It is easy to use, implementation is also great. We mainly use it for a customer query or to see if the account is doing any fraudulent activity. Features are also great.

has been a very reliable and secure application

I think the Sift is great for its focus on personal finance and credit health. It offers insights into people financial behavior and helps them understand how their actions impact their credit scores. One of the things that I like as well is the alerts and notifation that it do to some users.