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Earnin Reviews & Product Details

Shanikiah B.
SB
Staffing Recuriter
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

Being able to access funds earlier than payday. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

The fast pay option is unavailable unless you have a bank card added and verified, and the application would not accept my bank card for some reason. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

None at the moment. Review collected by and hosted on G2.com.

Earnin Overview

What is Earnin?

Recruit, retain and improve employee productivity with the Earnin benefit. Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work. Our core Cashout product supports employees from over 50,000 business across the US and we have provided access to over $10 billion in earnings. Our mission is to help employees live better financial lives. Earnin technology is unique as the only provider with Zero integration needed. This means an easy rollout in days. We're likely helping some of your employees already - get in touch to find out how. Additional features: - Balance shield: Employees receive notification if their bank balance falls below a certain amount to help them avoid an overdraft fee. - Budgeting: We automatically pull in recurring expenses to help employees see what bills are upcoming and budget around them - Tip Yourself: This is a unique savings product where employees can easily create custom savings jars to save for an emergency fund, vacation, education etc.

Earnin Details
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Earnin Community
Languages Supported
English
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Product Description

Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work


Seller Details
Seller
Earnin
Year Founded
2012
HQ Location
Palo Alto, US
Twitter
@earnin
13,415 Twitter followers
LinkedIn® Page
www.linkedin.com
493 employees on LinkedIn®

RD
Overview Provided by:

Recent Earnin Reviews

KN
Kyle N.Small-Business (50 or fewer emp.)
5.0 out of 5
"Earnin has helped me out of a couple different situations"
Earnin gives me the flexability to access a portion of my earnings at my job prior to me getting paid. Their customer support is very quick to answ...
Blake S.
BS
Blake S.Enterprise (> 1000 emp.)
4.0 out of 5
"great for employee cash advances!"
the cash made available to employees prior to payday I know at my last position this was a valuable asset for several employees that took advantage...
Verified User
U
Verified UserSmall-Business (50 or fewer emp.)
4.0 out of 5
"Earnin"
There is no mandatory fees or interest charged on the app

Earnin Pricing

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Earnin Media

Earnin Demo - Home Screen
Employees easily their accrued earnings, bank balance and how much they are eligible to cash out
Earnin Demo - Cashout screen
Employees choose how much of their earned wages they want to cash out, upto $100/day.
Earnin Demo - Balance Shield
Employees can get alerted when your bank balance falls below your preset amount to help you avoid overdrafts.
Earnin Demo - Savings feature
Employees can create custom savings jars to save eg for a rain day, vacation, pay off credit card, student loan
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Have you used Earnin before?
Yes

11 out of 12 Total Reviews for Earnin

4.3 out of 5
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11 out of 12 Total Reviews for Earnin
4.3 out of 5
11 out of 12 Total Reviews for Earnin
4.3 out of 5

Earnin Pros and Cons

How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Cons
G2 reviews are authentic and verified.
KN
Project Coordinator
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

Earnin gives me the flexability to access a portion of my earnings at my job prior to me getting paid. Their customer support is very quick to answer any of my questions. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

They don't support all banks. I have a BOA and a Chime account and they have not been able to intigrate chime as being an approved banking institution. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

The major problems that Eraning helps me solve is when you have those unexpected emergencies that you need money for. Earning will let you get cash in your hand within minutes. Review collected by and hosted on G2.com.

Vuk C.
VC
English Language lecturer
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

With Earnin you can get an advance on your paycheck if you need it. So, borrowing money from yourself without the hassle with banks. We all sometimes get in a pickle. a washing machine breaks down, the cat needs an emergency trip to the vet and all kinds of trouble with this economy.

When you need some quick cash, you can get $100 a day or $500 or more per paycheck, and you can get it fairly quickly (a day or two or three). Review collected by and hosted on G2.com.

What do you dislike about Earnin?

Well, the downsides are really features, you cannot use it for larger sums and sometimes waiting three days is too much. You can also pay extra to get speedy withdrawals (within minutes) but it's not ideal if you are already struggling with money. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

If you need to do some shopping and the paycheck hasn't arrived yet, this is a pretty comfortable option, of course, provided that you can actually afford whatever you want to buy. If you are struggling to survive from paycheck to paycheck, you shouldn't be using this app, you should be looking for a different job!

I, for example, used it to buy a new phone when the screen broke on the old one. Earnin saved me from using a broken-screen phone for 2 weeks. Review collected by and hosted on G2.com.

Kylie H.
KH
Administrative Assistant
Mid-Market(51-1000 emp.)
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Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

I love that this gives you a great source for extra cash flow if you are in a pinch. It is a straightforward system, and you can easily connect to your bank. It is a super user-friendly system as well. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I wouldn't say I like that there are some weeks where you qualify for 300$ of an advance. Where other weeks, then you only qualify for 100$. When they take that money out, you can often lose money because of the decrease from advance to advance. Which ultimately can leave people in a worse position than before. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

They are solving the money issues many people have had since the pandemic. They are a great system if you need a one-time type of advance. They are benefiting more than just me as they help anyone using this app. Review collected by and hosted on G2.com.

Blake S.
BS
Marketing Consultant - New Business
Enterprise(> 1000 emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

the cash made available to employees prior to payday I know at my last position this was a valuable asset for several employees that took advantage of it on a monthly basis Review collected by and hosted on G2.com.

What do you dislike about Earnin?

some of the fees to use the service were a bit higher than expected. Also, the app permissions were many. Other than that all around positive experience for myself Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

The problem solved with using this app was access to pay that I had earned prior to the pay date English. I was supposed to receive it. This benefits in several ways. Review collected by and hosted on G2.com.

TO
Administrative Assistant
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

Up to $500 a week, and instantly transfers. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

It will automatically lower your weekly max without explantation. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

Being short on money Review collected by and hosted on G2.com.

Brittany S.
BS
Implementation & Client Success Manager
Mid-Market(51-1000 emp.)
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Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

It is very easy to use and the support team is very responsive. Direct deposit is a requirement but other than that, it's easy to get started Review collected by and hosted on G2.com.

What do you dislike about Earnin?

For remote workers, it can be difficult to prove hours worked if they use IP location tracking Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

Earnin helps with quick access to cash without unexpected fees or interest Review collected by and hosted on G2.com.

TS
Instructional Designer
Small-Business(50 or fewer emp.)
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Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

It's very easy to set up and get started. Very clean interface. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I have had my bank account disconnected without warning and had to set it all up again. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

It makes pay periods so much more flexible and convenient. Review collected by and hosted on G2.com.

Verified User in Electrical/Electronic Manufacturing
UE
Enterprise(> 1000 emp.)
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Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

The ease of the system and how quickly you can move around. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I think it's more of an issue on our side, but it tends to run slow at times Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

It's allowing our employees access to their money early if they need it. This leads to a better morale if someone is in a tight situation. Review collected by and hosted on G2.com.

Verified User in Research
UR
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Earnin?

There is no mandatory fees or interest charged on the app Review collected by and hosted on G2.com.

What do you dislike about Earnin?

It requires access to our bank accounts. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

It helps me take care of small emergency expenditures which I can easily cover from my next paycheck Review collected by and hosted on G2.com.

Cassandra L.
CL
Brand Promoter with Le-Vel
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
(Original )Information
What do you like best about Earnin?

I think the concept is great and it can really help a lot of people that are in a bind. I like the app and the customer service seems super helpful. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

It doesn't work with all banks and it's kind of a pain in the ass to get it connected it seems like it's a tad difficult sometimes just to get an advance when everything isn't so cut and dry for people they should have a tad more leeway for people like gig workers and such. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

When your out of funds and need some

Emergency cash to help get you through till payday. Review collected by and hosted on G2.com.