# SmartDollar Reviews **Vendor:** Ramsey Solutions **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.8/5.0 **Total Reviews:** 599 ## About SmartDollar SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth. Through an engaging digital platform, employees access interactive lessons, personalized tools like EveryDollar (a top-rated budgeting app), Ramsey SmartTax, and one-on-one financial coaching. Progress tracking and actionable resources make financial education approachable lead to lasting behavior change. Employers also gain access to anonymized engagement data to measure program impact and employee outcomes. Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes—from large enterprises to fast-growing companies—spanning healthcare, manufacturing, retail, construction, and beyond. By addressing one of the leading causes of employee stress, SmartDollar helps organizations invest in their people, reduce financial stress, and drive meaningful outcomes for businesses and employees alike. ## SmartDollar Pros & Cons **What users like:** - Users find SmartDollar incredibly **easy to use** , with well-organized features and helpful resources for financial management. (206 reviews) - Users find the **wealth of helpful resources** invaluable for achieving financial success and planning for the future. (182 reviews) - Users value the **abundance of educational resources** in SmartDollar, enhancing their financial knowledge and habits. (128 reviews) - Users rave about the **amazing customer support** of SmartDollar, noting helpful and attentive team members like Gus and Blake. (93 reviews) - Users value the **employee benefits** of SmartDollar, praising its positive impact on financial wellness and team success. (84 reviews) - Financial Management (81 reviews) - Simple (63 reviews) - User Interface (63 reviews) - Benefits (59 reviews) - Implementation Ease (46 reviews) **What users dislike:** - Users find SmartDollar's **limited customization** makes it challenging to tailor budgeting to their personal finance needs. (27 reviews) - Users feel the **high fees** of SmartDollar discourage widespread adoption despite enjoying its features. (16 reviews) - Users find the **manual processes cumbersome** , often overwhelmed by the time commitment needed to manage updates and lessons. (12 reviews) - Users express concerns about **payroll issues** , citing lack of accountability and a complex, costly structure in SmartDollar. (11 reviews) - Users experience **technical problems** with SmartDollar, such as item duplication and difficulties in personalizing budgeting features. (11 reviews) - Account Setup (9 reviews) - Users report **poor customer support** , making it difficult to effectively engage with the SmartDollar program. (8 reviews) - Integration Issues (6 reviews) - Slow Performance (6 reviews) - Delayed Services (5 reviews) ## SmartDollar Reviews ### 1. Exceptional Experience. Exceptional Outcomes. **Rating:** 5.0/5.0 stars **Reviewed by:** Jeanie F. | Vice President, Culture & Experience, Enterprise (> 1000 emp.) **Reviewed Date:** February 28, 2025 **What do you like best about SmartDollar?** SmartDollar is easy to use and has very helpful and motivating videos to keep me engaged. The product was easier to roll-out than anything I've ever rolled out (and I used to be a manager for software implementation). The customer service is incredible. And even more importantly, our people have had over a $5 million turnaround! I like it because it works! **What do you dislike about SmartDollar?** I wish I could reset some of the debt and savings tools. I've used my account so many times for demonstration purposes that I no longer how much I've personally paid off and saved. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar allows us to live our values by providing a tool that promotes individual potential and well-being. It provides sound financial education without trying to sell our employees on other products. While the financial principles are sound and simple, the SmartDollar tool is an innovative way to deliver solutions to our employees and our students. I know first-hand that when people aren't worried about their finances, they can focus on their jobs and are more productive. When our employees' finances are in order, they have more options about the work they choose. When they choose to work for us because they want to, not because they have to, morale and productivity go up. ### 2. Smart Dollar is an asset to our business and employee work-life balance! **Rating:** 5.0/5.0 stars **Reviewed by:** Shannon S. | Financial and HR Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Caleb is a great asset to help me keep my employees engaged. His customer support is fabulous. I love that Caleb cares about me and our business. The employer dashboard is easy to use and our employees enjoy the product/the change it is making in their lives. It was easy to implement into the office and tracking employee usage is easy (you do not see their "data", you only see where employees are active in Smart Dollar). We love to see our employees are frequently using the program. The marketing materials provided by Smart Dollar are easy to integrate into communications. **What do you dislike about SmartDollar?** We love Smart Dollar! We have nothing that we do not like. We love all the "added value items, like Momma Bear legal. Great for our young new hires. **What problems is SmartDollar solving and how is that benefiting you?** Smart Dollar is helping our employees keep their finances in order. This helps our employees with their work life balance. Our employees are not worried about finances because they have a plan in place through Smart Dollar. We have also seen an increase employee contributions to the 401K since implementation. ### 3. We love SmartDollar! **Rating:** 5.0/5.0 stars **Reviewed by:** Nikki B. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** Being able to link our bank account to the budgeting app, with drag-and-drop functionality, makes everything so much easier. Our account manager and the support team are top-notch as well. We love Gus - he’s incredibly helpful and always able to answer any questions we have. **What do you dislike about SmartDollar?** It would be helpful to have a few different examples of budgeting labels or columns for irregular expenses (for example, miscellaneous charges, emergency doctor visits, and similar one-off costs). **What problems is SmartDollar solving and how is that benefiting you?** I was recently married and wasn’t sure how to bring up the subject of his daily expenses. He didn’t want to tell me what he was spending each day, and he would also forget to enter the information himself. Being able to link both of our accounts, have a separate login, and see everything already there has been an enormous help - now we’re FINALLY saving money instead of spending all the time. ### 4. Blake is Awesome! Smart Dollar ROCKS! **Rating:** 5.0/5.0 stars **Reviewed by:** Julie B. | HR/Recruiting, Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** By our company providing Smart Dollar to our employees, it has enabled them to make the most of their paychecks by putting the information to use and being informed on how the purchases they make affect their goals in the present and future. The most helpful part is the ability to have your paycheck information added each payroll and all the videos that are available to use. We have a very nice relationship with Blake who is not only charming, but you can tell his heart is in the job he does. **What do you dislike about SmartDollar?** How can you dislike anything with this well thought out and functional system? They continue to make enhancements to make the system so user-friendly. The majority of our employees use Smart Dollar, and this is our 3rd year renewing with them. I highly recommend Smart Dollar to companies.. If you offer it as a benefit to their team, it will change the way they spend and save; ultimately improving their lives. What a great gift you would be giving them! **What problems is SmartDollar solving and how is that benefiting you?** I love the videos, becasue sometimes you need to be motivated to save and hearing stories about how the program has helped others is inspiring. ### 5. Life-Changing Budgeting: Baby Steps, Money Tools, and SmartTax Made Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Angela S. | Clinic Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** What I love most and has helped my family are the Baby Steps and Money Tools. The Baby Steps and the Debt Snowball Tool have been essential in getting us out of debt when we find ourselves there. The Money Tools section is where it's at! EveryDollar is life changing! How did we manage our money before this? I have not been in an uncomfortable money situation since using EveryDollar because we are planning for everything. And, because we have an emergency fund, we can afford those emergencies that come up-and take care of it with cash and NOT debt! We've been filing our taxes through SmartTax for the past 3 years now, for FREE, and they make it easy. When I had to ask a question, I got a quick and in-depth response from the experts. By watching videos and reading articles through the Learning tool, we've got our insurance in order, including life insurance, and are saving more than we ever thought we would in our retirement accounts. Money problems don't usually have a quick fix-it's a long marathon you can't quit. SmartDollar keeps us on our marathon path. SmartDollar has easy steps to get your going down the right path without being too overwhelming. I find I only need to log in and use it 2-3 times per month to keep my budget and goals on track. Plus, the EveryDollar app is available on my phone if I want to manage my transactions and budget anytime. **What do you dislike about SmartDollar?** When tracking transactions with the budgeting app, I can get tripped up with payments towards credit/debt because it will show the transaction removing money from my account-payment towards my debt. But then it also shows a positive payment towards my debt-which shows my debt decreasing-however, I don't think I'm supposed to track both because they cancel each other out? EveryDollar doesn't sync two accounts for debt where I can track the money being paid from my checking account and then money being paid towards my debt. **What problems is SmartDollar solving and how is that benefiting you?** Reducing and keeping my family out of debt. Helping to set realistic and attainable money goals. Serving as a tool to reference when making bigger financial life decisions. A great example would be life insurance- did we need it? And if so, how much? ### 6. SmartDollar Makes Spending and Financial Goals Crystal Clear **Rating:** 5.0/5.0 stars **Reviewed by:** Autumn H. | Director of Finance, Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** SmartDollar really helps you see exactly where you are spending your money and lets you know if it is excessive or on target for your financial goals. **What do you dislike about SmartDollar?** The only downside I have found so far is that smaller banks, local banks, cannot sync expenses to the SmartDollar account. In my area, almost everyone uses a local bank because there are no larger institutions near us. I have online access to my local bank, but I cannot sync my transactions to SmartDollar. That would be so much helpful if I could do that, but I understand that there are limits to the access that can happen. **What problems is SmartDollar solving and how is that benefiting you?** Personally, SmartDollar allows me to keep my goals focused in reality and not in the budget world of approximate numbers. I really get excited the more I see my debt decrease and realize I will have freed up so much of my money once this debt is paid off. Professionally, SmartDollar is allowing my staff to see that they can get financial freedom, no matter the amount of pay they receive. There is light at the end of the tunnel and they don't have to always live in debt and paycheck to paycheck. ### 7. A Trusted Resource for Employee Financial Well-Being **Rating:** 5.0/5.0 stars **Reviewed by:** Peter Z. | Operations Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** It’s a resource I can put in the hands of my employees to support their financial well-being. We have employees with a wide range of financial literacy and responsibility, so it’s common for them to come to me, as the owner, with financial questions or even requests for assistance. Smart Dollar gives me a way to offload most of those questions to a trusted resource that fits with our company philosophy. **What do you dislike about SmartDollar?** Honestly, I don’t have any significant complaints. If I had to point to something, the “add new employee” functionality feels a bit clunky—I have to periodically upload a new CSV with my updated employee roster—but it’s really not a big deal. One improvement I’d suggest is that if someone registers for SmartDollar using an email address from my company domain, SmartDollar would automatically associate them with my organization, rather than needing to be added to my org first. **What problems is SmartDollar solving and how is that benefiting you?** It gives us a financial education and management tool that we can put into the hands of our employees at no cost to them. ### 8. SmartDollar: EveryDollar Budgeting Plus Tax Filing and Will Creation in One **Rating:** 5.0/5.0 stars **Reviewed by:** Moses C. | Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I use the EveryDollar app every week. Once a year, I use the included tax software to file my own taxes, and I’ve also used the free will creator to make a will for myself and my wife. **What do you dislike about SmartDollar?** For the EveryDollar app, there were 2 months where the bank account link said it was connected to my bank, but no transactions were being brought into the EveryDollar app. That month was a disaster trying to input all my income and expenses. A month after that, the same thing happened to a credit card account. After that 2 instances back-to-back, I have to double-check with my account (which is not the best way to spend my time). **What problems is SmartDollar solving and how is that benefiting you?** For many years, my wife and I had a hard time getting all the income and expenses to include in our monthly budget. We would miss certain income and expenses. Now with EveryDollar, I have all my bank and credit card accounts connected to the app, so we don't miss a single income and expense transaction to input into our budgeting app. ### 9. EveryDollar Helps Control Spending with Data and Categorization **Rating:** 4.5/5.0 stars **Reviewed by:** Michael V. | Admin/IT, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** It helps me identify my spending. I have learned quite a bit and used the data to control my spending. I learned that I have/had subscriptions that I didn't realize. It has also showed me how even the small expense add up to become a large line item. Example: restaurants and gas station purchases. **What do you dislike about SmartDollar?** It took a long time to setup. However, there's really nothing that can be done about that. That being said, anything that requires effort usually pays off. EveryDollar has paid off. Now everything auto updates from my accounts. All I have to do is select the category. EveryDollar tries to remember some purchases, but it still need fine tuning. However, it sometimes will categorize correctly. **What problems is SmartDollar solving and how is that benefiting you?** It showed me how the little purchases add up to big expenses. It's easy to remember the mortgage and utilities, but all the little nickel and dime things add up to a lot of money. In particular, the little $9.99 items seem meaningless, but get 10 of them and you've got $100. Believe me, 10 is not hard to do. It's probably more like 20 or 30. ### 10. Excellent benefit for our team **Rating:** 5.0/5.0 stars **Reviewed by:** Joel H. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** January 23, 2025 **What do you like best about SmartDollar?** SmartDollar has an simple and intuitive dashboard that makes it easy for our employees to manage their finances. The tools are a complete package of financial benefits to help them manage all aspects and improve financially. If we ever have a question or issue, we can quickly get help from our representative or the support team. They answer questions or concerns immediately. **What do you dislike about SmartDollar?** None. We haven't found one yet. SmartDollar is a great product. **What problems is SmartDollar solving and how is that benefiting you?** Most people in society today do not know nor understand nor have the right tools for properly managing their finances. By selecting SmartDollar as part of our employee benefit package, we are able to offer something that provides a tremendous value for our team. We feel that a happy and healthy team can better serve our clients and that's been proven many times. SmartDollar helps us to do that and change our culture to imrpved financial wellness. ### 11. Financial Wellness Manager **Rating:** 5.0/5.0 stars **Reviewed by:** Maria H. | Financial Wellness Manager, Enterprise (> 1000 emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** Helpful - navigating is easy, accessible anytime. The Coaching is convenient with weekend and evening appointments. Upside EveryDollar - engaging and relatable content. **What do you dislike about SmartDollar?** Our Canadian team members would like to use the SmartDollar program and the EveryDollar App. I send them the Total Makeover book and online links to keep them focused on their financial wellness journey. **What problems is SmartDollar solving and how is that benefiting you?** Real time life challenges to solution financial issues. Daily life is challenging and team members need to find money management solutions that put knowledge into their hands quickly. Using the Baby Step format, helps them to take their anxiety down and focus on their family and their jobs using a budget plan they can manage. They soon realize there is hope for a better life and we can focus on reducing the debt while taking care of the basic needs. ### 12. SmartDollar is an incredible resource! **Rating:** 5.0/5.0 stars **Reviewed by:** Matt K. | Director of People Engagement, Enterprise (> 1000 emp.) **Reviewed Date:** February 21, 2025 **What do you like best about SmartDollar?** The most helpful thing is the totality of resources. You have access to so many incredible resources from budgeting tools and info to videos and articles about retirement, debt, taxes and so much more. They also have encouraging videos of people's lives who have been impacted by SmartDollar, and they talk about how they were able to accomplish financial success. I also enjoy the actual calls that show real people's issues as they interact with financial experts to try and help. **What do you dislike about SmartDollar?** I don't dislike anything about Smart Dollar. There are so many resources, sometimes it takes you awhile to find what you're looking for. **What problems is SmartDollar solving and how is that benefiting you?** Smart Dollar is helping me budget and save for my retirement. Also, it's helping our employees make the most of their dollars earned and maximize their full financial life! ### 13. EveryDollar Makes Budgeting Clear and Saving Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Dessie W. | City Administrator Finance Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I love using the EveryDollar budgeting tool! It helps so much just to see each month where all of my money goes. I have managed to cut back a lot on spending, after seeing the unnecessary subscriptions and other miscellaneous items I was randomly purchasing. The short educational videos are awesome as well. I love hearing ideas on creative ways to save money and cut costs! **What do you dislike about SmartDollar?** I honestly cannot think of anything I dislike. The only problem I am having is getting my employees as excited about SmartDollar as I am! **What problems is SmartDollar solving and how is that benefiting you?** I've been thinking for years that I wanted to create and follow a budget, and just never got around to it before SmartDollar. EveryDollar makes it so easy. The benefit is knowing exactly where my money is being spent each month, which helps me plan better for the next month! ### 14. Incredibly Valuable Coaching and an Educational Budgeting Experience **Rating:** 5.0/5.0 stars **Reviewed by:** Paula P. | Human Resources Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** The opportunity for individual coaching was incredibly valuable to me. I also found the budgeting process through EveryDollar very educational. From an administrative standpoint, I like how easy it is to set up new teammates. **What do you dislike about SmartDollar?** I'm having trouble getting my team to embrace this benefit. I don't know if they fully trust that the company is not able to see their personal financial information. A demo video that shows what the company has access to would be useful (perhaps that exists and I just haven't discovered it yet). **What problems is SmartDollar solving and how is that benefiting you?** We offer this as a benefit to our employees. When an employee mentions financial issues, they are having, I can keep the discussion professional and suggest they take advantage of this budgeting resource. It gives me an alternative to just discussing when they may be eligible for a salary adjustment. ### 15. Smart Dollar Keeps Us on Track with Coaching and Clear Financial Health Insights **Rating:** 5.0/5.0 stars **Reviewed by:** Joshua F. | President & CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** Smart dollar doesn't just help. My team and myself stay on track when it comes to our finances, it's an entire platform to see your financial health. Whether good or bad they have coaches that can help you get better and push you to the next level of personal growth and wealth. I love this app.! **What do you dislike about SmartDollar?** I can't think of anything that I dislike about the functions of the app. However, it doesn't link to all of my external accounts to show my entire net worth. Would love to see more integrations in the future. **What problems is SmartDollar solving and how is that benefiting you?** Smart dollar is a great place to educate yourself about finances, gives you and me and my team a framework to follow in the baby steps and financial Peace University. And the budget app keeps everything moving on a daily basis. ### 16. SmartDollar Makes Managing My Finances Easy—Right From My Phone **Rating:** 5.0/5.0 stars **Reviewed by:** Sarah Marks M. | HR Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I like the fact that SmartDollar is helping me get my finances in order. It is easy to use and having everything available on my phone actually gets me to use it! **What do you dislike about SmartDollar?** I wish I could get in contact with my same personal finance consultant on a more consistent and timely basis. Sometimes he's not available and they try to schedule me with someone else, or I have to wait a long time (more than a week) to talk with him. **What problems is SmartDollar solving and how is that benefiting you?** I have saved money in an emergency fund which gives me peace of mind that I would be (and have been) able to deal with the unexpected (my dryer breaking) without going in to debt. It's amazing! Now I am working on paying down the debt I do have and saving for my future. ### 17. SmartDollar: Simple Setup, Top-Tier Support, and Real Financial Momentum **Rating:** 5.0/5.0 stars **Reviewed by:** Ashlyn B. | Chief Culture Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** SmartDollar has been an incredible addition to our employee benefits suite. We value having the system and the tools to support our team members in growing in their financial goals. The overall setup was simple and easy. The support we received from the Ramsey team was top-tier, and our Account Manager, Gus Rojas, guided us through the whole thing. Our team members are using the tool daily and find it to be extremely easy to add to their daily routine. We have already seen big momentum in usage and financial turnaround, and are excited about how this benefit will continue to impact our company. **What do you dislike about SmartDollar?** There's nothing that comes to mind at this time. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is giving our employees the tools and system to manage their money and financial goals better. ### 18. SmartDollar - great benefit for our employees **Rating:** 4.5/5.0 stars **Reviewed by:** Janet R. | Project Leader, Small-Business (50 or fewer emp.) **Reviewed Date:** January 23, 2025 **What do you like best about SmartDollar?** SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages regularly with us and is accessible when we have questions. He's very friendly, helpful, and knowledgeable (but never pushy). I understand that Russ is moving to a new position, and while I'm happy for him, I'll miss working with him! :) **What do you dislike about SmartDollar?** Sometimes I feel like the frequent emails get overwhelming. Some of our employees prefer using other financial planning tools (like YNAB) that they have found easier to use and more thorough than SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps me look at the big picture and provides great planning tools. Some of our employees have used SmartTax and really like it. ### 19. Easy to Use, Great Tax Perks, and Helpful for Building Better Financial Habits **Rating:** 4.0/5.0 stars **Reviewed by:** Rebecca G. | Human Resources, Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** It is easy to use and link with other accounts. The extra benefits for taxes and such are a great bonus. I am hoping this subscription helps our staff with their financial picture and sets good habits. The functionality is fantastic. It works well on a computer and also a phone/tablet. **What do you dislike about SmartDollar?** For me it is the heavy religious aspect. I would be more likely to recommend it to others if it was more neutral. **What problems is SmartDollar solving and how is that benefiting you?** It aids with employee wellness - particularly financial wellness. When people have less stress in their lives, they have the ability to be better more productive employees. This product can help people reduce financial stress and build long term wealth if people get excited enough to participate in it. ### 20. An Exceptional, High Impact Benefit To Honor Our Employees **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** January 22, 2025 **What do you like best about SmartDollar?** Our Team works hard and they deserve the best possible benefits that we can find. SmartDollar delivers: - High Impact: SmartDollar is a long-term partnership we've invested in to provide a vital resource that our employees can utilize throughout their entire career for financial education, peace and success. This is a force multiplier for other compensation and benefits we are able to provide - and really, it is the most exciting and important benefit based on what it makes available to people who utilize it. - Versatility: the vast scope of educational content, financial resources & tools, coaches and professionals avaliable to enable our employees' financial wellness through SmartDollar is really impressive. There is something for every person whether they are planning retirement within the next 5 years or just starting out in their career. - Caring Support: SmartDollar's team has provided tremendous attention and support to us throughout our evaluation, acquisition and implementation of SmartDollar. Our Account Manager demonstrated great professionalism & care when connecting with our team during our introduction webinar. The entire Ramsey Team has been responsive and willing to accomodate our questions and organization's needs. - Quality: the technology platform, team, ecosystem of content, resources and network of providers packaged up through SmartDollar is unrivalled based on all of our research and selection process. Our Employees deserve the best and Ramsey delivers it with this. - Satisfaction: it is fulfilling to bring a powerful benefit like this that honors our Employees who so work hard everyday to make a living and to provide for themselves and their families. SmartDollar and its support team of financial experts and coaches can help them translate those efforts into financial wellbeing. **What do you dislike about SmartDollar?** SmartDollar is a totally polished product and service, from end to end, and has met or exceeded every expecation and need we have. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping us to: - Increase Employee satisfaction by delivering a benefit with real, practical and measurable value. - Improve Employee recruitment and retention with industry-leading benefits backed by a world-class financial wellness solution and provider (Ramsey). - Reinforce our company's core values and support people's safety, health & wellness. - Enhance Employee compensation by empowering them to optimize and multiply their money, throughout their career & life. - We can outsource to trustworthy experts that provide information & resources that our Employees want and need and which we cannot effectively provide directly ourselves. - Provides comprehensive education for Employees to make more informed choices about other benefits we provide such as healthcare, a 401k... ### 21. SmartDollar Is a Hit—Great Features and an Excellent Account Team **Rating:** 5.0/5.0 stars **Reviewed by:** Madysen B. | Senior Benefits and Compensation Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** March 11, 2026 **What do you like best about SmartDollar?** SmartDollar provides a lot of great features to offer our employees. This time of year, the SmartTax service has been a great hit, allowing employees to complete their taxes for free. I first-hand used it and it was a great experience. My account team is great to work with, and we have a great partnership. **What do you dislike about SmartDollar?** This is nothing against SmartDollar, but something internally we are working on is getting more engagement out of the benefit. We have communication strategies for 2026 in place to help this. I believe more marketing / reach outs can be done to reach the employees. **What problems is SmartDollar solving and how is that benefiting you?** We make a point to address the four main pillars of wellness: social, mental, physical, and financial. SmartDollar is one of the financial wellness benefits we offer employees at no cost. It helps us provide financial resources for employees and their households so they can plan for the future. Some services, such as tax support, can cost the employee money outside of SmartDollar. Therefore, being able to offer the platform gives employees access to those resources and encourages more engagement. Our employees have seen great success using the platform, and we’ve found that offering this benefit has helped reduce spending and pay down debt. ### 22. A team member educated on finance is better prepared to manage their business and yours. **Rating:** 5.0/5.0 stars **Reviewed by:** John H. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 25, 2026 **What do you like best about SmartDollar?** The content is great and point system is helpful. All the tools are great benefits for the team. **What do you dislike about SmartDollar?** I thought it would nudge the team to make progress on their learning and use of the program more than it does. **What problems is SmartDollar solving and how is that benefiting you?** We had young staff members who make a good living however were still taking 401K loans. If our team manages their personal finances more responsibly, they will apply the same theories to how they manage their impact on the business' finances. Ideally, I would like all team members to associate their time at Tech 2 Success, however long it may be, as a time that they improved professionally as well as in their personal finance status and knowledge. ### 23. SmartDollar Makes Budgeting Easy with Clear, Step-by-Step Guidance **Rating:** 5.0/5.0 stars **Reviewed by:** Toni L. | Office Service Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** SmartDollar is a wonderful product that is easy to use. The best part is SmartDollar breaks things down in easily understood steps. **What do you dislike about SmartDollar?** There isn't anything I dislike about SmartDollar, but if I had anything to add, it would be that people can alter the plan to fit them. If they aren't comfortable with certain steps, like stopping their 401k contributions, they don't have to. Just letting them know they can alter the plan to work for them, it just may take longer to accomplish their goals, may attract some people to participate that wouldn't have otherwise. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar gives you the building blocks to a better financial future. I was able to pay off most of my debt using these building blocks. ### 24. Empowering Financial Freedom with Seamless Ease **Rating:** 5.0/5.0 stars **Reviewed by:** Anna G. | Enterprise (> 1000 emp.) **Reviewed Date:** March 06, 2026 **What do you like best about SmartDollar?** I like the tools that are available such as the mortgage calculator and net worth calculator, as well as the large repository of financial wellness videos. The Baby Step progress feature allows you to track your goals toward achieving all Baby Steps in one consolidated place and it is connected to Every Dollar, which makes it much easier to track expenses and see your finances at a high level. I also appreciate that the mortgage calculator allows you to estimate just how much home you can afford while the net worth calculator gives you a good sense of where you are overall in your financial journey. The initial setup was VERY easy, and the SmartDollar team made the launch smooth. **What do you dislike about SmartDollar?** There is nothing to dislike about SmartDollar **What problems is SmartDollar solving and how is that benefiting you?** We use SmartDollar to help our employees regain control of their finances and eliminate debt. It helps with retention as it reduces financial stress, which affects job performance. The tools like the mortgage calculator, net worth calculator, and Baby Step progress help track expenses and guide financial decisions. ### 25. A Valuable Resource for Employee Financial Well‑Being **Rating:** 5.0/5.0 stars **Reviewed by:** AMY F. | Human Resources Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** March 13, 2026 **What do you like best about SmartDollar?** I love having a financial tool I can confidently share with employees. SmartDollar makes financial security feel achievable, not intimidating, and it’s helpful for everyone—from those living paycheck to paycheck to executives who want to stay financially grounded. **What do you dislike about SmartDollar?** The biggest challenge is engagement—SmartDollar works well, but like any tool, it requires consistency and buy‑in to be effective. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps solve the lack of basic financial education and structure that many employees face. It gives people a clear framework for budgeting, managing debt, and planning ahead. For me, it’s beneficial because it allows HR to support employees beyond the workplace—helping reduce financial stress, improve focus, and promote long‑term financial stability. ### 26. SmartDollar Makes Financial Learning Easy with User-Friendly Tools and Resources **Rating:** 5.0/5.0 stars **Reviewed by:** Leona A. | HR Generalist, Enterprise (> 1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** I like that there are tools and resources available to help regardless of where you are in your financial journey. I like that there are different format types for all learning methods. The account format/layout is very user friendly. I appreciate the network of partners/resources linked to SmartDollar (free tax filing, real estate agents, est.). **What do you dislike about SmartDollar?** I don't have anything to report as a dislike. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps tackle a common source of employee financial stress by offering accessible education, practical budgeting tools, and clear, actionable next steps. When employees feel more secure and confident about their personal finances, we tend to see better focus, fewer distractions, and stronger engagement at work. ### 27. Easy to Implement, Employee-Friendly Financial Wellness with Strong Support **Rating:** 5.0/5.0 stars **Reviewed by:** Alina P. | Payroll and Benefits Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** March 03, 2026 **What do you like best about SmartDollar?** SmartDollar is easy to implement and simple for employees to navigate. The content is practical, step-by-step, and approachable, which makes financial wellness feel achievable instead of overwhelming. From an admin perspective, the support team is responsive and proactive, and they make the partnership feel smooth and well supported. It has been a valuable addition to our overall benefits offering. From a partnership standpoint, Blake Ball has been an outstanding relationship manager. He has been responsive, supportive, and proactive in helping us maximize the value of the program. His communication and follow through have made the experience seamless and positive. **What do you dislike about SmartDollar?** customization or reporting insights would be helpful for tracking long-term impact, but overall the platform delivers strong value for what it’s designed to do. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps address financial stress by giving employees clear, structured guidance on budgeting, debt reduction, and long term financial planning. Financial stress can impact productivity and overall wellbeing, so having a tool that supports employees in this area is a meaningful benefit for our organization. ### 28. Improves Employee Financial Health—and Strengthens the Company **Rating:** 5.0/5.0 stars **Reviewed by:** Ashley S. | Owner/Chief Financial Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** February 27, 2026 **What do you like best about SmartDollar?** From an employer point of view: Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are then less likely to view the company's payroll department as their only go-to solution to financial health and wealth. Smart Dollar will walk you step by step through the initial implementation, and adding new employees is super easy. Even after the initial implementation is complete, Smart Dollar continues to assists, to include automated emails to the employees, lots of reminders, printable flyers and worksheets, and even a helpful calendar with training ideas so you you don't have to wing it - and much more! With tons of videos and handouts, the online platform is a perfect tool to use during weekly team meetings. Our Account Manager, Russ Petit has done a FABULOUS job at making it easier for us to stay engaged with our employees! Our weekly team meetings are held at 7am, making it impossible for a live presentation, but Russ was able to record an entire presentation for us to present at a meeting - this ensured that our employees were made aware of all the benefits we may have neglected to mention. Bottom line, financially healthy employees are happy employees; by investing in the financial health of our employees, it truly is an investment into the financial health of our entire company, which also directly impacts our employees and their families! **What do you dislike about SmartDollar?** This isn't really a dislike of SmartDollar but the program does take effort. In order for the program to actually work, employers really need to put effort into intentionally highlighting the worth of the program to their employees. **What problems is SmartDollar solving and how is that benefiting you?** When we provide to our employees a FREE tool that can improve their financial health, the employees are then less likely to view the company's payroll department as their only go-to solution to financial health and wealth. ### 29. SmartDollar is transformative! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Environmental Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** As a business owner, I see this as an excellent benefit to offer staff. When employees have strong financial management skills, they can spend less time worrying about their personal finances and more time focusing on the company’s success. In turn, that focus supports the business while also helping them work toward their own financial success. Providing the tools for staff to achieve this is another way our firm can support staff outside of work, which is very important to us as a firm. **What do you dislike about SmartDollar?** Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data. This has been a minor hurdle and has resulted in a small number of staff not participating. **What problems is SmartDollar solving and how is that benefiting you?** I am a 18 years ago graduate of FPU! It truly changed our lives! Giving every dollar a home before we even have it in the bank and beign good stewards of the money earned in our household has opend doors we never imagined before we were FPU grads! ### 30. A Practical Benefit for Our Employees **Rating:** 4.5/5.0 stars **Reviewed by:** Mike C. | Senior Director of Operations & New Store Development, Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** We implemented Dave Ramsey’s SmartDollar for our Wagons West-Pizza Ranch team, and the response has been overwhelmingly positive. Many of our employees have signed up, and several have shared that the program has helped them tremendously. The platform is easy to use, practical, and highly relatable. More than one team member has told us they wish they’d known about this tool years ago. It’s given them clarity, structure, and confidence in managing their personal finances, which ultimately supports both their personal lives and their professional focus. From an organizational standpoint, our account manager has been incredibly helpful throughout. Onboarding was smooth, communication has been consistent, and the follow-up support has been first-rate. It’s clear they genuinely care about helping businesses support their teams. I highly recommend SmartDollar to any organization looking to invest in the financial well-being of their employees. **What do you dislike about SmartDollar?** Our employees have to be committed to trying this program; the initial setup takes a little bit of time. **What problems is SmartDollar solving and how is that benefiting you?** It shows our employees that Wagons West is serious about offering a benefit that helps them manage their personal finances with a trusted advisor, without requiring any financial investment on their part to take advantage of the program. ### 31. Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling **Rating:** 4.0/5.0 stars **Reviewed by:** Kailey C. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 27, 2026 **What do you like best about SmartDollar?** There are a lot of features that would appeal to a wide variety of employees accessing the software - free tax submission, free will, education, EveryDollar expense tracker, etc. I think the format and layout is very user friendly and intuitive. I especially like how easy it is to toggle between the administrator view and the user view. **What do you dislike about SmartDollar?** I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not sure what I did wrong. **What problems is SmartDollar solving and how is that benefiting you?** Financial Wellness all in one place for employees to begin their journey of financial independence. ### 32. Easy Multi-Account Linking with Smart Transaction Categorization **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Law Enforcement | Mid-Market (51-1000 emp.) **Reviewed Date:** February 20, 2026 **What do you like best about SmartDollar?** It is easy to link my multiple accounts I have. I like that each transaction comes up and you can put it into categories. The suggested categories are often correct. **What do you dislike about SmartDollar?** I have noticed either there is a slight delay or sync issue. I have had multiple of the same transactions come up as needing to be put into categories even though it was already done. Also I try to get them organized by the end of the month, and some transactions came in late. For example, I finished sorting my January transactions and a week into February, more random January transactions popped up. **What problems is SmartDollar solving and how is that benefiting you?** It is helping me break down exactly how much is going into each category. That had always been an issue for me. If I purchased something at a big box store that sells groceries and home essentials, I used to just "round" and assume how much was in each but I can now break it down further. ### 33. SmartDollar’s Resources Make Debt Tracking and Payoff Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Amanda H. | Office Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** March 02, 2026 **What do you like best about SmartDollar?** I love that SmartDollar offers so many resources and provides a great way to track debt and debt payoff. I also appreciate that it connects with the EveryDollar budget, which makes it easy to jump back and forth between the two. The snapshots are especially helpful, too, because they give me a clear picture in a short amount of time. **What do you dislike about SmartDollar?** Honestly, there isn’t really anything I dislike about SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** From the business side, we’re focused on adding value back to our team members. Our goal with SmartDollar is to help them build financial wealth through their pay and, in turn, create a less stressful life for everyone. ### 34. If you want control of your finances, this is the right solution! **Rating:** 5.0/5.0 stars **Reviewed by:** Trent M. | Technical Service Lead, Mid-Market (51-1000 emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink and eventually disappear. The customer service is absolutely fantastic! It was easy to setup and get my employees rolling. My employees love to use this tool and constantly tell me how often they refer to this tool! **What do you dislike about SmartDollar?** I honestly don't have any downsides to this program. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping my employees to control their spending and actually understand what they are spending. They are literally giving themselves a raise! ### 35. Smart Dollar’s Wealth of Resources Is a Game-Changer **Rating:** 5.0/5.0 stars **Reviewed by:** Bailey M. | Finance & HR Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Smart Dollar has sooo many resources! It's amazing to get in there and see what you have access to- what you're able to do just by having Smart Dollar! It's been amazing being able to offer it to the employees here! **What do you dislike about SmartDollar?** Sometimes it's hard to navigate and find exactly what you need- but that could also be a learning curve/hurdle needing to jump over. **What problems is SmartDollar solving and how is that benefiting you?** Helping us to solve the financial literacy problem we've had in our company. Being able to offer this to the employees here and see them attend the classes, speak with coaches, and really want to move forward in their financial life has been amazing! ### 36. Outstanding service and easy to roll out to employees! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Mid-Market (51-1000 emp.) **Reviewed Date:** January 17, 2025 **What do you like best about SmartDollar?** Our Sales Account Manager has been professional and personable throughout our entire experience. His deep industry knowledge and approachable demeanor were crucial in guiding our company's decision-making process. We couldn't be more pleased with the exceptional service and support provided, which made all the difference in securing our partnership. Rolling out the program to our employees has been incredibly simple, thanks to SmartDollar's intuitive checklist and comprehensive resources. Everything was streamlined, making the process effortless. We are excited about what lies ahead and look forward to a long-lasting and successful partnership. Highly recommend! **What do you dislike about SmartDollar?** There is nothing I dislike about SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar has been instrumental in educating our employees on financial responsibilities and budgeting. Through their comprehensive resources and structured approach, they’ve empowered our team to gain a better understanding of managing personal finances, making informed financial decisions, and building healthier financial habits for the future. ### 37. Clear Baby Steps, Easy-to-Use Interface, and Regularly Updated Content **Rating:** 5.0/5.0 stars **Reviewed by:** Karen B. | Benefit Consultant, Enterprise (> 1000 emp.) **Reviewed Date:** March 06, 2026 **What do you like best about SmartDollar?** What I like best is the clear direction. It can be really overwhelming to know where to start at times and the Baby Steps provide a clear path for reaching your goals. The user interface is easy to use and visually pleasing. Additionally, there is a ton of great content which regularly gets updated and improved. **What do you dislike about SmartDollar?** For someone who is already financially stable and debt free, there aren't as many "uses" for the program. **What problems is SmartDollar solving and how is that benefiting you?** I think SmartDollar solves a number of problems beginning with financial literacy. The program provides basic education and a step by step action plan. ### 38. Helps Employees Feel Financially Secure **Rating:** 5.0/5.0 stars **Reviewed by:** Blaine R. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The fact that it can help my employees be free from financial burdens. **What do you dislike about SmartDollar?** The fact that I have to pay for 20 licenses when I have 6 employees, but I still think it’s worth the money. So I will be happy when I have 15 employees and I’m not paying anymore for the product. **What problems is SmartDollar solving and how is that benefiting you?** It’s uniting my team in the goal of having no debt, personally and in the business. So when we decide not to purchase an item, they know it’s because we are making a smart decision about where to invest our cash and not just telling them no to make more profit. ### 39. Lots of great information with the best customer service! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 25, 2026 **What do you like best about SmartDollar?** SmartDollar is simple to use and has a lot of useful information. Gus is great and answers all of my questions in a timely manner. He's very knowledgeable and helps in every way that he can. He discusses all the benefits that are available to our employees and encourages us to remind our employees of all the positive outcomes that come from the SmartDollar products. If he is unable to answer a question, he directs us to someone who can. This is a wonderful product with great customer service. I use it personally and have passed this on to my adult children, as well! **What do you dislike about SmartDollar?** I think it would be helpful if employees could have a "checkbook register" option. **What problems is SmartDollar solving and how is that benefiting you?** Resources for our employees. We can refer them to the app for all types of financial questions they may have. ### 40. Coaching and App Access That Helps Me Support My Employees **Rating:** 4.5/5.0 stars **Reviewed by:** Rondey A. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I enjoy being able to communicate to my employees their value by offering them something that can positively impact their lives. I enjoy access to the coaching and the app for myself. I also used the tax prep software the past 2 years. **What do you dislike about SmartDollar?** I wish I could share with my family members like my kids. I realized after using the tax return software 23 and 24 that my return did not include a child tax credit that I was eligible for, worth about $6,000 total. **What problems is SmartDollar solving and how is that benefiting you?** Offering a quality, meaningful benefit to my staff during lean times that also helps them to manage lean times. ### 41. EveryDollar and SmartTax: Great Tools for Financial Help **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 20, 2026 **What do you like best about SmartDollar?** EveryDollar budgeting and SmartTax. This gives people a great tool, and a "free" service to help them financially. The product support I have received has been good. Though we are just getting started the program has been easy to implement thus far with our team. **What do you dislike about SmartDollar?** As being one of the Admin's for SmartDollar for our company, I have had several people have issues with logging in, and it does not see intuitive to them how to get it remedied so they can access SmartDollar. Just been a few of our employees having that issue though. **What problems is SmartDollar solving and how is that benefiting you?** It is giving us a way to help empower everyone on our team. Giving them the free tools to take control of their finances, and the goal is, that in return they are less stressed and can focus more on work while at work. ### 42. User Friendly, Helpful, and the Reps ROCK **Rating:** 5.0/5.0 stars **Reviewed by:** Alex W. | Director of HR and Recruiting, Mid-Market (51-1000 emp.) **Reviewed Date:** January 16, 2025 **What do you like best about SmartDollar?** The ease of access and use is something that's very helpful when trying something new that you may not understand. The knowledge you receive is tremendous, and the videos are easy to understand and gain insight on. I especially like that I can type in specific financial insight I'm looking for, like "Saving for College," and videos will pop up for me to listen to. **What do you dislike about SmartDollar?** Can't think of any that I honestly can say I dislike. **What problems is SmartDollar solving and how is that benefiting you?** The idea of money management is hard for me to comprehend, so it's very good to have access to the financial literacy! ### 43. Extremely happy with Russ and Smart Money **Rating:** 5.0/5.0 stars **Reviewed by:** Dr. Patrick F. | Chairman of the Board, Small-Business (50 or fewer emp.) **Reviewed Date:** February 04, 2025 **What do you like best about SmartDollar?** I love that it integrates with my banking institutions, helps in creating a budget and is user friendly **What do you dislike about SmartDollar?** Nothing. Smart Dollar is well thought out. **What problems is SmartDollar solving and how is that benefiting you?** We are using Smart Dollar for our employees and ourselves. We found that many of them were struggling with making sound financial decisions at home. They were creating unnecessary stress in their lives because they were living beyond their means. They are making good money but spending without an understanding of what they had available to spend. Those poor decisions were resulting in distractions at work, anxiety around money, and a general sense of fear of the future when it came to being in debt. We believe that if we can grow our team personally and professionally we will have made an impact for them and their families for the rest of their lives. ### 44. Practical, Personalized Financial Education at Your Fingertips **Rating:** 5.0/5.0 stars **Reviewed by:** Nichole M. | General Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** I loved that it is education at your fingertips. It is providing practical and insightful information to our employees and I do not have to meet with them one on one. They can tailor it to focus on their personalized needs whether that is savings, taxes, or budgeting. **What do you dislike about SmartDollar?** The platform is a bit difficult to navigate and isn't super mobile friendly. I have had to "hand hold" some employees to help them learn how to navigate it themselves rather than just logging in and it being simplistic and easy. **What problems is SmartDollar solving and how is that benefiting you?** Since offering SmartDollar to our employees, it has drastically reduced the number of "Pay day loan" requests from our employees. Our managers have been asked alot less if they can loan out $20 to get them by until pay day because our employees are learning budgeting and financial management. ### 45. SmartDollar Budgeting Keeps Us on Track Every Month **Rating:** 5.0/5.0 stars **Reviewed by:** Kira T. | Admin Assistant, Mid-Market (51-1000 emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** I really enjoy the budgeting part of SmartDollar. It helps keep everything on track each month. **What do you dislike about SmartDollar?** I have not found anything that I dislike about the website yet. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping solve my problem by giving me a clearer, more organized view of my finances. Instead of guessing where my money goes each month, the tool automatically tracks my income and expenses, groups them into categories, and highlights where I might be overspending. It also helps me set realistic financial goals—like saving, paying down debt, or planning for future expenses—and shows my progress along the way. ### 46. Empowering Support and Education That Drives Financial Progress **Rating:** 5.0/5.0 stars **Reviewed by:** Matthew N. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** The support, education and empowerment it can give our team to move toward margin and progress in their financial lives. **What do you dislike about SmartDollar?** No downside per se unless team refuses to utilize. **What problems is SmartDollar solving and how is that benefiting you?** Many people are in near constant financial stress. Employees need income from work and jobs where they can grow/contribute. Best outcome is support for team growth beyond paycheck that can benefit both employer and employee - improvement for financial life of employee and feeling like they are making progress toward financial goals, and employer gets an employee with better ability to focus and hopefully lead to engagement. ### 47. Bitter / Sweet **Rating:** 2.5/5.0 stars **Reviewed by:** Nicholas A. | Technical Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** I love the features that it offers. Most used items include budgeting, future planning, the baby steps, Smart Tax, the will, and the learning videos are great. **What do you dislike about SmartDollar?** Our rep Gus! He is impossible to get a hold of! I have tried many many times to get ahold of him through email, phone, and the form on the smart center page. Absolutely no replies... He has also made promises that he didn't follow through with! Not impressed. Huge disappointment... **What problems is SmartDollar solving and how is that benefiting you?** Love the the product of smart dollar in helping our staff get a top of there personal finances. ### 48. A great program to add value for your Team Members. A benefit that provides a greater return for them. **Rating:** 5.0/5.0 stars **Reviewed by:** Rick W. | Leader of Finance and Team Member Experience, Mid-Market (51-1000 emp.) **Reviewed Date:** January 16, 2025 **What do you like best about SmartDollar?** The amount of resources, tools, short lessons, longer programs, links to trusted pros and companies. Not only do they lay out the steps, they give you the tools and resources you need to follow the steps with success. **What do you dislike about SmartDollar?** Communicating to Team Members within SmartDollar isn't possible. Like FPU, you can send communication just to the class. That function isn't available. **What problems is SmartDollar solving and how is that benefiting you?** Personally, I have been on Ramsey + 4 years. As a business, I want to provide my team with the knowledge, tools and resources to propery handle their money. ### 49. Simple to Use and Mostly Intuitive Budgeting **Rating:** 4.0/5.0 stars **Reviewed by:** Regan H. | HR Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** How simple the platform is to use, everything makes sense (mostly)! **What do you dislike about SmartDollar?** I am new so I may be misunderstanding but - the only feature I don't truly understand in the "Budgets" feature, why does it reset monthly? I want to make a consistent budget that I don't have to start from scratch over every month (again I am new so maybe I am not there yet but I just want it to save my progress as I move forward. **What problems is SmartDollar solving and how is that benefiting you?** Thinking & seeing my financials is great, I feel more secure and have better peace of mind organizing my things. ### 50. Easy-to-Follow Trainings and a Helpful Resource at Every Stage **Rating:** 5.0/5.0 stars **Reviewed by:** Raquel T. | HR Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 20, 2026 **What do you like best about SmartDollar?** I love the trainings, the steps it gives you that are easy to follow, and that it can be a resource for people in various stages of their journey. I also LOVe the customer support. We love the care and attention to detail no matter how big or small our issues have been. **What do you dislike about SmartDollar?** EveryDollar works well for tracking expenses, but I’ve found savings buckets harder to manage. It takes time to set up and understand, while YNAB feels more intuitive for savings goals. **What problems is SmartDollar solving and how is that benefiting you?** For me, I am able to make sure I am reaching my goals. I finally stopped putting off shopping for new insurance and received new auto and home insurance to save money. I also was able to start a will, hoping to finish that as well. So the resources are great! - [View SmartDollar pricing details and edition comparison](https://www.g2.com/products/smartdollar/reviews?qs=pros-and-cons§ion=pricing&secure%5Bexpires_at%5D=2026-05-18+08%3A41%3A13+-0500&secure%5Bsession_id%5D=060bc8f6-9b41-451c-ab32-13a5cea050e7&secure%5Btoken%5D=29a92afd409e6e2faf29d663311c9a3bf3b5a8a75b855b7470d922b1ab15c697&format=llm_user) ## SmartDollar Integrations - [BambooHR](https://www.g2.com/products/bamboohr/reviews) - [Personify Health](https://www.g2.com/products/personify-health/reviews) ## SmartDollar Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Platform Basics** - Program Management - Secure - Interoperability - Performance **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top SmartDollar Alternatives - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) - 4.3/5.0 (545 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) - 4.6/5.0 (200 reviews) - [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) - 4.9/5.0 (132 reviews)