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- Betterment at Work-vs-Ubiquity Retirement
Compare Betterment at Work and Ubiquity Retirement 
At a Glance
Market Segments
Small-Business (73.1% of reviews)
Small-Business (76.9% of reviews)
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant + 0.25% advisory fee + one-time implementation fee of $500
Starting at $19.00 Per Month
Betterment at Work
Star Rating
(212)4.1 out of 5
Market Segments
Small-Business (73.1% of reviews)
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant + 0.25% advisory fee + one-time implementation fee of $500
Browse all 3 pricing plansUbiquity Retirement
Star Rating
(13)3.2 out of 5
Market Segments
Small-Business (76.9% of reviews)
Entry-Level Pricing
Starting at $19.00 Per Month
Browse all 5 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Betterment at Work excels in its "Education Tools" with a score of 9.4, providing comprehensive resources that help employees understand their retirement options, while Ubiquity Retirement, although offering valuable content, does not match this level of educational support.
- Reviewers mention that Betterment at Work's "Client Portal" is highly rated at 9.3, allowing for seamless user experience and easy access to account information, whereas Ubiquity Retirement's portal, while functional, has received lower satisfaction ratings, indicating room for improvement.
- G2 users highlight Betterment at Work's "Real-time" capabilities with a score of 9.0, which allows users to track their investments instantly, a feature that Ubiquity Retirement lacks, leading to potential delays in accessing critical financial information.
- Users on G2 report that Betterment at Work's "Compliance" features are robust, scoring 8.8, ensuring that users are well-informed about IRS regulations and tax benefits, while Ubiquity Retirement's compliance tools, scoring 6.1, have been noted as less comprehensive, which could lead to compliance risks.
- Reviewers mention that Betterment at Work's "Secure" rating of 9.8 reflects a strong emphasis on data protection, which is crucial for financial software, whereas Ubiquity Retirement, with a lower security rating, raises concerns among users about the safety of their sensitive information.
- Users say that Betterment at Work's "Integration" capabilities, particularly in "Data aggregation" and "Accounting Integration," score 8.4 and 8.3 respectively, making it easier for businesses to manage their financial data, while Ubiquity Retirement's integration features have been described as less intuitive, leading to potential inefficiencies.
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Pricing
Entry-Level Pricing
Betterment at Work
Essential
$100.00
100 per month + $5/monthly record keeping per active participant + 0.25% advisory fee + one-time implementation fee of $500
An affordable, easy-to-manage 401(k) plan for your employees’ retirement.
- Streamlined plan design with auto-enrollment & auto-escalation
- Simple payroll integration with Gusto, TriNet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support
Ubiquity Retirement
Single(k)
Starting at $19.00
Per Month
A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner.
- Maximum of 2 people (business owner and business partner or spouse)
- Choose your own investments at a brokerage/custodian of your choice
- Option to add Mega Backdoor Roth
Free Trial
Betterment at Work
No trial information availableUbiquity Retirement
No trial information availableRatings
Meets Requirements
8.7
199
Not enough data
Ease of Use
8.7
206
7.5
6
Ease of Setup
8.1
175
9.0
5
Ease of Admin
8.6
179
Not enough data
Quality of Support
7.4
194
6.4
6
Has the product been a good partner in doing business?
8.1
178
8.0
5
Product Direction (% positive)
8.0
198
6.1
6
Features by Category
Platform Content
9.4
9
Not enough data
9.4
9
Not enough data
9.1
9
Not enough data
Platform Basics
9.1
9
Not enough data
9.8
9
Not enough data
9.1
9
Not enough data
9.3
9
Not enough data
Platform Additional Functionality
9.3
9
Not enough data
9.8
9
Not enough data
8.3
8
Not enough data
9.3
9
Not enough data
Platform Data
8.5
9
Not enough data
8.8
8
Not enough data
Feature Not Available
Not enough data
9.3
9
Not enough data
Functionality
7.5
19
Not enough data
7.7
20
Not enough data
9.4
19
Not enough data
8.4
19
Not enough data
8.9
19
Not enough data
Feature Not Available
Not enough data
7.9
13
Not enough data
Integration
8.2
19
Not enough data
8.5
16
Not enough data
Feature Not Available
Not enough data
Onboarding
7.6
184
Not enough data
8.6
185
Not enough data
Dashboard
8.6
179
Not enough data
8.2
180
Not enough data
8.3
176
Not enough data
Compliance
8.6
176
Not enough data
8.5
175
Not enough data
Administration
8.3
177
Not enough data
8.0
177
Not enough data
Generative AI
Feature Not Available
Feature Not Available
Categories
Categories
Shared Categories
Betterment at Work and Ubiquity Retirement are categorized as 401(k)
Unique Categories
Betterment at Work is categorized as Investment Portfolio Management and Financial Wellness
Ubiquity Retirement has no unique categories
Reviews
Reviewers' Company Size
Betterment at Work
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Ubiquity Retirement
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
9.0%
Information Technology and Services
6.6%
Financial Services
6.6%
Non-Profit Organization Management
5.2%
Marketing and Advertising
4.7%
Other
67.9%
Marketing and Advertising
23.1%
Information Technology and Services
23.1%
Financial Services
23.1%
Music
7.7%
Design
7.7%
Other
15.4%
Most Helpful Reviews
Betterment at Work
Most Helpful Favorable Review
Yuni .
Verified User in Marketing and Advertising
Betterment provides a modern take on the 401k. Other providers seem to have a UX that has remained untouched since the 90s as well as horrible customer service (seemingly) designed to make changes difficult. Betterment's platform is incredibly easy to...
Most Helpful Critical Review
Gabby M.
Verified User in Computer Software
We have had SO many issues using Betterment. Its a hassle to switch 401K providers, so now we feel stuck. Overall, the platform dashboard as a company admin is minimal and often confusing. Betterment "integrates" with our HRIS, Gusto, however the...
Ubiquity Retirement
Most Helpful Favorable Review
Verified User in Computer Networking
I appreciated the ease with which I was able to designate my investment choices.
Most Helpful Critical Review
Matt S.
Verified User in Marketing and Advertising
Their support is non-existent. Their product has not changed once in the 9 years we worked with them. Not a single improvement. When we transitioned to guideline their team seemed intentionally difficult to work with in providing all of the necessary...
Yuni .
Verified User in Marketing and Advertising
Betterment provides a modern take on the 401k. Other providers seem to have a UX that has remained untouched since the 90s as well as horrible customer service (seemingly) designed to make changes difficult. Betterment's platform is incredibly easy to...
Verified User in Computer Networking
I appreciated the ease with which I was able to designate my investment choices.
Gabby M.
Verified User in Computer Software
We have had SO many issues using Betterment. Its a hassle to switch 401K providers, so now we feel stuck. Overall, the platform dashboard as a company admin is minimal and often confusing. Betterment "integrates" with our HRIS, Gusto, however the...
Matt S.
Verified User in Marketing and Advertising
Their support is non-existent. Their product has not changed once in the 9 years we worked with them. Not a single improvement. When we transitioned to guideline their team seemed intentionally difficult to work with in providing all of the necessary...
Alternatives
Discussions
Betterment at Work has no discussions with answers
Ubiquity Retirement has no discussions with answers
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