I like wise app because it is user friendly.

Working with clients from different countries requires that I have a standard "go to" app for payments. Wise has made it easy for me to move funds to my local bank account. The rates are also very reasonable, and the lowest compared to banks and other apps. I've never encountered issues and payments always arrive on time. Customer service is also great. Overall, I'm very satisfied and will definitely keep using this service.

It has the lowest fees. Trust me, I've tried a lot and this one is the most reasonable one when it comes to fees. It allows me to have my paycheck in SECONDS and it doesn't charge me a penny. It also allowed me to withdraw cash from an ATM. Insanely comfortable.