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Upgrade Reviews & Product Details - Page 2

Upgrade Overview

What is Upgrade?

Upgrade is an online lending platform that delivers affordable credit products & free credit monitoring.

Upgrade Details
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Product Description

Upgrade is an online lending platform that delivers affordable credit products & free credit monitoring.


Seller Details
Seller
Upgrade
Year Founded
2016
HQ Location
San Francisco, CA
Twitter
@UpgradeCredit
2,373 Twitter followers
LinkedIn® Page
www.linkedin.com
1,511 employees on LinkedIn®

Recent Upgrade Reviews

US
Ursula S.Small-Business (50 or fewer emp.)
5.0 out of 5
"Great card and savings account"
Upgrade helped me get on my feet. It also gave me a chance to up my score.
Verified User
U
Verified UserSmall-Business (50 or fewer emp.)
3.5 out of 5
"Great loan system"
Ease of use. The UI is super easy to understand. I love being the whole process is great.
Nimisha P.
NP
Nimisha P.Mid-Market (51-1000 emp.)
5.0 out of 5
"Review for Upgrade"
I can say that Upgrade provides amazing facilities in Quick and easy loan application process, Flexible loan terms,Credit monitoring, Competitive i...
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Upgrade Media

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29 Upgrade Reviews

4.3 out of 5
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29 Upgrade Reviews
4.3 out of 5
29 Upgrade Reviews
4.3 out of 5
G2 reviews are authentic and verified.
Marvin D.
MD
Owner
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

Using Upgrade has been a savior for me. I use it to fund my purchases for my business when needed. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

Would have liked a lower interest rate and hope the next time around I will have earned it. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

Clients seem to pay their invoices on their schedule and are ofter 7-10 days late. Using my Upgrade card I can continue to have funds available to run my business daily without interuptions. Review collected by and hosted on G2.com.

David P.
DP
Marketing Technology Specialist
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

How easy it was to get a loan, insights into my credit, and opportunities to improve m credit. There was no hassle in the process. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

There are times when I'd get an email implying I had a 100% chance to get another or larger loan, just to get denied. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

Giving me an opportunity to build my credit and purchasing things for my business that I need now. Review collected by and hosted on G2.com.

Aakash S.
AS
Business Intelligence Engineer/ Data Engineer
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

The processing time is very good. You can get upto 50K in personal loans as of now and can get direct deposit to your bank account via ACH. The online interface is also pretty easy to navigate. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

The cost of loans tends to be higher compared to some other avenues. They also charge an origination fee, which adds to the cost of borrowing and the cost is towards higher end. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

I feel they are providing personal loans to the people who might find difficulties getting a loan in time of emergency from other providers due to a lack of credit history or low credit score. Review collected by and hosted on G2.com.

Yifei W.
YW
Graduate assistant
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

What I like best about Upgrade is that their app interface is very straightforward. The login speed is faster than other banks. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

What I dislike about Upgrade is that it is a fairly new bank so I find it not as trustworthy to put a lot of funds in it. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

With Upgrade, I am able to issue employee cards and have another banking option. Review collected by and hosted on G2.com.

Verified User in Education Management
UE
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

The app was easy to navigate through. All prompts work clearly and quickly. All questions were understandable. If I needed further assistance, additional addresses and phone numbers were given. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

As of right now, for me there are no things that I currently dislike about Upgrade. It was very informative and simple to navigate with and through. No solution is ever foolproof and there's always room for improvement. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

Upgrade helps customers solve problems with their accounts, and they offer loan and credit solutions. I am more productive with the solutions offered. I am more mind of my business productivity. Review collected by and hosted on G2.com.

Vikas  D.
VD
Software Developer
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

The process of withdrawing money from your credit card to your bank account is super easy with this service. Funds can be borrowed and returned to the upgrade card in an easy-to-use process. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

Nothing much, but It takes a while for the card to arrive and the emails I receive asking me to apply for loans are the only two things I dislike about the program. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

It was great to raise my credit score with Upgrade. Besides providing rewards, it provides unique banking services. The application allows me to keep track of my spending. Review collected by and hosted on G2.com.

US
Teacher
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
(Original )Information
What do you like best about Upgrade?

Upgrade helped me get on my feet. It also gave me a chance to up my score. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

This card is great to have. There is nothing wrong with it. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

Upgrade helped me to get my credit score up, it also have a great savings account. Review collected by and hosted on G2.com.

Mariah  M.
MM
Search Engine Optimization Analyst
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Review source: G2 invite
Incentivized Review
What do you like best about Upgrade?

Quick and easy application, and quick deposit once approved Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

I think the user interface on the mobile app could have better navigation Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

I needed a personal loan after my home fire, but didn't have the credit. Upgrade not only approved me for the amount I needed, but approved me without a high apr! Review collected by and hosted on G2.com.

Verified User in Accounting
UA
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
(Original )Information
What do you like best about Upgrade?

It was very easy to get approved, and the website is user friendly and shows me everything I need. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

I can't change my address online, I had to call support and email them a copy of a utility bill. Mobile app login is also not working correctly. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

Helps build credit with a card that was easy to get approved for, fair rates and payments, and easy website. Review collected by and hosted on G2.com.

Jeremy H.
JH
Owner
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
(Original )Information
What do you like best about Upgrade?

Very helpful customer service, easy to navigate website, and over all painless application process. Review collected by and hosted on G2.com.

What do you dislike about Upgrade?

I really have no complaints. Always helpful customer service. Review collected by and hosted on G2.com.

What problems is Upgrade solving and how is that benefiting you?

Easy, efficient access to business capital. Review collected by and hosted on G2.com.