Ubiquity Retirement Pricing Overview
Ubiquity Retirement at a glance
Ubiquity Retirement + Savings offers a transparent, flat-fee pricing model designed for small businesses. Plans start at a competitive rate, ensuring cost-effectiveness without sacrificing quality or service. Key benefits of their pricing model include:
1) SECURE 2.0 Tax Credits: New plans can take advantage of these credits, effectively covering the cost of your plan's first three years(1) (consult a tax advisor for details).
2) No Hidden Costs: Unlike many competitors, Ubiquity's straightforward pricing ensures no unexpected fees.
3) No Asset Under Management (AUM) Fees: Avoid AUM fees, potentially saving you six figures over 30 years (2).
This approach sets Ubiquity apart, providing exceptional value and catering to the specific needs of small business owners.
| Name | Price | Features |
|---|---|---|
| Single(k) | Starting at $19.00Per Month | A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner.
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| Single(k) Plus | Starting at $37.50Per Month | A record-kept solo 401(k) plan with the choice of pre-selected or customizable investment options.
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| Saver(k) | Starting at $97.00Per Month | An affordable 401(k) with expert-picked plan provisions.
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| Custom(k) | Starting at $177.00Per Month | A highly-customizable 401(k) with flexibility and support.
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| Reserve(k) | Starting at $257.00Per Month | The ultimate 401(k) with robust customization and add-ons.
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Ubiquity Retirement pricing & plans
(1) Eligible employers can receive a tax credit of up to $5,000 over three years for starting a 401(k) plan, subject to IRS requirements. Employers with 50 or fewer employees qualify for a 100% tax credit, while those with 100-50 employees can receive a 50% tax credit. Additional eligibility criteria include having at least one non-highly compensated employee, an employee who received at least $5,000 in compensation in the preceding year and having substantially the same employees receiving contributions or benefits from another plan sponsored by the employer, a member of a controlled group, or a predecessor within the three tax years prior to becoming eligible. Employers with automatic enrollment plans can receive an extra tax credit of $500 per year for a three-year taxable period.
(2) Decimal, Inc. charges flat fees for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. We advise Plan Sponsors to review all service agreements with providers, such as investment advisors, custodians, and broker-dealers, to evaluate the total cost of the plan.
Ubiquity is not a registered investment advisor, and the information provided herein should not be considered legal or tax advice. We recommend consulting with your financial planner, attorney, and/or tax advisor for personalized advice.
Pricing information was last updated on October 14, 2024Top Rated Ubiquity Retirement Alternatives
Ubiquity Retirement Pricing Reviews
The upper level service team including Diana & Jason has been super helpful. Review collected by and hosted on G2.com.
The phone servcie team has been dissapointing previously with long wait times. However, has improved since then. They should also create a mobile app. Review collected by and hosted on G2.com.
