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Compare BILL Spend & Expense (Formerly Divvy) and Rho 
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BILL Spend & Expense (Formerly Divvy)
Optimized for quick response
At a Glance
Market Segments
Small-Business (65.2% of reviews)
Mid-Market (53.8% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Free
BILL Spend & Expense (Formerly Divvy)
Star Rating
(2,072)4.5 out of 5
Market Segments
Small-Business (65.2% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Rho
Star Rating
(121)4.8 out of 5
Market Segments
Mid-Market (53.8% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Learn more about RhoSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Rho. Users appreciate its straightforward interface, with one reviewer noting, "It is straightforward to use," which contributes to a smoother daily experience.
- Users say that Rho shines in customer support, highlighting the "thoroughness and dedicated support" they receive. This is particularly beneficial for users who value quick assistance, as one reviewer mentioned the "fast customer service" and the availability of real humans when help is needed.
- Reviewers mention that BILL Spend & Expense (Formerly Divvy) is particularly effective for tracking specific marketing expenses, making it a great choice for small businesses focused on detailed financial management. One user noted, "I like that we can track all the specific marketing spending we are using for our crowdfunding here."
- According to verified reviews, Rho's bulk payment feature is a standout, especially for users managing payroll for multiple independent contractors. This functionality is praised for making the payment process "much more efficient," which can be a game-changer for businesses with complex payroll needs.
- G2 reviewers highlight that while BILL Spend & Expense (Formerly Divvy) has a higher overall satisfaction score, Rho offers a more user-friendly setup experience. Users have noted that Rho's initial setup was "very easy," which can be a significant advantage for teams looking to get started quickly.
- Users report that both platforms have their strengths, but BILL Spend & Expense (Formerly Divvy) faces challenges in areas like employee reimbursements, where it scored lower compared to Rho. One user mentioned that it "eliminates manual receipts," but Rho's features in this area are seen as more robust, with users appreciating the ease of managing reimbursements.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Rho
No trial information availableRatings
Meets Requirements
9.0
1,746
9.4
108
Ease of Use
9.1
1,786
9.5
111
Ease of Setup
8.8
1,509
9.6
31
Ease of Admin
8.9
1,471
9.6
28
Quality of Support
8.6
1,630
9.7
96
Has the product been a good partner in doing business?
9.1
1,456
9.5
28
Product Direction (% positive)
9.1
1,753
9.6
111
Features by Category
Expense Reports
8.5
1041
|
Verified
9.1
73
8.7
1089
|
Verified
9.1
75
8.3
1072
|
Verified
9.0
74
9.1
1185
|
Verified
9.4
76
7.8
921
|
Verified
9.1
74
7.8
719
|
Verified
8.7
73
8.4
956
|
Verified
9.1
73
Agentic AI - Expense Management
6.5
120
Not enough data
7.2
121
Not enough data
Travel Management
7.5
780
Feature Not Available
6.7
636
Feature Not Available
6.5
617
Feature Not Available
6.9
692
Feature Not Available
Client Invoicing
Feature Not Available
Feature Not Available
7.9
889
|
Verified
9.1
74
7.8
796
|
Verified
8.8
71
Mobile
9.2
1121
|
Verified
9.4
82
7.4
693
|
Verified
Feature Not Available
Feature Not Available
Feature Not Available
Platform
7.1
607
8.4
72
7.8
754
|
Verified
8.8
72
Administration
8.2
692
|
Verified
8.8
84
Administration
8.3
992
|
Verified
8.9
86
8.3
996
|
Verified
9.1
88
8.3
1037
|
Verified
9.0
88
8.4
942
|
Verified
8.9
87
8.9
1142
|
Verified
9.2
86
Platform
8.5
1008
|
Verified
9.0
84
7.9
768
|
Verified
8.6
82
7.6
641
8.7
81
8.9
1066
|
Verified
9.4
83
8.9
1023
|
Verified
9.3
80
Feature Not Available
8.5
78
Payment Methods
Not enough data
9.3
12
Not enough data
9.0
12
Not enough data
8.2
11
Payment Processing
Not enough data
9.0
13
Not enough data
9.0
14
Not enough data
9.0
13
Not enough data
8.8
14
Not enough data
8.5
12
Not enough data
8.9
12
Not enough data
9.2
13
Security and Compliance
Not enough data
8.0
11
Not enough data
8.0
11
Not enough data
8.8
11
Not enough data
8.9
11
Not enough data
8.2
11
Not enough data
8.6
11
Integration
Not enough data
8.3
10
Not enough data
8.5
10
Not enough data
8.3
10
Payment Types
Not enough data
8.5
11
Not enough data
8.8
11
Not enough data
Feature Not Available
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Data Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting Structure
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Standard Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Custom Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Financial Analysis
Not enough data
Not enough data
Not enough data
Not enough data
Cash Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Risk and Compliance
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Banking
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Financial Data Transfer
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Treasury Management Systems
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Setup
8.1
706
9.3
25
8.7
765
9.3
27
8.5
628
9.1
26
Performance
7.6
552
9.0
27
7.6
557
8.5
27
7.4
559
9.0
27
7.6
589
9.2
28
Payment Cards
8.8
657
8.8
24
8.8
675
9.2
24
9.0
761
8.8
24
Reporting
9.0
747
9.3
30
8.7
654
8.9
28
8.7
701
9.0
26
8.6
789
9.3
27
Payments
8.4
671
9.3
28
8.6
670
9.2
27
7.6
611
9.1
27
7.9
625
9.2
28
Fraud & Risk Management
8.4
742
9.0
25
8.8
725
9.4
24
9.0
741
9.6
24
Agentic AI - Spend Management
5.8
59
Not enough data
Invoice Management
8.1
19
Not enough data
5.5
16
Not enough data
7.3
20
Not enough data
Invoice Processing
6.9
16
8.3
5
7.4
18
8.6
6
6.9
18
9.2
6
6.6
17
8.7
5
Analytics
6.7
18
8.9
6
5.4
16
8.9
6
5.7
16
8.6
6
Integration
9.0
26
9.0
5
8.2
16
8.0
5
6.2
17
Not enough data
Risk
5.9
16
9.3
9
6.7
17
9.2
8
5.4
15
8.6
7
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
8.8
7
7.0
16
8.6
6
6.8
16
9.5
7
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Rho are categorized as Expense Management, Spend Management, and AP Automation
Unique Categories
BILL Spend & Expense (Formerly Divvy) has no unique categories
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Rho
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.6%
Construction
8.8%
Accounting
7.8%
Religious Institutions
5.3%
Computer Software
4.0%
Other
59.4%
Marketing and Advertising
15.4%
Construction
11.1%
Manufacturing
6.0%
Hospital & Health Care
5.1%
Consumer Goods
5.1%
Other
57.3%
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
Rho has no discussions with answers
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