# Heartland Payments+ vs Stripe Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Heartland Payments+ excels in customer support, with users highlighting the availability of assistance whenever needed. One user mentioned, &quot;The payment system was user friendly and had someone available at all times for help if needed,&quot; showcasing the strong support network.
- **Users say** that Stripe Payments stands out for its seamless integration capabilities, making it easy to connect with existing tools like CRMs and backend systems. A reviewer noted, &quot;I really like Stripe Payments for its ease of integration with any of my existing tools,&quot; which is a significant advantage for businesses looking to streamline their operations.
- **Reviewers mention** that Heartland Payments+ offers a straightforward user experience, particularly for tracking payments. One user stated, &quot;From a payment-receiving side, the system is easy to use. I can easily track payments made to us,&quot; indicating that it meets the needs of small businesses effectively.
- **According to verified reviews** , Stripe Payments is praised for its user-friendly interface and dashboard, which enhances the overall customer experience. A user remarked, &quot;It&#39;s really user-friendly for customers, which makes it ideal,&quot; emphasizing its appeal to end-users.
- **G2 reviewers highlight** that while Heartland Payments+ has a solid satisfaction score, it has fewer recent reviews compared to Stripe Payments, which may indicate a less active user base. This could affect the reliability of feedback for potential new users.
- **Users report** that Stripe Payments is particularly effective for managing recurrent payments and subscriptions, with one reviewer stating, &quot;Stripe has made our recurrent payments and subscriptions easy to manage.&quot; This feature is crucial for businesses that rely on subscription models.



| | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Star Rating** | 4.2 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 13 | 457 | 
| **Largest Market Segment** | Small-Business (66.7% of reviews) | Small-Business (79.5% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Heartland Payments+

Pros:
- Customer Support (1 reviews)
- Easy Payments (1 reviews)

Cons:
- Excessive Fees (1 reviews)
- Poor Customer Support (1 reviews)

### Stripe Payments

Pros:
- Ease of Use (40 reviews)
- Easy Payments (39 reviews)

Cons:
- High Fees (20 reviews)
- Poor Customer Support (10 reviews)

---
## Ratings Comparison
| Rating | Heartland Payments+ | Stripe Payments | 
|---|---|---|
  | **Meets Requirements** | 9.4 (8 reviews) | 8.8 (367 reviews) | 
  | **Ease of Use** | 9.0 (8 reviews) | 8.8 (375 reviews) | 
  | **Ease of Setup** | Not enough data | 8.7 (256 reviews) | 
  | **Ease of Admin** | Not enough data | 8.6 (185 reviews) | 
  | **Quality of Support** | 8.6 (7 reviews) | 8.1 (311 reviews) | 
  | **Has the product been a good partner in doing business?** | Not enough data | 8.5 (176 reviews) | 
  | **Product Direction (% positive)** | 7.1 (8 reviews) | 8.5 (343 reviews) | 

---
## Pricing

### Heartland Payments+

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Stripe Payments

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Heartland Payments+** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |

#### Payment Options

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | 
| **Instant Payment** | 10.0 (5 reviews) | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 10.0 (5 reviews) | Not enough data | 
| **ACH Payments and eCheck Processing** | Not enough data | Not enough data | 
| **Split Payments** | Not enough data | Not enough data | 
| **Real-Time Payments** | 8.3 (5 reviews) | Not enough data | 
| **Multi-Currency** | Not enough data | 8.6 (153 reviews) | 
| **Online payment portal** | Not enough data | 8.8 (183 reviews) | 

#### Administration

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Reporting/Dashboards** | 10.0 (5 reviews) | Not enough data | 
| **User, Role, and Access Management** | Not enough data | Not enough data | 
| **Payout Time** | 10.0 (5 reviews) | Not enough data | 
| **Manual Payment Entry** | 10.0 (5 reviews) | Not enough data | 
| **Dispute Resolution** | 9.3 (5 reviews) | Not enough data | 
| **Omnichannel** | Not enough data | 8.4 (144 reviews) | 
| **Levels 1 &amp; 2** | Not enough data | 8.1 (135 reviews) | 
| **Level 3** | Not enough data | 8.1 (129 reviews) | 

#### Security

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **PCI Compliance** | Not enough data | Not enough data | 
| **Fraud Protection Tools** | 9.7 (5 reviews) | Not enough data | 
| **Data Tokenization** | Not enough data | Not enough data | 
| **Two-Factor Authentication** | 9.7 (5 reviews) | Not enough data | 
| **POS Verification** | Not enough data | 8.2 (136 reviews) | 

#### Development

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | 
| **Accounting Software Integration** | Not enough data | Not enough data | 
| **E-Commerce Software Integration** | Not enough data | Not enough data | 

#### Platform

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Performance and Reliability** | Not enough data | Not enough data | 
| **Internationalization - Currency/Language** | Not enough data | Not enough data | 
| **Internationalization - Operating Country** | Not enough data | Not enough data | 
| **API / Integrations** | Not enough data | Not enough data | 
| **PCI Regulation Compliance** | Not enough data | Not enough data | 
| **Supplemental Technology** | Not enough data | Not enough data | 
| **Accounting integration** | Not enough data | 8.6 (154 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (165 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Heartland Payments+** | N/A | N/A |
| **Stripe Payments** | 8.5/10 | 256 |

#### Payment Processing

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Encryption** | Not enough data | 8.9 (196 reviews) | 
| **Credit Card Processing** | Not enough data | 9.1 (224 reviews) | 
| **Mobile Payments** | Not enough data | 8.9 (193 reviews) | 
| **Digital Wallet Integration** | Not enough data | 8.5 (154 reviews) | 

#### Administration

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Reporting &amp; Analytics** | Not enough data | 8.4 (198 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (195 reviews) | 
| **Processing Fees** | Not enough data | 7.0 (214 reviews) | 
| **POS Integration** | Not enough data | 8.1 (141 reviews) | 
| **Omnichannel** | Not enough data | 8.4 (144 reviews) | 
| **Levels 1 &amp; 2** | Not enough data | 8.1 (135 reviews) | 
| **Level 3** | Not enough data | 8.1 (129 reviews) | 

#### Payment Options

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Multi-Currency** | Not enough data | 8.6 (153 reviews) | 
| **Online payment portal** | Not enough data | 8.8 (183 reviews) | 

#### Security

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **POS Verification** | Not enough data | 8.2 (136 reviews) | 

#### Platform

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Accounting integration** | Not enough data | 8.6 (154 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (165 reviews) | 

### Embedded Payments

| Product | Score | Reviews |
|---|---|---|
| **Heartland Payments+** | N/A | N/A |
| **Stripe Payments** | 8.8/10 | 44 |

#### Payments - Embedded Payments

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Processing** | Not enough data | 9.4 (41 reviews) | 
| **Fraud Protection** | Not enough data | 8.8 (41 reviews) | 
| **Payment Methods** | Not enough data | 9.5 (41 reviews) | 

#### Personalization - Embedded Payments

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Customer Onboarding** | Not enough data | 8.9 (40 reviews) | 
| **Checkout Customization** | Not enough data | 8.7 (39 reviews) | 
| **Localization** | Not enough data | 8.5 (39 reviews) | 
| **Merchant Portal** | Not enough data | 9.0 (39 reviews) | 

#### Setup - Embedded Payments

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Payment Flows** | Not enough data | 8.8 (39 reviews) | 
| **APIs** | Not enough data | 9.3 (41 reviews) | 
| **Dispute Management** | Not enough data | 8.1 (38 reviews) | 

#### Analytics - Embedded Payments

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Transactions** | Not enough data | 9.2 (39 reviews) | 
| **Reconciliation** | Not enough data | 8.9 (38 reviews) | 
| **Revenue** | Not enough data | 9.0 (40 reviews) | 

#### Agentic AI - Embedded Payments

| Feature | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Cross-system Integration** | Not enough data | 7.8 (9 reviews) | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to Heartland Payments+ (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Stripe Payments (1):** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)


---
## Reviewer Demographics

### By Company Size

| Segment | Heartland Payments+ | Stripe Payments | 
|---|---|---|
| **Small-Business** | 66.7% | 79.5% | 
| **Mid-Market** | 25.0% | 17.2% | 
| **Enterprise** | 8.3% | 3.4% | 

### By Industry

#### Heartland Payments+

- **Wholesale:** 8.3%
- **Veterinary:** 8.3%
- **Transportation/Trucking/Railroad:** 8.3%
- **Tobacco:** 8.3%
- **Retail:** 8.3%
- **Packaging and Containers:** 8.3%
- **Medical Practice:** 8.3%
- **Legal Services:** 8.3%
- **Insurance:** 8.3%
- **Health, Wellness and Fitness:** 8.3%
- **Other:** 16.7%

#### Stripe Payments

- **Computer Software:** 9.6%
- **Information Technology and Services:** 8.0%
- **Marketing and Advertising:** 7.7%
- **Non-Profit Organization Management:** 6.2%
- **Health, Wellness and Fitness:** 5.5%
- **Retail:** 4.8%
- **Consumer Services:** 3.0%
- **Financial Services:** 2.7%
- **Professional Training &amp; Coaching:** 2.5%
- **Accounting:** 2.5%
- **Other:** 47.6%

---
## Alternatives

### Alternatives to Heartland Payments+

- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2744 reviews)
- [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (43 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (219 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (585 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.3/5 stars (2012 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4162 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (370 reviews)

### Alternatives to Stripe Payments

- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (105 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2744 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (585 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [checkout.com](https://www.g2.com/products/checkout-com/reviews) — 4.6/5 stars (71 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Nuvei](https://www.g2.com/products/nuvei/reviews) — 4.3/5 stars (20 reviews)
- [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) — 4.7/5 stars (109 reviews)
- [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) — 4.0/5 stars (47 reviews)

---
## Top Discussions

### Heartland Payments+

No discussions available for this product.

### Stripe Payments

- Title: [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) — 1 comment, 1 upvote
  > **Top comment:** "Stripe payment is a payment processor. They handle support many payment types and store the payment information in their PCI compliant application. Users can..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/heartland-payments-vs-stripe-stripe-payments)

