---
title: Ramp Reviews
meta_title: 'Ramp Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 2490 reviews by the users' company size, role or industry
  to find out how Ramp works for a business like yours.
aggregate_rating:
  rating_value: 4.8
  review_count: 2490
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Procurement
  url: https://www.g2.com/categories/procurement
---


# Ramp Reviews
**Vendor:** Ramp Financial  
**Category:** [Spend Management Software](https://www.g2.com/categories/spend-management)  
**Average Rating:** 4.8/5.0  
**Total Reviews:** 2,490
## About Ramp
Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 50,000 businesses—including Shopify, Notion, The University of Tennessee, and Glossier—have saved $10 billion and 27.5 million hours by switching to Ramp.



## Ramp Pros & Cons
**What users like:**

- Users appreciate the **ease of use** of Ramp, making expense reporting fast and intuitive with seamless receipt submission. (241 reviews)
- Users find Ramp increases **efficiency** in expense reporting, streamlining the process and enhancing productivity significantly. (137 reviews)
- Users love the **fast and intuitive expense reporting** of Ramp, enhancing efficiency and compliance in financial management. (131 reviews)
- Users appreciate the **simplicity and efficiency** of Ramp, finding the process quick and user-friendly. (98 reviews)
- Users value the **seamless integration and user-friendly features** of Ramp, enhancing expense management and compliance significantly. (93 reviews)
- Intuitive (93 reviews)
- Efficiency Improvement (91 reviews)
- Users commend the **exceptional customer support** from Ramp, noting how helpful and responsive the team is. (87 reviews)
- Users highlight the **easy receipt management** of Ramp, streamlining expense submissions and enhancing overall efficiency. (86 reviews)
- Users find the **easy setup** of Ramp to be a game-changer for expense management and integration. (84 reviews)

**What users dislike:**

- Users feel that Ramp is missing **essential features** , such as transaction PINs and competitive rewards compared to traditional cards. (34 reviews)
- Users experience **bugs with duplicate expenses** and find the cashflow management challenging due to lack of credit float. (30 reviews)
- Users find the **inconvenience of account access** due to two-factor authentication and lack of transaction PIN frustrating. (27 reviews)
- Users face **limited functionality** with Ramp, affecting login, document handling, and report generation capabilities. (19 reviews)
- Users face **approval issues** with Ramp&#39;s rigid workflows and challenges during the vetting and deployment processes. (18 reviews)
- Users report **card issues** such as unexpected charges and a lack of transaction review hierarchy, complicating management. (18 reviews)
- Limited Options (18 reviews)
- Users face **receipt issues** , struggling with transaction voids, receipt recognition, and problematic CSV exports. (18 reviews)
- Integration Issues (17 reviews)
- Upload Issues (17 reviews)

## Ramp Reviews
  ### 1. Absurdly Simple, Smart UX That Makes Expense Tracking a Joy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jay W. | Director of Communications, Enterprise (> 1000 emp.)

**Reviewed Date:** February 04, 2026

**What do you like best about Ramp?**

Absurdly simple interface and UX. Usually, Ramp is 2 steps ahead of me. It's smarter than me. I start to do something and it's already done. The app is a joy, the txt approach is great, and the website is about as good as a website can get. I feel like our company is somehow making more money and creating joy in our accounting/expenses teams when I use Ramp.

**What do you dislike about Ramp?**

Sometimes the interface is a little TOO light. I've used expense tools for 20+ years, and because Ramp is so different, there can be an adjustment period when it comes to getting used to the platform. That being said, when I do catch on, I feel smarter and more efficient.

**What problems is Ramp solving and how is that benefiting you?**

Removing dumb, cumbersome, and confusing expense and travel claim systems. Reducing friction for workers who need to file expenses and getting them reimbursements faster, and I'm sure making the headache of expense mgmt for big, complex companies MUCH easier.

  ### 2. Effortless Reconciliation and Stellar Support with Ramp

**Rating:** 4.5/5.0 stars

**Reviewed by:** A L. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 20, 2026

**What do you like best about Ramp?**

I like Ramp for its smooth integration with Netsuite and how user-friendly it is. The support is great, and they add new features very often. It's also easy to capture receipts, and I value the integration with emails and vendor accounts. As a cardholder, I appreciate receiving SMS and emails that make it easy to add pictures and reasons, and the email integration gives the ability to search invoices or receipts and attach them. Plus, the initial setup of Ramp was really easy.

**What do you dislike about Ramp?**

I find the AI integrations complex. It's challenging to connect tools like Claude or ChatGPT. Also, user management isn't as refined as I'd like. It's tricky to control who has access to certain features without exposing them to all expenses or other features in one toggle.

**What problems is Ramp solving and how is that benefiting you?**

Ramp solves faster reconciliation, smooth Netsuite integration, and funding account issues. I like its user-friendly interface, great support, frequent feature additions, easy receipt capture, and email integration that helps in managing invoices and receipts.

  ### 3. Streamlines Procure-to-Pay with AI-Driven Automation

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shalini A. | Sr. Director of Accounting, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 17, 2026

**What do you like best about Ramp?**

I like that Ramp is a one-stop platform that enables me to manage all the procure-to-pay related functions. Ramp has a lot of AI features that allow us to automate and expedite many processes. I also appreciate that Ramp connects with NetSuite seamlessly, which eliminates the need for manual transaction import and export between the two systems. Additionally, Ramp is consistently launching new features and has a strong breadth of different features.

**What do you dislike about Ramp?**

I've noticed that with Ramp consistently launching new features and products, the user interface sometimes changes and some of the options and menus look very different, which makes it a bit harder because the user has to figure out what has changed and how to continue with the processes. Additionally, there are occasional system issues that cause delays in closing the books or managing operations on time, likely because they are launching too many products at once. I would hope that Ramp manages the excellence of operations while they are also launching new features and products.

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp to streamline credit card activities, manage procure-to-pay and travel reimbursements. Its AI features automate processes, eliminating manual intervention. Ramp's integration with NetSuite speeds up financial reporting by connecting systems directly.

  ### 4. Fast, Simple Virtual Cards with Strong Spend Control

**Rating:** 4.5/5.0 stars

**Reviewed by:** Nabeel M. | Full Stack Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 11, 2026

**What do you like best about Ramp?**

Issuing virtual cards with custom spend limits is fast and simple. It gives us great control over our budget without any friction.

**What do you dislike about Ramp?**

The individual transaction approvals can get a bit overwhelming for managers. When team members make multiple small, daily purchases, you have to approve them manually one by one. I would love to see a batch-approval feature or better summary options to save our leadership time.

**What problems is Ramp solving and how is that benefiting you?**

It matches receipts to spending automatically. This saves our finance team hours of manual work every single week.

  ### 5. Simplified Approval Flows, Unmatched Efficiency

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 01, 2026

**What do you like best about Ramp?**

I love how Ramp has simplified all our approval flows, bringing down our average approval time from a month to under a week. It has also reduced our AP costs and made expense tracking simpler and easier. The ease of use and financial tracking capabilities really set Ramp apart, and when you add in the cost savings, there's no product in the market that can beat Ramp today. Moving from Concur to Ramp felt like stepping into a resort after crawling through the desert, highlighting the significant improvements in sophistication and performance.

**What do you dislike about Ramp?**

I don't know. Ramp is so much more sophisticated than companies like Concur when you move from Concur to Ramp the differences are so big that we really haven't found too many things so far that I would say Ramp needs to change. Maybe interact with Outlook or whichever calendaring application to see who you are interacting with as an appointment for an expense and fill in the expense when you take a picture for a receipt?

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp to simplify approval flows, cutting approval time from a month to under a week, and it reduces AP costs while making expense tracking easier.

  ### 6. Ramp’s Ease of Use and Excellent Customer Service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Insurance | Enterprise (> 1000 emp.)

**Reviewed Date:** April 13, 2026

**What do you like best about Ramp?**

In the past, my company used the bill pay function, and it was very simple to use. It also made it easy to check whether payments or checks had been sent or received. Currently, our company uses the credit card function, and whenever we’ve run into issues, Ramp has been there right away to help us resolve them. I recommend Ramp for its ease of use and excellent customer service.

**What do you dislike about Ramp?**

At the beginning of starting to use Ramp, the menus weren’t very functional, and it was a bit irritating moving from one menu to another because if I tried to go back to a previous menu, I often had to start over from square one. On top of that, Ramp would roll out various updates to the website, so every now and then it became a hassle to figure things out again. It wasn’t a game changer for using Ramp, but it was still frustrating and annoying at times.

**What problems is Ramp solving and how is that benefiting you?**

We are not experiencing any issues at the moment with Ramp. Everything is working fine.

  ### 7. Effortless Receipt & Expense Tracking—Snap a Photo and You’re Done

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 28, 2026

**What do you like best about Ramp?**

It's a very easy system to record receipts and expenses.  I like the fact that it just requires a picture, a note and you're done.  And half the time it now uploads a digital receipt already!  My husband would LOVE to have his company use it, but they're still working on that.

**What do you dislike about Ramp?**

I think that because I only buy one type of item for our department, the process is pretty straightforward. That said, I can see how it would get more complicated if you were buying, for example, office supplies for one department and food supplies for another, since you’d need two separate receipts for each department.

**What problems is Ramp solving and how is that benefiting you?**

Lost receipts no more!  And no more having to tally up totals to make sure everything balances.

  ### 8. Effortless Spend Control and Visibility for Fast-Growing Teams

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Medical Practice | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 08, 2025

**What do you like best about Ramp?**

Real-time spend visibility and control: Ramp makes it very easy to see where company money is going, with instant transaction tracking and strong controls like spend limits and automated approvals. This helps teams avoid overspending and keeps finance teams in control without slowing people down.

**What do you dislike about Ramp?**

Limited flexibility for complex or global finance needs: while Ramp is great for fast-growing US-based teams, it can feel restrictive if your company needs advanced workflows, multi-entity accounting, or strong international support.

**What problems is Ramp solving and how is that benefiting you?**

Ramp solves inefficient spend management and manual expense tracking, and it benefits us by saving time through automation, reducing errors, and giving better visibility into company spending, which helps us make faster and more informed financial decisions.

  ### 9. Effortless Expense Management with Ramp

**Rating:** 5.0/5.0 stars

**Reviewed by:** Amber C. | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 02, 2026

**What do you like best about Ramp?**

I absolutely love using Ramp. It's quick, easy to use, and incredibly intuitive. Everything feels streamlined, and the workflows just make sense, which saves a ton of time on the finance side. From its automation to real-time visibility, Ramp makes managing company spending feel effortless. The list of things I appreciate just keeps going. We haven't used everything that this software offers, but knowing that it has a lot of features we can expand to use in the future is also great. Anytime I swipe the card, it's automatic; I'll get an email and a text message instantly. I don't have to wait anymore for expenses to show up before uploading receipts. With real-time visibility, it makes it super awesome for those of us who don't like to wait. I want to be able to upload things right away so I don't forget because I have other tasks to do.

**What do you dislike about Ramp?**

I wouldn't say this is something I disliked as it could have been user error. At the onset of using ramp we were given the link to set everything up. I went through all the steps and tutorials. I set the card up in my google wallet prior to receiving the actual card in the mail and tried to use it and that prompted the card to be deactivated and a second card issued. Honestly, I'm sure that was more of my fault because I wanted to use it already after going through everything and seeing how great of a product it was compared to Expensify.

**What problems is Ramp solving and how is that benefiting you?**

I find Ramp simpler and more efficient than Expensify, eliminating unnecessary complexity and manual work in expense management. Its automation and real-time visibility make managing company spending effortless, saving time and preventing receipt loss.

  ### 10. Operations Manager

**Rating:** 5.0/5.0 stars

**Reviewed by:** Juls S. | Operations Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 07, 2026

**What do you like best about Ramp?**

I love the ability to break out expenses into the proper accounts right from the start. No more journal entries in my accounting program just to fix what was exported from banking apps.

**What do you dislike about Ramp?**

I’m still a relatively new user, so I haven’t come across anything I dislike about Ramp yet.

**What problems is Ramp solving and how is that benefiting you?**

I’m able to add more detail and break out my expenses more easily, which makes everything clearer and simpler to track.

  ### 11. Intuitive and Easy-to-Use Expense and Travel Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Neer P. | Senior Customer Success Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 30, 2026

**What do you like best about Ramp?**

I love Ramp's clean UI which makes it easy to understand what's needed, like expenses that need approval or trips not fully submitted. The information is clearly laid out, so I always know what's going on. I appreciate the multiple ways to submit expense reports, especially via text message, as it's convenient for me to just snap a picture of a receipt and handle details later, easing my travel stress. The intuitive nature of booking travel is another win, making it clear what I'm getting without complex approval layers. It's helpful with minimal cognitive load, and flights are fast and easy to find. Overall, the software is impressive with a very clean interface, and I find it beautiful how I can simply submit receipt pictures via text, helping me not forget expenses, actually saving me over $100 to $200 a year. Lastly, the setup was extremely easy, so much that it was a bit spooky in a good way. Tremendous kudos to Ramp's team for their expertly engineered onboarding flow. It was truly awesome.

**What do you dislike about Ramp?**

I would like the rebooking process of travel last minute to be done more through an interface rather than support. I understand it takes some collaboration with the airline, but whatever you could do to make it even more fast would be appreciated. I do wish slightly that they'd have a faster process other than chatting with an agent.

**What problems is Ramp solving and how is that benefiting you?**

Ramp simplifies travel booking and expense reimbursements, making processes clear and fast. Its intuitive interface reduces cognitive load, and multiple submission methods, including text messaging, save time and prevent expense forgetting, easing travel stress and helping me save money.

  ### 12. Streamlined Receipt Management with Great ERP Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kenny D. | Enterprise (> 1000 emp.)

**Reviewed Date:** March 30, 2026

**What do you like best about Ramp?**

I use Ramp to purchase items for our students, staff, and HQ staff needs. I like the integration with our ERP systems. It makes it easy to upload receipts and information straight to our ERP system. I really enjoy the phone application and how easy it is to upload receipts directly to the charges incurred on my corporate credit card. I appreciate not having to manually upload it once I do so in the app. Also, the cashback on transactions and the easy-to-manage application were motivating factors for us when switching to Ramp.

**What do you dislike about Ramp?**

I wish that for every transaction that is made in my CCC, a separate email could be sent to upload information to my email. Yes, when setting up the Ramp profile, it is hard to follow some of the features that are listed on the website. For example, I wanted to clear up an expense, but I clicked out of it and unexpectedly the information disappeared and now I cannot find it.

**What problems is Ramp solving and how is that benefiting you?**

Ramp makes it easy to upload receipts and integrates with our ERP system, saving me time by directly matching receipts with credit card charges. The ease of use with the phone app is particularly valuable.

  ### 13. Streamlines Accounting with Seamless Mobile Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Allen A. | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 30, 2026

**What do you like best about Ramp?**

I love the Ramp mobile app where I can track my travel miles and expenditures, as it really helps keep track of everything and makes it easy. The way I can just put in the town and destination, and it calculates the mileage and everything, including round trips, is awesome. It just streamlines everything in a very efficient way for both me and my coworkers, making it simple to keep track of things. I also appreciated how easy the initial setup was; you just plug in your email, phone number, and company email, and it handles everything for you. Overall, it's been absolutely perfect for me, my business, and my workers. I have no complaints, as it fulfills all my needs excellently.

**What do you dislike about Ramp?**

nothing, its exactly what i and we "Outpost" need"

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp to streamline my accounting by automatically organizing receipts. The mobile app helps me track travel miles and expenditures efficiently, making it easy for my coworkers and me to keep track of everything.

  ### 14. Fast, Accessible, and Easy to Use with Helpful Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Luis Ernesto V. | Project Management Officer and Digital Transformation Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 29, 2026

**What do you like best about Ramp?**

It's easy to use, very accesible. It loads fast when I'm usually in a hurry to use, it has never been declined. When support has been contacted (like once or twice) it's been very helpful.

**What do you dislike about Ramp?**

It looks a bit bland, like working a word document lol

**What problems is Ramp solving and how is that benefiting you?**

For company expenses across employees when traveling. Before using ramp, employees had to use their own money and get refunded a month later. With Ramp, we have a budget available from day 1 on our trips.

  ### 15. Effortless Expense Management with Exceptional Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kerrie C. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 09, 2026

**What do you like best about Ramp?**

I like how Ramp helps our finance team by cutting down on the need to code transactions and track down receipts, making it easier to enter all expenses into our ERP system. I appreciate the workflow because it pretty much runs itself, and I find it easy to track transactions and run reports. It is incredibly helpful to have real-time tracking, especially when I need to pull reports of the top spenders. Additionally, the Ramp support team is awesome, always providing excellent support and customer service. The initial setup went smoothly, which was a great start.

**What do you dislike about Ramp?**

Nothing! Works great for my company

**What problems is Ramp solving and how is that benefiting you?**

Ramp helps our finance team save time by simplifying transaction coding and receipt tracking. It makes entering expenses into our ERP system easier, and I love the real-time tracking and report running features. The workflow is smooth and customer service is excellent.

  ### 16. Streamlined Expense Management with Seamless QuickBooks Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gary R. | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 29, 2026

**What do you like best about Ramp?**

I use Ramp for our credit card purchases and accounts payable. I appreciate how it makes collecting receipts super easy. You can just snap a picture and upload it. What I like most is the quick process, and it also helps me find out if something hasn't been approved and who is waiting on approval. It just saves a lot of time. The initial setup was fairly easy because the product is pretty intuitive. It guides you through setting up vendors, which is really helpful.

**What do you dislike about Ramp?**

The only thing I do not like is having to upload a copy of our bank statements every month.

**What problems is Ramp solving and how is that benefiting you?**

Ramp makes it super easy to collect receipts for credit card purchases. I just snap a picture and upload it, saving a lot of time and streamlining the approval process.

  ### 17. Effortless Expense Management with an Intuitive, User-Friendly Interface

**Rating:** 5.0/5.0 stars

**Reviewed by:** Matt D. | Commodity Manager, Consumer Goods, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 09, 2026

**What do you like best about Ramp?**

The ease of use is truly impressive. Everything feels simple and streamlined, making the experience very user-friendly. I find it extremely convenient to email receipts, drag and drop them, or upload them directly. The user interface stands out for being clean, refined, and easy to navigate. Managing and reviewing expenses regularly is effortless. I especially appreciate the feature that clearly highlights items needing my attention.

**What do you dislike about Ramp?**

There are very few drawbacks to using Ramp. However, I do find it challenging to manage old expenses or canceled transactions. I have several transactions that remain open on my account, appearing as if they are still waiting for a receipt or a comment, even though these transactions were canceled or refunded months ago. In the past, such transactions would eventually disappear from my account, but these have lingered for many months, and I have not yet figured out how to remove them. I would appreciate a simpler way to either delete these transactions or mark them as returned or refunded so they no longer appear on my main screen.

**What problems is Ramp solving and how is that benefiting you?**

This tool really simplifies the process of organizing, managing, and coordinating corporate credit card expenses, making everything much easier.

  ### 18. Cut AP Processing Time with Seamless Ramp–NetSuite Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Skyler B. | Accounting Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 12, 2026

**What do you like best about Ramp?**

The AI tool for Bill pay has cut our processing time for AP significantly. We are now able to meet our close deadlines and have up to date financials in NetSuite. The integration between the two has been rather effective.

**What do you dislike about Ramp?**

Sometimes the Sync function between Ramp and NetSuite fails, with no available solution. However, support has been on top of addressing our issues.

**What problems is Ramp solving and how is that benefiting you?**

Accelerating our AP processing and Bill payments. HAs improved our expense management and allowed time savings for our employees in receiving their reimbursements and Per Diem.

  ### 19. Effortless expense tracking, needs invoice sync enhancement

**Rating:** 4.5/5.0 stars

**Reviewed by:** Robert T. | Staff Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 12, 2025

**What do you like best about Ramp?**

I appreciate Ramp for its capability in employee expense tracking using Ramp business cards, which are easy to issue and monitor. The AI assistant features in Ramp are particularly impressive, as they facilitate the precoding of expenses according to which card user is spending and allow for coding according to vendor, thereby simplifying the expense management process. I love that invoices through the Bill pay service sync effortlessly, which streamlines the workflow. The intuitive integration with our American Express bill further enhances efficiency. Additionally, the initial setup of Ramp was flawless, making it a seamless addition to our financial operations. The combination of the card features and free AP services was a compelling reason for our switch to Ramp, as it adds significant value to our expense management processes.

**What do you dislike about Ramp?**

I don't like that marking invoices paid in NetSuite doesn't automatically mark them as paid in Ramp. This requires manual intervention which can be cumbersome. Also, I have to split invoices to match one invoice with two different POs for the same vendor. This necessitates creating duplicate invoices with modified identification, which is not efficient and could lead to data redundancy.

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp to streamline invoice processing, automate employee expense tracking, and ensure compliance, which simplifies my financial management tasks.

  ### 20. Dekomte USA employees are satisfied

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sweta P. | Business Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 07, 2025

**What do you like best about Ramp?**

Easy receipts upload, spending alerts via text for easy budget management and quick uploads to accounting software. Customer service is excellent!

**What do you dislike about Ramp?**

Visibility on the phone app, sometime Managers have to log in with their laptops to edit the card limits. Sometimes app is slow in capturing the receipts

**What problems is Ramp solving and how is that benefiting you?**

Timely submission of expense reports and managing the budgets. Seamless Integration with QB

  ### 21. Intuitive Design, Acceptable Worldwide - Just Works

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 02, 2026

**What do you like best about Ramp?**

I use Ramp to submit expenses and get reimbursed. I no longer have to use spreadsheets to manage my business expenses because Ramp does it all for me. I like the intuitive and simple design, the worldwide card acceptability, and the AI features, such as auto-coding. I appreciate simpler interfaces and clean UIs, something that just works and works well, and that's Ramp for me. The initial setup was a piece of cake.

**What do you dislike about Ramp?**

Nothing - feels perfect to me. I haven't found any!

**What problems is Ramp solving and how is that benefiting you?**

Ramp eliminates the need to use spreadsheets for managing business expenses by submitting expenses and providing reimbursement.

  ### 22. Effortless Spend Management with Stellar Features

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kirsten M. | COO, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 29, 2021

**What do you like best about Ramp?**

I really like Ramp because it's just so easy. We can forward an email receipt to them, and it attaches the receipt to the transaction. We can just text a pic of a receipt, as opposed to needing to open an app or download and upload documents. Setting up Ramp was super easy and intuitive. It's such a great product. I always recommend it to other founders.

**What do you dislike about Ramp?**

I really can't think of a single thing.

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp for managing personal spending and company reimbursements, making sure we're compliant and managing money well. It's easy to upload receipts and attach them to transactions via email or text without using an app. Our accounting team has so much less headache closing out each month because people can keep up with their expenses in real time, as opposed to procrastinating and loathing the drudgery.

  ### 23. Simplified Receipt Management, Quick Setup

**Rating:** 4.0/5.0 stars

**Reviewed by:** Denise F. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 18, 2026

**What do you like best about Ramp?**

I like the ease of use of Ramp and that it's kind of foolproof. It helps me see what I'm doing and correct any issues if I happen to click or put something in the wrong place. This ease of use provides less room for errors, which gives me confidence in the work I'm producing and sending to my bosses. Once we got the hang of it, the setup was very simple and easy. It's quick to replicate settings from our initial parent instance to the child instances, just by mirroring prior settings. I also appreciate how the receipts come directly to my email and Ramp automatically matches them, which means I don't have to use a third party to download and upload them, making the process faster.

**What do you dislike about Ramp?**

Finding where certain things are at times is a bit tricky. I have to do a lot of clicking around, even though I know there's a question box I can type things into. I also had an experience where I asked a question to the help desk, and although they got back to me quickly, they unfortunately couldn't answer my follow-up question.

**What problems is Ramp solving and how is that benefiting you?**

Ramp speeds up receipt processing, matching them directly to my email, eliminating the need for third-party downloads.

  ### 24. Quick Receipt Uploads and Helpful Reminders—Very User-Friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cheryl L. | Office Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 24, 2026

**What do you like best about Ramp?**

How quick and easy it is to upload receipts.  I also like the fact that it reminds me to upload these receipts.  Very user friendly!!

**What do you dislike about Ramp?**

I can't think of anything.  It's great and so user friendly.

**What problems is Ramp solving and how is that benefiting you?**

As of to date and from the beginning of using Ramp I have not had any problems with using Ramp!  I'm happy to say it has been great!

  ### 25. Effortless Expense Management for Field Teams Nationwide

**Rating:** 5.0/5.0 stars

**Reviewed by:** Megan N. | Chief of Staff, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 31, 2025

**What do you like best about Ramp?**

Ramp has made it much easier for our company to manage credit card transactions throughout the US. As a repair and maintenance business with technicians working in the field nationwide, we’ve found that Ramp allows our project manager teams to monitor and control project expenses in real time. This system also empowers our technicians to focus on their work without unnecessary interruptions. Previously, they had to call in for approvals and use an outdated purchase order process, which slowed everything down and made it harder to serve our customers efficiently.

**What do you dislike about Ramp?**

As an admin for our account, I create the expense policies and full setup on the account. These settings and navigating back to certain things aren't always intuitive. We do not have the Ramp plus account as that is a bit expensive for a small company like ours with tight margins, I do wish the fee was smaller for the Ramp plus.

**What problems is Ramp solving and how is that benefiting you?**

We have improved efficiency in the field by minimizing downtime for our field technicians and project managers. Additionally, the system provides greater transparency and convenience throughout the organization when it comes to tracking expenses related to billable work, helping us ensure that we invoice our customers for as much as possible.

  ### 26. Effortless Receipts Management, Perfect for Teams

**Rating:** 5.0/5.0 stars

**Reviewed by:** Leandro L. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 16, 2026

**What do you like best about Ramp?**

I really like how Ramp makes my work life easier. It's pretty nice that I don't have to do much with receipts because the app takes care of it for me. When I'm at a work site and can't send my receipt because I'm busy, Ramp does it for me without needing me to take a picture or categorize the expenses. It's cool how it operates on its own and takes that burden off my shoulders. This is especially helpful for all the employees in the company. Setting it up was easy too, just a quick login and everything connected pretty fast. I also mentioned that I've never used another app like this, so I'm loyal to it.

**What do you dislike about Ramp?**

Nothing about this app I dislike. It’s a well rounded app making peoples work life easier!

**What problems is Ramp solving and how is that benefiting you?**

Ramp automates receipt management and categorizes expenses, making it easier for me and all employees by not needing to manually handle receipts at the work site.

  ### 27. Effortless Receipt Uploads with Smart Matching Prompts

**Rating:** 5.0/5.0 stars

**Reviewed by:** Pamela H. | senior communications specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 07, 2026

**What do you like best about Ramp?**

I like being able to upload receipts from my phone to the app and the fact that Ramp identifies receipts for me and prompts the correct ones to link.

**What do you dislike about Ramp?**

I haven't found anything about Ramp that's unlikable

**What problems is Ramp solving and how is that benefiting you?**

Ramp keeps me from having to spend extra time finding correct account numbers to associate with my expenses.

  ### 28. Ramp Brings Structure to Receipts, Bill Pay, and Reporting

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2026

**What do you like best about Ramp?**

Ramp has helped us organize our staff’s receipts and bring more structure to our bill pay procedures. We’ve also been able to use Ramp’s resources to analyze information and retrieve the data we need more easily.

**What do you dislike about Ramp?**

Ramp has some complexity to it, and it doesn’t work seamlessly with Sage Intacct. That said, the Sage Intacct integration issue has been a minimal problem for me overall.

**What problems is Ramp solving and how is that benefiting you?**

Ramp has solved the problem of chasing down receipts. We’re much more up to date than we were before, and it takes far less effort from our finance team. As a result, we’ve been able to use that time to focus on other projects that still needed to be completed.

  ### 29. Easy to Use and Empowers Employees to Own Their Expenses

**Rating:** 4.5/5.0 stars

**Reviewed by:** Samantha H. | HR Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 23, 2026

**What do you like best about Ramp?**

Ease of use, and it gives each employee ownership over their own expenses within their budget.

**What do you dislike about Ramp?**

We seem to have to reconnect it to our bank account regularly.

**What problems is Ramp solving and how is that benefiting you?**

RAMP helps me get reimbursements processed quickly, and it provides a quick way to process credit card expenses.

  ### 30. Efficient Expense Reporting for Remote Workforces

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 25, 2026

**What do you like best about Ramp?**

I honestly think it's really easy to upload a receipt with Ramp. It is connected with our platform, so as soon as I upload a receipt, it automatically processes everything. The vendor and other details are almost completely filled out, and I just double check to ensure accuracy. I only need to include a memo with the specific number for the client to be billed. For everything else, Ramp is pretty easy and straightforward to use. Once approved, I can see the reimbursement in my bank account within two days. Additionally, the initial setup of Ramp was pretty easy, with straightforward bank account verification.

**What do you dislike about Ramp?**

I would love for them to expand their countries to which the money can be sent to!

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp to submit all my expenses in one place, including receipts and reimbursements, which helps me avoid mistakes and quickly receive payments directly to my bank account.

  ### 31. Easy Expense Submissions and Effortless Virtual Cards

**Rating:** 5.0/5.0 stars

**Reviewed by:** Justin B. | Project Management Team Lead, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 22, 2026

**What do you like best about Ramp?**

It makes submitting expenses so easy and seamless and creating virtual cards for specific instances and expenses has been so so easy for our organization

**What do you dislike about Ramp?**

I really can't think of anything- for expense tracking and management, it does everything I could want and it makes submitting the receipts so easy

**What problems is Ramp solving and how is that benefiting you?**

I have a team of project managers that submit expenses for different areas and need virtual cards for specific items and it makes it so easy to track all of this, as opposed to giving one physical card for our practice.

  ### 32. Efficient Expense Management Powered by AI

**Rating:** 4.5/5.0 stars

**Reviewed by:** Patrick C. | Director, Product &amp; Technology Innovation, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 29, 2026

**What do you like best about Ramp?**

I like Ramp's mobile capabilities and AI features that auto-classify expenses. It lets me quickly move through tedious administrative tasks. Ramp helps me itemize, document, and catalog my expenses efficiently. I appreciate being able to upload receipts on the go, with its AI accurately tagging and identifying expense categories. These features save me time daily and assist in monthly expense reconciliation.

**What do you dislike about Ramp?**

When I have to go into the website and tag things, I wish it was auto-tagged for me. It still requires five to six clicks per expense item.

**What problems is Ramp solving and how is that benefiting you?**

Ramp helps me quickly itemize and catalog my expenses, allowing mobile receipt uploads. Its AI accurately tags expenses, saving me time. I like its mobile capabilities and AI features that auto-classify items, easing my admin tasks.

  ### 33. Quicker, Better, Purchase Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Thomas P. | AP Administrator, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 23, 2025

**What do you like best about Ramp?**

the ability to see purchases in near real time and immediately request any missing receipts is a huge improvement over our previous employee credit card system.

**What do you dislike about Ramp?**

the AI still needs some refinement when it comes to matching up receipts and memos with purchases. it can get confused when someone makes several purchases and submits the receipts and memos out of order.

**What problems is Ramp solving and how is that benefiting you?**

Previously we had a traditional credit card service for our employees, and it was always a struggle to get receipts from them, especially if purchases were made when they were out in the field. Ramp's system of messaging the cardholder for a receipt and comment immediately upon completion of the transaction has drastically reduced the number of missing receipts. Another issue with the previous card was the time it took to process the statement each month when it came time to enter the purchases into our AR/AP system; with the traditional card, it could take up to three days to get all purchases accounted for and entered. with Ramp, we are able to post purchases on a daily basis, drastically reducing the block of time required for processing the statement at the end of the statement period.

  ### 34. Efficient Tool with Excellent Support, Minor Loading Issues

**Rating:** 5.0/5.0 stars

**Reviewed by:** Megan L. | Director of Finance and Strategic Data Analytics, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 15, 2025

**What do you like best about Ramp?**

I like the ease of navigation of Ramp's UI, which makes it straightforward to find solutions myself within the platform. The customer service is excellent, especially my rep Elizabeth, who is very responsive and helpful. I also find the features very useful, contributing significantly to the organization's vendor management, W9s, and categorization sync into QBO. The initial setup was pretty easy, making it accessible and convenient.

**What do you dislike about Ramp?**

Sometimes the website does not load for unknown reasons. I get a loading page for endless hours, or I will get a vague error message on a payment, like 'could not process due to error,' but it will not tell me where the error was or how I can fix it.

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp for organizing vendors, W9s, and syncing categorization into QBO.

  ### 35. The Greatest Expense Tool I’ve Ever Used

**Rating:** 5.0/5.0 stars

**Reviewed by:** Josh R. | Sales Enablement Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 15, 2026

**What do you like best about Ramp?**

It’s the most simple software/tool I’ve ever used for expenses. Incredibly simple to learn & use.

**What do you dislike about Ramp?**

It’s genuinely hard to find something to dislike - truly

**What problems is Ramp solving and how is that benefiting you?**

We came from submitting expenses via Excel spreadsheet - not an exaggeration when I say it literally changed my life

  ### 36. Accounting Integration and Receipt Management Save Hours Daily

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raisa F. | Founder and CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 16, 2025

**What do you like best about Ramp?**

I really appreciate the accounting integration, as well as the receipt management and the bill pay and approval process. These features have saved us hours each day and have provided us with much greater transparency when working with our clients.

**What do you dislike about Ramp?**

This isn't exactly a complaint, but I do think it would be beneficial to receive release notes detailing the new features. Additionally, having access to brief webinars and article links would be helpful.

**What problems is Ramp solving and how is that benefiting you?**

We no longer need to manually input each bill and its details into QBO line by line. The OCR technology reads even lengthy bills even those with more than 35 lines, and automatically enters all the information. This has saved us countless hours and reduced the risk of data entry errors. Additionally, we no longer have to chase after receipts. The Ramp credit card has eliminated much of the time we used to spend on scanning receipts and managing reimbursements through spreadsheets.

  ### 37. Streamlines Expense Management with Ease

**Rating:** 4.5/5.0 stars

**Reviewed by:** Jennifer K. | Councilwoman, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 05, 2026

**What do you like best about Ramp?**

I like using Ramp for expense management in our organization. I find the interface easy to navigate, which makes my work smoother. The notifications on expenses are really handy, keeping me updated effortlessly. I also appreciate how quickly I can upload receipts, and the reimbursement process is intuitive, making these tasks uncomplicated.

**What do you dislike about Ramp?**

I had to figure out where the ledger with expenses coupled with payments was located. Now that I know where it is, it's all good.

**What problems is Ramp solving and how is that benefiting you?**

Ramp handles expense management by storing receipts and tagging them for accounting. Its easy interface, quick receipt upload, intuitive reimbursement process, and notifications simplify my workflow.

  ### 38. Super Easy Expense Tracking with Handy Integrations and Mobile App

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Hospitality | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 20, 2026

**What do you like best about Ramp?**

It's super easy to use, with the integrations and phone app, it's not hard to keep up with expenses in real time.

**What do you dislike about Ramp?**

Sometimes the phone app doesn't synch with the desktop site, so I will still have items due not appearing in the phone app.  But other than that, it's great

**What problems is Ramp solving and how is that benefiting you?**

It's makes it super easy to keep up with expenses.  From snapping a pic on my phone, to many receipts automatically matched, it's hard not to be caught up

  ### 39. Transaction Coding in Seconds/Seamless Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jordan G. | Business Development Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 20, 2026

**What do you like best about Ramp?**

Coding my transactions is now a seamless process. What used to take me hours just seven years ago now takes only seconds.

**What do you dislike about Ramp?**

The only downside I’ve experienced so far is the envy I’ve gotten from colleagues who aren’t approved Ramp users yet.

**What problems is Ramp solving and how is that benefiting you?**

It saves me time when coding transactions and makes it easy to have my spending approved by my higher-ups. Overall, it provides seamless budget management and helps keep everything organized.

  ### 40. Effortless Receipt Management, Glitchy at Times

**Rating:** 4.0/5.0 stars

**Reviewed by:** Neema A. | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 18, 2026

**What do you like best about Ramp?**

I really like that Ramp makes it easy for me to upload my receipts for my job to review, approve, or deny. Ramp is an easy app to navigate, which makes my experience smooth. I especially enjoy the picture uploads and pre-typed memos; they're my favorite features. The initial setup of Ramp was also very easy, which I appreciate.

**What do you dislike about Ramp?**

I can't think of anything other than sometimes it had a few glitches so I had to wait.

**What problems is Ramp solving and how is that benefiting you?**

Ramp makes it easy for me to upload my receipts for my job to review, approve, or deny.

  ### 41. Effortless Expense Reporting with Real-Time Validation

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 27, 2026

**What do you like best about Ramp?**

I use Ramp for expense reporting, and I can submit my business expenses in real-time without having to create an expense report afterward. I can respond by text to expenses that appear on the card right after a transaction is complete. If needed, I can take a picture of the corresponding receipt, and the transaction is validated without any further action needed. Switching from Concur, I find Ramp faster and easier to use. The initial setup process was straightforward.

**What do you dislike about Ramp?**

I wish text notifications would indicate if a receipt upload is needed.

**What problems is Ramp solving and how is that benefiting you?**

I can submit business expenses in real-time and respond by text to card expenses immediately, even validating transactions with receipt photos.

  ### 42. Effortless Expense Management with Minor Hiccups

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nicoly B. | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 18, 2026

**What do you like best about Ramp?**

I use Ramp as a company credit card and find it super easy to use. The tool is great at recognizing the categories of payments, which makes it easy to justify expenses. The initial setup was super easy too, as the finance team handled everything, and I just logged in to use it.

**What do you dislike about Ramp?**

Sometimes it shows the wrong category of the payment, and sometimes the date of the document gets wrong, the system does not read it right.

**What problems is Ramp solving and how is that benefiting you?**

Ramp helps manage expenses, is super easy to use, and categorizes payments, simplifying expense justification.

  ### 43. Easy Receipts and Smooth Reimbursements with Ramp

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 22, 2026

**What do you like best about Ramp?**

The ease of adding receipts and getting reimbursements really turned it around for me.

**What do you dislike about Ramp?**

Ramp locks immediately when a charge for coding is overdue. It keeps our team accountable, but it can sometimes be a frustration. In addition, having. a PA login to a boss' Ramp account is a struggle

**What problems is Ramp solving and how is that benefiting you?**

Automatic integrations and coding has never been easier. The ability to connect charges directly from your texts is time efficient and so helpful. Our accounting team loves Ramp and would do anything to ensure it was the platform our team uses.

  ### 44. Real-Time Expense Tracking, Effortless Budget Control

**Rating:** 5.0/5.0 stars

**Reviewed by:** Steven L. | Safety and Compliance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 20, 2026

**What do you like best about Ramp?**

I like using Ramp for our managers as their company credit cards because it allows us to monitor charges live and control spending by creating budgets. I really like the ability to create different cards for different spends, which lets each person in the company use their card for various things and helps us to monitor and control everyone's spending separately. The ease of tracking expenditures with Ramp in real-time without waiting until the end of the month for reconciliation is also great. Additionally, the initial setup was easy.

**What do you dislike about Ramp?**

Nothing, we enjoy ramp

**What problems is Ramp solving and how is that benefiting you?**

I can monitor charges live, control spending by creating budgets, and manage different cards for various spends, which helps us to track and control expenditures separately for each person.

  ### 45. User-Friendly AI That Speeds Up Reviews and Approvals

**Rating:** 5.0/5.0 stars

**Reviewed by:** Michael B. | Head of Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 04, 2026

**What do you like best about Ramp?**

It's very user friendly, meaning less documentation and training needed to onboard and enable users. The AI functionality also allows for quicker reviews and approvals

**What do you dislike about Ramp?**

Not much, the only small issue I have is there is no mobile app for procurement

**What problems is Ramp solving and how is that benefiting you?**

Ramp consolidates a few different software functions in to a single platform for much quicker and easier integrations. It streamlines the approvals for procurement, meaning there is no rogue spend, and budgets are kept much tighter.

  ### 46. Effortless Expense Tracking and Seamless Notifications

**Rating:** 5.0/5.0 stars

**Reviewed by:** Claudia M. | Procurement and warehouse generalist, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 08, 2026

**What do you like best about Ramp?**

Ramp is very user-friendly. It allows me to easily keep track of my receipts for company expenses. Most of my receipts are uploaded automatically now, so I don’t have to upload as many manually as I did before. I also receive a notifications whenever a transaction occurs, which is helpful because it ensures I don’t miss recording any transactions. Additionally, I get notified if I still have a transaction that hasn’t been submitted yet. I can also see when my reimbursements have been approved and when they are scheduled to be paid out.

**What do you dislike about Ramp?**

At times, Ramp automatically selects the accounts to which transactions are posted, so I need to double-check that the correct account is chosen before submitting.

**What problems is Ramp solving and how is that benefiting you?**

I am able to keep track of all transactions, ensuring that none slip through the cracks.

  ### 47. Ramp Is Life-Changing—So Easy to Use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Barb S. | Administrative Assistant to the Principal, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 09, 2026

**What do you like best about Ramp?**

Ramp is so easy to use!  It might be exaggerating, but I tell people it's life changing compared to our old expense management system.

**What do you dislike about Ramp?**

I can't think of anything I dislike too much.  Sometimes, I have a hard time trying to manually match a receipt to an expense, but that's probably user error;)

**What problems is Ramp solving and how is that benefiting you?**

The way Ramp is set up, it makes us so much more accountable to get the receipts and account numbers in quickly.  Doing that frees up so much time for our finance department as they don't have to track down receipts or account numbers all the time.  And I love that the card is disabled if you don't submit the expenses/receipts in a timely manner.

  ### 48. Effortless Expense Management and Streamlined Processes

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alisa C.

**Reviewed Date:** February 18, 2026

**What do you like best about Ramp?**

I like that Ramp makes it super easy for my employees to upload their gas receipts, which means I don't have to worry about hunting those down. It's also much faster for reimbursements, which is great for my employees. The app also lets employees take pictures of their gas receipts along with their mileage and upload everything at once, which simplifies the process. I appreciate how Ramp has replaced several different products we used before, like individual credit cards and gas cards, and it has improved our manual expense forms, making it easier to manage everything in one place. Additionally, the setup was fairly easy.

**What do you dislike about Ramp?**

I don't have any complaints about Ramp.

**What problems is Ramp solving and how is that benefiting you?**

I use Ramp for various expenses like gas, reimbursements, and monthly purchases. It simplifies tracking receipts by sending text reminders and allows uploads online or via email. It replaced multiple products, streamlining our expense management into one place, and speeds up reimbursements.

  ### 49. Easy Receipt Capture That Keeps Expenses Top of Mind

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Defense & Space | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 06, 2026

**What do you like best about Ramp?**

Easy to use; I like that I can just take a photo of my receipt and text it over while it's still top of mind.

**What do you dislike about Ramp?**

I'd like for it to flag unusual activity faster, like notify the employee, hmmm, are you sure this is a corporate expense?

**What problems is Ramp solving and how is that benefiting you?**

Ramp keeps our expenses organized.  I especially like that you can set different balance limits depending on the role/user.

  ### 50. Seamless Expense Management

**Rating:** 4.5/5.0 stars

**Reviewed by:** David R. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 08, 2026

**What do you like best about Ramp?**

I love how Ramp makes it super easy and fast to scan any receipt with just a photo or by forwarding an email, without needing to fill out forms. I also appreciate how it integrates into my email to find receipts and lets me easily share photos from my phone. As a user, I found the initial setup seamless.

**What do you dislike about Ramp?**

I wish it would let me easily import personal credit card transactions to find unreported expenses. I wish it was easier to get MCP and API level access to data as a user and not an administrator.

**What problems is Ramp solving and how is that benefiting you?**

I find Ramp super easy and fast for scanning receipts with photos or emails. It integrates with my email to find receipts and easily shares photos from my phone.


## Ramp Discussions
  - [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) - 3 comments, 1 upvote

- [View Ramp pricing details and edition comparison](https://www.g2.com/products/ramp-financial-ramp/reviews?page=2&section=pricing&secure%5Bexpires_at%5D=2026-08-07+23%3A22%3A07+-0500&secure%5Bsession_id%5D=004c6df7-5593-49d1-b077-9ae5b9442ab2&secure%5Btoken%5D=61f516ce1c8ba02199a6d181bc300bc00cb400c21d6939d06505754952533b75&format=llm_user)
## Ramp Integrations
  - [Amazon Aurora](https://www.g2.com/products/amazon-aurora/reviews)
  - [AppFolio](https://www.g2.com/products/appfolio/reviews)
  - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews)
  - [Campfire](https://www.g2.com/products/campfire-2026-02-16/reviews)
  - [Claude](https://www.g2.com/products/claude-2025-12-11/reviews)
  - [Google Workspace](https://www.g2.com/products/google-workspace/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [Net@Suite](https://www.g2.com/products/net-suite/reviews)
  - [Okta](https://www.g2.com/products/okta/reviews)
  - [Qbo](https://www.g2.com/products/qbo/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)
  - [Shared Contacts for Gmail](https://www.g2.com/products/shared-contacts-for-gmail/reviews)
  - [Slack](https://www.g2.com/products/slack/reviews)
  - [Slack Connector for Jira](https://www.g2.com/products/slack-connector-for-jira/reviews)
  - [Traverse](https://www.g2.com/products/managry-traverse/reviews)
  - [Uber for Business](https://www.g2.com/products/uber-for-business/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Ramp Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Management

**Setup**
- Data
- Approvals
- Alignment
- Real-Time Data

**Planning**
- Processes
- Contracts
- Content
- Requisition

**Data Management**
- Consolidation
- Classification
- External Sources
- Integration
- Cleaning

**Invoice Management**
- Capture
- Repository

**Expense Reporting**
- Expense Automation
- Integration
- Compliance
- Mobile Functionality
- Accounting Integration
- Third-Party Integrations

**Purchase Requisition and Approval Workflow - Procurement Orchestration**
- Notifcations
- Workflows
- Purchase Orders

**Agentic AI -  Accounts Payable (AP) and Spend Analysis**
- Decision Making

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Vendor Management**
- Decision Making

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Additional Functionality**
- Generative AI
- Billing & Invoicing
- Customizable Templates
- User Management
- Invoice Processing
- Onboarding
- Search/Filter
- Sourcing Management
- Vendor Master Data Management
- Procurement Management
- Reporting & Statistics
- Document Management
- Project Management
- Data Visualization
- Access Controls/Permissions
- Transaction History
- Risk Assessment
- Activity Dashboard
- Real-Time Data
- Alerts/Notifications
- Offboarding
- AI Copilot
- Self Service Portal
- Audit Management
- Collaboration Tools
- API
- Approval Process Control
- Vendor Payment
- Third-Party Integrations
- Performance Metrics
- Purchase Order Management
- Contract/License Management
- Data Import/Export
- Single Sign On
- Workflow Management
- Compliance Management
- Task Management

**Travel Management**
- Itinerary Management
- Advanced Integrations
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Revenue Recognition**
- Usage Tracking
- Deferred Revenue
- Revenue Accrual

**Performance**
- Forecasting
- Savings

**Execution**
- Sourcing
- Purchasing
- Invoicing
- Procurement Management
- Order Management

**Analytics**
- Benchmarking
- KPIs
- Compliance
- Errors

**Invoice Processing**
- Matching
- Payments
- Workflows
- Recurring Payments

**Approval **
- Rules
- Workflows
- Submit

**Supplier Management - Procurement Orchestration**
- Tracking
- Onboarding
- Database

**Analytics**
- Visibility
- Performance
- Spend
- Financial Reporting

**Analytics**
- Due Dates

**Recovery**
- Historical payments
- Overpayments

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**AI - Travel Management**
- Personalization
- Predictive Analytics
- Cost Savings
- Efficiency
- Real-Time Assistance
- Reporting/Analytics
- Real-Time Analytics

**Spend Management - Procurement Orchestration**
- Analysis
- Visibility

**Client Invoicing**
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- ERP
- ERP integration

**AP Data Processing**
- Workflows
- Transparency
- Controls

**Reporting**
- Real-Time Monitoring
- Multiple Views
- Data Import/Export
- Real-Time Updates
- Real-Time Reporting
- Real-Time Analytics

**Compliance and Risk Management - Procurement Orchestration**
- Risk Assessment
- Compliance
- Audits

**Agentic AI -  Procure to Pay**
- Multi-step Planning
- Autonomous Task Execution
- Proactive Assistance

**Agentic AI - Travel Management**
- Autonomous Task Execution
- Proactive Assistance

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Generative AI
- Integration Management
- Vendor Management
- Contract Lifecycle Management
- Budgeting/Forecasting
- Compliance Management
- AI Copilot
- Inventory Management

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH
- Reimbursement Management

**Workflow Automation - Procurement Orchestration**
- Routing
- Configuration
- Approvals

**Employee Risk Management**
- Emergency Assistance Integration
- Policy Enforcement & Compliance
- Traveler Tracking
- Risk Alerts & Safety Notifications
- Expense Tracking
- Real-time Alerts

**Mobile**
- Receipt Capture
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls
- Budget Control
- Approval Process Control
- Spend Control
- Prepaid Cards

**Agentic AI - Procurement Orchestration**
- Autonomous Task Execution

**Sustainability & Reporting**
- Sustainability Reporting
- Green Travel Recommendations
- Carbon Emissions Tracking
- Real-Time Reporting

**Additional Functionality**
- API
- Dashboard
- Approval Process Control
- Financial Analysis
- Dashboard Creation
- Billing & Invoicing
- Expense Claims
- Budget Control
- Generative AI
- Reminders
- Electronic Payments
- Activity Dashboard
- Multi-Currency
- Real-Time Updates
- Multi-Language
- Customizable Reports
- Spend Control
- Reporting & Statistics
- Mobile Access
- Spend Analysis
- Categorization/Grouping
- Real-Time Data
- Single Sign On
- AI Copilot
- Employee Self Service

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Additional Functionality**
- Reminders
- Activity Tracking
- Invoice Processing
- Accounting Integration
- Categorization/Grouping
- Reporting & Statistics
- Configurable Workflow
- Spend Analysis
- Expense Tracking
- Third-Party Integrations
- Accounting
- Audit Management
- Approval Workflow
- AI Copilot
- Supplier Management
- Invoice Management
- Billing & Invoicing
- Transaction History
- Purchase Order Management
- Audit Trail
- Generative AI
- Expense Claims
- Workflow Management
- Time & Expense Tracking
- Multi-Currency
- Vendor Management
- Procurement Management
- Credit Card Management
- Compliance Management
- Requisition Management
- Customizable Reports
- Ad hoc Reporting
- Financial Management
- API
- Rules-Based Workflow
- Receipt Management
- Activity Dashboard
- Purchasing & Receiving

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Performance and Reliability
- Mobile User Support
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Audit**
- Overpayments
- Duplicates

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

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