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Compare Betterment at Work and Ubiquity Retirement 
Featured Products
At a Glance
Market Segments
Small-Business (68.3% of reviews)
Small-Business (78.8% of reviews)
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*
Starting at $19.00 Per Month
Betterment at Work
Star Rating
(587)4.3 out of 5
Market Segments
Small-Business (68.3% of reviews)
Pros & Cons
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*
Browse all 3 pricing plansUbiquity Retirement
Star Rating
(54)4.2 out of 5
Market Segments
Small-Business (78.8% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $19.00 Per Month
Browse all 5 pricing plansBetterment at Work vs Ubiquity Retirement
When assessing the two solutions, reviewers found Betterment at Work easier to use. However, Ubiquity Retirement is easier to set up and administer. Reviewers also preferred doing business with Ubiquity Retirement overall.
- Reviewers felt that Ubiquity Retirement meets the needs of their business better than Betterment at Work.
- When comparing quality of ongoing product support, reviewers felt that Ubiquity Retirement is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Betterment at Work over Ubiquity Retirement.
Pricing
Entry-Level Pricing
Betterment at Work
Essential
$100.00
100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*
An affordable, easy-to-manage 401(k) plan for your employees’ retirement.
- Dedicated Onboarding specialist
- Simple payroll integrations with Gusto, Trinet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support
Ubiquity Retirement
Single(k)
Starting at $19.00
Per Month
A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner.
- Maximum of 2 people (business owner and business partner or spouse)
- Choose your own investments at a brokerage/custodian of your choice
- Option to add Mega Backdoor Roth
Free Trial
Betterment at Work
No trial information availableUbiquity Retirement
No trial information availableRatings
Meets Requirements
8.9
517
9.2
25
Ease of Use
8.9
535
8.8
46
Ease of Setup
8.4
484
8.8
25
Ease of Admin
8.7
453
8.8
17
Quality of Support
7.8
495
8.4
26
Has the product been a good partner in doing business?
8.5
449
8.9
17
Product Direction (% positive)
8.4
521
8.1
25
Features by Category
Platform Content
9.0
53
Not enough data
8.7
51
Not enough data
8.9
52
Not enough data
Platform Basics
9.3
54
Not enough data
9.1
52
Not enough data
8.6
53
Not enough data
9.2
52
Not enough data
Platform Additional Functionality
8.6
49
Not enough data
9.4
52
Not enough data
7.9
44
Not enough data
8.9
46
Not enough data
Platform Data
8.9
51
Not enough data
8.9
49
Not enough data
Feature Not Available
Not enough data
8.6
46
Not enough data
Functionality
8.1
52
Not enough data
8.4
51
Not enough data
9.5
50
Not enough data
8.6
52
Not enough data
9.2
51
Not enough data
Feature Not Available
Not enough data
8.4
47
Not enough data
Integration
8.9
51
Not enough data
8.7
50
Not enough data
Feature Not Available
Not enough data
Agentic AI - Investment Portfolio Management
8.1
21
Not enough data
9.0
22
Not enough data
8.7
21
Not enough data
8.6
21
Not enough data
Onboarding
8.0
479
8.0
20
8.8
480
8.9
21
Dashboard
8.9
467
8.9
20
8.4
464
9.3
20
8.6
459
9.1
19
Compliance
8.8
455
9.4
20
8.7
450
9.3
18
Administration
8.6
459
9.6
19
8.3
461
9.5
19
Generative AI
Feature Not Available
8.6
7
Categories
Categories
Shared Categories
Betterment at Work and Ubiquity Retirement are categorized as 401(k)
Unique Categories
Betterment at Work is categorized as Investment Portfolio Management and Financial Wellness
Ubiquity Retirement has no unique categories
Reviews
Reviewers' Company Size
Betterment at Work
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Ubiquity Retirement
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
10.9%
Information Technology and Services
9.1%
Financial Services
5.4%
Hospital & Health Care
5.2%
Construction
5.2%
Other
64.3%
Information Technology and Services
11.5%
Financial Services
9.6%
Marketing and Advertising
7.7%
Accounting
7.7%
Consulting
3.8%
Other
59.6%
Alternatives
Discussions
Betterment at Work has no discussions with answers
Ubiquity Retirement has no discussions with answers
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