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Compare BILL AP/AR and Ramp 
Featured Products
At a Glance
Market Segments
Small-Business (63.7% of reviews)
Small-Business (58.5% of reviews)
Entry-Level Pricing
$49.00 1 user Per Month
Free
BILL AP/AR
Star Rating
(1,563)4.4 out of 5
Market Segments
Small-Business (63.7% of reviews)
Pros & Cons
Entry-Level Pricing
$49.00 1 user Per Month
Free Trial is available
Browse all 4 pricing plansRamp
Star Rating
(2,285)4.8 out of 5
Market Segments
Small-Business (58.5% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL AP/AR excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Ramp. Users appreciate its user-friendly interface and the efficiency it brings to vendor management and accounts payable processing, with one reviewer noting it has saved them hours of data entry each month.
- According to verified reviews, Ramp shines in its ease of use, with many users highlighting its intuitive design and multiple avenues for input, such as email, text, and app. This flexibility makes it particularly appealing for small businesses looking to track expenses seamlessly.
- Users say that BILL AP/AR offers a robust set of features that simplify accounting tasks, making it easy to learn and implement. Reviewers have praised its ability to streamline processes, which is crucial for small businesses managing their finances.
- Reviewers mention that Ramp provides excellent customer service, which enhances the overall user experience. Many users feel supported and appreciated, contributing to a positive perception of the product, especially for those new to financial management tools.
- G2 reviewers highlight that while Ramp has a higher star rating, the volume of reviews for BILL AP/AR indicates a strong and reliable user base. This suggests that despite Ramp's favorable ratings, BILL AP/AR's consistent performance over time resonates well with its users.
- According to recent feedback, both products have their strengths, but BILL AP/AR's focus on accounts payable and vendor management gives it an edge for businesses prioritizing these functions, while Ramp's versatility in expense tracking and travel management appeals to users looking for an all-in-one solution.
Pricing
Entry-Level Pricing
BILL AP/AR
ESSENTIALS
$49.00
1 user Per Month
Spend 50% less time on AP, automate invoicing, and get paid 2x faster.
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflow
Ramp
Ramp
Free
Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements
Free Trial
BILL AP/AR
Free Trial is available
Ramp
Free Trial is available
Ratings
Meets Requirements
8.8
1,348
9.4
1,760
Ease of Use
8.8
1,386
9.5
1,802
Ease of Setup
8.6
940
9.3
1,129
Ease of Admin
8.7
796
9.4
1,064
Quality of Support
8.0
1,186
9.2
1,477
Has the product been a good partner in doing business?
8.6
790
9.5
1,049
Product Direction (% positive)
8.4
1,357
9.8
1,686
Features by Category
Expense Reports
Not enough data
9.1
908
Not enough data
9.3
1051
Not enough data
9.0
1000
Not enough data
9.6
1153
Not enough data
9.4
913
Not enough data
8.6
483
Not enough data
Feature Not Available
Agentic AI - Expense Management
Not enough data
7.5
48
Not enough data
8.2
48
Travel Management
Not enough data
Feature Not Available
Not enough data
8.1
463
Not enough data
Feature Not Available
Not enough data
8.5
505
Client Invoicing
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Mobile
Not enough data
9.6
1132
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Platform
Not enough data
8.6
685
Not enough data
8.8
728
Administration
Not enough data
8.9
501
Administration
Not enough data
9.0
850
Not enough data
9.3
961
Not enough data
9.4
1101
Not enough data
9.3
996
Not enough data
9.4
1067
Platform
Not enough data
9.1
921
Not enough data
8.9
694
Not enough data
Feature Not Available
Not enough data
9.5
1059
Not enough data
9.0
738
Not enough data
Feature Not Available
Payment Methods
8.8
134
Not enough data
7.5
114
Not enough data
Feature Not Available
Not enough data
Payment Processing
8.5
127
Not enough data
9.0
135
Not enough data
8.4
124
Not enough data
8.5
130
Not enough data
8.2
122
Not enough data
8.2
116
Not enough data
8.5
133
Not enough data
Security and Compliance
8.7
106
Not enough data
8.5
100
Not enough data
8.4
105
Not enough data
8.9
105
Not enough data
8.5
90
Not enough data
8.6
89
Not enough data
Integration
8.3
101
Not enough data
7.8
106
Not enough data
7.8
104
Not enough data
Payment Types
8.8
102
Not enough data
7.8
93
Not enough data
7.2
81
Not enough data
Agentic AI - Enterprise Payment
7.0
23
Not enough data
Setup
Not enough data
9.0
665
Not enough data
9.3
816
Not enough data
9.2
470
Performance
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
458
Not enough data
8.8
589
Payment Cards
Not enough data
9.4
630
Not enough data
9.5
666
Not enough data
9.5
723
Reporting
Not enough data
9.5
720
Not enough data
9.2
607
Not enough data
9.1
588
Not enough data
Feature Not Available
Payments
Not enough data
9.2
575
Not enough data
9.2
597
Not enough data
9.2
650
Not enough data
9.2
571
Fraud & Risk Management
Not enough data
9.3
742
Not enough data
9.4
716
Not enough data
9.4
710
Agentic AI - Spend Management
Not enough data
7.6
56
Planning
Not enough data
9.1
37
Not enough data
8.0
36
Not enough data
8.5
36
Not enough data
8.2
34
Execution
Not enough data
8.2
35
Not enough data
8.8
37
Not enough data
8.0
34
Analytics
Not enough data
9.0
38
Not enough data
9.1
38
Not enough data
8.7
42
Agentic AI - Procure to Pay
Not enough data
7.6
9
Data Management
Not enough data
8.5
49
Not enough data
9.1
50
Not enough data
8.2
47
Not enough data
9.1
50
Not enough data
8.8
48
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
7.6
18
Analytics
Not enough data
7.9
45
Not enough data
8.0
44
Not enough data
8.3
46
Not enough data
8.7
47
Recovery
Not enough data
9.0
47
Not enough data
8.1
43
AP Data Processing
Not enough data
9.0
47
Not enough data
9.1
47
Not enough data
9.3
46
Invoice Management
8.6
718
|
Verified
9.2
129
7.7
607
Feature Not Available
8.4
682
|
Verified
8.7
122
Invoice Processing
8.2
687
|
Verified
8.8
130
8.7
764
|
Verified
9.2
133
8.6
725
|
Verified
9.1
134
7.6
626
|
Verified
Feature Not Available
Analytics
8.8
760
|
Verified
9.0
129
Feature Not Available
Feature Not Available
7.4
614
|
Verified
Feature Not Available
Integration
8.7
759
|
Verified
9.1
135
8.5
735
|
Verified
Feature Not Available
7.8
621
|
Verified
8.6
120
Risk
7.7
604
Feature Not Available
8.0
614
Feature Not Available
7.3
569
Feature Not Available
Recovery
7.5
565
Feature Not Available
7.6
630
Feature Not Available
Audit
7.8
635
Feature Not Available
7.6
572
Feature Not Available
7.6
599
8.1
113
8.3
635
8.7
121
Fraud
8.0
650
Feature Not Available
7.8
602
Feature Not Available
8.0
605
Feature Not Available
Agentic AI - AP Automation
6.8
248
6.1
14
6.9
245
5.8
14
7.0
243
6.4
14
Invoice Generation
8.2
383
|
Verified
Not enough data
8.7
397
|
Verified
Not enough data
8.4
380
|
Verified
Not enough data
Invoice Processing
9.1
446
|
Verified
Not enough data
Feature Not Available
Not enough data
8.4
388
|
Verified
Not enough data
8.7
375
|
Verified
Not enough data
Analytics
8.9
432
|
Verified
Not enough data
8.1
366
|
Verified
Not enough data
8.0
342
|
Verified
Not enough data
8.9
402
|
Verified
Not enough data
Integration
8.7
437
|
Verified
Not enough data
8.9
436
|
Verified
Not enough data
8.0
360
|
Verified
Not enough data
8.6
407
|
Verified
Not enough data
Agentic AI - Invoice Management
7.4
84
Not enough data
7.3
83
Not enough data
7.4
83
Not enough data
Payment Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Options
Not enough data
Not enough data
Not enough data
Not enough data
Security
Not enough data
Not enough data
Platform
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Forecasting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Financial Data Transfer
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Expense Reporting
Not enough data
9.5
119
Not enough data
9.4
115
Not enough data
9.4
114
Not enough data
9.4
118
Travel Management
Not enough data
Feature Not Available
Not enough data
8.1
463
Not enough data
Feature Not Available
Not enough data
8.5
505
Approval
Not enough data
9.5
116
Not enough data
9.5
108
Not enough data
9.7
121
AI - Travel Management
Not enough data
8.0
39
Not enough data
8.0
39
Not enough data
8.3
39
Not enough data
8.8
39
Not enough data
8.8
39
Agentic AI - Travel Management
Not enough data
8.1
21
Not enough data
8.1
21
Bill Generation
8.2
345
Not enough data
8.6
362
Not enough data
8.5
352
Not enough data
Bill Processing
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
8.8
362
Not enough data
Feature Not Available
Not enough data
8.2
297
Not enough data
Agentic AI - Billing
6.7
66
Not enough data
Platform Basics
8.6
322
Not enough data
8.6
320
Not enough data
Platform Administration
8.0
316
Not enough data
8.0
292
Not enough data
7.8
306
Not enough data
Platform Payment Content
8.4
309
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Reporting
8.5
223
Not enough data
7.3
205
Not enough data
8.5
225
Not enough data
Integrations
8.5
219
Not enough data
7.8
201
Not enough data
Feature Not Available
Not enough data
Transactions
Feature Not Available
Not enough data
8.6
232
Not enough data
8.6
242
Not enough data
Workflows
8.6
222
Not enough data
8.2
222
Not enough data
Agentic AI - Accounts Receivable Automation
6.9
51
Not enough data
AI - Accounts Receivable
7.0
48
Not enough data
6.6
46
Not enough data
6.6
47
Not enough data
Purchase Requisition and Approval Workflow - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Supplier Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Spend Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Compliance and Risk Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Workflow Automation - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Procurement Orchestration
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Agentic AI - Vendor Management
Not enough data
6.4
15
Revenue Recognition
Not enough data
8.6
73
Not enough data
7.1
68
Not enough data
7.3
68
Categories
Categories
Shared Categories
BILL AP/AR and Ramp are categorized as AP Automation
Unique Categories
BILL AP/AR is categorized as Contractor Payments, Enterprise Payment, Accounts Receivable, Invoice Management, Billing, Cash Flow Management, and Payment Processing
Ramp is categorized as Accounts Payable (AP) and Spend Analysis, Procure to Pay, Spend Management, Travel Management, Expense Management, Vendor Management, and Procurement Orchestration
Reviews
Reviewers' Company Size
BILL AP/AR
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Ramp
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
19.4%
Non-Profit Organization Management
10.0%
Computer Software
6.2%
Information Technology and Services
4.7%
Financial Services
4.7%
Other
54.9%
Computer Software
14.3%
Information Technology and Services
8.9%
Non-Profit Organization Management
6.8%
Financial Services
5.3%
Construction
4.6%
Other
60.2%
Discussions
How come some of our sttachments dont sync into Bill.com (they are .pdf's) and otherones do?
2 Comments
EC
hi i am also a victim of this BITLL which until now my money is under frozen how can i get it?Read more
How long does Bill com take to pay?
2 Comments
DW
Far, far too long. Where an international wire usually arrives within a couple of days if done without them involved, they take 7. Worst of all, they appear...Read more
How is Bill.com different than my online bank bill pay?
1 Comment
Official Response from BILL AP/AR
Online banking is just the payment piece of the accounts payable process—it doesn’t include document storage, workflow approvals, or integration with your...Read more
When can we expect a native iOS app? When can we see Microsoft identity integration?
3 Comments
NS
Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if...Read more
Ramp has no more discussions with answers
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