

Postilion for Banks and Processors is an integrated Consumer Payments Processing solution for banks, processors and financial institutions who require a full-featured Payments Engine with strong capabilities in Card Acceptance and Merchant Acquisition, integrated with Back-Office capabilities and Card Management functions, providing fast time to market, reduced cost and complexity.

ACI Remittance Services is a comprehensive online bill payment platform designed to meet the needs of today's busy consumers by enabling them to pay all their bills—from mortgages to babysitters—through a single website or app. Leveraging ACI's extensive network of over 9,000 biller endpoints, the service ensures electronic payments are processed quickly, accurately, and securely. As part of the broader ACI Speedpay solution, ACI Remittance Services contributes to a 25% increase in consumer satisfaction by offering a seamless and efficient bill payment experience. Key Features and Functionality: - Unified Bill Payment Platform: Allows consumers to manage and pay multiple bills from various service providers through a single interface. - Extensive Biller Network: Connects users to a vast network of over 9,000 biller endpoints, facilitating a wide range of payment options. - Secure and Accurate Processing: Ensures that all electronic payments are handled with high levels of security and precision. - Integration with ACI Speedpay: Part of a comprehensive suite of digital billing, payment, disbursement, and communication services aimed at enhancing consumer satisfaction. Primary Value and User Solutions: ACI Remittance Services addresses the challenge of managing multiple bill payments by consolidating them into a single, user-friendly platform. This consolidation not only simplifies the payment process but also reduces the time and effort consumers spend on bill management. By offering a secure and efficient solution, the service enhances user satisfaction and streamlines financial management for individuals and families.

BASE24-eps is an utility billing software enterprise-class payments solution that acquires, authenticates, switches and authorizes financial transactions across multiple channels.

eSocket.POS is a sophisticated payments authorization system that offloads all payment processing functions from the POS, enabling retailers to preserve investments, support the latest POS systems capabilities and limit their PCI-DSS scope.

UP Retail Payments bridges the features and functionalities of current systems with next-generation technologies to deliver a preeminent digital payments experience. This complete and customizable end-to-end enterprise payments solution supports Open API strategies by leveraging ACI's extensive API library and provides a path for handling real-time payments.

Postilion for Merchants is a fully integrated suite of products in the general and specialty, grocery, fuel and fashion/health/beauty industries that manages electronic payments as well as value-add services such as gift cards and prepay.

The ITK automatically maps the payment data from the POS to a standard ACI retailer message format. Converting the payment messages allows the POS application to communicate, via this single integration point, with our In-store and retail payment switch solutions and services.

InterACT Account Origination (AO) is a unified platform that drives the multi-channel origination of New Deposit Accounts, as well as Consumer, Mortgage and Business loans. All account and credit requests are processed and decisioned to the level of automation desired by the financial institution.

ACI Interchange is a central monetary transaction manager, and the main transaction source for ACI Issuer and ACI Acquirer. ACI Interchange supports incoming and outgoing clearing processes for card transactions, including transactions initiated through EMV and magnetic stripe payment cards.

ACI Worldwide is a global provider of real-time digital payment software and solutions that facilitate the processing of electronic payments. The company offers a comprehensive suite of products and services designed to enable banks, payment processors, merchants, and other financial institutions to manage financial transactions more efficiently while enhancing user experience.Their product portfolio includes solutions for payment processing, card and merchant management, online banking, mobile, fraud detection, and risk management, among others. ACI Worldwide supports an extensive range of payment types, including mobile, eCommerce, and electronic bill payments, which are crucial for today’s digital transactions.The company is known for its Universal Payments (UP) framework, which helps clients seamlessly integrate and manage all payment types within a single platform. This capability not only simplifies the payment process but also ensures high security and compliance with existing and emerging payment regulations.ACI Worldwide's client base is vast and diverse, spanning across more than 80 countries and including many of the world's top banks, financial institutions, and payment processors. This wide reach underscores their robust expertise and reliability in the payments industry.