# Best Installment Payment and Buy Now Pay Later (BNPL) Software - Page 2

## How Many Installment Payment and Buy Now Pay Later (BNPL) Software Products Does G2 Track?

**Total Products under this Category:** 66

### Category Stats (Aug 2026)

- **Average Rating:** 4.41/5 The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** Ratio (+3.28%) - Among all products in this category, Ratio recorded the largest rating increase compared to last month

_Last updated: August 05, 2026_

## How Does G2 Rank Installment Payment and Buy Now Pay Later (BNPL) Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 3,900+ Authentic Reviews
- 66+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Installment Payment and Buy Now Pay Later (BNPL) Software
 ![G2 Grid® for Installment Payment and Buy Now Pay Later (BNPL) Software plotting products by satisfaction and market presence](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl/grids.png?focus%5B%5D=1222&focus%5B%5D=107452&focus%5B%5D=75417&focus%5B%5D=87565&focus%5B%5D=87566&focus%5B%5D=122728&focus%5B%5D=10629&focus%5B%5D=21400)

Highlighted products: PayPal Payments, Sunbit, Affirm, Afterpay, Sezzle, Zip for Business, Klarna, and GoCardless.

Underlying data: [Grid® JSON](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl/grids.json?focus%5B%5D=paypal&focus%5B%5D=sunbit&focus%5B%5D=affirm&focus%5B%5D=afterpay&focus%5B%5D=sezzle&focus%5B%5D=zip-for-business&focus%5B%5D=klarna&focus%5B%5D=gocardless)

**Sponsored**

### Paysafe

Paysafe is a global payments platform delivering high‑performance infrastructure for growing businesses. With over 30 years of experience, Paysafe enables secure, seamless transactions across card payments, digital wallets, local payment methods, and e-cash solutions. Our flexible, scalable platform connects digital and physical commerce, helping businesses operate confidently across markets, currencies and risk profiles. By adapting around your business, Paysafe lifts performance, resilience, and reliability, supporting growth where it matters most.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1578&secure%5Bchosen_at%5D=2026-08-08T12%3A16%3A47Z&secure%5Bdisplayable_resource_id%5D=1975&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=neighbor_category&secure%5Bplacement_resource_ids%5D%5B%5D=1975&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=16798&secure%5Bresource_id%5D=1578&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Finstallment-payment-and-buy-now-pay-later-bnpl%3Fpage%3D2&secure%5Btoken%5D=f7acb3fb145e2908e7347f8d0997241280ad9e6cd7ac4c9abcb210b0a031e81d&secure%5Burl%5D=https%3A%2F%2Fwww.paysafe.com%2Fen%2Fenterprise%2Fg2-contact-sales%2Fpaid%2F%3Futm_source%3Dg2%26utm_medium%3Ddisplay%26utm_campaign%3D2026-ent-clicks%26utm_content%3Dcategory&secure%5Burl_type%5D=custom_url)

### [ViaBill](https://www.g2.com/products/viabill/reviews)

ViaBill is changing the way people shop online. We offer a payment solution that empowers shoppers to have the freedom of choice by allowing them to buy now and pay in easy monthly installment with 0% interest. ViaBill seamlessly integrates into your website's checkout flow and enables higher conversion, larger AOV, and revenue. We work with thousands of merchants across the world to create a better shopping experience and transform the overall customer journey.

**Average Rating:** 4.2/5.0

**Total Reviews:** 17

#### How Do G2 Users Rate ViaBill?

- **Quality of Support:** 7.6/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 10.0/10 (Category avg: 8.9/10)
- **Loyalty Management:** 10.0/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 8.6/10 (Category avg: 8.6/10)

#### Who Is the Company Behind ViaBill?

- **Seller:** [ViaBill](https://www.g2.com/sellers/viabill)
- **Year Founded:** 2014
- **HQ Location:** Copenhagen, Capital Region
- **Twitter:** @ViaBill  
1 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=256a48564355d8605c405b2f1957b107896bd40273c9db1e9be1239ad58a425d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F873481%2F&secure%5Burl_type%5D=linkedin_company_website)  
69 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** CEO
- **Company Size:** 82% Small, 12% Medium

#### What Are Recent G2 Reviews of ViaBill?

**["Great financial platform, excellent customer service"](https://www.g2.com/survey_responses/viabill-review-4406449)**

**Rating:** 5.0/5.0 stars

_— Verified User in Health, Wellness and Fitness_

[Read full review](https://www.g2.com/survey_responses/viabill-review-4406449)

**["It WORKS... and the price is right"](https://www.g2.com/survey_responses/viabill-review-4046173)**

**Rating:** 4.5/5.0 stars

_— Steven S._

[Read full review](https://www.g2.com/survey_responses/viabill-review-4046173)

#### What Are G2 Users Discussing About ViaBill?

- [What is ViaBill used for?](https://www.g2.com/discussions/what-is-viabill-used-for)

### [Simpl](https://www.g2.com/products/simpl/reviews)

Simpl is a payment option designed to help users make multiple payments easily.

**Average Rating:** 4.1/5.0

**Total Reviews:** 17

#### How Do G2 Users Rate Simpl?

- **Quality of Support:** 7.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Simpl?

- **Seller:** [Get Simpl Technologies](https://www.g2.com/sellers/get-simpl-technologies)
- **HQ Location:** MUMBAI, Maharashtra
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=9214fcb804ff8a856ff9cfd879ca889c8cf268124cc42f008ae9c9281912f3e1&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fget-simpl-technologies-private-limited&secure%5Burl_type%5D=linkedin_company_website)  
11 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Food & Beverages
- **Company Size:** 65% Small, 18% Medium

#### What Are Recent G2 Reviews of Simpl?

**["User Friendly Buy Now Pay Later App"](https://www.g2.com/survey_responses/simpl-review-7814857)**

**Rating:** 5.0/5.0 stars

_— Rajeswari Acharya R._

[Read full review](https://www.g2.com/survey_responses/simpl-review-7814857)

**["Short Loans - Swift and Easy"](https://www.g2.com/survey_responses/simpl-review-7303586)**

**Rating:** 5.0/5.0 stars

_— Kushal K._

[Read full review](https://www.g2.com/survey_responses/simpl-review-7303586)

#### What Are G2 Users Discussing About Simpl?

- [What is Simpl used for?](https://www.g2.com/discussions/what-is-simpl-used-for)

### [Vartana, a Capchase company](https://www.g2.com/products/vartana-a-capchase-company/reviews)

Vartana, a Capchase company, is an AI-powered B2B enterprise sales and financing platform that enables vendors to close deals at lightning-fast speeds by offering automated credit approvals, flexible payment terms, and a smooth checkout experience. Vartana helps vendors easily configure deals directly from their CRMs like Salesforce, HubSpot, Microsoft Dynamics, and Zoho. Vartana's automation helps vendors seamlessly craft payment options that align with their customer’s needs and close fast. Founded in 2020 by Kush Kella and Ahmed Sharif, acquired by Capchase in 2025.  Learn more: https://www.capchase.com/blog/capchase-acquires-vartana

**Average Rating:** 4.9/5.0

**Total Reviews:** 24

#### How Do G2 Users Rate Vartana, a Capchase company?

- **Quality of Support:** 9.7/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 9.4/10 (Category avg: 8.9/10)
- **Loyalty Management:** 9.0/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 9.3/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Vartana, a Capchase company?

- **Seller:** [Capchase](https://www.g2.com/sellers/capchase)
- **Year Founded:** 2020
- **HQ Location:** New York, New York
- **Twitter:** @Capchase  
2,443 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=88a1b822abbee863e9983c8c28ce5074207e033f1f66368c1e6ce12f31555375&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcapchase%2F&secure%5Burl_type%5D=linkedin_company_website)  
99 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Computer Software
- **Company Size:** 79% Large, 17% Medium

#### What Are Recent G2 Reviews of Vartana, a Capchase company?

**["Quick, Easy, Helps Close Deals"](https://www.g2.com/survey_responses/vartana-a-capchase-company-review-8473098)**

**Rating:** 5.0/5.0 stars

_— Brad H._

[Read full review](https://www.g2.com/survey_responses/vartana-a-capchase-company-review-8473098)

**["Senior Director of Revenue Operations and Accounting"](https://www.g2.com/survey_responses/vartana-a-capchase-company-review-8338950)**

**Rating:** 5.0/5.0 stars

_— Michael K._

[Read full review](https://www.g2.com/survey_responses/vartana-a-capchase-company-review-8338950)

### [TABBY](https://www.g2.com/products/tabby-tabby/reviews)

tabby increases sales by letting shoppers shop now and pay after delivery or in instalments while you get paid in full, all upfront.

**Average Rating:** 3.9/5.0

**Total Reviews:** 13

#### How Do G2 Users Rate TABBY?

- **Quality of Support:** 7.3/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 7.1/10 (Category avg: 8.9/10)
- **Loyalty Management:** 6.8/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 7.0/10 (Category avg: 8.6/10)

#### Who Is the Company Behind TABBY?

- **Seller:** [tabby](https://www.g2.com/sellers/tabby)
- **Year Founded:** 2019
- **HQ Location:** Riyadh, SA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=6dca8992fe22106f3cad94d8bea8f3d39edfe3cc8c8d61175ad692890dfd78f1&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftabbypay%2F&secure%5Burl_type%5D=linkedin_company_website)  
4,373 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 69% Small, 31% Medium

#### What Do G2 Reviewers Say About TABBY?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **extensive merchant options** and generous credit limits offered by Tabby, enhancing their shopping experience.
- Users value the **high credit limits and extensive merchant partnerships** offered by Tabby, enhancing their purchasing options.

##### Cons

- Users face **account access issues** due to late payment fees and AI-blocked cards, complicating their experience.
- Users complain about **late payment fees** and inconvenient card blocks driven by AI decisions in customer service.

#### What Are Recent G2 Reviews of TABBY?

**["Easy to use Tabby"](https://www.g2.com/survey_responses/tabby-review-10303174)**

**Rating:** 4.0/5.0 stars

_— Verified User in Retail_

[Read full review](https://www.g2.com/survey_responses/tabby-review-10303174)

**["An Amazing Buy Now and Pay in Installments Service"](https://www.g2.com/survey_responses/tabby-review-8515540)**

**Rating:** 4.5/5.0 stars

_— Hannington N._

[Read full review](https://www.g2.com/survey_responses/tabby-review-8515540)

### [Laybuy](https://www.g2.com/products/laybuy/reviews)

Buy now, pay later provider. Laybuy let's your customers purchase & receive their order today whilst spreading the total cost over 6 weekly payments, interest free.

**Average Rating:** 4.3/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate Laybuy?

- **Quality of Support:** 7.7/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 8.8/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.8/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 8.7/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Laybuy?

- **Seller:** [Laybuy](https://www.g2.com/sellers/laybuy)
- **Year Founded:** 2017
- **HQ Location:** Auckland, New Zealand
- **Twitter:** @PaybyLaybuy  
2,111 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d29b45a5dc6979ed1290a788d5d0647da72354e96cc025b090ba5571991b46c7&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Flaybuy%2F&secure%5Burl_type%5D=linkedin_company_website)  
11 employees on LinkedIn®
- **Ownership:** ASX: LBY

#### Who Uses This Product?

- **Company Size:** 60% Small, 20% Medium

#### What Are Recent G2 Reviews of Laybuy?

**["Simple and easy"](https://www.g2.com/survey_responses/laybuy-review-8759494)**

**Rating:** 4.0/5.0 stars

_— krystal C._

[Read full review](https://www.g2.com/survey_responses/laybuy-review-8759494)

**["Awesome pay later features"](https://www.g2.com/survey_responses/laybuy-review-8707730)**

**Rating:** 5.0/5.0 stars

_— Sonika J._

[Read full review](https://www.g2.com/survey_responses/laybuy-review-8707730)

### [Four](https://www.g2.com/products/four/reviews)

Four helps Retailers lower cart abandonment and lift AOV by offering a flexible split payment option at Checkout. Retailers get paid up-front and customers get to pay over time interest-free.

**Average Rating:** 4.1/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate Four?

- **Quality of Support:** 6.9/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 8.8/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.8/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 8.8/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Four?

- **Seller:** [Four Technologies](https://www.g2.com/sellers/four-technologies)
- **Year Founded:** 2018
- **HQ Location:** Miami, US
- **Twitter:** @PayWithFour  
316 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=221c172dfde90acf21180939e95b62cda2e55df45cb15bb9a97a9156ccec034d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpaywithfour%2F&secure%5Burl_type%5D=linkedin_company_website)  
36 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 50% Medium, 40% Small

#### What Do G2 Reviewers Say About Four?

_AI-generated summary from verified user reviews_

##### Pros

- Users appreciate that Four offers **higher purchase credit** , making it easy to manage payments with a user-friendly app.
- Users appreciate the **higher purchase credit** offered by Four, finding the application easy to use and convenient for payments.
- Users value the **ease of use** of Four, enjoying the simple application and payment processes.

##### Cons

- Users find the **limited availability of merchants** frustrating, impacting their overall experience with the product Four.

#### What Are Recent G2 Reviews of Four?

**["Four is amazing"](https://www.g2.com/survey_responses/four-review-10568088)**

**Rating:** 5.0/5.0 stars

_— Miranda C._

[Read full review](https://www.g2.com/survey_responses/four-review-10568088)

**["Great for tracking income and expenses"](https://www.g2.com/survey_responses/four-review-10021189)**

**Rating:** 4.5/5.0 stars

_— Mesut A._

[Read full review](https://www.g2.com/survey_responses/four-review-10021189)

### [Postpay](https://www.g2.com/products/postpay/reviews)

Postpay is a financial technology company that offers a "buy now, pay later" (BNPL service, enabling customers to make purchases immediately and spread the cost over time with interest-free installments. Founded in 2019 and headquartered in Dubai, Postpay partners with thousands of retailers across the UAE and Saudi Arabia, providing consumers with flexible and transparent payment options. The service seamlessly integrates with merchants' online and in-store platforms, allowing businesses to offer an alternative payment solution that can enhance conversion rates and average order values. Postpay is committed to delivering a user-friendly experience, ensuring that customers can manage their financial health while enjoying their desired products without hidden fees. Key Features and Functionality: - Interest-Free Installments: Customers can split their purchases into three equal payments without incurring any interest or fees. - Seamless Integration: Postpay integrates effortlessly with merchants' online stores and in-store systems, providing a smooth checkout experience. - Wide Merchant Network: The platform collaborates with a diverse range of retailers, offering consumers flexibility in shopping across various brands and sectors. - User-Friendly Process: The sign-up and checkout processes are straightforward, requiring minimal personal information to ensure quick transactions. - Risk Management: Postpay assumes full responsibility for payment risks on behalf of the merchant, mitigating concerns related to fraud and credit. - Compliance and Security: The service is Shariah-compliant and PCI DSS certified, ensuring secure handling of cardholder data. Primary Value and User Solutions: Postpay addresses the need for flexible and transparent payment solutions in the retail sector. For consumers, it offers a manageable financial arrangement, allowing them to acquire products immediately and pay over time without additional costs. This flexibility enhances the shopping experience and promotes responsible spending. For merchants, Postpay provides a tool to increase sales and customer loyalty by offering an appealing payment option that can lead to higher conversion rates and larger average order values. By eliminating the challenges associated with cash on delivery and assuming payment risks, Postpay supports businesses in streamlining operations and focusing on growth.

**Average Rating:** 4.6/5.0

**Total Reviews:** 19

#### How Do G2 Users Rate Postpay?

- **Quality of Support:** 9.1/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 9.1/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.9/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 9.1/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Postpay?

- **Seller:** [Postpay](https://www.g2.com/sellers/postpay)
- **Year Founded:** 2019
- **HQ Location:** Dubai, Dubai
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=bcc0e2a1d31101da58d905ff23d0ab306bcb8fcd2ddc4cdcf9701aca4d570e7b&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpostpayofficial%2F&secure%5Burl_type%5D=linkedin_company_website)  
16 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 58% Small, 42% Medium

#### What Are Recent G2 Reviews of Postpay?

**["Why Pay Now, When You Can Pay Later?"](https://www.g2.com/survey_responses/postpay-review-8237879)**

**Rating:** 5.0/5.0 stars

_— Joel B._

[Read full review](https://www.g2.com/survey_responses/postpay-review-8237879)

**["Pay instant pay later"](https://www.g2.com/survey_responses/postpay-review-8242478)**

**Rating:** 5.0/5.0 stars

_— Prateek C._

[Read full review](https://www.g2.com/survey_responses/postpay-review-8242478)

### [EasyPay](https://www.g2.com/products/easypay/reviews)

EasyPay Finance meets the needs of retailers and auto repair dealers by providing simple and affordable payment plans for their customers.

**Average Rating:** 4.4/5.0

**Total Reviews:** 31

#### How Do G2 Users Rate EasyPay?

- **Quality of Support:** 8.7/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 8.2/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.6/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 8.5/10 (Category avg: 8.6/10)

#### Who Is the Company Behind EasyPay?

- **Seller:** [EasyPay](https://www.g2.com/sellers/easypay)
- **Year Founded:** 2001
- **HQ Location:** Carlsbad, CA
- **Twitter:** @EasyPay\_Finance  
107 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=aafd247666a4cb52af9485af9ba97e601183c6cdbe8a522666301e9313ce7cbd&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Feasypay-finance%2F&secure%5Burl_type%5D=linkedin_company_website)  
86 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 69% Small, 25% Medium

#### What Do G2 Reviewers Say About EasyPay?

_AI-generated summary from verified user reviews_

##### Cons

- Users note a significant concern with **credit score impact** due to lack of reported payments, leading to high interest costs.
- Users experience **payment issues** , with unreported payments leading to unexpected high interest charges.

#### What Are Recent G2 Reviews of EasyPay?

**["The Easy Pay - Simple paying tool"](https://www.g2.com/survey_responses/easypay-review-8237858)**

**Rating:** 4.0/5.0 stars

_— Pritee S._

[Read full review](https://www.g2.com/survey_responses/easypay-review-8237858)

**["Digital payment solution"](https://www.g2.com/survey_responses/easypay-review-8267871)**

**Rating:** 5.0/5.0 stars

_— Manish K._

[Read full review](https://www.g2.com/survey_responses/easypay-review-8267871)

### [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews)

FuturePay is a payment option that lets your customers buy now and pay later – without a credit card.

**Average Rating:** 4.2/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate FuturePay?

- **Quality of Support:** 8.3/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 7.9/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.0/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 7.7/10 (Category avg: 8.6/10)

#### Who Is the Company Behind FuturePay?

- **Seller:** [FuturePay](https://www.g2.com/sellers/futurepay-24b6006d-0822-4b3a-abf9-2b91b988922e)
- **Year Founded:** 2019
- **HQ Location:** New York, New York
- **Twitter:** @Futurepay\_HQ  
24 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=845f2857b1d869920289dba15536cf716446566bbbc1595a363c3e102fe297bb&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffuturepay-holdings-inc%2F&secure%5Burl_type%5D=linkedin_company_website)  
12 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 50% Small, 40% Medium

#### What Are Recent G2 Reviews of FuturePay?

**["Quite Fabulous"](https://www.g2.com/survey_responses/futurepay-review-6541687)**

**Rating:** 4.5/5.0 stars

_— apurva A._

[Read full review](https://www.g2.com/survey_responses/futurepay-review-6541687)

**["Rewards and Offers with FuturePay"](https://www.g2.com/survey_responses/futurepay-review-5454961)**

**Rating:** 4.0/5.0 stars

_— Verified User in Education Management_

[Read full review](https://www.g2.com/survey_responses/futurepay-review-5454961)

#### What Are G2 Users Discussing About FuturePay?

- [What is future pay Central wallet?](https://www.g2.com/discussions/what-is-future-pay-central-wallet)
- [How can I use future pay wallet money?](https://www.g2.com/discussions/how-can-i-use-future-pay-wallet-money) - 1 comment
- [How can I get free money from future pay?](https://www.g2.com/discussions/how-can-i-get-free-money-from-future-pay)
- [What is Futurepay?](https://www.g2.com/discussions/what-is-futurepay)

### [Splitit](https://www.g2.com/products/splitit/reviews)

Splitit revolutionizes payment solutions by enabling card-linked installments without new loans or fees, leveraging consumers' existing credit. As the only embedded white-label omnichannel payments provider of its kind, Splitit empowers enterprise merchants to achieve higher conversion rates and increased transaction values without losing customers to third-party BNPL providers. Its innovative, consumer-friendly approach spans diverse sectors, including jewelry, dental care, and education. By future-proofing payments with a model that prioritizes consumer protection and merchant success, Splitit sets a new standard in the industry.

**Average Rating:** 4.1/5.0

**Total Reviews:** 18

#### How Do G2 Users Rate Splitit?

- **Quality of Support:** 8.2/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 7.7/10 (Category avg: 8.9/10)
- **Loyalty Management:** 6.9/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 7.3/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Splitit?

- **Seller:** [Splitit](https://www.g2.com/sellers/splitit)
- **Year Founded:** 2012
- **HQ Location:** Atlanta, US
- **Twitter:** @splitit  
1,370 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5e9ea3e15899ddcfe6e4d78d384578f160045889d427fa2a337fa39d833b28d3&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F10256330%2F&secure%5Burl_type%5D=linkedin_company_website)  
90 employees on LinkedIn®
- **Ownership:** ASX:SPT

#### Who Uses This Product?

- **Top Industries:** Consumer Goods
- **Company Size:** 75% Small, 25% Medium

#### What Do G2 Reviewers Say About Splitit?

_AI-generated summary from verified user reviews_

##### Cons

- Users warn against **fraudulent activities** by Splitit, reporting unexpected charges leading to maxed-out credit card situations.
- Users warn about **late fees** and pre-authorizations that can max out credit cards, creating significant inconvenience.
- Users warn against **payment issues** with Splitit, citing unexpected authorizations that max out credit cards and cause complications.

#### What Are Recent G2 Reviews of Splitit?

**["Best Payment Platform for our business"](https://www.g2.com/survey_responses/splitit-review-4623145)**

**Rating:** 5.0/5.0 stars

_— Lem T._

[Read full review](https://www.g2.com/survey_responses/splitit-review-4623145)

**["Great split payment software"](https://www.g2.com/survey_responses/splitit-review-5140310)**

**Rating:** 5.0/5.0 stars

_— Shuvojit S._

[Read full review](https://www.g2.com/survey_responses/splitit-review-5140310)

#### What Are G2 Users Discussing About Splitit?

- [What is Splitit used for?](https://www.g2.com/discussions/what-is-splitit-used-for)

### [Alternative Payments](https://www.g2.com/products/alternative-finance-alternative-payments/reviews)

Alternative Payments is a full-service B2B payments platform that simplifies and automates payments for you and your customers. Offer your customers a white-labeled and secure platform to pay invoices with numerous payment methods (ACH, credit cards, and Pay in Installments). Integrate with leading accounting and PSA software solutions to sync invoices and make auto-reconciliation a breeze. Enable automations like auto-pay and automated email reminders to save you time and collect invoices faster, and unlock data insights to give you complete visibility on payments and better predict cash flow. All in one platform.

**Average Rating:** 4.7/5.0

**Total Reviews:** 11

#### How Do G2 Users Rate Alternative Payments?

- **Quality of Support:** 9.0/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 6.7/10 (Category avg: 8.9/10)
- **Loyalty Management:** 6.7/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 7.5/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Alternative Payments?

- **Seller:** [Alternative Finance](https://www.g2.com/sellers/alternative-finance)
- **Year Founded:** 2021
- **HQ Location:** New York, United States
- **Twitter:** @Alt\_Payments  
16 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7d1d925a130f6bfcb54e846c281fd8f102c044ff025bc294af2e0268944ec65d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Falternativeco%2F&secure%5Burl_type%5D=linkedin_company_website)  
85 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 82% Small, 9% Large

#### What Are Recent G2 Reviews of Alternative Payments?

**["Saved Me 40+ hours a month"](https://www.g2.com/survey_responses/alternative-payments-review-9465098)**

**Rating:** 5.0/5.0 stars

_— Ryan H._

[Read full review](https://www.g2.com/survey_responses/alternative-payments-review-9465098)

**["Transitioned to Alternative"](https://www.g2.com/survey_responses/alternative-payments-review-9921388)**

**Rating:** 4.0/5.0 stars

_— Jasmine A._

[Read full review](https://www.g2.com/survey_responses/alternative-payments-review-9921388)

### [Comfi](https://www.g2.com/products/comfi/reviews)

Comfi is a BNPL for B2B SaaS vendors. Comfi integrates in your sales processes to help you sell more annual contracts by providing your customers with payment flexibility and access to annual discounts, while you get paid upfront. Your customers sign up for annual, but pay monthly. You, as a vendor, get the whole some upfront. Comfi takes the risks and collects from customers.

**Average Rating:** 4.1/5.0

**Total Reviews:** 7

#### How Do G2 Users Rate Comfi?

- **Quality of Support:** 8.1/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 8.7/10 (Category avg: 8.9/10)
- **Loyalty Management:** 9.2/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 9.2/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Comfi?

- **Seller:** [Comfi FZ](https://www.g2.com/sellers/comfi-fz)
- **Year Founded:** 2023
- **HQ Location:** Dubai, AE
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=0e3d4af6210075cfbe85b8242b9604f462cc9094aee304d5e0bc169f856cd925&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcomfi-payments%2F&secure%5Burl_type%5D=linkedin_company_website)  
38 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 86% Small, 14% Medium

#### What Do G2 Reviewers Say About Comfi?

_AI-generated summary from verified user reviews_

##### Pros

- Users praise the **convenience** of Comfi for simplifying tasks like home automation effortlessly.

##### Cons

- Users face significant **payment issues** with Comfi, experiencing withheld funds and unfulfilled contractual obligations.
- Users report **poor customer support** from Comfi, experiencing unfulfilled promises and unresolved payment issues.

#### What Are Recent G2 Reviews of Comfi?

**["Great website"](https://www.g2.com/survey_responses/comfi-review-8244390)**

**Rating:** 4.5/5.0 stars

_— Cristina B._

[Read full review](https://www.g2.com/survey_responses/comfi-review-8244390)

**["Coming is comfortable"](https://www.g2.com/survey_responses/comfi-review-10568388)**

**Rating:** 5.0/5.0 stars

_— Verified User in Hospitality_

[Read full review](https://www.g2.com/survey_responses/comfi-review-10568388)

### [Partial.ly](https://www.g2.com/products/partial-ly/reviews)

Partial.ly is payment plan software that lets merchants turn any purchase, deposit, or invoice into a custom installment plan — no lender, no credit checks. Merchants set their own down payment, schedule, and terms, and Partial.ly automates billing, retries, and collections from there. It connects with your existing software and can be used standalone, via API, or fully white-labeled. Join thousands of businesses that have used Partial.ly to convert high-ticket sales and grow their business, processing over $350 million in payments across 1.7 million customer accounts.

**Average Rating:** 4.4/5.0

**Total Reviews:** 15

#### How Do G2 Users Rate Partial.ly?

- **Quality of Support:** 9.2/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 8.7/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.3/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 8.3/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Partial.ly?

- **Seller:** [Partial.ly](https://www.g2.com/sellers/partial-ly-f465e9fe-ff9e-457a-be21-7490fc1eb61e)
- **Year Founded:** 2015
- **HQ Location:** Tampa
- **Twitter:** @partiallyapp  
112 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f72dafd02fabbb94e08886887dc7c2bc2d4488815fbeb82c040b999be91ef300&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpartially%2Fabout&secure%5Burl_type%5D=linkedin_company_website)  
4 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 67% Small, 33% Medium

#### What Are Recent G2 Reviews of Partial.ly?

**["Simple The Best Partial Payments"](https://www.g2.com/survey_responses/partial-ly-review-8377808)**

**Rating:** 5.0/5.0 stars

_— Yuvan K._

[Read full review](https://www.g2.com/survey_responses/partial-ly-review-8377808)

**["Easy to use"](https://www.g2.com/survey_responses/partial-ly-review-8078062)**

**Rating:** 5.0/5.0 stars

_— Kimberly Mae B._

[Read full review](https://www.g2.com/survey_responses/partial-ly-review-8078062)

### [PayPal Buy Now Pay Later](https://www.g2.com/products/paypal-buy-now-pay-later/reviews)

PayPal Buy Now, Pay Later (BNPL) is an installment payment solution that lets merchants offer their customers the option to split purchases into smaller payments over time - while the merchant is paid, up front, in full, with no additional risk. It's included within PayPal Checkout with no additional integration and gives shoppers flexible ways to pay, including Pay in 4 (interest-free payments), Pay Monthly (longer-term financing), and other financing options varying by market. Built for businesses of every size, from independent retailers to global enterprises, PayPal Pay Later is available to merchants across nine markets - the United States, United Kingdom, Canada, Australia, France, Germany, Italy, Austria and Spain - and is backed by PayPal's global network of 400M+ active consumers with 90M+ global PayPal users highly likely to be approved for Pay Later installment offers (1). Merchants use PayPal Pay Later to help increase conversion and average order value while removing the risk and operational overhead of financing. PayPal handles billing and collections, so the merchant is paid in full at the point of sale without additional risk. Merchants see a 14% lift in sales after adding upstream messaging and a second PayPal button (2). Globally, Pay Later transactions have an 81% higher average order value than standard PayPal transactions3 - rising to 91% for enterprise4 merchants. Additionally, 96% of PayPal Pay Later users are repeat users (5). Key features: - Get paid up front, with no risk. PayPal bills and collects from the customer while you're paid in full, with no additional risk. - Lift average order value and sales with dynamic Pay Later messaging. Show personalized installment offers across home, product, cart, and checkout pages. Merchants adding Pay Later messaging and 2nd button see 14% lift in sales (2). - Reach high-value shoppers. 90M+ PayPal users globally are highly likely to be approved for Pay Later installment offers(1) - Integrate through 40+ e-commerce platforms. Add BNPL through Shopify, WooCommerce, Adobe Commerce (Magento), BigCommerce, Salesforce Commerce Cloud, PrestaShop, Shopware, OpenCart, Viva Wallet, Adyen, and more - no separate setup. - Simple, transparent pricing. No monthly setup or management fees. You only pay when you get paid. - Track everything in one dashboard. All Pay Later sales, average order value, and repeat-buyer data live in your PayPal merchant dashboard. (1) Based on internal PayPal data, March 2025. Global Pay Later offers include Pay in 4 (US, AU), Pay in 3 (UK, IT, ES), and Paiement en 4x (FR). DE is excluded. (2) Based on PayPal Internal data of merchants who added messaging/button between March 2020–September 2025 (Base: N=6,502). Impact is on PayPal Branded TPV for 3 months after adding messaging and Pay Later 2nd button. Data inclusive of Pay Later transactions across 8 markets (US, UK (Pay in 3), AU (Pay in 4), DE, ES, IT, FR (Pay in 4X), CA (Pay in 4)). (3) Internal Data Analysis of merchants with Pay Later transactions from January–December 2024. Data inclusive of Pay Later transactions across 7 markets (US, UK, AU, DE, ES, IT, FR). (4) Internal Data Analysis of Large Enterprise merchants with Pay Later transactions from January–December 2024. Data inclusive of Pay Later transactions across 7 markets (US, UK, AU, DE, ES, IT, FR). (5) Based on PayPal internal data from March 2025–February 2026. Data inclusive of Pay Later transactions across 8 markets (US, UK (Pay in 3), AU (Pay in 4), DE, ES, IT, FR (Pay in 4X), CA (Pay in 4)). Merchant results will vary depending on merchant size, industry, and market conditions. A repeat user is defined as a user who has used Pay Later more than 1x in the last 12 months

**Average Rating:** 4.4/5.0

**Total Reviews:** 7

#### How Do G2 Users Rate PayPal Buy Now Pay Later?

- **Quality of Support:** 8.8/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 10.0/10 (Category avg: 8.9/10)
- **Loyalty Management:** 8.3/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 8.9/10 (Category avg: 8.6/10)

#### Who Is the Company Behind PayPal Buy Now Pay Later?

- **Seller:** [PayPal](https://www.g2.com/sellers/paypal)
- **Company Website:** www.paypal.com
- **Year Founded:** 1998
- **HQ Location:** San Jose, CA
- **Twitter:** @PayPal  
1,112,487 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4b7d71f2b3f5fd5c3d01386b64cca4ea25caa4e5200db6b188ce21ef6f2579ff&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1482%2F&secure%5Burl_type%5D=linkedin_company_website)  
36,915 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 80% Small, 10% Medium

#### What Are Recent G2 Reviews of PayPal Buy Now Pay Later?

**["Long time customer of Paypal who uses it in my business now"](https://www.g2.com/survey_responses/paypal-buy-now-pay-later-review-13221717)**

**Rating:** 5.0/5.0 stars

_— Verified User in Photography_

[Read full review](https://www.g2.com/survey_responses/paypal-buy-now-pay-later-review-13221717)

**["Effortless Payment Solution with Wide Acceptance"](https://www.g2.com/survey_responses/paypal-buy-now-pay-later-review-13221609)**

**Rating:** 5.0/5.0 stars

_— Patrick L._

[Read full review](https://www.g2.com/survey_responses/paypal-buy-now-pay-later-review-13221609)

### [Bread Pay](https://www.g2.com/products/bread-pay/reviews)

Bread Financial is a leading provider of simple, personalized payment, lending, and saving solutions. We create opportunities for our customers and partners through digitally-enabled choices that offer ease, empowerment, and financial flexibility

**Average Rating:** 4.0/5.0

**Total Reviews:** 6

#### How Do G2 Users Rate Bread Pay?

- **Quality of Support:** 8.3/10 (Category avg: 8.5/10)
- **Payment Scheduling:** 7.9/10 (Category avg: 8.9/10)
- **Loyalty Management:** 7.9/10 (Category avg: 8.3/10)
- **E-commerce Integration:** 7.2/10 (Category avg: 8.6/10)

#### Who Is the Company Behind Bread Pay?

- **Seller:** [Bread Financial](https://www.g2.com/sellers/bread-financial)
- **Year Founded:** 1996
- **HQ Location:** Columbus, Ohio, United States
- **Twitter:** @breadfinancial  
6,006 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=99d7afd767eb6302a221e7defe4531a70b96520f3f978a160d5e1ad29f3bd0cb&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fbread-financial&secure%5Burl_type%5D=linkedin_company_website)  
4,253 employees on LinkedIn®
- **Ownership:** NYSE: BFH

#### Who Uses This Product?

- **Company Size:** 50% Small, 33% Medium

#### What Do G2 Reviewers Say About Bread Pay?

_AI-generated summary from verified user reviews_

##### Cons

- Users find the **cumbersome UX** of Bread Pay less intuitive compared to other digital wallets available.

#### What Are Recent G2 Reviews of Bread Pay?

**["Best interest free line of credit"](https://www.g2.com/survey_responses/bread-pay-review-8236448)**

**Rating:** 5.0/5.0 stars

_— Nicole S._

[Read full review](https://www.g2.com/survey_responses/bread-pay-review-8236448)

**["I use this to pay my bill"](https://www.g2.com/survey_responses/bread-pay-review-8245783)**

**Rating:** 5.0/5.0 stars

_— Sharlene S._

[Read full review](https://www.g2.com/survey_responses/bread-pay-review-8245783)

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Similar Categories

- [Payment Gateways](/categories/payment-gateways)
- [Embedded Payments](/categories/embedded-payments)
- [Failed Payment Recovery](/categories/failed-payment-recovery)

- [Payment Analytics](/categories/payment-analytics)
- [Payment Card Issuance](/categories/payment-card-issuance)
- [Payment Processing](/categories/payment-processing)

- [Payments Orchestration](/categories/payments-orchestration)

[Browse Installment Payment and Buy Now Pay Later (BNPL) Themes](/categories/installment-payment-and-buy-now-pay-later-bnpl/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Installment payment and buy now pay later (BNPL) software facilitates a business’ ability to offer customers the option to purchase products and services over time through a set number of regular payments. Businesses embed these solutions into their online store or integrate them with their invoicing software to offer flexible payment options. Because of the flexibility associated with installment payments, these solutions enable a business to potentially attract new customers and sell more high-priced items within their e-commerce store. This type of software can also benefit marketplace providers such as Etsy or eBay, which use BNPL to allow their sellers to receive installment payments.

These tools need to integrate with [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms) to provide options for installment payment at checkout and with [payment gateways](https://www.g2.com/categories/payment-gateways) to process payments. Furthermore, all payment data needs to be transferred to financial systems, which requires integration with [accounting software](https://www.g2.com/categories/accounting).

To qualify for inclusion in the Installment Payment and Buy Now Pay Later (BNPL) category, a product must:

- Provide the option to pay for purchases by choosing from multiple installment plans
- Manage the amount, timeframe, and number of installments available
- Define multiple installment plans that can be assigned to different products and services
- Apply appropriate interest and fees if the installments are late or unpaid
- Send personalized payment notifications to both customers and businesses
- Integrate with e-commerce platforms, payment gateways, or invoicing software
- Analyze the impact of buy now pay later options on customer satisfaction
- Comply with security and privacy compliance regulations such as PCI DSS

Show More