Best Enterprise Earned Wage Access Software

How Many Earned Wage Access Software Products Does G2 Track?

Total Products under this Category: 44

Category Stats (Oct 2026)

  • Average Rating: 4.43/5 (↑0.01 vs Sep 2026) The average rating of products in this category, based on all submitted ratings
  • Top Trending Product: Paycom (+2.52%) - Among all products in this category, Paycom recorded the largest rating increase compared to last month

Last updated: October 16, 2026

How Does G2 Rank Earned Wage Access Software Products?

Why You Can Trust G2's Software Rankings:

  • 30 Analysts and Data Experts
  • 14,800+ Authentic Reviews
  • 44+ Products
  • Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

G2 Grid® for Earned Wage Access Software

G2 Grid® for Earned Wage Access Software plotting products by satisfaction and market presence

Highlighted products: Paycom, DailyPay, Stream, Payactiv, Sprout Solutions, ZayZoon, Rain Technologies, Inc., and ProLiant.

Underlying data: [Grid® JSON](https://www.g2.com/categories/earned-wage-access/grids.json?focus%5B%5D=paycom&focus%5B%5D=dailypay&focus%5B%5D=wagestream-stream&focus%5B%5D=payactiv&focus%5B%5D=sprout-solutions-philippines-inc-sprout-solutions&focus%5B%5D=zayzoon&focus%5B%5D=rain-technologies-inc&focus%5B%5D=proliant&segment=enterprise)

Paycom

Paycom is a leading human capital management software provider that helps organizations across the U.S. and internationally automate routine decisions and workflows. Through built-in decisioning logic and full-solution automation, Paycom reduces administrative burden for HR, managers and employees while streamlining HR and payroll processes. Frequently recognized by third party reviewers as one of the best payroll and HR software solutions, Paycom is used by organizations of all sizes across the U.S. and internationally to simplify workforce management and free HR teams to focus on strategic initiatives.

Average Rating: 4.7/5.0

Total Reviews: 9,783

How Do G2 Users Rate Paycom?

  • Has the product been a good partner in doing business?: 8.4/10 (Category avg: 9.5/10)
  • Integrations: 7.1/10 (Category avg: 8.6/10)
  • Compliance: 8.8/10 (Category avg: 8.6/10)
  • Awarding bonuses: 8.3/10 (Category avg: 8.0/10)

Who Is the Company Behind Paycom?

  • Seller: Paycom
  • Company Website:
  • Year Founded: 1998
  • HQ Location: Oklahoma City, OK
  • Twitter: @Paycom
    33,252 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    5,537 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: HR Manager, Human Resources Manager
  • Top Industries: Hospital & Health Care, Manufacturing
  • Company Size: 38% Medium, 12% Small

What Do G2 Reviewers Say About Paycom?

AI-generated summary from verified user reviews

Pros
  • Users appreciate the ease of use of Paycom, noting its simple interface and straightforward setup process.
  • Users value the effective timeclock and payroll processing of Paycom, simplifying employee access and reducing errors.
  • Users commend Paycom for their knowledgeable and responsive customer support, enhancing the overall experience with the tool.
  • Users appreciate the user-friendly payroll management with streamlined processes that enhance efficiency for HR and employees.
  • Users value the user-friendly technology of Paycom, enhancing payroll processing and time tracking effortlessly.
Cons
  • Users express frustration with Paycom's poor customer support, feeling their concerns are often met with unhelpful responses.
  • Users report a steep learning curve with Paycom, making it challenging to navigate and effectively utilize the system.
  • Users find Paycom's interface not intuitive, requiring excessive steps to accomplish tasks compared to other tools.
  • Users find Paycom's limited features frustrating, leading to dissatisfaction and a desire to revert to previous tools.
  • Users find Paycom to be not user-friendly, struggling with an unintuitive UI and complicated processes for everyday tasks.

What Are Recent G2 Reviews of Paycom?

DailyPay

DailyPay is a worktech platform driven by its mission to power daily opportunities for workers everywhere to live a better financial life. DailyPay’s platform, featuring the industry-leading On-Demand Pay solution, empowers daily workers to simplify and optimize their working lives, earn more, manage the money they make, and help them break living the paycheck to paycheck cycle. Leading employers leverage DailyPay to create workplaces where hard work pays off, giving them a competitive advantage in recruiting, retaining and increasing worker productivity. DailyPay’s goal is to be the go-to app with solutions that help workers and employers alike succeed together. DailyPay is headquartered in New York City, with operations based in Belfast. For more information, visit www.dailypay.com/press.

Average Rating: 4.7/5.0

Total Reviews: 91

How Do G2 Users Rate DailyPay?

  • Has the product been a good partner in doing business?: 9.7/10 (Category avg: 9.5/10)
  • Integrations: 9.0/10 (Category avg: 8.6/10)
  • Compliance: 9.3/10 (Category avg: 8.6/10)
  • Awarding bonuses: 7.6/10 (Category avg: 8.0/10)

Who Is the Company Behind DailyPay?

  • Seller: DailyPay
  • Company Website:
  • Year Founded: 2015
  • HQ Location: New York, New York, United States
  • Twitter: @DailyPay
    3,386 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    982 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Hospital & Health Care, Restaurants
  • Company Size: 80% Large, 17% Medium

What Do G2 Reviewers Say About DailyPay?

AI-generated summary from verified user reviews

Pros
  • Users value the responsive customer support of DailyPay, enhancing overall satisfaction and ease of use.
  • Users value the earned wage access of DailyPay, enhancing financial wellness and attracting potential employees.
  • Users value the quick access to funds provided by DailyPay, enhancing financial wellness and flexibility for employees.
  • Users find DailyPay's ease of use exceptional, enjoying a straightforward experience from login to support.
  • Users appreciate the strong customer support provided by DailyPay, ensuring a smooth and positive experience.
Cons
  • Users report payroll issues causing confusion around pay timing and balance, affecting employee experience amidst transitions.
  • Users report confusion about pay timing and account balances, making it difficult to understand their financial status.
  • Users express concerns about poor customer support, noting difficulties in receiving timely assistance and clarification.
  • Users notice a delay in services, especially during payroll processing, impacting employee satisfaction.
  • Users face access issues with DailyPay, particularly when switching between admin and client roles on the website.

What Are Recent G2 Reviews of DailyPay?

What Are G2 Users Discussing About DailyPay?

Stream

Stream is the leading Workplace Finance platform, reaching 4 million workers through 2,000 leading employers globally. Focused on improving the financial lives of everyday workers, Stream provides fair, accessible tools, delivered through their employer, in one easy-to-use app – helping them understand their finances better, get paid when they choose, build savings, access affordable credit and much more. Stream partners with leading employers including Albertsons Companies, Asda, Bupa, Greene King, Hilton, and Burger King. As a Certified B Corporation, Stream is committed to improving financial outcomes for every worker.

Average Rating: 4.8/5.0

Total Reviews: 35

How Do G2 Users Rate Stream?

  • Has the product been a good partner in doing business?: 9.8/10 (Category avg: 9.5/10)
  • Integrations: 9.7/10 (Category avg: 8.6/10)
  • Compliance: 8.9/10 (Category avg: 8.6/10)
  • Awarding bonuses: 7.8/10 (Category avg: 8.0/10)

Who Is the Company Behind Stream?

  • Seller: Stream
  • Company Website:
  • Year Founded: 2018
  • HQ Location: London | New York | DC
  • LinkedIn® Page: www.linkedin.com
    333 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Hospital & Health Care, Hospitality
  • Company Size: 73% Large, 24% Medium

What Do G2 Reviewers Say About Stream?

AI-generated summary from verified user reviews

Pros
  • Users value the cost efficiency of Stream, benefiting from low fees for accessing funds when needed.
  • Users value the early payment access feature of Stream for managing wages and accessing funds quickly.
  • Users value the efficiency of Stream, gaining better insights into earnings and spending for improved financial management.
  • Users appreciate the insight into earnings and spending that Stream provides, enhancing employee financial awareness.
  • Users love the convenient payroll management of Stream, allowing easy wage tracking and advance withdrawals.
Cons
  • Users find the high fees for Stream variable and burdensome, especially as usage increases.

What Are Recent G2 Reviews of Stream?

AI can help you find the answers. G2 helps you trust them.

Connect G2 to Claude or ChatGPT for answers grounded in G2's trusted reviews, comparisons, and pricing from real user insights.

How it works
Connect G2 to ChatGPTConnect G2 to Claude

Payactiv

Payactiv makes access work—for people, for business, for growth. As the creator of Earned Wage Access, we work within payroll to provide responsible access to earned wages, proving that when people move forward, companies do too. Retention improves, staffing becomes more reliable, engagement rises, and teams contribute with greater consistency and commitment. In 2012, Payactiv introduced a simple but transformative idea: No one should wait to use what they’ve already earned. Employees should be able to access their earned wages—responsibly and securely—without interest, or disruption to payroll. This model bridges the gap between hours worked and pay received, helping employees avoid late fees, overdrafts, and payday loans that erode financial stability. But Payactiv goes beyond EWA. The platform is designed as a comprehensive financial growth infrastructure, offering a suite of tools that help employees manage, save, and plan for their future. For employers, it delivers measurable outcomes through real-time data, adoption insights, and ROI reporting, all within a compliant, payroll-aligned framework. More than 40,000 employers and 5 million employees across healthcare, retail, manufacturing, logistics, and hospitality trust Payactiv to drive measurable business and human outcomes. Core capabilities include: ✔︎ Earned Wage Access: Employees can access wages they’ve already earned—on demand, with no payday loans or credit checks. ✔︎ Financial growth tools: Built-in savings, bill pay, budgeting, built-in deals & offers, and goal-tracking features to build long-term financial health. ✔︎ Financial education and counseling: In-app learning resources and access to 1:1 financial counseling to support informed decisions and long-term financial confidence. ✔︎ Pay solutions: Payroll cards, digital tip and mileage disbursement, and off-cycle pay options that ensure every form of earned value is available when needed. ✔︎ Employer insights: Dashboards and reporting that measure engagement, retention, and ROI over time. ✔︎ Responsible design and compliance: SOC 2, PCI, and ISO certified, compliant in all 50 states, and built in partnership with regulators. ✔︎ Employee and employer support: Dedicated onboarding, optimization, and 24/7 customer care to ensure lasting adoption and success. Because when people have the means to move ahead, they bring their best to work—and workplaces built on that momentum grow stronger from the inside out, gaining the stability, loyalty, and performance that make growth mutual.

Average Rating: 4.6/5.0

Total Reviews: 121

How Do G2 Users Rate Payactiv?

  • Has the product been a good partner in doing business?: 9.1/10 (Category avg: 9.5/10)
  • Integrations: 4.4/10 (Category avg: 8.6/10)
  • Compliance: 5.3/10 (Category avg: 8.6/10)
  • Awarding bonuses: 2.2/10 (Category avg: 8.0/10)

Who Is the Company Behind Payactiv?

  • Seller: Payactiv
  • Company Website:
  • Year Founded: 2012
  • HQ Location: San Jose, US
  • Twitter: @PayActiv
    1,777 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    403 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: HR Manager
  • Top Industries: Hospital & Health Care, Health, Wellness and Fitness
  • Company Size: 55% Medium, 23% Large

What Do G2 Reviewers Say About Payactiv?

AI-generated summary from verified user reviews

Pros
  • Users value the convenience of early payment access from Payactiv, providing financial relief and flexibility during emergencies.
  • Users appreciate the easy setup of Payactiv, allowing quick and hassle-free access to their funds.
  • Users find Payactiv to be extremely easy to use, appreciating the quick setup and immediate access to earnings.
  • Users value the convenient access to earned wages from Payactiv, enhancing financial flexibility and employee morale.
  • Users find Payactiv's easy access to earnings very convenient for emergencies and everyday expenses like groceries and gas.
Cons
  • Users feel the high fees of Payactiv lead to increased debt and add up significantly from their checks.
  • Users experience payroll issues with Payactiv, facing delays and high fees that complicate their financial situation.
  • Users face frequent login issues with Payactiv, complicating the cash-out process and creating frustration.
  • Users experience poor customer support with Payactiv, facing unprofessional service and communication barriers during issues.
  • Users experience slow performance with Payactiv, particularly during peak hours, making cashing out frustrating.

What Are Recent G2 Reviews of Payactiv?

What Are G2 Users Discussing About Payactiv?

Sprout Solutions

Sprout Solutions is the Philippines' leading HR software and payroll platform: a People-First AI system built for Philippine businesses that need accurate payroll, automated timekeeping, and full labor law compliance in one place. Founded in 2015, Sprout Solutions has grown into the largest homegrown B2B SaaS company in the Philippines, now serving 2,000+ business teams and 350,000+ platform users. It has processed over $2 billion in payroll, built entirely on deep local expertise in Philippine HR, labor regulations, and workforce management. What Sprout Solutions does: The platform covers the full employee lifecycle, from recruitment and onboarding to daily timekeeping, payroll processing, government-mandated compliance (BIR, SSS, PhilHealth, Pag-IBIG, DOLE), performance management, and employee financial wellness. Instead of managing multiple HR vendors, Sprout Solutions consolidates Core HR, Payroll, Talent Management, and Employee Retention into a single connected system, reducing errors, eliminating data silos, and giving HR teams real-time visibility over their entire workforce. Who it's built for: Sprout Solutions serves Philippine businesses of all sizes, from growing SMEs running their first formal payroll to large enterprises with complex multi-location, multi-shift workforce operations. It is especially trusted in industries with demanding compliance requirements: BPO, manufacturing, retail, professional services, and hospitality. AI-powered HR, built for the Philippines

Average Rating: 4.7/5.0

Total Reviews: 442

How Do G2 Users Rate Sprout Solutions?

  • Has the product been a good partner in doing business?: 9.2/10 (Category avg: 9.5/10)
  • Integrations: 9.3/10 (Category avg: 8.6/10)
  • Compliance: 9.3/10 (Category avg: 8.6/10)
  • Awarding bonuses: 9.1/10 (Category avg: 8.0/10)

Who Is the Company Behind Sprout Solutions?

Who Uses This Product?

  • Who Uses This: Customer Service Representative, Content Moderator
  • Top Industries: Outsourcing/Offshoring, Consumer Services
  • Company Size: 62% Medium, 20% Large

What Do G2 Reviewers Say About Sprout Solutions?

AI-generated summary from verified user reviews

Pros
  • Users find Sprout Solutions extremely user-friendly, enabling easy access to payroll and attendance features.
  • Users value the automation and convenience of payroll management in Sprout Solutions, simplifying employee monitoring and adjustments.
  • Users value the ease of managing payroll with Sprout Solutions, simplifying employee monitoring and automation.
  • Users value the ease of payroll management with Sprout Solutions, streamlining processes and enhancing employee monitoring.
  • Users love the easy access to employee records and payroll details, simplifying HR processes significantly.
Cons
  • Users often face technical issues with Sprout Solutions, experiencing inaccurate geotagging and server downtimes affecting usability.
  • Users face challenges with reporting issues, including manual data entry and inconsistent app interfaces.
  • Users face timekeeping issues with Sprout Solutions, experiencing problems with attendance capture and date accuracy.
  • Users face login issues due to application glitches and overly short idle time, impacting accessibility and experience.
  • Users report missing features like record accuracy, performance review integration, and limited report templates in Sprout Solutions.

What Are Recent G2 Reviews of Sprout Solutions?

What Are G2 Users Discussing About Sprout Solutions?

Rain Technologies, Inc.

Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $6B+ in earned wages to 4 million employees across 1,800 employers—including McDonald's, Oschner Health, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.

Average Rating: 4.8/5.0

Total Reviews: 67

How Do G2 Users Rate Rain Technologies, Inc.?

  • Has the product been a good partner in doing business?: 9.7/10 (Category avg: 9.5/10)
  • Integrations: 8.7/10 (Category avg: 8.6/10)
  • Compliance: 9.0/10 (Category avg: 8.6/10)
  • Awarding bonuses: 4.2/10 (Category avg: 8.0/10)

Who Is the Company Behind Rain Technologies, Inc.?

Who Uses This Product?

  • Top Industries: Hospital & Health Care, Restaurants
  • Company Size: 52% Medium, 42% Large

What Do G2 Reviewers Say About Rain Technologies, Inc.?

AI-generated summary from verified user reviews

Pros
  • Users appreciate the ease of use of Rain Technologies, enjoying its intuitive interface and helpful support.
  • Users appreciate the employee autonomy provided by Rain Technologies, enhancing control over finances and offering wellness resources.
  • Users appreciate the early access to earned wages, allowing for better financial management during emergencies.
  • Users praise the setup ease of Rain Technologies, Inc., appreciating the smooth transition and comprehensive support provided.
  • Users find Rain Technologies' platform to be exceptionally simple and easy to use, enhancing daily HR interactions.
Cons
  • Users face frustrating integration issues, including false account inactivity and lack of communication with HRIS.
  • Users experience payroll issues with delayed access to funds and discrepancies, complicating overall payroll management.
  • Users face poor integration, leading to false inactive accounts and lack of communication with HRIS.
  • Users face payroll discrepancies and delays in fund access due to technical issues within the system.
  • Users are frustrated by the delayed services, as implementation took longer than anticipated, impacting overall satisfaction.

What Are Recent G2 Reviews of Rain Technologies, Inc.?

What Are G2 Users Discussing About Rain Technologies, Inc.?

ZayZoon

ZayZoon is the financial empowerment platform for SMBs. With ZayZoon, payday finally comes with the push of a button. It’s free for employers and takes only 30 minutes to implement. Employees can use ZayZoon to get paid whenever, however. The platform also offers educational resources and tools to help workers break the paycheck-to-paycheck cycle. And it works. 89% of employees who use ZayZoon report less financial stress and employers who offer ZayZoon boast a 29% reduction in turnover.

Average Rating: 4.6/5.0

Total Reviews: 232

How Do G2 Users Rate ZayZoon?

  • Has the product been a good partner in doing business?: 9.6/10 (Category avg: 9.5/10)
  • Integrations: 9.2/10 (Category avg: 8.6/10)
  • Compliance: 8.7/10 (Category avg: 8.6/10)
  • Awarding bonuses: 6.6/10 (Category avg: 8.0/10)

Who Is the Company Behind ZayZoon?

  • Seller: ZayZoon
  • Company Website:
  • Year Founded: 2016
  • HQ Location: Calgary, CA
  • Twitter: @ZayZoon
    786 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    205 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: HR Manager, Owner
  • Top Industries: Hospital & Health Care, Hospitality
  • Company Size: 62% Medium, 30% Small

What Do G2 Reviewers Say About ZayZoon?

AI-generated summary from verified user reviews

Pros
  • Users value the ease of use of ZayZoon, finding it simple to access earned wages and set up.
  • Users appreciate the early payment access of ZayZoon, enabling easy wage advances for essential expenses.
  • Users appreciate the freedom and ease of payroll management with ZayZoon, enhancing employee satisfaction and motivation.
  • Users highlight the easy access ZayZoon provides to their earnings, enhancing employee convenience and financial flexibility.
  • Users appreciate the helpful and responsive support from the ZayZoon team, enhancing their overall experience.
Cons
  • Users face payroll issues with ZayZoon, including visibility problems and delays in report accuracy affecting their processes.
  • Users express dissatisfaction with poor customer support, highlighting difficulties in obtaining timely assistance and resolution.
  • Users express frustration over access issues, citing limited fund withdrawals and fees for accessing earned wages.
  • Users express frustration with miscommunication, reporting unfulfilled promises and perceived bias in review approvals.
  • Users report deduction issues with ZayZoon, particularly lacking visibility for administrators during terminations.

What Are Recent G2 Reviews of ZayZoon?

What Are G2 Users Discussing About ZayZoon?

ProLiant

Who is ProLiant? ProLiant is a payroll and HR technology provider dedicated to striking the perfect balance between service and technology. We offer fully integrated, cloud-based tools that simplify processes while improving accuracy and ensuring compliance. Our solutions include: - Applicant Tracking & Recruitment - Employee Onboarding - Time & Labor Management - Payroll & Tax Services - HR & Benefits Administration - Performance Management - Early Wage Access (ReadyPay Today) - Learning Management System At ProLiant, we combine our robust suite of products with a CPA-like approach to our clients’ needs. We care about the small details and listen; we strive to find a solution to even the most demanding challenges, and we make decisions based on data. This approach has helped us regularly achieve an NPS score greater than 80, making us a leader in our industry and other recognizable companies. What can we say? When you’ve been delivering powerful technology and services for over 30 years and have over 5,000 customers, people pay attention. We approach everything we do here at ProLiant with you in mind. We’re ready to offer you frictionless tools that empower your workforce. We’re committed to providing personalized and memorable support. And we’ll do it all with absolute accuracy. Let’s get started!

Average Rating: 4.3/5.0

Total Reviews: 753

How Do G2 Users Rate ProLiant?

  • Has the product been a good partner in doing business?: 8.8/10 (Category avg: 9.5/10)
  • Integrations: 8.0/10 (Category avg: 8.6/10)
  • Compliance: 8.6/10 (Category avg: 8.6/10)
  • Awarding bonuses: 8.4/10 (Category avg: 8.0/10)

Who Is the Company Behind ProLiant?

  • Seller: ProLiant
  • Company Website:
  • Year Founded: 1993
  • HQ Location: Atlanta, Georgia, United States
  • Twitter: @ProliantInc
    254 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    332 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Controller, Office Manager
  • Top Industries: Restaurants, Hospital & Health Care
  • Company Size: 57% Medium, 37% Small

What Do G2 Reviewers Say About ProLiant?

AI-generated summary from verified user reviews

Pros
  • Users find ProLiant's platform easy to navigate, providing quick access to payroll and employee information.
  • Users value the timely and effective customer support, enhancing their experience with ProLiant's features and setup.
  • Users appreciate the exceptional customer service and effortless navigation, making payroll management simple and efficient.
  • Users appreciate the streamlined payroll process of ProLiant, allowing for quick and efficient management.
  • Users appreciate the user-friendly payroll management of ProLiant, making tax preparation and access to information effortless.
Cons
  • Users express frustration with ProLiant's poor customer support, citing inadequate assistance and unresolved issues over time.
  • Users find the interface not intuitive, making it difficult to navigate and manage essential payroll functions.
  • Users find ProLiant not user-friendly, struggling with navigation and complex initial setup and changes.
  • Users find the limited customization of ProLiant's reports restrictive and the dashboard difficult to navigate.
  • Users find the payroll process complicated, wishing for a more straightforward, user-friendly experience.

What Are Recent G2 Reviews of ProLiant?

What Are G2 Users Discussing About ProLiant?

Inia Debnath
ID
Researched and written by Inia Debnath
Updated