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Capchase Reviews & Product Details

Verified User in Computer Software
EC
Small-Business(50 or fewer emp.)
Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about Capchase?

Capchase provides our SMB customers with access to financing options that would otherwise deter their ability to purchase our software. Capchase's integrations with Hubspot make it easy for our salespeople to qualify and create payment options without having to use a separate platform. Finally, Capchase's customer support and account communications are extremely reactive and they have demonstrated their ability to provide flexibility to our business. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

Capchase's software platform is still early, so there are features not fully built out to support our business requirements -- including the integration of sales tax, addition of custom line items (ie services), and a few more. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

With our annual upfront payment requirements, there is a cohort of SMB prospects that would otherwise not be able to afford our software. Capchase allows those customers the opportunity to finance their annual purchase by making monthly payments. There aren't many B2B SaaS providers like Capchase with this solution. Review collected by and hosted on G2.com.

Capchase Overview

What is Capchase?

Capchase empowers SaaS companies to grow faster with an innovative, flexible B2B payment solution, software financing, and access non-dilutive capital. Capchase Pay is a B2B payment solution that makes buying and selling software easier. Your customers can pay over time how they want, you get paid the annual contract value (or TCV) upfront and offload the billing and collections burdens to Capchase. - Close more deals - Access future cash flow today - Streamline the buying and payments process for your customers - Increase retention with buyer-friendly, annual commitment options that get you paid upfront There are no obligations or minimums on using Capchase Pay and it can be set-up in less than 24 hours. It plugs into your process and systems such as CRM and accounting, and can easily be added to your checkout experience using our API. There are no integration or platform fees. Capchase Pay is available internationally across 8 countries and currencies. Our non-dilutive capital solution, Capchase Grow, allows early stage SaaS companies to access the funding they need to scale with no restrictions on use or hidden fees. It provides a percentage of future revenue today with a fast, streamlined underwriting experience. No business pitch decks or drawn-out process. Capchase was founded in 2020 and is headquartered in NYC. We've worked with over 5,000 businesses and partners to date and have made more than $2.5B in funding available to the SaaS industry. Capchase operates in 8 countries in North America and Europe and was recognized as one of Fast Company's Most Innovative Companies and Forbes' Next Billion Dollar Startups in 2023. To learn more, visit capchase.com.

Capchase Details
Product Website
Languages Supported
English, Spanish
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Product Description

Use Capchase to access revenue earlier and close more deals with a buy now, pay later payment solution that gives flexibility to buyers and full contract value upfront to SaaS providers while also removing payment collection burdens.

How do you position yourself against your competitors?

Capchase supports more geographies than most B2B flexible payment or buy now, pay later solutions, and with that more currencies and payment method options.
Capchase Pay is also different from alternative solutions because it is able to approve more software buyers for flexible payments, faster and with a more frictionless process for the buyer and seller. This is thanks to our proprietary underwriting technology and processes built from our years of experience underwriting SaaS businesses.
We've built Capchase Pay to be seamless for both SaaS buyers and sellers, while still being able to handle complexities such as non-standard deal structures, mid-term contract changes and different payment schedules for different line items in the quote.


Seller Details
Seller
Capchase
Company Website
Year Founded
2020
HQ Location
New York, New York
Twitter
@Capchase
2,420 Twitter followers
LinkedIn® Page
www.linkedin.com
147 employees on LinkedIn®
Description

Capchase is a financial technology company that specializes in providing growth financing solutions for SaaS (Software as a Service) businesses. By offering non-dilutive funding, Capchase enables companies to access their future revenue upfront, allowing them to invest in growth initiatives without sacrificing equity. Their platform simplifies the process of securing financing, helping businesses optimize cash flow and scale efficiently. For more information, visit their website at https://www.capchase.com/.


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Overview Provided by:
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Recent Capchase Reviews

Verified User
A
Verified UserMid-Market (51-1000 emp.)
3.0 out of 5
"Capchase Review: Fast Growth Financing with Some Limitations"
Fast and Efficient Process & growth focused
Verified User
I
Verified UserMid-Market (51-1000 emp.)
4.5 out of 5
"Great service!"
Fast, great customer service. Provides flexibility and convenience for clients.
Shane S.
SS
Shane S.Mid-Market (51-1000 emp.)
4.0 out of 5
"Capchase Delivers on Financing but Needs Work on Reporting and Navigation"
- Increases upfront cash flow from deals - Less time spent managing and following up on receiveables - Allows for Credit / ACH in multiple curr...
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Capchase Media

Capchase Demo - Let your customers choose how they want to pay
Let your customers choose how they want to pay -- You sell the value of your offering, then avoid the buying friction on price and payment terms by leveraging Capchase Pay to improve the buying and "checkout" experience for everyone.
Capchase Demo - Use Capchase Pay in Salesforce or HubSpot
Leverage our preconfigured integrations with Salesforce and HubSpot to use where your sales team is working. The data to qualify your buyer and create the payment schedule link can be automatically pulled from your CRM or CPQ.
Capchase Demo - SaaS Vendors can easily manage their deals using Capchase Pay
SaaS Vendors can easily manage their deals using Capchase Pay - With no minimum usage obligations, SaaS Vendors can decide which deals they offer Capchase Pay's flexible payment options to. Then manage those deals easily in one place.
Capchase Pay is a flexible payment solution that helps SaaS companies close deals faster by removing the buying friction. 
Learn more: www.capchase.com
Offer your customers flexible payment terms while still collecting ACV upfront.
Play Capchase Video
Capchase Pay is a flexible payment solution that helps SaaS companies close deals faster by removing the buying friction. Learn more: www.capchase.com Offer your customers flexible payment terms while still collecting ACV upfront.
2024 was a great year for Capchase Pay
Thank you to our customers, partners, and team for climbing with us!

Here are some major milestones we’re proud of...
Play Capchase Video
2024 was a great year for Capchase Pay Thank you to our customers, partners, and team for climbing with us! Here are some major milestones we’re proud of...
Answer a few questions to help the Capchase community
Have you used Capchase before?
Yes

37 out of 38 Total Reviews for Capchase

4.5 out of 5
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37 out of 38 Total Reviews for Capchase
4.5 out of 5
37 out of 38 Total Reviews for Capchase
4.5 out of 5

Capchase Pros and Cons

How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Cons

Overall Review Sentiment for CapchaseQuestion

Time to Implement
<1 day
>12 months
Return on Investment
<6 months
48+ months
Ease of Setup
0 (Difficult)
10 (Easy)
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G2 reviews are authentic and verified.
Shane S.
SS
Senior Financial Analayst
Mid-Market(51-1000 emp.)
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

- Increases upfront cash flow from deals

- Less time spent managing and following up on receiveables

- Allows for Credit / ACH in multiple currencies

- Support team anwser our requests in a timely matter

- The Capchase team's willingness to make updates and adaptation to the product based on our needs

- Intergrates into Saleforce Review collected by and hosted on G2.com.

What do you dislike about Capchase?

- Portal can be difficult to navigate (althought recent updates are gradually improving this)

- Cannot download reports from all deals tab

- Reports generated from finance tab do not download to excel in the proper format

- Finance tab search feature is limited and does not always work

- Columns on finance and all deals tab cannot be sorted

- Wires on bank statement do not show which customer they relate too. They just say "Capchase" Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Capchase helps us improve cash flow by advancing funds from deals and reducing time spent managing receivables. Its support for multi-currency payments and seamless Salesforce integration streamlines operations, while the team’s responsiveness to feedback ensures the product evolves with our needs. This boosts liquidity, saves time, and enhances efficiency, despite some room for improvement in navigation and reporting. Review collected by and hosted on G2.com.

Mehdi A.
MA
Account Executive
Mid-Market(51-1000 emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

Capchase has allowed us to offer up to 12 monthly installments to our clients who cannot afford our products upfront. The product is very easy to use and the sales reps love having it as a tool. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

Not much - the team has been very responsive and always there to support our reps in reviewing and approving buyers to ensure we can close deals in time. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Capchase allows us to offer monthly installments of up to 12 months for clients that don't have the cash flow to pay for our services upfront. This allows us to close more clients and make our product more sticky. Review collected by and hosted on G2.com.

Response from Carolyn Hoffner of Capchase

Thank you, glad to hear it and be a part of your growth! Love hearing that Capchase Pay has been a valuable tool for your sales team, making it easier for your clients to buy and helping your team close more deals.

Adnan K.
AK
Co-CEO
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

The Capchase team is highly customer-centric. They reach out to me regularly for product feedback and iterate quickly to make improvements and launch new products. We currently use Grow to access non-dilutive capital and Pay to collect 1 year of revenue upfront from multiple customers while giving them monthly billing flexibility. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

Some products are not relevant to our needs. In addition, like any fintech, they do a recurring credit review which takes time but they've done a good job streamlining it. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Accessing non-dilutive capital and collecting 1 year of revenue upfront while giving customers billing frequency flexibility and credit card payment optionality Review collected by and hosted on G2.com.

Response from Carolyn Hoffner of Capchase

We're delighted to hear that you are finding value in our products, Capchase Grow and Capchase Pay, and appreciate your positive feedback on our speed to iterate and customer-centric approach. Glad to hear the credit review experience feels streamlined; keep the feedback coming, we're always looking for ways to continue to improve. Thank you for choosing Capchase!

Anson C.
AC
Outbound Account Executive
Mid-Market(51-1000 emp.)
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

Super easy to use but most importantly, it allows our clients to pay in more flexible payment terms. This allows for larger deals to be closed more easily. More important, it allows our company to get that cash up-front which is always better for business Review collected by and hosted on G2.com.

What do you dislike about Capchase?

Not much downside to be honest. Very straight forward to use. Sometimes a lead is not qualified for Capchase so we can't use it but that's understandable. Majority of the time we don't have issues with qualification Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Allowing for our clients to pay in more management installments rather than everything up-front. It helps our clients manage cash better. Especially important since we sell to SMBs only and their cash flow isn't the best sometimes. This brings conversion up and deal sizes up while decresaing the sales cycle time. Review collected by and hosted on G2.com.

Kaavia K.
KK
Customer Success Manager
Mid-Market(51-1000 emp.)
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

I appreciate the ease in qualifying a customer within our SalesForce CRM. The ease of setting up monthly payment schedules and sending an easy link to my customers. Their team is quick to respond over Slack! Review collected by and hosted on G2.com.

What do you dislike about Capchase?

At times, the qualification can take longer or the updates are not in real time. Other times the payment schedule is not accurate. These are minor in comparision to CapChase as a whole. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

When clients can not pay upfront, putting them on a monthly payment plan helps me with my book of business. The automated monthly schedule is beneficial. Review collected by and hosted on G2.com.

Sam D.
SD
Senior Sales Director
Mid-Market(51-1000 emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

Capchase Pay is super easy for our sales team and our clients to use. The UI is far better than competitor's and the customer service is top notch. Very thankful that the product is so easy to use and special shout-out to Allex Murphy who is one of the best Custer Success Managers I've ever dealt with. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

Not much to say here - some very occassional bugs that are fixed immediately by Capchase. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Allowing customers to pay in monthly installments while we receive payment for the annual deal upfront. Review collected by and hosted on G2.com.

Response from Carolyn Hoffner of Capchase

We're thrilled to hear that Capchase Pay has been hugely beneficial for your company! We're glad to know that the product is easy to use and that you've had a positive experience with our customer service team. Couldn't agree more, Allex Murphy is the best of the best!

Luke H.
LH
Senior CSM
Mid-Market(51-1000 emp.)
More Options
Validated Reviewer
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

Monthly ACH payments is a great balance between a reliable way for us to collect money for a client, and a good way for them to swallow the cost. Customer service are responsive too. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

The process of collecting incorporation info and addresses from clients is a huge bottleneck, with denials because something as simple as a 'Suite' is written as 'St.' for example. Also had instance of a client being able to view and invoice but not able to verify company details or click to make the payment. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Allows us to serve clients who otherwise would not use our service as they'd have to pay upfront, which isnt always an option. Review collected by and hosted on G2.com.

Response from Carolyn Hoffner of Capchase

We're glad to hear that Capchase has helped you serve clients who may not have been able to use your software otherwise! We hear you on the challenges you faced and are releasing an upgraded approval engine to better match company addresses for the customer qualification step. We'd love to jump on a call to deep dive into your specific cases to ensure this upgrade solves them. We apologize for that momentary lapse on the payment link but are glad it was resolved quickly.

Daniel S.
DS
Sales Director
Small-Business(50 or fewer emp.)
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

It provides us with additional payment options for our clients that have certain limitations and need some fleibility to leverage our services. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

Sometimes the Approval process can be a little finicky, but once you start leveraging some strategic webistes to confirm details on your buyers then a better motion can be developed. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

They provide us with flexible payment options for customers that don'y have the funds to pay annually. Review collected by and hosted on G2.com.

Verified User in Hospital & Health Care
UH
Mid-Market(51-1000 emp.)
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

The salesforce integration is great, the team is very responsive, we use it every day multiple times a day, implementation was quick and easy. Review collected by and hosted on G2.com.

What do you dislike about Capchase?

I would love to have a portal to view checkpoints as to where the client is in the process, although they did provide a sample link that we can navigate through for reference being able to see where the client is would be good Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Accepting payment plans under the length of contract i.e. annual contract/monthly payment schedule. This allows us to open up our product solutions to a wider range of clients. Review collected by and hosted on G2.com.

Ethan C.
EC
Senior Accountant
Mid-Market(51-1000 emp.)
Validated Reviewer
Verified Current User
Review source: G2 invite on behalf of seller
Incentivized Review
What do you like best about Capchase?

They are a solid company and they have given us the tool to get more cashflow in our company! Review collected by and hosted on G2.com.

What do you dislike about Capchase?

The reporting is not the best so we struggle a little bit with that part. Review collected by and hosted on G2.com.

What problems is Capchase solving and how is that benefiting you?

Cash Flow problems and is giving us the benefit to our company to get more money in less time while giving the customer the option to monthly instalments Review collected by and hosted on G2.com.