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Compare Affirm and Klarna

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At a Glance
Affirm
Affirm
Star Rating
(45)4.2 out of 5
Market Segments
Small-Business (85.0% of reviews)
Information
Entry-Level Pricing
No pricing available
Learn more about Affirm
Klarna
Klarna
Star Rating
(52)3.1 out of 5
Market Segments
Small-Business (83.7% of reviews)
Information
Entry-Level Pricing
No pricing available
Learn more about Klarna
AI Generated Summary
AI-generated. Powered by real user reviews.
  • Users report that Klarna's "Customer Portal" feature scores lower at 6.9 compared to Affirm's impressive 9.0, indicating that users find Affirm's portal more user-friendly and effective for managing their accounts.
  • Reviewers mention that Klarna's "Quality of Support" is rated at 6.2, which is significantly lower than Affirm's 7.5, suggesting that users feel more supported and valued when using Affirm's services.
  • G2 users highlight that Klarna's "Payment Gateway" feature is rated at 7.3, while Affirm excels with a score of 8.8, indicating that Affirm provides a more robust and reliable payment processing experience.
  • Users on G2 report that Klarna's "Loyalty Management" feature is notably weak at 4.9, whereas Affirm shines with a score of 8.3, suggesting that Affirm offers better tools for customer retention and engagement.
  • Reviewers say that Klarna's "E-commerce Integration" is rated at 6.7, which falls short compared to Affirm's 8.2, indicating that Affirm provides a more seamless experience for online retailers looking to integrate payment solutions.
  • Users mention that Klarna's "Payment Scheduling" feature is rated at 7.3, while Affirm's is significantly higher at 8.9, reflecting that Affirm offers more flexible and user-friendly options for managing payment timelines.
Featured Products
Pricing
Entry-Level Pricing
Affirm
No pricing available
Klarna
No pricing available
Free Trial
Affirm
No trial information available
Klarna
No trial information available
Ratings
Meets Requirements
8.1
18
6.9
27
Ease of Use
8.3
19
6.9
27
Ease of Setup
7.2
9
7.7
5
Ease of Admin
7.8
9
Not enough data
Quality of Support
7.5
17
6.2
25
Has the product been a good partner in doing business?
7.4
9
Not enough data
Product Direction (% positive)
5.9
17
5.2
27
Features by Category
Installment Payment and Buy Now Pay Later (BNPL)Hide 8 FeaturesShow 8 Features
8.6
91
6.9
136
Administration
8.3
12
7.3
18
Feature Not Available
7.0
14
9.0
12
6.9
17
8.3
10
4.9
12
Payment Tools
8.8
14
7.3
20
9.0
14
7.6
19
8.2
15
6.7
16
8.9
14
7.3
20
Not enough data
Not enough data
Engagement
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Live selling
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Feature Not Available
Categories
Categories
Shared Categories
Affirm
Affirm
Klarna
Klarna
Affirm and Klarna are categorized as Installment Payment and Buy Now Pay Later (BNPL)
Unique Categories
Affirm
Affirm has no unique categories
Klarna
Klarna is categorized as Live Commerce
Reviews
Reviewers' Company Size
Affirm
Affirm
Small-Business(50 or fewer emp.)
85.0%
Mid-Market(51-1000 emp.)
12.5%
Enterprise(> 1000 emp.)
2.5%
Klarna
Klarna
Small-Business(50 or fewer emp.)
83.7%
Mid-Market(51-1000 emp.)
6.1%
Enterprise(> 1000 emp.)
10.2%
Reviewers' Industry
Affirm
Affirm
Retail
22.5%
Health, Wellness and Fitness
12.5%
Consumer Electronics
12.5%
Automotive
10.0%
Consumer Goods
5.0%
Other
37.5%
Klarna
Klarna
Retail
18.4%
Apparel & Fashion
10.2%
Consumer Services
6.1%
Health, Wellness and Fitness
4.1%
Consumer Electronics
4.1%
Other
57.1%
Most Helpful Reviews
Affirm
Affirm
Most Helpful Favorable Review
Joshua R.
JR
Joshua R.
Verified User in Automotive

Popular payment alternative, simple integration.

Most Helpful Critical Review
Verified User in Internet
GI
Verified User in Retail

Too many customers have issues using Affirm and completing checkout. Failed attempts cause multiple affirm records, but do not result in an order causing frustration. We can't help because the interaction is with affirm not us, but customers don't...

Klarna
Klarna
Most Helpful Favorable Review
Verified User
G
Verified User in Alternative Dispute Resolution

Being able to get what you want now and have 4 payments spread apart interest free to pay it off.

Most Helpful Critical Review
Gary H.
GH
Gary H.
Verified User in Broadcast Media

Almost everything. I hate the platform, and it is not easy to figure out. It is almost too simple, as in, there isn't enough info. And, the attempt to be conversational, almost nonchalant, means the terminology is not easy to follow. I wanted help and the...

Alternatives
Affirm
Affirm Alternatives
Sezzle
Sezzle
Add Sezzle
PayPal Pay Later
PayPal Pay Later
Add PayPal Pay Later
Afterpay
Afterpay
Add Afterpay
Zip
Zip
Add Zip
Klarna
Klarna Alternatives
Sezzle
Sezzle
Add Sezzle
PayPal Pay Later
PayPal Pay Later
Add PayPal Pay Later
Afterpay
Afterpay
Add Afterpay
PayPal Payments
PayPal Payments
Add PayPal Payments
Discussions
Affirm
Affirm Discussions
What is special about Affirm?
1 comment
aashima s.
AS
The flexibility of integration and wide range of financing options we can offer to our customers as a merchant Read more
Monty the Mongoose crying
Affirm has no more discussions with answers
Klarna
Klarna Discussions
Monty the Mongoose crying
Klarna has no discussions with answers