

Isolated Payment Appliance (IPA) is an in-store device that reduces the PCI scope of the POS network by isolating the payments portion of the purchase experience away from the POS.

Proactive Risk Manager part of ACI's UP Payments Risk Management solution delivers enterprise fraud management capabilities, including advanced machine learning, predictive analytics and expertly defined rules, to help card issuers, acquirers and financial institutions identify and mitigate financial fraud and help reduce the compliance burden.

Universal Online Banker provides your customers with the depth and breadth of functionality they'd find from any large financial institution.

Powered by both ACI and Integrated Research (IR), it delivers actionable insight in real-time, allowing you full visibility and analysis of trends, optimize operations, improve security and enhance your customer journey.

Universal Payments helps innovate and thrive by combining payment capabilities in new and different ways while maintaining the performance, security and scalability. Through comprehensive suite of software and SaaS-based solutions, ACI UP delivers real-time, any-to-any payments capabilities and enable the industry’s most complete omni-channel payments experience.

Real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers. Focus on maintaining check-out conversion rates to protect revenues and enable genuine customers.

ACI Token Manager for Mobile is offered in partnership with Rambus. It is a full suite of mobile solutions supporting cloud-based payments using Host Card Emulation (HCE), EMVCo tokenization, trusted services management (TSM) for SIM-based projects and for embedded secure element solutions such as Apple Pay and Samsung Pay.

ACI Virtual Collection Agent is an online debt collection service designed to emulate your best collection agents. It reduces stress while increasing the overall consistency and efficiency of your debt collection process.

ACI Disbursement Services improve customer service, reporting and security. Some of the nation largest corporations use ACI electronic disbursement service for situations like credit card balance transfers, overpayment, the return of prepaid funds, refund of fees, insurance claims, loyalty rewards and more. Plus, with ACI economies of scale, you save money on disbursements.

ACI Worldwide is a global provider of real-time digital payment software and solutions that facilitate the processing of electronic payments. The company offers a comprehensive suite of products and services designed to enable banks, payment processors, merchants, and other financial institutions to manage financial transactions more efficiently while enhancing user experience.Their product portfolio includes solutions for payment processing, card and merchant management, online banking, mobile, fraud detection, and risk management, among others. ACI Worldwide supports an extensive range of payment types, including mobile, eCommerce, and electronic bill payments, which are crucial for today’s digital transactions.The company is known for its Universal Payments (UP) framework, which helps clients seamlessly integrate and manage all payment types within a single platform. This capability not only simplifies the payment process but also ensures high security and compliance with existing and emerging payment regulations.ACI Worldwide's client base is vast and diverse, spanning across more than 80 countries and including many of the world's top banks, financial institutions, and payment processors. This wide reach underscores their robust expertise and reliability in the payments industry.