments without complex bank processes. It offers faster processing than bank transfers, reduces security risks by not sharing banking details, and its wide acceptance helps track and manage finances easily. ### 29. Fast, Smooth Payments with Easy Setup on PC and Mobile **Rating:** 4.5/5.0 stars **Reviewed by:** Fatma A. | Freelance Translator, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about PayPal Payments?** Fast, smooth transfer of payments. It takes no time to receive or send funds (whether personal or business). Easy to pay with. It's also easy to link cards and bank accounts. Having a mobile vesrion is also a plus. It's one of my go tos when wanting to receive a payment from a client as a freelancer. It makes payment hassle a smooth experience. Easy to set up on both pc and mobile devices. **What do you dislike about PayPal Payments?** Customer support takes a long time to respond. In my country, Egypt, it's not possible to hold payments as it gets automatically transferred on the 1st of each month. **What problems is PayPal Payments solving and how is that benefiting you?** Saves time and efforts on receiving payments as a freelancer. ### 30. PayPal Payments, fantastic financial control software for managing your electronic payments. **Rating:** 5.0/5.0 stars **Reviewed by:** Martin P. | Applications and Training Systems Consultant, Enterprise (> 1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about PayPal Payments?** My experience using the digital features of PayPal Payments has been very positive and favorable due to the variety of financial options it offers to meet all my financial obligations, ensuring the payment of each of my commercial debts. In addition, I can also say that PayPal Payments has advanced and efficient functionality in all its digital versions, offering remarkable performance in both its mobile and desktop versions. **What do you dislike about PayPal Payments?** I have not had any bad experiences using the digital features of PayPal Payments, I think it is an advanced financial system that facilitates the fulfillment of all my commercial payments. **What problems is PayPal Payments solving and how is that benefiting you?** The financial features of PayPal Payments allow me to organize my financial processes to manage all my debts, facilitating the automation of all my electronic payments and improving the visualization of all my financial transactions and operations. ### 31. Instant Transfers, But Login Hiccups **Rating:** 3.0/5.0 stars **Reviewed by:** allison j. | Freelancer/contractor, Small-Business (50 or fewer emp.) **Reviewed Date:** March 26, 2026 **What do you like best about PayPal Payments?** I like using PayPal Payments because the transactions are instant. The customer service is great, and I appreciate the ability to switch between my personal and business profiles easily. The initial setup was very easy, which was a relief. **What do you dislike about PayPal Payments?** I sometimes have issues logging in. Whenever it goes to read my facial scan id for my passkey, it makes itself start over again in a loop and scans about 4-5 times before it eventually logs me in. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments as an alternative to peer-to-peer services like Cash App, especially for family who don't use those services. It offers instant transactions, which is really convenient, and I like the seamless switch between my personal and business profiles. ### 32. PayPal is convenient and secure for online payments,but High fees, slow transfer,acc limitation pro. **Rating:** 3.0/5.0 stars **Reviewed by:** Prabhu B. | Marketing Research and advertising , Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** January 15, 2026 **What do you like best about PayPal Payments?** I will get simplify for you to explain about PayPal . According to me and my users about PayPal It is the fastest way to paying someone and buying things from online i will pay them easily. And paypal provide multiple payment option Like credit card,debit card,bank account. .Best things on PayPal - we don't need to share bank details any seller and others . Buyers protection can refund their amount if an item can't receive. And paypal provide fraud monitoring to detect suspicious activity. . PayPal is widely accepted online store,and marketplace and freelancer worldwide. It is support multiple currency these make international payments easier. . I am mostly use PayPal for international payments. .It is secured and fastest payment gateway . **What do you dislike about PayPal Payments?** When I use PayPal for international payments currency conversion they charging High fees. And I can't refund my actual amount fee to sellers . And one problem I am always facing account limitations. I am Indian in my country we all are who using PayPal for international payments. We always face account limitations, account can be temporary limited or frozen. They give the reason they are feel unusual activity but in most of the case like 60-70% User's don't have any unusual activity.they only use for company projects payment.freelancig , youtube payments. .In INDIA some international sellers feels PayPal dispute system favour buyers.which are facing Losses. .Charges back timing is too much time consuming. . We are notice PayPal exchange rates are often worse than banks or other payment services. .We are also facing customer support issues . Transfer delays . PayPal terms and acceptable policies Is confusing and change often. **What problems is PayPal Payments solving and how is that benefiting you?** .International secured payments . personal bank information is secure we don't need to provide banking information to paying someone. ### 33. Effortless Transactions with Top-Notch Usability **Rating:** 5.0/5.0 stars **Reviewed by:** Webb L. | Assistant Director of Marketing, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments to make secure payments to any online store that accepts it. I love how it keeps all of my transactions in one place and makes it easy to see what transactions have been made and to where. I also like its ease of use. With money going out and coming in through a plethora of places/businesses, it is great to be able to see exactly who, what, and how much is coming in. Once the setup is complete, it is seamless to use. The initial setup was very easy and took less than an hour. **What do you dislike about PayPal Payments?** I wish it integrated with Venmo **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to make secure online payments and keep all transactions in one place. It's easy to see all transactions made and to whom, and after setup, it's seamless to use. ### 34. PayPal: The ideal tool for managing digital payments **Rating:** 5.0/5.0 stars **Reviewed by:** Luis A. | Team Leader, Accounting, Small-Business (50 or fewer emp.) **Reviewed Date:** July 03, 2025 **What do you like best about PayPal Payments?** What I like the most is the security and confidence it offers in every transaction. Additionally, its ease of sending and receiving international payments, as well as the integration with multiple platforms, makes it a very versatile tool, especially for freelancers and small businesses. **What do you dislike about PayPal Payments?** What I don't like is that transaction fees can be high, especially for international payments or currency conversions. Also, in some countries, withdrawal times to a bank account can be slow compared to other platforms. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of making and receiving payments securely, quickly, and without the need to share bank details directly. It also removes barriers in international payments, allowing me to receive payments in different currencies and from anywhere in the world. This benefits me because it gives me peace of mind, confidence, and financial flexibility, both for working and shopping online. ### 35. Effortless Global Payments with PayPal **Rating:** 4.0/5.0 stars **Reviewed by:** Filza S. | Mentee, Mid-Market (51-1000 emp.) **Reviewed Date:** January 10, 2026 **What do you like best about PayPal Payments?** I appreciate PayPal payments because they allow me to receive money from any country, which helps me earn income globally and boosts my side earnings. and the customer support is very active as well **What do you dislike about PayPal Payments?** What i dislike about it is , In India normally I cannot manually withdraw my money and it is usually get transferred to my bank account in 1-2 days but if i need it urgently I cannot withdraw plus Paypal while transferring keep some small percentage of the money **What problems is PayPal Payments solving and how is that benefiting you?** PayPal has made it easy for me to receive payments from anywhere in the world, and I really appreciate that. I would find it even more useful if there were a manual transfer feature, but overall, I feel that it is secure and I enjoy using it.I appreciate PayPal payments because they allow me to receive money from any country, which helps me earn income globally and boosts my side earnings. ### 36. Seamless Payments with Pay in Four Flexibility **Rating:** 5.0/5.0 stars **Reviewed by:** Gaynelle M. | Deputy Constable Administrative Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** I enjoy using PayPal Payments for its flexibility in allowing me to use my credit cards, debit cards, and also the 'Pay in Four' option. With 'Pay in Four', I can effortlessly split my purchase into four payments every two weeks, which is really convenient. I find the setup very easy and self-explanatory, which adds to the overall positive experience. **What do you dislike about PayPal Payments?** There is nothing I dislike about Paypal payments that's why I use it continously **What problems is PayPal Payments solving and how is that benefiting you?** With PayPal Payments, I enjoy using Pay in Four to split payments over time, and I like having the option to use credit and debit cards. ### 37. User-Friendly Global Payments with Fast, Simple Payouts **Rating:** 5.0/5.0 stars **Reviewed by:** Willem S. | Property Practitioner, Real Estate, Small-Business (50 or fewer emp.) **Reviewed Date:** April 07, 2026 **What do you like best about PayPal Payments?** It give their clients the ability to receive payments from all over the world, which enables one-man operations like ESL Teachers and Designers to vastly increase their reach. With a user-friendly interface and easy integration into local banking systems, you cannot go wrong with using PaqyPal as your method of receiving payments in your business. Payouts can be immediate to preferrd partners, enabling the vendor to quicly recoup costs etc. As a daily banking facility Paypal keeps it simple and uncomplicated. **What do you dislike about PayPal Payments?** The web interface can be modernised - the design is looking old and clunky. **What problems is PayPal Payments solving and how is that benefiting you?** Global payments in a global market, especially for startups and entrepreneurs. ### 38. Excellent Payment Platform **Rating:** 4.0/5.0 stars **Reviewed by:** Jerome c. | Accountant, Accounting, Mid-Market (51-1000 emp.) **Reviewed Date:** December 01, 2025 **What do you like best about PayPal Payments?** PayPal is a dependable payment solution that allows businesses to serve customers across the globe with ease. It makes sending and receiving money fast, secure, and convenient. The platform is equipped with strong security systems, offers helpful customer support, and works well with AI tools to give users more personalized features. **What do you dislike about PayPal Payments?** One downside is that its transaction and currency conversion fees can be quite expensive. Another issue is that accounts can sometimes be restricted or banned suddenly, causing funds to be placed on hold. PayPal also has certain limitations in some regions, including Kenya, which affects accessibility for many users **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the challenge of sending and receiving money quickly and securely, especially when dealing with customers or clients from different countries. It eliminates the stress of complex international transactions by providing a simple and trusted platform that works almost anywhere in the world. The strong security features protect my funds and personal information, while the fast processing allows me to complete business transactions without delays. ### 39. PayPal Makes Vendor Payments and Customer Invoicing Effortless **Rating:** 5.0/5.0 stars **Reviewed by:** Alicia C. | Creative Director, Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about PayPal Payments?** We like the PayPal payments system, from being able to pay vendors we work with easily, to invoicing customers as needed. PayPal offers built-in features (like reminders) to make our lives as a business owner easier. **What do you dislike about PayPal Payments?** I do wish we could review our payment history farther back than the timeframe they currently offer. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal payments seamlessly works with the different tools we utilize on a regular basis. We also have found that the pricing is competitive to similar services. They offer phone and email support when needed, readily answering questions as they may come. ### 40. Fast and Efficient for Online Sales, Needs Better Support **Rating:** 5.0/5.0 stars **Reviewed by:** Paul B. | Account Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 07, 2026 **What do you like best about PayPal Payments?** I like PayPal Payments because it's fast and efficient for processing online sale payments. I find it valuable for saving time since it accounts for transactions and ties them together for easy refunds or other monetary adjustments. It's also beneficial for finding payments and making adjustments for the customer. The initial setup was very easy, and it integrates well with WooCommerce, which was a reason for switching from 3D Cart. I give it a high recommendation score of 10 out of 10. **What do you dislike about PayPal Payments?** The fee structure is too high and the customer service is non-existent. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments is fast and efficient for online sales. It saves valuable time by easily finding payments and making adjustments, linking transactions for easy refunds or other monetary changes. ### 41. Secure and Convenient Payments with Minor Fees **Rating:** 4.5/5.0 stars **Reviewed by:** 1DS21EE006 A. | Student, Small-Business (50 or fewer emp.) **Reviewed Date:** December 23, 2025 **What do you like best about PayPal Payments?** I mainly use PayPal Payments for online purchases and making secure payments on websites. I like how easy and secure it is to use since I don't have to enter my card or bank details every time, making me feel safer while paying online. Transactions are fast, reliable, and accepted on many websites, which makes the whole payment process very convenient. It's helpful for sending and receiving money quickly without sharing bank or card details, and the process is smooth and convenient. PayPal Payments solves the problem of secure and trusted online payments and helps me avoid payment delays with transaction tracking and buyer protection. The initial setup was easy and straightforward, creating an account and linking bank or card details did not take much time, and the instructions were clear. Overall, getting started with PayPal Payments was smooth and hassle-free. I would rate it 9 out of 10 for being secure, easy to use, and reliable for online transactions. **What do you dislike about PayPal Payments?** Sometimes the transaction fees feel a bit high, especially for international payments. Also, account limitations or verification checks can take time to resolve, which can be frustrating. Improving customer support response time and making fees more transparent would make the experience even better. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of secure and trusted online payments, eliminating the need to share bank or card details on multiple sites. It makes transactions fast and hassle-free, avoids payment delays, and provides peace of mind with transaction tracking and buyer protection. ### 42. Effortless and Trusted Payments for Digital Sales **Rating:** 5.0/5.0 stars **Reviewed by:** Maria Magdalena B. | Manager, Design, Small-Business (50 or fewer emp.) **Reviewed Date:** January 02, 2026 **What do you like best about PayPal Payments?** What I like best about PayPal Payments is how easy, trusted, and stress-free it makes selling my digital products. Payments are confirmed instantly. PayPal is a well-known, globally trusted brand. It is fast and safe. **What do you dislike about PayPal Payments?** PayPal sometimes places holds or limitations on accounts, even when everything is legitimate, which can be stressful when I rely on quick access to my money. Getting fast, clear help from a real person can be difficult when something goes wrong. **What problems is PayPal Payments solving and how is that benefiting you?** Traditional bank transfers and merchant setups can be slow, complicated, and hard to integrate into online shops. PayPal processes payments instantly and integrates easily with platforms like Payhip. My customers can pay in seconds, and I get confirmation right away, which means faster delivery of my printables. Customers are often hesitant to enter credit card info on small independent sites, but PayPal’s trusted brand and secure checkout reassure buyers. ### 43. Universal Access, Easy Setup, but Improvement on Fees Needed **Rating:** 4.0/5.0 stars **Reviewed by:** Raffy M. | Certification Specialist, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about PayPal Payments?** I like that PayPal Payments is very universal since many people have a PayPal account, which makes it easy for me to recommend to new clients outside my country. I also appreciate that it has a lot of partners in the local payment gateway, allowing me to easily convert my money into my local currency. **What do you dislike about PayPal Payments?** Well, I believe, something they can improve is the high conversion rate. So right now, it's about 5% conversion rate, especially when you send invoice to clients, it cuts, like, 5%. If it can be lesser into a certain amount or percentage, that'll be great. **What problems is PayPal Payments solving and how is that benefiting you?** I find PayPal Payments makes it easy to accept payments globally and convert them to my local currency, especially useful with clients in the US. ### 44. Convenient service, but high commissions **Rating:** 3.5/5.0 stars **Reviewed by:** Kate B. | Design Mentor & Founder of Graphic Design School , Small-Business (50 or fewer emp.) **Reviewed Date:** May 10, 2026 **What do you like best about PayPal Payments?** To be honest, I really like the design of PayPal Payments. How everything looks, it inspires confidence. And I like that, in principle, there are functions that you can connect different payment methods. That's awesome! **What do you dislike about PayPal Payments?** I guess I'd like to improve the commission. It would be great if they were a little less and I mean the commission when I want, for example, to transfer money to my bank. The fact is that somehow not in all stores, for example, offline, you can use PayPal. And this complicates the task a little. And it happened that I lost an unpleasant amount on the course. **What problems is PayPal Payments solving and how is that benefiting you?** I find PayPal Payments convenient for payment in Europe, it works quickly on any platforms. ### 45. Fast global payments, easy use **Rating:** 3.5/5.0 stars **Reviewed by:** Daria R. | Team Architect, Professional Training & Coaching, Small-Business (50 or fewer emp.) **Reviewed Date:** April 23, 2026 **What do you like best about PayPal Payments?** It helps me receive money from around the globe. I can work with people in India, the US, and Europe and quickly receive my pay. I can also send money either via credit card or directly from my account. **What do you dislike about PayPal Payments?** The commission is high. No one likes paying extra, but PayPal’s commission is higher than the commission on other platforms. **What problems is PayPal Payments solving and how is that benefiting you?** There aren’t many payment platforms that work for businesses in Israel. Pay Pall is one of them. PayPal helps me get paid from anywhere in the world and receive money painlessly. ### 46. Effortless and Secure Global Payments with Trusted Protection **Rating:** 4.0/5.0 stars **Reviewed by:** Maria A. | Kindergarten Teacher, Small-Business (50 or fewer emp.) **Reviewed Date:** December 19, 2025 **What do you like best about PayPal Payments?** how easy and convenient it is to send and receive money securely. The platform is widely accepted around the world, supports multiple currencies, and lets me manage transactions quickly without needing complicated setup. The buyer/seller protection and trusted reputation also give extra peace of mind. **What do you dislike about PayPal Payments?** fees can be higher than some other payment options—especially for international transactions or currency conversions. Sometimes customer support can be slow to respond, and account holds or freezes can happen unexpectedly, which can be frustrating if you need quick access to funds. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of sending and receiving money online in a secure, fast, and trusted way without needing to share bank details or set up complex payment systems. It benefits me by making transactions simple and reliable, supporting international and multi-currency payments, and providing buyer and seller protection, which saves time and gives peace of mind when paying or getting paid. ### 47. Easy International and Local Payments for My Clinic, Just Wish Fees Were Lower **Rating:** 3.0/5.0 stars **Reviewed by:** Ishan S. | Manager and Dietician at Chaitanya Homoeo Clinic, Medical Store Owner, Content Creator, Hospital & Health Care, Small-Business (50 or fewer emp.) **Reviewed Date:** September 19, 2025 **What do you like best about PayPal Payments?** What I like best about PayPal Payments is its reliability and ease in handling both local and international payments for our homeopathy clinic. As the clinic manager and dietician, I can quickly collect fees for patient consultations, diet plans, and follow ups, while my wife, as the homeopathy doctor, can focus on patient care without worrying about payment logistics. PayPal’s secure platform, clear transaction records, and fast payment processing make managing clinic finances smooth and time efficient. It also allows us to handle cross border client payments effortlessly, which is important for our teleconsultation and diet services. Overall, it saves time, reduces manual bookkeeping, and keeps all transactions transparent and organized. I used It regularly Its very easy to use But For High Fee Charges I stopped Using It. **What do you dislike about PayPal Payments?** The main drawback I experienced was the high fees, especially for small and international transactions. Withdrawals to local bank accounts sometimes took longer than expected, and occasional verification requests or account holds could interrupt cash flow. Customer support can also be slow for complex issues. These factors made me consider alternative payment solutions, which is why I no longer use PayPal regularly. Due to the relatively high transaction and currency conversion fees, I have chosen to discontinue using PayPal. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal previously helped me manage international and local payments for my wife’s homeopathy clinic, where I work as the clinic manager and also provide dietician services. It made transactions faster and more secure, especially for cross-border clients. However, due to high fees, I have stopped using PayPal for current payments ### 48. Secure Transactions but Costly for Businesses **Rating:** 3.5/5.0 stars **Reviewed by:** Vaishnavi M. | Media and Trademark Specialist , Small-Business (50 or fewer emp.) **Reviewed Date:** March 25, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments for purchases with vendors or with the Honey plugin for an extra discount. I like that it provides a double layer of protection and has a help team if needed. It helps me feel safer when dealing with unfamiliar vendors, which is really good since you don't necessarily need to give someone your phone number or personal contact information. The initial setup was pretty easy. **What do you dislike about PayPal Payments?** I would say that the cut it takes from businesses deters them from using it and incentivizes them to switch to Zelle instead. Not being able to make payments to businesses for this reason makes it inconvenient. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to feel safer with unfamiliar vendors. It offers a double layer of protection and has a help team. I like that it doesn't require sharing my personal contact information. ### 49. PayPal Payments: God-Father of Automatic Subscription Renewals + Payment Gateway of All Times ⏲️⏰⏳⌚️ **Rating:** 5.0/5.0 stars **Reviewed by:** Simran M. | Marketing Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2026 **What do you like best about PayPal Payments?** It is through PayPal Payments that I am able to facilitate event marketing, digital marketing and sales support. I like that PP has allowed me to eradicate the hustle of manually paying subscription for digital marketing tools like iContact, Emma and AME via automatic renewals. **What do you dislike about PayPal Payments?** Unfortunately, PayPal Payments isn’t listed as a payment option in Claude AI which I use daily for email marketing content gen. **What problems is PayPal Payments solving and how is that benefiting you?** Paying and getting paid instantly with multiple currencies is what I relish with PayPal Payments. ### 50. Fast, Secure Card Payments with Flexible Refund Options **Rating:** 4.5/5.0 stars **Reviewed by:** Bat Orshikh N. | System Application Engineer, Small-Business (50 or fewer emp.) **Reviewed Date:** April 18, 2026 **What do you like best about PayPal Payments?** Secure payment using credit/debit cards as fast as possible. Refund and revision options are wide range of choises. Individual payment can be easily sent from & sent to. **What do you dislike about PayPal Payments?** Individual payment transaction was somewhere higher than other international remittance fee. Some country was not able to recieve money from international individuals e.g Mongolia. Alipay and Apple pay was no international limits. **What problems is PayPal Payments solving and how is that benefiting you?** The issue-resolution process can take a few days because of the time needed to update a bank account, along with possible delays that depend on the bank’s internal procedures. ## PayPal Payments Discussions - [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) - 8 comments, 5 upvotes - [Does PayPal credit build your credit?](https://www.g2.com/discussions/does-paypal-credit-build-your-credit) - 3 comments, 4 upvotes - [What can you use PayPal credit for?](https://www.g2.com/discussions/what-can-you-use-paypal-credit-for) - 2 comments, 4 upvotes - [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) - 8 comments, 3 upvotes - [Virtual cards](https://www.g2.com/discussions/14376-virtual-cards) - 2 comments, 2 upvotes - [View PayPal Payments pricing details and edition comparison](https://www.g2.com/products/paypal/reviews?section=pricing&secure%5Bexpires_at%5D=2026-06-02+07%3A29%3A00+-0500&secure%5Bsession_id%5D=849725a8-96c3-4c0f-8509-34fe454c8312&secure%5Btoken%5D=13cca2c8be802b3ff2fe191c416ecb4dd3cbd37dc53f1b9f232416b5d3c63b0a&format=llm_user) ## PayPal Payments Integrations - 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Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - Omnichannel - Levels 1 & 2 - Level 3 **Processing** - Validation - Automation - Cross Border - Routing - Reconciliation **Security** - PCI Compliance - Data Tokenization - Two-Factor Authentication - POS Verification **Payment Options** - Multi-Currency - Online payment portal **Risk & Compliance** - Failed payments - Tokenization - Compliance **Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features** - Adaptive Learning - Proactive Assistance - Decision Making **Development** - Customization (Fields, Objects, and Layouts) - Accounting Software Integration - E-Commerce Software Integration **Security** - POS Verification **Analytics** - Consolidation - Optimization - Fraud **Platform** - Performance and Reliability - Internationalization - Currency/Language - Internationalization - Operating Country - API / Integrations - PCI Regulation Compliance - Accounting integration - E-commerce Integration **Platform** - Accounting integration - E-commerce Integration **Agentic AI - Payments Orchestration** - Autonomous Task Execution - Cross-system Integration **Agentic AI - Payment Gateways** - Autonomous Task Execution - Cross-system Integration - Decision Making ## Top PayPal Payments Alternatives - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (360 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews) - [BlueSnap](https://www.g2.com/products/bluesnap/reviews) - 4.1/5.0 (103 reviews)