--- title: SmartDollar Reviews meta_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 599 scale: '5' date_modified: '2026-07-07' parent_category: name: HR url: https://www.g2.com/categories/hr --- # SmartDollar Reviews **Vendor:** Ramsey Solutions **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.8/5.0 **Total Reviews:** 599 ## About SmartDollar SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth. Through an engaging digital platform, employees access interactive lessons, personalized tools like EveryDollar (a top-rated budgeting app), Ramsey SmartTax, and one-on-one financial coaching. Progress tracking and actionable resources make financial education approachable lead to lasting behavior change. Employers also gain access to anonymized engagement data to measure program impact and employee outcomes. Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes—from large enterprises to fast-growing companies—spanning healthcare, manufacturing, retail, construction, and beyond. By addressing one of the leading causes of employee stress, SmartDollar helps organizations invest in their people, reduce financial stress, and drive meaningful outcomes for businesses and employees alike. ## SmartDollar Pros & Cons **What users like:** - Users love the **ease of use** of SmartDollar, appreciating its organized dashboard and practical financial tools. (206 reviews) - Users value the **abundance of helpful resources** in SmartDollar, enhancing their financial journey with support and education. (182 reviews) - Users love the **abundance of educational resources** in SmartDollar, facilitating impactful financial habits for employees. (128 reviews) - Users rave about the **amazing customer support** available in SmartDollar, highlighting the helpfulness of the team. (93 reviews) - Users appreciate the **employee benefits** of SmartDollar, praising its positive impact on financial wellness and team success. (84 reviews) - Financial Management (81 reviews) - Simple (63 reviews) - User Interface (63 reviews) - Benefits (59 reviews) - Implementation Ease (46 reviews) **What users dislike:** - Users find **limited customization** frustrating, making it hard to tailor SmartDollar to their personal financial needs. (27 reviews) - Users express concerns about the **high fees** associated with SmartDollar, questioning its value for the investment made. (16 reviews) - Users find the **manual processes** time-consuming and challenging, especially with busy schedules and syncing difficulties. (12 reviews) - Users face **payroll issues** with SmartDollar, citing manual inputs and a lack of accountability affecting their experience. (11 reviews) - Users report **technical problems** like duplicate transactions and unclear budgeting processes, complicating their financial management experience. (11 reviews) - Account Setup (9 reviews) - Users report **poor customer support** , making it difficult to effectively engage with the SmartDollar program. (8 reviews) - Integration Issues (6 reviews) - Slow Performance (6 reviews) - Delayed Services (5 reviews) ## SmartDollar Reviews ### 1. Great Tools, Materials, and Outstanding Account Management Support **Rating:** 5.0/5.0 stars **Reviewed by:** Greg R. | HR Director, Total Rewards, Talent Acquistion, HRIS, & People Analytics, Enterprise (> 1000 emp.) **Reviewed Date:** March 06, 2026 **What do you like best about SmartDollar?** Great tools, material, and support from account management team. Simplistic and smooth implementation. Willing to customize material for our people. Personalized support for each employee. **What do you dislike about SmartDollar?** There is nothing that I dislike about the service. **What problems is SmartDollar solving and how is that benefiting you?** Helping employees better manage their money ### 2. Plenty of Helpful Support and Resources **Rating:** 5.0/5.0 stars **Reviewed by:** Sandy A. | Financial Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** All the help that is available for you to use **What do you dislike about SmartDollar?** At this time there is nothing I can say I dislike but I am concerned about linking my banking account **What problems is SmartDollar solving and how is that benefiting you?** Just the positive attitude everyone has and being able to listen/watch videos. This helps keep me on track. ### 3. Great way to motivate us to do what we want to be doing anyway. **Rating:** 4.0/5.0 stars **Reviewed by:** Taradee T. | Human Resource Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 11, 2025 **What do you like best about SmartDollar?** Our employees love the Smart Dollar, SmartTax which helps our employee's get their taxes filed for free. **What do you dislike about SmartDollar?** I wish their staff lived or visited the island. **What problems is SmartDollar solving and how is that benefiting you?** It is helping our company of 100 employee's to file taxes. It is also, helping them to save for an emergency fund. ### 4. SmartDollar Brings Meaningful, Generational Financial Peace of Mind **Rating:** 4.5/5.0 stars **Reviewed by:** Kristin S. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I love the positive change SmartDollar can bring to an entire team. When the platform and its principles are actually used, they can lead to meaningful, generational improvements and real peace of mind for each family. **What do you dislike about SmartDollar?** I wish there were a single app that consolidated all the features in one place, making it easier for users to stay engaged at any time. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar gives our team members the tools they need to take control of their finances—something we can’t really provide, even with higher raises. ### 5. Smart dollar Helps Employees Make Smarter Financial Decisions **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Environmental Services | Mid-Market (51-1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** It’s really helpful for our employees become for financial sound and help them make smart financial decisions. **What do you dislike about SmartDollar?** Smart dollar is so easy to use. From creating a budget and going through the baby steps. Then from an admin standpoint, easy to promote to employees with all the great tools they provide. To easy to email off to get employees to enroll. **What problems is SmartDollar solving and how is that benefiting you?** They are solving the lack of financial education that isn’t really taught in school. ### 6. Smart Tax and Budgeting Tools Employees Love **Rating:** 4.0/5.0 stars **Reviewed by:** Nate C. | Director of HR, Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** the budgeting app we get to provide to our employees, and all the content and tools that are available to them. But the best thing has been Smart Tax **What do you dislike about SmartDollar?** I havent found any downsides of using it **What problems is SmartDollar solving and how is that benefiting you?** We've had multiple people use the coaching sessions so far which is cool. We'll occasionally get money issues from employee's that came across HR and being able to have a solution to point them too is great so it doesnt all fell like it falls on our plate. ### 7. Incredibly Easy to Use and Understand for Everyone **Rating:** 5.0/5.0 stars **Reviewed by:** SarahBeth M. | Executive Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** It is incredibly easy to use and understand for every user. **What do you dislike about SmartDollar?** Nothing that I can think of at the moment. **What problems is SmartDollar solving and how is that benefiting you?** A lot of our guys have never had any sort of financial education. It is great to see them having conversations around finances that they wouldn't otherwise. ### 8. Motivating Courses and Tools That Inspire Financial Freedom **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle G. | CEO, Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** I use it for teaching and for inspiring others to learn that financial freedom is available to them. Watching the courses and using the tools helps keep us motivated and focused. **What do you dislike about SmartDollar?** Navigating the website between Smart Dollar and the Money tools, and then back again, often gets confusing. **What problems is SmartDollar solving and how is that benefiting you?** We use this as an employee benefit, and it’s helping our team manage their money better while feeling more motivated and hopeful about their future. It’s also getting more people involved in our retirement plans. ### 9. A valuable resource for everyone who wants to meet their financial goals **Rating:** 5.0/5.0 stars **Reviewed by:** Jennifer H. | Director of Financial Well Being, Enterprise (> 1000 emp.) **Reviewed Date:** February 27, 2026 **What do you like best about SmartDollar?** I really appreciate the added tools, like being able to file taxes for free and create a will. I also love that it includes the premium version of EveryDollar. On top of that, the videos from the other Ramsey personalities are wonderful, too. **What do you dislike about SmartDollar?** There’s nothing I dislike about SmartDollar, because the program has so much to offer. **What problems is SmartDollar solving and how is that benefiting you?** It’s helping me work toward financial freedom by keeping me on track and accountable as I pursue my personal financial goals. ### 10. Easy Employee Adoption with Clear Usage Visibility **Rating:** 5.0/5.0 stars **Reviewed by:** Melissa C. | Co-Owner, CFO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Being able to see how many of my employees are using the system. And they are able to do so with ease. **What do you dislike about SmartDollar?** I haven't had any issues or hiccups as of yet **What problems is SmartDollar solving and how is that benefiting you?** It's helping my business offer a great benefit at a responsible cost. ### 11. Financial Wellness **Rating:** 5.0/5.0 stars **Reviewed by:** Lisa L. | Director of Finance, Enterprise (> 1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** SmartDollar is easy to use and easy to understand. **What do you dislike about SmartDollar?** I would like to be able to pull my retirement account information into SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is allowing our employees an avenue to streamline their budgeting. ### 12. Simple, Step-by-Step Program with Tools That Meet You Where You Are **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Manufacturing | Enterprise (> 1000 emp.) **Reviewed Date:** March 18, 2026 **What do you like best about SmartDollar?** Simple program to understand. Takes in manageable steps. Lots of different tools to support where you are in life. Like the dedicated account management structure to support our needs. **What do you dislike about SmartDollar?** Challenges of communicating with a hourly work population. Much of promotion, seminars, etc are geared for more of a "white collar" type population it feels like. Need to continue to find ways to help the program resonate and be promoted with hourly population. **What problems is SmartDollar solving and how is that benefiting you?** Financial stress can affect performance of associates, this gives an avenue for them to resolve those challenges for free. Also includes other tools like tax preparation, wills, etc that can be used. ### 13. Great for Budgeting and Keeping an Eye on Finances **Rating:** 5.0/5.0 stars **Reviewed by:** Patricia R. | CFO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** We use it for our budgeting and keeping an eye on things. **What do you dislike about SmartDollar?** I would love it to be more intuitive but I heard it was upgraded and I haven't used it for awhile. **What problems is SmartDollar solving and how is that benefiting you?** Keep us on track for budgeting and reviewing transactions. ### 14. Self-Paced Learning That Never Feels Rushed **Rating:** 5.0/5.0 stars **Reviewed by:** Christina E. | Senior Financial Well-Being Specialist, Enterprise (> 1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** I love that its self-paced. I don't feel rushed. Super easy to use. **What do you dislike about SmartDollar?** I actually have not found anything I dislike about it. **What problems is SmartDollar solving and how is that benefiting you?** Taking a deeper dive into the budgeting process and why it's so important in my financial wellbeing. ### 15. Free Tax Filing and Unlimited Financial Advising Included **Rating:** 5.0/5.0 stars **Reviewed by:** Reshell L. | Benefits & Payroll Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** Free / included tax filing & unlimited financial advising **What do you dislike about SmartDollar?** Coming to terms with my reality!! lol but it is a good thing **What problems is SmartDollar solving and how is that benefiting you?** Helping me organize, prioritize, and pay off medical debt. ### 16. Smart Dollar Makes Getting Started Easy with Bite-Sized Insights **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 25, 2026 **What do you like best about SmartDollar?** Smart Dollar breaks things down into understandable "bites" of information so it doesn't feel overwhelming to get started. **What do you dislike about SmartDollar?** Haven't found a downside yet! The features our company has used so far have been excellent. **What problems is SmartDollar solving and how is that benefiting you?** Smart Dollar has helped many of our team members start to learn about their finances, how to create and stick to a budget, and know they have a place to go for support when they have questions or need advice. ### 17. Easy to Follow Baby Steps with SmartDollar **Rating:** 5.0/5.0 stars **Reviewed by:** Kristi H. | Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** The ease of seeing the plan and getting to the resource materials. **What do you dislike about SmartDollar?** Taking the first step, which is a ME issue not SmartDollar **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping me and my husband get a plan together to plan for the future. ### 18. SmartDollar Helped Our Staff Better Understand Their Money **Rating:** 5.0/5.0 stars **Reviewed by:** Anissa P. | Director of Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** How much it has helped our staff getting a better understanding of their money. **What do you dislike about SmartDollar?** I do not really dislike anything about SmartDollar other than your are financial people not attorneys so you should not offer to do legal documents for your clients. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar had given the staff the benefit of saving for their futures and paying down their debt. They have all embraced the idea and hopefully going forward will continue to be financially successful. ### 19. Easy Bank Connection and Smart Expense Categorization **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** I like that it can be connected to my banking account and that it memorizes expenses for easy categorization. **What do you dislike about SmartDollar?** At first, I disliked all of my debit entries and having to drop and drag. However, memorizing the expense, cleared that up. **What problems is SmartDollar solving and how is that benefiting you?** It's helping me see big picture where my money is going and understand whether I want to continue my spending patterns or make shifts.. ### 20. Great Experience **Rating:** 5.0/5.0 stars **Reviewed by:** Victoria S. | Director of HR, Small-Business (50 or fewer emp.) **Reviewed Date:** January 21, 2025 **What do you like best about SmartDollar?** All the resources and that there is something for everyone at all stages of life. You can go all in and do everything, or pick one area that works for you now, and add more later. **What do you dislike about SmartDollar?** We haven't found much we don't like yet. **What problems is SmartDollar solving and how is that benefiting you?** We are using it mostly to help our employees manage their money, pay of loans and understand budgeting. It's been an amazing educational tool and benefit for our employees. ### 21. Helps Employees Keep a Closer Eye on Their Money **Rating:** 4.5/5.0 stars **Reviewed by:** Betsy H. | Human Resources, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** How it helps our employees watch their money. **What do you dislike about SmartDollar?** No downside. I am not a fan of downloading my account. That is my only struggle - more of a personal one. **What problems is SmartDollar solving and how is that benefiting you?** Saving money. ### 22. Helpful, Easy-to-Follow Advice **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle E. | ACCOUNTANT, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** It provides helpful advice that’s easy to understand and follow. **What do you dislike about SmartDollar?** I haven’t had any dislikes so far with SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** It’s helping me understand where all my money goes and keep better track of my spending. ### 23. Fantastic Team Support Made Our Smart Dollar Integration Smooth **Rating:** 5.0/5.0 stars **Reviewed by:** Noah Z. | Executive Admin, Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** The assistance from the team as we integrated the software into our staff. **What do you dislike about SmartDollar?** Everydollar isn't the most user-friendly for certain common financial practices. **What problems is SmartDollar solving and how is that benefiting you?** Overall financial literacy gives our staff confidence as they steward their resources. ### 24. A Great Tool for Staying on Top of Finances **Rating:** 5.0/5.0 stars **Reviewed by:** Jeff A. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** We all need to pay attention to our finances. This is a good tool. **What do you dislike about SmartDollar?** No complaints. I don't need twenty-five characters to explain. **What problems is SmartDollar solving and how is that benefiting you?** We are just using it to provide financial education to employees. ### 25. SmartDollar is a valuable benefit for employees **Rating:** 5.0/5.0 stars **Reviewed by:** Ken B. | HR Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** Sound financial tools, and an empowering and positive attitude. The program is easy to use, and the customer support is excellent. There are many creative initiatives and publicity materials to share with our employees. **What do you dislike about SmartDollar?** Considering the way we use the program, there are no obvious downsides or difficulties with SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is offered as an optional, free benefit to our employees. Many use the program, and find it very helpful. ### 26. Debt Payoff, Budgeting, and Goal Tracking That Keep Us on Track **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The things that I and my team find most beneficial are the debt payoff tool, budgeting guidance, and goal setting and tracking. These tools help keep us on track and moving toward a healthier financial living. **What do you dislike about SmartDollar?** The biggest downside is the time commitment. It can be overwhelming to stay on top of things like updating budgets, following lessons, etc. Especially with a busy life. **What problems is SmartDollar solving and how is that benefiting you?** Minimizing debt and saving. ### 27. All-in-One Solution That Improves Employees’ Financial Lives **Rating:** 5.0/5.0 stars **Reviewed by:** Andrew B. | Director of Finance/Owner, Mid-Market (51-1000 emp.) **Reviewed Date:** February 25, 2026 **What do you like best about SmartDollar?** We loved that its an All-in-one solution to improve the financial lives of our employees. **What do you dislike about SmartDollar?** We really haven't identified anything that we dislike at this point. It is as advertised. **What problems is SmartDollar solving and how is that benefiting you?** We didn't want our employees to silently suffer if they needed some financial turnaround. We feel they have the tools to turn it around if they are open to learning and doing the work. ### 28. SmartDollar for Business Review **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.) **Reviewed Date:** March 17, 2025 **What do you like best about SmartDollar?** SmartDollar has been an excellent resource for our organization's team members. We have quantified a $3.7 million financial turnaround among our participants in terms of reduced debt and increased savings. The SmartDollar portal is intuitive with a wide range of features. From an administrative perspective, SmartDollar tools make it easy to encourage participation and even easier to access usable reports to understand overall engagement. **What do you dislike about SmartDollar?** Well, it's expensive...but our team's success stories make the investment worth the cost. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar provides a high level of financial education and planning tools that help our employees better manage personal financial goals. ### 29. Recommended for all **Rating:** 5.0/5.0 stars **Reviewed by:** Sherrie F. | Chief People Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** Very useful tools for everyone good customer service **What do you dislike about SmartDollar?** just time needed I would like less admin. involvement **What problems is SmartDollar solving and how is that benefiting you?** Providing Budgeting and Will creation for staff interested ### 30. Easy to use software for budgeting **Rating:** 4.0/5.0 stars **Reviewed by:** Rick E. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** The software is easy to use and powerful **What do you dislike about SmartDollar?** You have to share logins rather than each person having their own. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar let us take care of our employees. ### 31. Eye opening **Rating:** 5.0/5.0 stars **Reviewed by:** Kristy L. | Financial Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** SmartDollar is not only informative and easy to use, but it also shows you, you are not alone. Real time transactions along with tutorials on the baby steps gives you a confidence about your financial future. **What do you dislike about SmartDollar?** My only blip thus far, is not being guided to watch those tutorials first, before I was sent straight to setting up a budget. **What problems is SmartDollar solving and how is that benefiting you?** Paying off debt which relieves unnecessary stress. ### 32. Easy Transaction Management Made Simple **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Architecture & Planning | Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** I love how you can easily manage your transactions. Separating everything in categories is a nice feature. **What do you dislike about SmartDollar?** The new system linking banks is terrible. I always have to sign in and it won't update all my transactions. I've also noticed more bugs in the Smartdollar app than ever before. **What problems is SmartDollar solving and how is that benefiting you?** It makes it easier to keep track of how much I'm spending on every category which is great. ### 33. Helpful Planning Videos, but a Dashboard with Too Many Options **Rating:** 3.5/5.0 stars **Reviewed by:** Alicia B. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The videos are helpful for learning how to plan ahead. **What do you dislike about SmartDollar?** The dashboard feels a bit overwhelming because there are so many options available. **What problems is SmartDollar solving and how is that benefiting you?** Learning how to save money. ### 34. Making a impact for our employees in their fiscal knowledge. **Rating:** 4.5/5.0 stars **Reviewed by:** Randall W. | COO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** Building financial knowledge and giving our staff the opportunity to learn good fiscal responsibility **What do you dislike about SmartDollar?** Better ways to monitor utilization by our staff to make sure we are getting use out of the application. **What problems is SmartDollar solving and how is that benefiting you?** Making our staff fiscally smarter and working towards a better life style. This ultimately benefits the company in that they understand the value of saving money and not living paycheck to paycheck. ### 35. SmartDollar’s User-Friendly Budgeting Helps Employees Pay Off Debt **Rating:** 4.5/5.0 stars **Reviewed by:** Peyton G. | HR Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The user friendly look of SmartDollar. I have also heard from current employees how it helped them pay off completely one of their debts, by setting up a budget and sticking to it. **What do you dislike about SmartDollar?** The price is a little to high but its a great benefit for our staff. **What problems is SmartDollar solving and how is that benefiting you?** It helps our staff as well as myself get a budget set and help pay off debt. ### 36. Easy to Use with Outstanding Customer Support **Rating:** 5.0/5.0 stars **Reviewed by:** Kim J. | Office and accounting manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 24, 2026 **What do you like best about SmartDollar?** I like how easy it is to use and how every step is explained. The customer support is great, they stay in touch and give helpful information to make sure the product is being used. **What do you dislike about SmartDollar?** I can not seem to think of anything right now . **What problems is SmartDollar solving and how is that benefiting you?** It's helping employees to make a budget and give they ways to stay on it. ### 37. Wide Range of Financial Assistance Options **Rating:** 4.5/5.0 stars **Reviewed by:** Devon P. | Human Resources Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** March 01, 2026 **What do you like best about SmartDollar?** Variety of items to choose from for financial assistance **What do you dislike about SmartDollar?** Almost overwhelming with how much is offered **What problems is SmartDollar solving and how is that benefiting you?** Opportunity to file taxes ### 38. Excellent Employee Education Component **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.) **Reviewed Date:** February 27, 2026 **What do you like best about SmartDollar?** The education component for employees. Employees who participate appreciate the access. **What do you dislike about SmartDollar?** I wish all employees would take advantage of this benefit. Also, I offer incentives based on points employees earn; however, employees act like they cannot see the point value they have earned. **What problems is SmartDollar solving and how is that benefiting you?** Building financial literacy for employees who may not have any experience in that area. ### 39. Smart Tax and Budgeting App Are Helping Our Employees **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The employees are benefiting from the budgeting app, and Smart Tax. **What do you dislike about SmartDollar?** It would be easier to have an additional app other than EveryDollar to listen to the program. **What problems is SmartDollar solving and how is that benefiting you?** Helping employees save money, helping answer any questions they may have. Anything we can do as an employer to add any type of benefit, makes them happier and want to stay working here. ### 40. Caleb is Awesome! My experience is great so far. **Rating:** 5.0/5.0 stars **Reviewed by:** Stephanie R. | Senior Project Advisor, Mid-Market (51-1000 emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** The Everydollar app and the courses the platforms offer. **What do you dislike about SmartDollar?** I dont dislike anything about SmartDollar so far. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is solving the financial wellness aspect for our Health and Wellness program at Third Way. We were looking for a way to provide workshops and services about financial wellness that the staff was really interested in and that wanted to engage. ### 41. Its a good product with easy to use features and intuitively set-up **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Mechanical or Industrial Engineering | Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Viusally, it neatly lays out the incoming and outgoing doallrs in your budget. Its user-friendly and has it's own built in reminders for things you need to keep track of. **What do you dislike about SmartDollar?** The connection to my bank needs reset once every other month or so. **What problems is SmartDollar solving and how is that benefiting you?** Not currently solving any problems, but keeps things from becoming a problem. ### 42. SmartDollar Makes My Spending Crystal Clear **Rating:** 5.0/5.0 stars **Reviewed by:** Samantha V. | Marketing Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** SmartDollar allows me to see where my money is going. It doesn't leave any space for questioning and makes my spending habits obvious, so I can make improvements. **What do you dislike about SmartDollar?** I wish SmartDollar had a mobile app for my phone to access it anywhere without a web browser. **What problems is SmartDollar solving and how is that benefiting you?** It provides reliable financial resources that can be difficult to find on my own. ### 43. Seamless Bank Integration Makes Budget Tracking Easy **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.) **Reviewed Date:** March 06, 2026 **What do you like best about SmartDollar?** The best art of Smartdollar is that it integrates with my bank, importing daily transactions as they occur so I can easily track to and manage my budgets. **What do you dislike about SmartDollar?** I dislike that its hard to plan for expenses that are seasonal or span across several months. It seems to best support monthly recurring expenses. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps me see in real time how much I am spending in each of my budget categories. In that way I can see what I need to adjust in order to meet my financials goals. ### 44. SmartDollar is easy to use and has all the courses you need to help you with your financial needs. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Higher Education | Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** I like the budgeting tool. Its easy to use and help me to stay on track. **What do you dislike about SmartDollar?** It would be cool if it interacted with you more. For example in real time analyzed your budget and pop-up ideas for where you could cut costs etc. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps me track my spending and clearly see where my money is going. ### 45. User-Friendly and Accessible for Everyone **Rating:** 4.5/5.0 stars **Reviewed by:** Jeff C. | President / Onwer, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** User friendly and available to employees **What do you dislike about SmartDollar?** not much to dislike just need participation **What problems is SmartDollar solving and how is that benefiting you?** financial management for employees who struggle ### 46. Fantastic Features and Coaching, but the 20-Seat Minimum Feels Excessive **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The number of features are fantastic, especially access to coaching, everydollar, SmartTax, and Wills. **What do you dislike about SmartDollar?** As a small organization, having to purchase 20 seats and only using about half. **What problems is SmartDollar solving and how is that benefiting you?** It is providing financial support to employees working at a non-profit with minimal benefits and lower pay. Helping employees feel empowered by the finances and decreasing workplace stress. ### 47. We implemented SmartDollar in mid-2024, and have seen strong participation. Caleb has been great. **Rating:** 5.0/5.0 stars **Reviewed by:** Ray S. | Director of Finance, Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Employees really appreciate the availability of the tool. We have received positive responses and hear many stories about how they are learning to manage money and that they had no guidance about before. **What do you dislike about SmartDollar?** Nothing significant comes to mind to dislike. **What problems is SmartDollar solving and how is that benefiting you?** This has gotten good support and response from our employees, which is important to us. ### 48. Empowering Members to Plan Ahead and Overcome Financial Challenges **Rating:** 5.0/5.0 stars **Reviewed by:** Chad M. | Deputy Chief, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** It has helped several of our members plan for the future as well as given them tools to help dig out of financial issues. **What do you dislike about SmartDollar?** The only downside I see is not as many people use it as we would like. **What problems is SmartDollar solving and how is that benefiting you?** It is helping our members, especially younger ones, to plan for the future and retirement. ### 49. Helpful Budgeting, Investing, and Tax Advice All in One **Rating:** 4.5/5.0 stars **Reviewed by:** Teresa W. | Director, HR, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The helpful advice given to budgeting and investing. Also, the tax help during this time of the year. **What do you dislike about SmartDollar?** There isn't anything I would complain about. I would hope employees recognize how great of a service it is and begin to utilize it more. **What problems is SmartDollar solving and how is that benefiting you?** It's helping employee recognize their spending habits and adjusting when needed. ### 50. I love being able to provide a resource to our team members and see them succeed. **Rating:** 5.0/5.0 stars **Reviewed by:** Daniel B. | CFO, Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2025 **What do you like best about SmartDollar?** The amount of resources that are available for life success and not just financial success is impressive. **What do you dislike about SmartDollar?** I have not experienced a downside yet, so none. **What problems is SmartDollar solving and how is that benefiting you?** I have many team members who need assistance in paying off debt and becoming financially free, and this opens opportunities for us to help them do that. - [View SmartDollar pricing details and edition comparison](https://www.g2.com/products/smartdollar/reviews?page=3&qs=pros-and-cons§ion=pricing&secure%5Bexpires_at%5D=2026-07-09+01%3A39%3A13+-0500&secure%5Bsession_id%5D=1f106a1c-638b-4e04-889b-9010e0c9dc47&secure%5Btoken%5D=70db21a84c783dd22c10b26cb0270f71b874fca40c30e8bfae35fe68cc0b5862&format=llm_user) ## SmartDollar Integrations - [BambooHR](https://www.g2.com/products/bamboohr/reviews) - [Personify Health](https://www.g2.com/products/personify-health/reviews) ## SmartDollar Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Platform Basics** - Program Management - Secure - Interoperability - Performance **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top SmartDollar Alternatives - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) - 4.3/5.0 (547 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) - 4.6/5.0 (211 reviews) - [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) - 4.9/5.0 (132 reviews)