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Compare Mastercard Open Banking (formerly Finicity) and Plaid

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Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
(9)
3.7 out of 5
Mastercard Open Banking (formerly Finicity)
By Mastercard
Plaid
Plaid
(32)
4.1 out of 5
Plaid
By Plaid, Inc.
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At a Glance
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
Star Rating
(9)3.7 out of 5
Market Segments
Small-Business (77.8% of reviews)
Information
Entry-Level Pricing
varies by API and volume
Browse all 3 pricing plans
Plaid
Plaid
Star Rating
(32)4.1 out of 5
Market Segments
Small-Business (61.3% of reviews)
Information
Entry-Level Pricing
No pricing available
Learn more about Plaid
Featured Products
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Mobile Banking
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Mastercard Open Banking (formerly Finicity) vs Plaid

  • Reviewers felt that Plaid meets the needs of their business better than Mastercard Open Banking (formerly Finicity).
  • When comparing quality of ongoing product support, reviewers felt that Plaid is the preferred option.
  • For feature updates and roadmaps, our reviewers preferred the direction of Mastercard Open Banking (formerly Finicity) over Plaid.
Pricing
Entry-Level Pricing
Mastercard Open Banking (formerly Finicity)
Finicity Pay
varies by API and volume
Browse all 3 pricing plans
Plaid
No pricing available
Free Trial
Mastercard Open Banking (formerly Finicity)
No trial information available
Plaid
No trial information available
Ratings
Meets Requirements
8.1
7
8.3
26
Ease of Use
7.2
6
8.5
26
Ease of Setup
8.9
6
8.2
10
Ease of Admin
Not enough data
8.5
9
Quality of Support
7.0
5
7.4
24
Has the product been a good partner in doing business?
Not enough data
7.6
9
Product Direction (% positive)
8.1
6
7.7
25
Features by Category
Fraud DetectionHide 10 FeaturesShow 10 Features
Not enough data
Not enough data
Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analysis
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Mobile BankingHide 6 FeaturesShow 6 Features
Not enough data
Not enough data
Platform Additional Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Interoperability
Not enough data
Not enough data
Not enough data
Not enough data
Address VerificationHide 6 FeaturesShow 6 Features
Not enough data
Not enough data
Management
Not enough data
Not enough data
Not enough data
Not enough data
Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Biometric AuthenticationHide 7 FeaturesShow 7 Features
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment ProcessingHide 16 FeaturesShow 16 Features
Not enough data
Not enough data
Payment Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Options
Not enough data
Not enough data
Not enough data
Not enough data
Security
Not enough data
Not enough data
Platform
Not enough data
Not enough data
Not enough data
Not enough data
Digital Mortgage ClosingHide 8 FeaturesShow 8 Features
Not enough data
Not enough data
Core Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Document Management
Not enough data
Not enough data
Not enough data
Not enough data
Interoperability
Not enough data
Not enough data
Not enough data
Not enough data
Anti Money LaunderingHide 16 FeaturesShow 16 Features
Not enough data
Not enough data
Fraud Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Monitoring
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Unified APIsHide 6 FeaturesShow 6 Features
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Support
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Banking as a Service (BaaS)Hide 6 FeaturesShow 6 Features
Not enough data
Not enough data
Connectivity
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
Plaid
Plaid
Mastercard Open Banking (formerly Finicity) and Plaid are categorized as Identity Verification, Financial Data APIs, and Mobile Banking
Unique Categories
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity) is categorized as Payment Processing, Digital Mortgage Closing, Banking as a Service (BaaS), and Core Banking
Plaid
Reviews
Reviewers' Company Size
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
Small-Business(50 or fewer emp.)
77.8%
Mid-Market(51-1000 emp.)
22.2%
Enterprise(> 1000 emp.)
0%
Plaid
Plaid
Small-Business(50 or fewer emp.)
61.3%
Mid-Market(51-1000 emp.)
19.4%
Enterprise(> 1000 emp.)
19.4%
Reviewers' Industry
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
Information Technology and Services
22.2%
Marketing and Advertising
11.1%
Hospitality
11.1%
Food & Beverages
11.1%
Computer Software
11.1%
Other
33.3%
Plaid
Plaid
Financial Services
38.7%
Computer Software
12.9%
Internet
6.5%
Entertainment
6.5%
Consumer Services
6.5%
Other
29.0%
Most Helpful Reviews
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
Most Helpful Favorable Review
Deepansh K.
DK
Deepansh K.
Verified User in Information Technology and Services

Finicity has helped in being assured about the speed and accuracy of the data, when you are working with the customer it's very important to power the product with the easy to use data API's which is not only easy to use but also test that data and code it...

Most Helpful Critical Review
Verified User
G
Verified User in Computer Software

Onboarding team was unprofessional and unorganized at best. They were rude and dismissive at worst. Required useless meetings with a bunch of their team members that started by them discussing who was supposed to be presenting and what the meeting was about...

Plaid
Plaid
Most Helpful Favorable Review
Verified User
G
Verified User in Financial Services

Excellent API documentation. Easy to use inside iOS, Android or webapp. Easy to implement API as a financial institution. Used by our customers on a daily level - very few issues with significant financial institutions

Most Helpful Critical Review
Gage A.
GA
Gage A.
Verified User in Financial Services

I dislike a lot about this products but my number one issue is if someone forgets or needs to reset their login credientals we have to wait 24-72 hours to get that customer through our system again because of PLAID. PLAID's support system is very convoluted...

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Discussions
Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity) Discussions
Monty the Mongoose crying
Mastercard Open Banking (formerly Finicity) has no discussions with answers
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Plaid
Plaid Discussions
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See all discussions
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Mastercard Open Banking (formerly Finicity)
Mastercard Open Banking (formerly Finicity)
Plaid
Plaid
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