Visão Geral de Preços Guideline
Guideline em resumo
Guideline prices are low-cost and high-value. Our fees are 6x lower than the industry average,* and we don’t charge transaction fees—period. Plus get custom pricing options to meet your needs.
All our plans come with end-to-end administration, including recordkeeping, 5500 prep and filing,** ongoing compliance monitoring,*** 3(16) and 3(38) fiduciary services.****
| Nome | Preço | Recursos |
|---|---|---|
| Starter | $39.0039 per month + $4/mo per active participant Por Mês | Um 401(k) simplificado com recursos limitados e administração fácil.
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| Core | $89.0089 per month + 8/mo per active participant Por Mês | Um 401(k) fundamental com recursos robustos e amplas opções de design de plano.
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| Enterprise | $149.00149 per month + active participant fee Por Mês | Nosso 401(k) mais personalizado com opções de preços flexíveis e suporte dedicado.
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Preços e planos de Guideline
*Third-party auditor fees will apply to large plans where an audit is required. These fees are not charged by Guideline.
** This information is provided for illustrative purposes only, and is not intended to be taken as investment or tax advice.. The average investment expense of plan assets for 401(k) plans with 25 participants and $250,000 in assets is 1.37% of assets, according to the 24th Edition of the 401k Averages Book, with data updated through September 30, 2023, and is inclusive of investment management fees, fund expense ratios, 12b-1 fees, sub-transfer agent fees, contract charges, wrap and advisor fees or any other asset based charges. Guideline’s managed portfolios have blended expense ratios ranging from 0.067% to 0.069% of assets under management. When combined with an assumed account fee of 0.15%, the estimated total AUM fees for one of Guideline’s managed portfolios can be under 0.22%. Alternative account fee pricing is available ranging from 0.15% to 0.35%. See our Form ADV 2A Brochure for more information regarding fees. Expense ratios for custom portfolios will vary. These expense ratios are subject to change by and paid to the fund(s). View full fund lineup.
*** Guideline's 3(16) fiduciary services are only available to clients who utilize an eligible payroll provider.
****All plans of related entities must be administered by Guideline in order to provide compliance testing.
***** May be adjusted annually by the IRS to account for cost-of-living adjustments. Learn more.
Principais Alternativas de Guideline Mais Bem Avaliadas
Avaliações de Preços de Guideline
Guideline é uma interface simples e atraente que oferece autoatendimento rápido. Meus funcionários gostam de usá-la, e na rara ocasião em que o suporte é necessário, tem sido rápido e fácil. Análise coletada por e hospedada no G2.com.
Até agora, não encontramos nenhuma desvantagem! Análise coletada por e hospedada no G2.com.
I chose to use Guideline based on their promise of no AUM fees for my employees.
After I moved my company to Guideline they changed their fee structure to have a per employee fee and charge an AUM fee for employee balances.
Because they had such an outstanding offer, many people rolled over large balances into the plan, only to be forced to pay AUM fees that Guideine advertised would not be charged.
Further, it's not possible to move funds out of the plan unless an employee separates from the company per Guideline policy. This is not a limitation due to the tax code, if Guideine wanted to support it they could.
Overall I do not recommend Guideline to other business owners, they cannot be trusted due to their bait and switch tactics. Análise coletada por e hospedada no G2.com.
I do not trust or recommend Guideline due to their bait and switch marketing and pricing tactics. Análise coletada por e hospedada no G2.com.
