Compare BILL AP/AR and Melio 
At a Glance
Market Segments
Small-Business (64.1% of reviews)
Small-Business (96.9% of reviews)
Entry-Level Pricing
$45.00
Free
BILL AP/AR
Star Rating
(1,210)4.4 out of 5
Market Segments
Small-Business (64.1% of reviews)
Entry-Level Pricing
$45.00
Free Trial is available
Browse all 4 pricing plansMelio
Star Rating
(197)4.5 out of 5
Market Segments
Small-Business (96.9% of reviews)
Entry-Level Pricing
Free
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that BILL AP/AR excels in its Payment Processing capabilities, particularly with Credit Card Processing rated at 9.1, while Melio's similar feature is rated lower at 8.4. This suggests that BILL AP/AR may offer a more robust solution for businesses that rely heavily on credit transactions.
- Reviewers mention that Melio shines in Ease of Use, scoring 9.2 compared to BILL AP/AR's 8.8. Users appreciate Melio's intuitive interface, making it easier for small businesses to manage their accounts payable and receivable without extensive training.
- G2 users highlight the superior Invoice Generation features in Melio, particularly with Digital Invoices rated at 9.1, which allows for seamless electronic invoicing. In contrast, BILL AP/AR's digital invoicing feature is rated at 8.8, indicating a slight edge for Melio in this area.
- Users on G2 report that BILL AP/AR offers better Invoice Processing capabilities, especially in Approvals, where it scored 9.2 compared to Melio's 8.7. This feature is crucial for businesses that require stringent approval workflows before payments are made.
- Reviewers mention that Melio's Payment Options are more flexible, particularly with its Online Payment Portal rated at 9.1, which allows customers to pay invoices easily. BILL AP/AR, while effective, does not match this level of convenience, scoring lower in this category.
- Users say that both platforms have strong Security and Compliance features, but BILL AP/AR's SSL Encryption is rated at 9.1, providing a slight advantage in ensuring secure transactions compared to Melio's offerings.
Featured Products
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Pricing
Entry-Level Pricing
BILL AP/AR
ESSENTIALS
$45.00
Manage payables or receivables
- Manually import and export CSV files into accounting software
- Payment status tracking
- ACH, check, credit card and international wire transfer
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Multiple payment options: Pay by card or bank—send checks, ACH, or instant transfers
Free Trial
BILL AP/AR
Free Trial is available
Melio
Free Trial is available
Ratings
Meets Requirements
8.8
1,017
8.6
156
Ease of Use
8.8
1,043
9.2
158
Ease of Setup
8.6
648
9.0
105
Ease of Admin
8.7
564
9.2
81
Quality of Support
8.0
886
8.4
138
Has the product been a good partner in doing business?
8.5
559
9.0
81
Product Direction (% positive)
8.3
1,026
8.4
142
Features by Category
Payment Methods
8.6
103
Not enough data
7.9
84
Not enough data
Feature Not Available
Not enough data
Payment Processing
8.5
96
Not enough data
9.0
104
Not enough data
8.3
93
Not enough data
8.4
99
Not enough data
8.2
93
Not enough data
8.1
87
Not enough data
8.5
104
Not enough data
Security and Compliance
8.7
77
Not enough data
8.5
71
Not enough data
8.4
76
Not enough data
9.1
76
Not enough data
8.7
61
Not enough data
8.6
60
Not enough data
Integration
8.3
73
Not enough data
7.7
78
Not enough data
7.7
76
Not enough data
Payment Types
8.7
75
Not enough data
7.8
68
Not enough data
7.6
56
Not enough data
Invoice Management
8.6
409
|
Verified
8.3
29
7.8
310
7.5
26
8.4
380
|
Verified
7.6
26
Invoice Processing
8.4
391
|
Verified
7.9
29
8.9
470
|
Verified
9.1
35
8.8
427
|
Verified
8.4
30
7.6
335
|
Verified
7.0
20
Analytics
8.9
465
|
Verified
8.4
30
Feature Not Available
Feature Not Available
7.5
320
|
Verified
Feature Not Available
Integration
8.8
461
|
Verified
9.1
31
8.6
440
|
Verified
8.8
31
7.9
338
|
Verified
Feature Not Available
Risk
7.9
331
8.1
25
8.2
337
7.7
24
7.8
301
7.5
21
Recovery
7.8
294
7.9
18
7.8
361
8.0
23
Audit
8.1
368
6.5
20
8.0
304
6.8
18
7.8
324
6.4
20
8.3
361
6.7
23
Fraud
8.3
381
7.8
22
8.0
334
7.8
20
8.3
341
7.8
18
Invoice Generation
8.2
280
|
Verified
8.6
26
8.8
293
|
Verified
9.1
33
8.7
273
|
Verified
8.2
28
Invoice Processing
9.2
339
|
Verified
8.7
30
Feature Not Available
8.5
31
8.6
281
|
Verified
8.6
27
8.8
266
|
Verified
8.8
32
Analytics
9.0
328
|
Verified
8.8
39
8.3
262
|
Verified
8.4
29
8.1
242
|
Verified
7.7
25
9.0
298
|
Verified
8.8
36
Integration
8.7
325
|
Verified
8.8
34
9.0
324
|
Verified
8.8
34
8.2
251
|
Verified
8.0
21
8.6
294
|
Verified
8.6
28
Payment Processing
Not enough data
8.9
61
Not enough data
9.1
63
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.4
70
Not enough data
Feature Not Available
Not enough data
8.6
47
Not enough data
8.6
45
Not enough data
8.3
38
Payment Options
Not enough data
Feature Not Available
Not enough data
9.1
77
Security
Not enough data
Feature Not Available
Platform
Not enough data
8.7
66
Not enough data
8.2
38
Bill Generation
8.4
271
Not enough data
8.7
288
Not enough data
8.7
278
Not enough data
Bill Processing
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
8.8
288
Not enough data
Feature Not Available
Not enough data
8.3
225
Not enough data
Platform Basics
8.7
223
8.8
32
8.7
222
8.8
31
Platform Administration
8.3
220
7.7
30
8.5
198
7.6
30
8.1
212
7.8
32
Platform Payment Content
8.7
215
7.7
30
Feature Not Available
8.1
30
Feature Not Available
7.2
27
Reporting
8.6
159
8.8
17
7.6
144
7.0
16
8.6
164
8.0
18
Integrations
8.5
161
8.7
18
7.9
142
7.4
16
Feature Not Available
7.5
17
Transactions
Feature Not Available
7.5
17
8.7
172
9.3
17
8.7
181
8.9
18
Workflows
8.7
161
8.7
17
8.3
161
8.2
17
Categories
Categories
Shared Categories
BILL AP/AR and Melio are categorized as Enterprise Payment, Accounts Receivable, AP Automation, Invoice Management, and Contractor Payments
Reviews
Reviewers' Company Size
BILL AP/AR
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
21.3%
Non-Profit Organization Management
9.6%
Financial Services
5.7%
Computer Software
5.7%
Marketing and Advertising
4.6%
Other
53.2%
Accounting
25.6%
Marketing and Advertising
9.2%
Retail
5.1%
Real Estate
4.6%
Consulting
3.1%
Other
52.3%
Most Helpful Reviews
BILL AP/AR
Most Helpful Favorable Review
Jordan Z.
Verified User in Accounting
bill.com allows a business to extend and expand it's capabilities for A/R and A/P management to include ACH for both. The sync with QBOnline, Xero and Intacct work very well. The ability to customize the software for the needs of the business is very...
Most Helpful Critical Review
Verified User in Computer Software
I do some consulting on the side and thus need a way to collect payments. I've been using Bill.com's free version for a few years now where clients that have a Bill.com account can pay contractors like myself via bank transfers without issue. Recently, I...
Melio
Most Helpful Favorable Review
Verified User in Accounting
The look and feel of the software, the cleanness, the smooth integration with QBO. It really cuts down on the time it takes to pay people. Getting it set up is a bit time consuming like any other payment processing platform, but still easy to do. Customer...
Most Helpful Critical Review
Zachary N.
Verified User in Hospital & Health Care
Fellow physician tried to pay me and Melio gave the run around looking for EIN and all this business information. She would not use my referral link and it gave me a sour taste in my mouth for the company.
Jordan Z.
Verified User in Accounting
bill.com allows a business to extend and expand it's capabilities for A/R and A/P management to include ACH for both. The sync with QBOnline, Xero and Intacct work very well. The ability to customize the software for the needs of the business is very...
Verified User in Accounting
The look and feel of the software, the cleanness, the smooth integration with QBO. It really cuts down on the time it takes to pay people. Getting it set up is a bit time consuming like any other payment processing platform, but still easy to do. Customer...
Verified User in Computer Software
I do some consulting on the side and thus need a way to collect payments. I've been using Bill.com's free version for a few years now where clients that have a Bill.com account can pay contractors like myself via bank transfers without issue. Recently, I...
Zachary N.
Verified User in Hospital & Health Care
Fellow physician tried to pay me and Melio gave the run around looking for EIN and all this business information. She would not use my referral link and it gave me a sour taste in my mouth for the company.
Discussions
How come some of our sttachments dont sync into Bill.com (they are .pdf's) and otherones do?
2 comments
EC
hi i am also a victim of this BITLL which until now my money is under frozen how can i get it?Read more
How long does Bill com take to pay?
2 comments
DW
Far, far too long. Where an international wire usually arrives within a couple of days if done without them involved, they take 7. Worst of all, they appear...Read more
When will you have more flexibility with invoices for billing - i.e. adding the ability to have comments on invoices
1 comment
KJ
From my account, I have the option to add messages on invoices. I have this option both with Accounts Payable and Accounts Receivable. Read more
What is Melio service?
2 comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What are three benefits of using the Melio app to send payments to vendors?
1 comment
SS
One is support of credit card payment eventhough supplier don't accept.
Easy to do payments and keep records of it
Helps to understand the cash flow.Read more
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