Sivo

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Debt capital reinvented - Sivo enables companies to lend to their users at scale with features that include multi-currency debt capital, all while building your industry reputation and credit rating in real-time. We fund B2C and B2B lending programs including credit and charge cards, BNPL, earned income access, merchant cash advance and more. Introducing Sivo's credit network. We believe that embedding credit should be as simple as accepting payments. While you focus on growth, we’ll focus on compliance, capital, card issuance, underwriting, bureau reporting and payments.