Compare GoCardless Bank Account Data and Plaid 
At a Glance
Market Segments
Small-Business (80.8% of reviews)
Small-Business (61.3% of reviews)
Entry-Level Pricing
Pay As You Go Per Month
No pricing available
GoCardless Bank Account Data
Star Rating
(26)4.8 out of 5
Market Segments
Small-Business (80.8% of reviews)
Entry-Level Pricing
Pay As You Go Per Month
Learn more about GoCardless Bank Account DataPlaid
Star Rating
(32)4.1 out of 5
Market Segments
Small-Business (61.3% of reviews)
Entry-Level Pricing
No pricing available
Learn more about PlaidSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Plaid's "Ease of Setup" is rated at 8.2, which some find slightly challenging compared to GoCardless, which boasts a score of 9.5. Reviewers mention that GoCardless offers a more intuitive onboarding process, making it easier for small businesses to get started quickly.
- Reviewers mention that GoCardless excels in "Quality of Support" with a score of 9.9, while Plaid lags behind at 7.4. Users on G2 highlight GoCardless's responsive customer service and comprehensive support documentation as key strengths that enhance user experience.
- G2 users indicate that GoCardless shines in "Ease of Use," scoring 9.3, whereas Plaid's score of 8.5 suggests a steeper learning curve. Users report that GoCardless's user interface is more straightforward, allowing for easier navigation and functionality.
- Users say that Plaid's "Integration Breadth" is a strong point, allowing for seamless connections with various financial institutions, but GoCardless's focus on payment processing and bank account data integration is noted as more specialized and effective for recurring payments.
- Reviewers mention that GoCardless's "Real-Time Monitoring" features are superior, with a score of 9.1, compared to Plaid's lower rating. Users appreciate GoCardless's ability to provide immediate alerts and updates on payment statuses, which enhances cash flow management.
- Users on G2 report that while Plaid offers robust "Fraud Detection" capabilities, GoCardless's emphasis on "Compliance" and regulatory adherence, with a higher score, makes it a more reliable choice for businesses concerned about financial regulations and security.
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Pricing
Entry-Level Pricing
GoCardless Bank Account Data
Open Banking Data
Pay As You Go
Per Month
- 2400+ banks in Europe
- 31 markets
- Single API
Plaid
No pricing availableFree Trial
GoCardless Bank Account Data
Free Trial is available
Plaid
No trial information availableRatings
Meets Requirements
8.9
19
8.3
26
Ease of Use
9.3
19
8.5
26
Ease of Setup
9.5
13
8.2
10
Ease of Admin
9.2
13
8.5
9
Quality of Support
9.9
19
7.4
24
Has the product been a good partner in doing business?
9.9
13
7.6
9
Product Direction (% positive)
9.1
13
7.7
25
Features by Category
Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analysis
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Additional Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Interoperability
Not enough data
Not enough data
Not enough data
Not enough data
Management
Not enough data
Not enough data
Not enough data
Not enough data
Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Fraud Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Monitoring
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Support
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
GoCardless Bank Account Data and Plaid are categorized as Financial Data APIs
Unique Categories
GoCardless Bank Account Data has no unique categories
Plaid is categorized as Unified APIs, Identity Verification, Biometric Authentication, Anti Money Laundering, Address Verification, Fraud Detection, Mobile Banking, and Underwriting & Rating
Reviews
Reviewers' Company Size
GoCardless Bank Account Data
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Plaid
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Financial Services
34.6%
Accounting
34.6%
Computer Software
7.7%
Consulting
3.8%
Real Estate
3.8%
Other
15.4%
Financial Services
38.7%
Computer Software
12.9%
Internet
6.5%
Entertainment
6.5%
Consumer Services
6.5%
Other
29.0%
Most Helpful Reviews
GoCardless Bank Account Data
Most Helpful Favorable Review
Kalev K.
Verified User in Accounting
Nordigen was eager to help Sysynkt understand their product offering and how we could make the most out of it. Their "can-do" and honest approach is exactly what we needed and was refreshing.
Most Helpful Critical Review
Plaid
Most Helpful Favorable Review
Verified User in Apparel & Fashion
That it can assist me in getting a business line of credit.
Most Helpful Critical Review
Gage A.
Verified User in Financial Services
I dislike a lot about this products but my number one issue is if someone forgets or needs to reset their login credientals we have to wait 24-72 hours to get that customer through our system again because of PLAID. PLAID's support system is very convoluted...
Kalev K.
Verified User in Accounting
Nordigen was eager to help Sysynkt understand their product offering and how we could make the most out of it. Their "can-do" and honest approach is exactly what we needed and was refreshing.
Verified User in Apparel & Fashion
That it can assist me in getting a business line of credit.
Gage A.
Verified User in Financial Services
I dislike a lot about this products but my number one issue is if someone forgets or needs to reset their login credientals we have to wait 24-72 hours to get that customer through our system again because of PLAID. PLAID's support system is very convoluted...
Discussions
How do you prevent end users for getting access to a plain text auth token?
1 comment
Official Response from GoCardless Bank Account Data
Hi George,
It would be more optimal to put Nordigen behind a proxy that authenticates end users (as you write yourself).
In the more medium term,...Read more
GoCardless Bank Account Data has no more discussions with answers
Plaid has no discussions with answers
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