Spotbanc is a specialist digital banking platform designed to enable small-and-medium-scale EMIs, banks, and financial service providers to launch powerful financial products/services such as electronic money, virtual accounts, online banking, loan management, treasury management, etc.
Spotbanc is specifically designed for highly specialized financial enterprises offering specialty services to the unique clientele.
Spotbanc solutions include Electronic Money software, Corporate Banking solution, Private Banking solution, Loan Management solution, Treasury Management software and Specialized Banking 'on-demand solution. Spotbanc's solutions can be enjoyed as standalones, combined, tailored-fit or holistic. It is the most agile online banking solution.
Omnichannel system
Spotbanc operates an advanced omnichannel system that provides a unified experience for clients. Data synchronized across all channels clients enjoy the same banking experience via web or mobile app. Onboarding is simplified and painless. Onboarding process is segregated between individuals and corporate bodies to ease client profiling.
Easy Integration:
Powerful APIs allow Spotbanc to easily integrate with external systems such as banks, service providers, payment and SMS gateways, financial switches, external AML, KYC systems, and fingerprint readers.
Security & Compliance:
Smart risk-management tool for ensuring your business remains compliant. Monitoring clients’ financial operations to prevent fraud, money laundering, illicit trading, tax evasion, terrorism financing and any activity that might damage your business.
Spotbanc is equally enriched with advanced security features working to keep clients’ accounts and transactions 100% safe.
Portfolio analysis
SpotBanc is enriched with powerful insights and a simple display of meaningful information per client. The platform is an integrated modular solution that helps you effectively manage the complexity of your premium clients’ funds and transactions, both locally and internationally.
Multiple Currencies and accounts
Spotbanc enables clients to create multiple accounts either in the same currency or different currencies depending on the specific currencies supported. Clients may transfer value between their own accounts or to another user’s account within your company’s organization (Intra transfer),and take advantage of FX and cross border payments functionalities.
Interest rate management
Spotbanc enables you to set up earnable interest rates for customers over a period of time depending on the volume of money customers hold in their accounts. Great for encouraging customers to increase deposits or balance holdings with your platform, or for rewarding outstandingly performing customers.
Accounting and Reporting:
Spotbanc has an advanced accounting module, real-time cash flow reporting, transaction reconciliation, and cash management. Monitor your business finances and analyse your business performance with inbuilt analytic tools and detailed reports.
Easy to Access and Setup
Spotbanc is easy to set up and use. It takes less than 10 minutes to launch and go live once setup is complete.
Agile. Robust. Cloud-based
Spotbanc’s agility compliments its robust architecture and means anything can be built on the platform. It makes for continuous innovation and extendibility to include any functionality clients may require. Spotbanc is deployed on cloud and accessible via web or mobile applications.
24/7 Support:
Spotbanc provides you with a 24-hour telephone, e-mail, and Skype technical support team that spans across different time zones, all over the world. So you get assistance whenever you request it.
