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Top 10 PayPal Pay Later Alternatives & Competitors

(65)3.8 out of 5

The Installment Payment and Buy Now Pay Later (BNPL) Software solutions below are the most common alternatives that users and reviewers compare with PayPal Pay Later. Other important factors to consider when researching alternatives to PayPal Pay Later include customer service and security. The best overall PayPal Pay Later alternative is Sezzle. Other similar apps like PayPal Pay Later are Klarna, Affirm, Afterpay, and Splitit. PayPal Pay Later alternatives can be found in Installment Payment and Buy Now Pay Later (BNPL) Software but may also be in Payment Processing Software or E-Commerce Tools .

Best Paid & Free Alternatives to PayPal Pay Later

  • Sezzle
  • Klarna
  • Affirm

Top 10 Alternatives to PayPal Pay Later Recently Reviewed By G2 Community

Browse options below. Based on reviewer data, you can see how PayPal Pay Later stacks up to the competition, check reviews from current & previous users in industries like Retail, Information Technology and Services, and Computer Software, and find the best product for your business.
    #1
  1. Sezzle

    (120)4.6 out of 5
  2. Sezzle increases sales and order values by enabling your customers to buy now and pay later with interest-free installment plans.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, Sezzle is:

    Better at support
    Easier to set up
    Better at meeting requirements
    #2
  3. Klarna

    (52)3.1 out of 5
  4. With Klarna, you only need one solution to offer all the popular payment methods, saving you both time and money on administration.

    Categories in common with PayPal Pay Later:
    #3
  5. Affirm

    (45)4.2 out of 5
  6. Affirm helps merchants of all sizes drive growth and better serve their customers. We’ve proven that we can increase sales and introduce new consumers to our merchant partners. That’s why our partners include household-name brands across home and lifestyle, fashion, beauty, travel, fitness, auto service and parts, and more. This network is further bolstered by the Affirm app, which gives consumers a convenient way to use Affirm as an omnichannel payment method, while providing a marketplace for merchants to reach consumers.

    Categories in common with PayPal Pay Later:
    #4
  7. Afterpay

    (37)4.1 out of 5
  8. Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, Afterpay is:

    Better at support
    Better at meeting requirements
    More usable
    #5
  9. Splitit

    (20)4.1 out of 5
  10. Splitit enables merchants from around the globe to offer their customers interest-free monthly payment plans using their existing Visa and MasterCard credit and debit cards.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, Splitit is:

    Better at support
    Easier to set up
    #6
  11. GoCardless

    (309)4.6 out of 5
  12. Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, GoCardless is:

    Better at support
    Better at meeting requirements
    More usable
    #7
  13. Zip

    (22)4.4 out of 5
  14. With Zip, you can shop at your favorite stores and pay over four installments.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, Zip is:

    Better at support
    Better at meeting requirements
    More usable
    #8
  15. FuturePay

    (10)4.2 out of 5
  16. FuturePay is a payment option that lets your customers buy now and pay later – without a credit card.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, FuturePay is:

    Better at support
    More usable
    More expensive
    #9
  17. ViaBill

    (17)4.2 out of 5
  18. ViaBill seamlessly integrates into your website's checkout flow and enables higher conversion, larger AOV, and revenue.

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, ViaBill is:

    Easier to set up
    #10
  19. Laybuy

    (10)4.3 out of 5
  20. Buy Now, Pay Later

    Categories in common with PayPal Pay Later:

    Reviewers say compared to PayPal Pay Later, Laybuy is:

    More usable
    Better at meeting requirements
    Better at support