We use three services, with myFICO being the "lightest" version. We typically use this on non-cash forward-facing positions, saving our other utilities for more in-depth reviews. It is also easier for our HR team to use, as our other utilities require the help of our credit admins.

financial control which was very difficult to maintain in excel and all is now sorted out.

You no longer need an excel sheet to control the loan book. You can pull defaulters' reports with a single click. The customer can know their credit scores with ease. With the ease of use, the tool comes with a number of analytic features and credit operations. You can be able to suspend and amed the credit limit.