Best Software for 2025 is now live!
Save to My Lists
Paid
Claimed

Melio Reviews & Product Details - Page 4

Melio Overview

What is Melio?

Melio is an essential B2B payments solution that simplifies financial management for small businesses. Easily manage vendor payments, invoices, and cash flow with flexible payment methods like bank transfers or cards, and maintain control through scheduled payments. Melio syncs with QB and Xero, keeping records up to date. It also optimizes financial operations by automating approvals, scheduling, and reconciliation, reducing administrative tasks so you can focus on growing your business.

Melio Details
Product Website
Discussions
Melio Community
Languages Supported
English
Show LessShow More
Product Description

Melio simplifies B2B payments for SMBs by streamlining vendor management, automating approvals, and syncing with accounting software like QB.


Seller Details
Seller
Melio
Company Website
Year Founded
2018
HQ Location
New York
Twitter
@MelioPayments
5,880 Twitter followers
LinkedIn® Page
www.linkedin.com
627 employees on LinkedIn®
Description

Our mission is to keep small business in business. When we started Melio, we wanted to build more than an efficient Accounts Payable tool. We wanted to build a service that helps small businesses keep up with business. A B
B payments experience that not only saves time but also significantly improves cash flow. A payment workflow so simple it helps businesses focus on their customers, not their back office.


Gal F.
GF
Overview Provided by:

Recent Melio Reviews

VH
Veronica H.Small-Business (50 or fewer emp.)
5.0 out of 5
"Best addition to our company finance software in years"
Extremely easy to use and intuitive. Syncs with QB. Customer service is also extremely helpful
(JY)Rio F.
(F
(JY)Rio F.Small-Business (50 or fewer emp.)
5.0 out of 5
"Melio Review"
As a user and reseller of Melio. The ease of use and integrations have always been of interest. The flexibility of ACH, debit, and credit payment...
Stephen J.
SJ
Stephen J.Small-Business (50 or fewer emp.)
0.0 out of 5
"Everything was great until they increased the monthly cost but didn't improve the service"
Melio simplifies the process of collecting payment details from employees or contractors and enables quick, hassle-free payments—provided you're on...
Security Badge
This seller hasn't added their security information yet. Let them know that you'd like them to add it.
1 person requested security information

Melio Media

Melio Demo - Add Card Details
Add Card Details
Melio Demo - Choose How to Pay
Choose How to Pay
Melio Demo - Choose How Vendor Gets Paid
Choose How Vendor Gets Paid
Melio Demo - Pay
Pay
Melio Demo - Confirmation
Confirmation
Melio Demo - Payment Scheduled
Payment Scheduled
Play Melio Video
Play Melio Video
Play Melio Video
Answer a few questions to help the Melio community
Have you used Melio before?
Yes

197 Melio Reviews

4.5 out of 5
The next elements are filters and will change the displayed results once they are selected.
Search reviews
Popular Mentions
The next elements are radio elements and sort the displayed results by the item selected and will update the results displayed.
Hide FiltersMore Filters
The next elements are filters and will change the displayed results once they are selected.
The next elements are filters and will change the displayed results once they are selected.
197 Melio Reviews
4.5 out of 5
197 Melio Reviews
4.5 out of 5

Melio Pros and Cons

How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Cons

Overall Review Sentiment for MelioQuestion

Time to Implement
<1 day
>12 months
Return on Investment
<6 months
48+ months
Ease of Setup
0 (Difficult)
10 (Easy)
Log In
Want to see more insights from verified reviewers?
Log in to view review sentiment.
G2 reviews are authentic and verified.
Verified User in Apparel & Fashion
UA
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

One standout aspect for me is the affordability of sending a check to a vendor for just $1.50. This cost-effective solution has not only helped reduce transaction expenses but also contributed to overall savings for my business.Additionally, Melio's user-friendly interface makes it easy for vendors to register directly with them. This has been a game-changer in simplifying the process of sending ACH payments. The seamless registration process enhances efficiency, and it's reassuring to know that Melio is committed to providing a hassle-free experience for both businesses and vendors. Review collected by and hosted on G2.com.

What do you dislike about Melio?

I regret to share my deeply unsatisfactory experience with Melio, a payment service that has fallen short of expectations in several key areas. It is crucial for potential users to be aware of these issues to make informed decisions.

One major drawback revolves around Melio's offering of two free checks a month. Despite this seemingly attractive feature, a significant problem arises when checks are scheduled in advance. Melio imposes charges after the first two scheduled checks, regardless of whether the user exceeds the monthly limit. This billing approach lacks transparency and caught me off guard, resulting in unexpected fees for scheduled payments.

Moreover, the recurring technical issues I encountered are alarming. In December, a payment was scheduled but failed to go through due to a "technical issue." While Melio assured me that the problem was resolved, the same issue recurred in January. When I reached out seeking clarification and resolution, the response was less than satisfactory. Melio acknowledged the problem but only offered to issue the payment at that moment, with no consideration for the late fees I would incur from the vendor. This lack of proactive communication and problem-solving on their part is concerning.

Equally disheartening is the customer service experience. Instead of taking responsibility for the recurring technical issues, Melio consistently attributes every problem to a generic "technical issue" and claims that the matter has been resolved, even when it clearly persists. This evasive approach leaves customers without clear answers or resolutions, eroding trust in the platform's reliability.

In conclusion, based on my unfortunate experiences, I strongly caution against using Melio for sending checks. The undisclosed charges for scheduled payments, persistent technical issues, and unsatisfactory customer service make Melio an unreliable option for businesses relying on timely and secure payments. If possible, I recommend exploring alternative services, particularly those focused on ACH transactions, to avoid the pitfalls I encountered with Melio. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Sending checks to vendors and ACH deposits Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi there, thank you for taking the time to share your review with us. We are delighted to know that you found our registration process to be smooth and our interface to be user-friendly. To clarify, our offer of two free checks per month applies to two separate payment transactions created in your account. We are sorry to hear about your negative experience and want you to know that we take your concerns seriously. We want to make things right for you, so please email us at reviews@melio.com and we will investigate this matter in depth for you.

Best,

Team Melio

Bouapha T.
BT
CEO
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

it integrates with quickbooks well and its easy to use. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Melio is good until you run into an issue and then its hard to get it fixed. The time from payment to funding the vendor's account seem to take a lot longer than 3 days now. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

it makes internal controls easy. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi Bouapha, thank you for your feedback! We're glad to hear you find Melio easy to use and appreciate the integration with QuickBooks. We apologize for any delays and issues you've encountered, and we'll work on improving the resolution process. Your input helps us enhance our service!

Best,

Team Melio

Verified User in Professional Training & Coaching
AP
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
(Original )Information
What do you like best about Melio?

So easy to get started and love that there are multiple options to pay as well as the integrations. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Nothing to dislike about Melio at this point in time. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Getting paid via ACH and credit card while passing the fees on to the customer as well as paying vendors and consultants. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi there, thank you for submitting your review! We're delighted to hear that you find our interface and features easy to use. We appreciate your feedback and will be sure to share it with the team.

Best,

Team Melio

Verified User in Consulting
UC
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

I love that you can do an ACH transfer for free and your clients can choose that as well so they don't have to take that expense from you either. I use Melio every single month to pay my contractors, and I use it to invoice my clients. It is quick to get started using it as well, and easy for clients to pay invoices and tea members to set up direct deposit. Review collected by and hosted on G2.com.

What do you dislike about Melio?

It doesn't integrate with my CRM (Dubsado) so I have to manually insert the payment link for my clients, so it takes away my automation capabilities. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

I no longer have to pay a processing fee to Stripe or PayPal for all of my client invoices which saved me enough funding to hire a bookkeeper to reconcile my accounts each month (which needs to be done but I very much dislike doing). Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi there, thanks for sharing this review with us! We're thrilled to hear that you and your clients both enjoy our payment processing workflow for your business needs. To fully simplify and save time on sending invoices, you can create a custom QR code linked to your Melio account. Check out our help center for more details: https://melio.zendesk.com/hc/en-us/articles/9291398625564-How-to-create-a-QR-code-using-your-unique-Melio-payment-link

Best,

Team Melio

HM
Blog Owner
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

How it's easy to pay and get paid. Melio really simplifies how invoices are paid and managed. Review collected by and hosted on G2.com.

What do you dislike about Melio?

I think Melio is not fully international and I dislike the limits when it comes to work globaly. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Easy to centralize everything about payments in on place. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi Hamza, thank you for your review! We're happy to hear that Melio has simplified your payment process and made managing invoices easier. We appreciate your feedback on the international features, and we're continually working to expand our capabilities. Your input helps us improve!

Best,

Team Melio

Verified User in Fund-Raising
UF
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
(Original )Information
What do you like best about Melio?

Melio is incredibly easy to use and free for small business users with limited needs Review collected by and hosted on G2.com.

What do you dislike about Melio?

I don't have any complaints - sorry! I think the service is terrific. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Melio makes it easy for me to send checks or ACH payments to contractors Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi David, thank you for taking the time to share your review with us! We are excited to hear that you find Melio to be a valuable tool for small businesses. We understand that managing finances can be challenging, especially for small businesses, and we are thrilled that our service has been able to make this aspect easier for you. We'll be sure to pass this feedback along to the team!

Best,

Team Melio

Verified User in Accounting
UA
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

Melio's greatest strength is its user-friendly interface and free basic plan, making it an accessible option for small businesses new to online payment platforms. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Melio's limitations lie in its limited features beyond the free plan, lack of robust reporting tools, and occasional processing delays. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Melio solves the problem of cumbersome and outdated B2B payment methods for small businesses. Traditional methods like checks and wire transfers can be slow, prone to errors, and require manual processing. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi there, thank you for sharing your thoughts! We’re glad to hear that you find Melio’s user-friendly interface. We understand the need for more advanced features and robust reporting tools and will be sure to share this feedback with our internal team. Your feedback about processing delays is also noted, and we appreciate your patience. We’re committed to making B2B payments easier and more efficient for businesses like yours. Please don't hesitate to reach out if you have any more suggestions or need assistance.

Best,

Team Melio

(JY)Rio F.
(F
CEO, Principal Technology Consultant
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
(Original )Information
What do you like best about Melio?

As a user and reseller of Melio. The ease of use and integrations have always been of interest. The flexibility of ACH, debit, and credit payments also make the solution appealing. Review collected by and hosted on G2.com.

What do you dislike about Melio?

I did not experience anything negative from using Melio. I would need to research if it can handle larger companies looking to outsource AP & AR functions. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

The ability to pay all vendors regardless of whether they were Melio customers are well. One platform to play invoices and contractors is ideal. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi JY,

Thank you for taking the time to leave your feedback. We're thrilled that you find Melio's ease of use and integrations beneficial for your personal and reseller needs. We're committed to providing a flexible and seamless payment experience, and it's great to know that our support for ACH, debit, and credit payments enhances your appeal.

We will pass your insights along regarding outsourcing AP and AR functions for larger companies. Your feedback is invaluable to us!

Best,

Team Melio

iGuidepeole J.
IJ
Chief Executive Officer
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

Quick resolution and fast payment delivery Review collected by and hosted on G2.com.

What do you dislike about Melio?

All services are fine to me for now . I dont have any dislike for now Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

I help me in receiving payment from Client and this as been seamless Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi there, thank you for your feedback! We’re happy to hear that you’re satisfied with our services and that the payment process has been seamless for you. If you ever need assistance or have any suggestions, feel free to reach out.

Best,

Team Melio

WS
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Melio?

Melio lets you send payments to vendors who may not otherwise accept credit cards. It always works and is very easy to set up. I use it every month or two and have had a great experience with customer support as well. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Not sure if this could be lowered but the fee is 2.9%. It is a standard fee. I can't think of anything else I dislike. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Some of my business vendors do not accept credit cards. Melio lets me pay them with ACH or check by charging my credit card. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

Hi William, thank you for sharing this review with us! We're delighted to hear that Melio has been a great way for you to use credit cards for your business, especially with vendors who may not otherwise accept them. We'll be sure to pass this feedback along to the team!

Best,

Team Melio