Excellent concept and competitors may successfully create a safe transaction system where Raise has failed.

I created an account because Raise offers money for higher end stores like Saint Laurent which I had a gift card for.

Finding ways to reduce our Cost of Living is what brought Raise to my attention. I can buy discount gift cards on Raise for things that I am going to spend money on anyhow and save money. We buy discount gift cards for groceries, clothes, going out to eat, going to the movies, etc. When I know I am going to be spending money I can visit their website and find the appropriate discount card most of the time. Raise provides a great service and they are prompt in getting your cards to you, electronically. And they sometimes run specials to give you even more savings on particular cards. I highly recommend Raise, for saving money.