OneScore

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OneScore from Equifax is a powerful, multi-data risk score that leverages differentiated alternative data including telco, pay TV, and utility data + specialty finance data. It can be used as a standalone score or combined with traditional consumer credit data for even better performance. Powered by advanced analytics and machine learning, OneScore helps you score more consumers, intelligently grow your customer base, and make your portfolio more profitable. By the numbers: - 21% more applicants could be made scoreable with OneScore compared to a traditional credit score alone - 10% KS lift - when compared to a traditional score, enhancing the ability to identify consumers that should be swapped out - 15.5% more applicants can be approved when OneScore is used in combination with a traditional risk score without incurring additional risk

OneScore for Commercial

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OneScore for Commercial is able to more accurately predict delinquencies through in-depth modeling by utilizing the power of the commercial credit database from Equifax, including the Commercial Financial Network from Equifax, trended data, public records, firmographic and non-financial information. OneScore for Commercial unites the latest data assets from Equifax and technological innovations together, to create one of the best commercial delinquency scores in the market: - Unparalleled data assets: Commercial financial network, trended data, public records, firmographic data and more - Configurable solution: 12 industry specific scorecards stemming from NAICS (North American Industry Classification System) and SIC (Standard Industrial Classification) codes - Cutting edge analytics: Utilize patented NeuroDecision™ technology - Extensive coverage: Allowing credit invisibles to access credit By the numbers: - As many as 50% more applications scored - 15-20% potential increase in approved applications