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- BILL Spend & Expense (Formerly Divvy)-vs-Ramp
Compare BILL Spend & Expense (Formerly Divvy) and Ramp 
BILL Spend & Expense (Formerly Divvy)
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At a Glance
Market Segments
Small-Business (65.8% of reviews)
Small-Business (59.9% of reviews)
Entry-Level Pricing
Free
Free
BILL Spend & Expense (Formerly Divvy)
Star Rating
(1,629)4.5 out of 5
Market Segments
Small-Business (65.8% of reviews)
Entry-Level Pricing
Free
Browse all 2 pricing plansRamp
Star Rating
(2,068)4.8 out of 5
Market Segments
Small-Business (59.9% of reviews)
Entry-Level Pricing
Free
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that BILL Spend & Expense (Formerly Divvy) offers a solid Digital Receipt Management feature with a score of 9.2, while Ramp excels with a score of 9.6, making it easier for users to manage and track their receipts efficiently.
- Reviewers mention that Ramp's Employee Reimbursement feature is particularly strong, scoring 9.4, compared to BILL Spend & Expense's score of 8.1, indicating that users find Ramp more effective for processing reimbursements.
- G2 users highlight Ramp's superior Bank / Credit Card Integration with a score of 9.3, while BILL Spend & Expense scores 8.8, suggesting that Ramp provides a more seamless experience for linking financial accounts.
- Users on G2 appreciate Ramp's Smart Categorization feature, which scores 9.0, compared to BILL Spend & Expense's 8.4, indicating that Ramp's categorization is more intuitive and user-friendly.
- Reviewers say that Ramp's Ease of Setup is rated at 9.3, outperforming BILL Spend & Expense's score of 8.8, which suggests that new users may find Ramp easier to implement and start using effectively.
- Users report that Ramp's Quality of Support is rated at 9.2, while BILL Spend & Expense scores 8.6, indicating that Ramp may provide a more responsive and helpful customer support experience.
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Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
BILL Divvy Card
Free
This solution is tied to our traditional unsecured line of credit.
- Access credit lines from $1,000-$5M
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
Ramp
Ramp
Free
Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements
Free Trial
BILL Spend & Expense (Formerly Divvy)
No trial information availableRamp
Free Trial is available
Ratings
Meets Requirements
9.0
1,393
9.4
1,602
Ease of Use
9.1
1,429
9.5
1,636
Ease of Setup
8.8
1,165
9.3
986
Ease of Admin
9.0
1,157
9.4
993
Quality of Support
8.6
1,308
9.2
1,354
Has the product been a good partner in doing business?
9.1
1,145
9.5
978
Product Direction (% positive)
9.1
1,401
9.7
1,522
Features by Category
Expense Reports
8.6
790
|
Verified
9.2
805
8.8
847
|
Verified
9.3
952
8.4
825
|
Verified
9.0
899
9.2
925
|
Verified
9.6
1047
8.0
684
|
Verified
9.4
816
8.0
503
|
Verified
8.7
393
8.6
727
|
Verified
Feature Not Available
Travel Management
7.9
584
Feature Not Available
7.1
445
8.1
373
6.9
428
Feature Not Available
7.3
504
8.5
417
Client Invoicing
Feature Not Available
Feature Not Available
8.2
698
|
Verified
Feature Not Available
8.1
607
|
Verified
Feature Not Available
Mobile
9.3
891
|
Verified
9.5
1029
7.7
488
|
Verified
Feature Not Available
Feature Not Available
Feature Not Available
Platform
7.4
427
8.7
601
8.0
575
|
Verified
8.8
644
Administration
8.4
515
|
Verified
8.9
419
Administration
8.4
765
|
Verified
9.0
756
8.5
788
|
Verified
9.3
867
8.5
827
|
Verified
9.3
1002
8.5
725
|
Verified
9.3
907
9.0
916
|
Verified
9.4
977
Platform
8.6
786
|
Verified
9.1
833
8.0
571
|
Verified
8.9
607
7.8
461
Feature Not Available
9.1
852
|
Verified
9.5
966
9.0
816
|
Verified
9.0
644
Feature Not Available
Feature Not Available
Setup
8.3
584
9.1
574
8.8
636
9.3
716
8.5
504
9.3
372
Performance
7.8
432
Feature Not Available
7.8
438
Feature Not Available
7.7
440
8.3
372
7.8
471
8.9
503
Payment Cards
8.7
527
9.4
531
8.8
546
9.5
573
9.0
624
9.4
624
Reporting
9.0
616
9.5
622
8.7
530
9.2
519
8.7
576
9.1
499
8.7
654
Feature Not Available
Payments
8.6
552
9.2
489
8.7
552
9.2
513
7.8
483
9.2
558
8.0
505
9.2
482
Fraud & Risk Management
8.6
618
9.4
654
8.9
601
9.4
627
9.0
617
9.4
620
Planning
Not enough data
8.8
23
Not enough data
7.5
22
Not enough data
7.7
22
Not enough data
7.9
21
Execution
Not enough data
7.6
22
Not enough data
8.3
23
Not enough data
7.5
21
Analytics
Not enough data
8.7
25
Not enough data
8.9
25
Not enough data
8.1
26
Data Management
Not enough data
8.9
15
Not enough data
9.1
16
Not enough data
8.0
15
Not enough data
8.8
16
Not enough data
8.7
15
Analytics
Not enough data
7.9
15
Not enough data
7.9
14
Not enough data
8.1
15
Not enough data
8.6
16
Recovery
Not enough data
9.0
14
Not enough data
8.8
13
AP Data Processing
Not enough data
9.1
13
Not enough data
9.2
13
Not enough data
9.2
13
Invoice Management
Not enough data
9.4
100
Not enough data
Feature Not Available
Not enough data
8.7
95
Invoice Processing
Not enough data
9.1
102
Not enough data
9.3
104
Not enough data
9.1
105
Not enough data
Feature Not Available
Analytics
Not enough data
9.1
102
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Integration
Not enough data
9.1
105
Not enough data
Feature Not Available
Not enough data
8.5
96
Risk
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Recovery
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Audit
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
88
Not enough data
8.6
93
Fraud
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Expense Reporting
Not enough data
9.5
85
Not enough data
9.4
81
Not enough data
9.4
81
Not enough data
9.4
84
Travel Management
7.9
584
Feature Not Available
7.1
445
8.1
373
6.9
428
Feature Not Available
7.3
504
8.5
417
Approval
Not enough data
9.4
83
Not enough data
9.4
74
Not enough data
9.6
87
AI - Travel Management
Not enough data
8.0
11
Not enough data
8.0
11
Not enough data
8.2
11
Not enough data
8.8
11
Not enough data
8.9
11
Revenue Recognition
Not enough data
9.2
49
Not enough data
7.4
46
Not enough data
7.6
45
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Ramp are categorized as Expense Management and Spend Management
Unique Categories
BILL Spend & Expense (Formerly Divvy) has no unique categories
Ramp is categorized as Procure to Pay, AP Automation, Travel Management, Vendor Management, and Accounts Payable (AP) and Spend Analysis
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Ramp
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
13.6%
Construction
8.4%
Accounting
7.3%
Religious Institutions
4.6%
Computer Software
4.6%
Other
61.5%
Computer Software
14.6%
Information Technology and Services
9.0%
Non-Profit Organization Management
6.2%
Financial Services
5.4%
Construction
4.6%
Other
60.2%
Most Helpful Reviews
BILL Spend & Expense (Formerly Divvy)
Most Helpful Favorable Review
Jeffrey H.
Verified User in Accounting
Divvy makes it really easy to manage spending, and it's free and you get rewards for spending (like a credit card). It combines the ability to manage individuals and budgets while recording receipts and seamlessly syncing with accounting software. Customer...
Most Helpful Critical Review
Natasha G.
Verified User in Computer Software
Support - low to respond, lacking knowledge. Application process - instead of 2 days, it took 4 months to get on the system. Software limitations - doesn't work well with anything outside of US (you have to have US based company with credit history and...
Ramp
Most Helpful Favorable Review
Brian G.
Verified User in Religious Institutions
Ramp does a great job at the most basic/core function of providing a great platform for corporate cards. Its easy for our employees to use and provides a great number of features that encourages employees to track expenses better. Meanwhile, the platform...
Most Helpful Critical Review
Verified User in Construction
No approval process for purchases with tracking of approval by purchasers supervisor
Jeffrey H.
Verified User in Accounting
Divvy makes it really easy to manage spending, and it's free and you get rewards for spending (like a credit card). It combines the ability to manage individuals and budgets while recording receipts and seamlessly syncing with accounting software. Customer...
Brian G.
Verified User in Religious Institutions
Ramp does a great job at the most basic/core function of providing a great platform for corporate cards. Its easy for our employees to use and provides a great number of features that encourages employees to track expenses better. Meanwhile, the platform...
Natasha G.
Verified User in Computer Software
Support - low to respond, lacking knowledge. Application process - instead of 2 days, it took 4 months to get on the system. Software limitations - doesn't work well with anything outside of US (you have to have US based company with credit history and...
Verified User in Construction
No approval process for purchases with tracking of approval by purchasers supervisor
Alternatives
Discussions
Is divvy free?
2 comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
When can we expect a native iOS app? When can we see Microsoft identity integration?
3 comments
NS
Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if...Read more
Ramp has no more discussions with answers
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