SmartDollar Reviews & Product Details

SmartDollar provides a lot of great features to offer our employees. This time of year, the SmartTax service has been a great hit, allowing employees to complete their taxes for free. I first-hand used it and it was a great experience. My account team is great to work with, and we have a great partnership. Review collected by and hosted on G2.com.

This is nothing against SmartDollar, but something internally we are working on is getting more engagement out of the benefit. We have communication strategies for 2026 in place to help this. I believe more marketing / reach outs can be done to reach the employees. Review collected by and hosted on G2.com.

The content is great and point system is helpful. All the tools are great benefits for the team. Review collected by and hosted on G2.com.

I thought it would nudge the team to make progress on their learning and use of the program more than it does. Review collected by and hosted on G2.com.

SmartDollar is a wonderful product that is easy to use. The best part is SmartDollar breaks things down in easily understood steps. Review collected by and hosted on G2.com.

There isn't anything I dislike about SmartDollar, but if I had anything to add, it would be that people can alter the plan to fit them. If they aren't comfortable with certain steps, like stopping their 401k contributions, they don't have to. Just letting them know they can alter the plan to work for them, it just may take longer to accomplish their goals, may attract some people to participate that wouldn't have otherwise. Review collected by and hosted on G2.com.

I like the tools that are available such as the mortgage calculator and net worth calculator, as well as the large repository of financial wellness videos. The Baby Step progress feature allows you to track your goals toward achieving all Baby Steps in one consolidated place and it is connected to Every Dollar, which makes it much easier to track expenses and see your finances at a high level. I also appreciate that the mortgage calculator allows you to estimate just how much home you can afford while the net worth calculator gives you a good sense of where you are overall in your financial journey. The initial setup was VERY easy, and the SmartDollar team made the launch smooth. Review collected by and hosted on G2.com.

There is nothing to dislike about SmartDollar Review collected by and hosted on G2.com.

I love having a financial tool I can confidently share with employees. SmartDollar makes financial security feel achievable, not intimidating, and it’s helpful for everyone—from those living paycheck to paycheck to executives who want to stay financially grounded. Review collected by and hosted on G2.com.

The biggest challenge is engagement—SmartDollar works well, but like any tool, it requires consistency and buy‑in to be effective. Review collected by and hosted on G2.com.

I like that there are tools and resources available to help regardless of where you are in your financial journey. I like that there are different format types for all learning methods. The account format/layout is very user friendly. I appreciate the network of partners/resources linked to SmartDollar (free tax filing, real estate agents, est.). Review collected by and hosted on G2.com.

I don't have anything to report as a dislike. Review collected by and hosted on G2.com.

SmartDollar is easy to implement and simple for employees to navigate. The content is practical, step-by-step, and approachable, which makes financial wellness feel achievable instead of overwhelming. From an admin perspective, the support team is responsive and proactive, and they make the partnership feel smooth and well supported. It has been a valuable addition to our overall benefits offering.

From a partnership standpoint, Blake Ball has been an outstanding relationship manager. He has been responsive, supportive, and proactive in helping us maximize the value of the program. His communication and follow through have made the experience seamless and positive. Review collected by and hosted on G2.com.

customization or reporting insights would be helpful for tracking long-term impact, but overall the platform delivers strong value for what it’s designed to do. Review collected by and hosted on G2.com.

From an employer point of view:

Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are then less likely to view the company's payroll department as their only go-to solution to financial health and wealth.

Smart Dollar will walk you step by step through the initial implementation, and adding new employees is super easy. Even after the initial implementation is complete, Smart Dollar continues to assists, to include automated emails to the employees, lots of reminders, printable flyers and worksheets, and even a helpful calendar with training ideas so you you don't have to wing it - and much more! With tons of videos and handouts, the online platform is a perfect tool to use during weekly team meetings.

Our Account Manager, Russ Petit has done a FABULOUS job at making it easier for us to stay engaged with our employees! Our weekly team meetings are held at 7am, making it impossible for a live presentation, but Russ was able to record an entire presentation for us to present at a meeting - this ensured that our employees were made aware of all the benefits we may have neglected to mention.

Bottom line, financially healthy employees are happy employees; by investing in the financial health of our employees, it truly is an investment into the financial health of our entire company, which also directly impacts our employees and their families! Review collected by and hosted on G2.com.

This isn't really a dislike of SmartDollar but the program does take effort. In order for the program to actually work, employers really need to put effort into intentionally highlighting the worth of the program to their employees. Review collected by and hosted on G2.com.

As a business owner, I see this as an excellent benefit to offer staff. When employees have strong financial management skills, they can spend less time worrying about their personal finances and more time focusing on the company’s success. In turn, that focus supports the business while also helping them work toward their own financial success. Providing the tools for staff to achieve this is another way our firm can support staff outside of work, which is very important to us as a firm. Review collected by and hosted on G2.com.

Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data. This has been a minor hurdle and has resulted in a small number of staff not participating. Review collected by and hosted on G2.com.

We implemented Dave Ramsey’s SmartDollar for our Wagons West-Pizza Ranch team, and the response has been overwhelmingly positive. Many of our employees have signed up, and several have shared that the program has helped them tremendously.

The platform is easy to use, practical, and highly relatable. More than one team member has told us they wish they’d known about this tool years ago. It’s given them clarity, structure, and confidence in managing their personal finances, which ultimately supports both their personal lives and their professional focus.

From an organizational standpoint, our account manager has been incredibly helpful throughout. Onboarding was smooth, communication has been consistent, and the follow-up support has been first-rate. It’s clear they genuinely care about helping businesses support their teams.

I highly recommend SmartDollar to any organization looking to invest in the financial well-being of their employees. Review collected by and hosted on G2.com.

Our employees have to be committed to trying this program; the initial setup takes a little bit of time. Review collected by and hosted on G2.com.