

FICO Analytic Modeler Decision Tree Professional integrates data-driven rules with policies to target segments that support a company's objectives. Analysts can quickly access and begin using a robust segmentation tool that evaluates multiple business perspectives simultaneously, and allows analysts to move from segmentation to serving populations.

FICO Custom Collection and Recovery Models help organizations accelerate collection revenue by bringing analytic models up-to-date with today's changing economies and consumer behavior. FICO's sophisticated predictive analytics, domain expertise and careful tailoring to the operational environment assures credit issuers and collectors they have the precise models they need to determine whether to allow accounts to self-cure or charge-off

FICO Identity Resolution Engine (IRE) adds a critical dimension to the fight against fraud by proactively identifying and investigating the true identities of perpetrators and fraud rings. FICO Identity Resolution Engine allows institutions to classify identities and other entities and correlate relationships through their data. Identity Resolution Engine applies predictive graph analytics by analyzing linkages between people, places, documents, and events. Subsequently IRE can generate prescriptive alerts that empower organizations to prioritize fraudulent activity.

FICO Xpress Solver helps customers solve their most difficult, complex business problems by providing the widest breadth of industry leading optimization algorithms and technologies. FICO’s powerful and versatile algorithms solve for large-scale, linear and mixed integer problems, as well as non-linear problems

FICO TRIAD Customer Manager, a credit and deposit customer management solution, helps deliver profits. TRIAD's closed loop decision improvement process drives long-term profit growth at lower risk through a unique combination of analytics, simulation, champion/challenger testing, and unmatched strategy consulting.

The FICO Score for International Markets, the industry standard for objective risk assessment, can be used in any country where there is active and stable credit reporting data. The FICO Score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The model analyzes the information available on the credit bureau profile with relevant information from the lender, and produces a numeric score that is indicative of the future credit risk.

The Object Management Group's DMN (Decision Management and Notation) makes decision modeling quick and easy using a standard notation. FICO DMN Modeler is a powerful and visually intuitive tool that enables anyone to get started today (no excuses).

FICO PlacementsPlus service gives the credit grantor unprecedented visibility into the activities of the agencies working their accounts. This includes configurable daily updates of collection activity, inventory, performance benchmarks and financials, compliance outlines and more. It's not unusual for PlacementsPlus to deliver up to 15% better results than traditional placement methods.

FICO Fraud Predictor with Merchant Profiles integrates the predictive power of merchant risk data with the industry-leading analytics of the FICO® Falcon Fraud Manager. Together, these solutions can increase fraud detection by as much as 50% with Fraud Preditor alone up to 15% absolute - and with very low false positive ratios. Issuers that take advantage of this breakthrough combination can receive the highest level of fraud protection available.

FICO, formally known as Fair Isaac Corporation, is a globally recognized analytics software company that specializes in credit scoring services and decision management solutions. Founded in 1956, FICO is renowned for creating the FICO Score, a widely used credit scoring system that helps lenders assess potential borrowers' credit risk. The company provides a range of analytics software and tools aimed at enhancing decision-making processes in various industries, including financial services, retail, and healthcare. FICO's solutions leverage artificial intelligence (AI) and machine learning to optimize customer engagement, fraud detection, and risk management.