Simple's best features are the services included at no additional cost, that other institutions charge large fees for. Primarily the no ATM fees, no ACH fees (even when accidental overdrafts occur), and amazing customer support

I opened this account because I liked the idea of having different goals/categories to put funds into and the simplicity of an online bank. I have yet to really dive into it as I haven't had a chance to really use it being out of the US, but I like how even though my account has nothing in it, it stays open and I have the option to use it whenever I like. It's something I'd probably return to because of simple and easy it is to use or not use but to have.