Equifax Ignite® for Financial Services allows you to create optimized attributes and scores for more predictive analytics within your specific industry. Create powerful analyses, understand trends within financial services, and discover how well you are performing in certain areas relative to your peer groups. Explore many of our powerful data assets by using industry standard tools such as Python® and BigQuery. Then leverage even more automation power with Attribute Engine and Advanced Model Engine from Equifax. Through Equifax Ignite Google hosted Cloud, you can take advantage of a curated environment with the Financial Services curated environment. Enhance your decisions with access to industry-specific data, and develop andes tt models with speed, efficiency, and precision.
B2bConnect™ can help you target the right businesses and buyers with the B2B account data you need to prospect, segment, and retain key clients. Using B2bConnect™ increases response rates and decreases your costs. Data live in all corners of your business. You need the ability to unify and harmonize data across your organization to integrate records through a unique identifier applied in real-time. Get the information you need in minutes versus weeks so that you can make better decisions faster.
The Equifax developer portal is a gateway to modern cloud capabilities, allowing customers to easily integrate to APIs and quickly move business forward. Over 50 public, RESTful APIs are available, providing secure access to data attributes, models, scores, and a variety of products serving all major industries. Developers can build solutions and provide insights in Risk, Identity & Fraud, Verification, Consumer Education, Data Driven Marketing, and Workforce Management.
Pre-Approval of One allows consumers to initiate an application for credit with no impact to their credit score (soft-inquiry). Lender evaluates applicant’s creditworthiness and offers a commitment to lend, subject only to collateral requirements or conditions. A hard inquiry will be posted if the consumer moves forward with taking the pre-approved offer and meets the conditional credit requirements.Benefits:- Help Reduce Consumer Abandonment - Create a single, low-friction experience for credit seekers as well as credit applicants- Streamline the PII Ingest Process - Help boost take rates by collecting all the information that you need to underwrite the consumer at the time of ingest- Increase Stickiness - Establish consumer expectations and acknowledging they are valued by reducing their time commitment in the application process
FraudIQ® Synthetic ID Alerts – part of our FraudIQ integrated suite of identity verification, authentication, and fraud detection solutions – can help protect your business from losses associated with synthetic identity fraud. Delivered in batch or real-time, the alerts use patent-pending machine-learning algorithms to detect synthetic identity behaviors and patterns at various entry points. Key benefits: - Leverage more actionable insights while maintaining low false positive rates - Evaluate various patterns with advanced matching logic, such as authorized user/credit abuse, ID discrepancies, fraud/ID manipulations - Analyze potential synthetic ID behaviors and patterns revealed by reliable, multi-dimensional data sources - Better assess portfolio-specific risk, such as Credit Card, Automotive, Communications/Utilities, Personal Loans - Get efficient, real-time responses to suspicious user activity
Digital Identity Trust helps businesses verify identity information provided by a consumer is legitimate using insights from multi-dimensional data sources, including phone number, email and mobile device verification. Digital Identity Trust is for businesses that want ease and convenience in: - Using real-time verification of the consumer’s phone, email and device either standalone or as part of a layered risk mitigation strategy - Conducting passive verification checks to establish trust in the identity and digital information - Obtaining additional indicators to assess potential fraud - Implementing risk mitigation that can be paired with other identity solutions - Reducing friction and improving consumer experience while still effectively evaluating risk - Establishing trust in the consumer identity, the channels they are using and the correlating digital insights - Evaluating future interactions for anomalies before instituting more friction-filled authentication measures
At Equifax, our innovative data products and solutions help fintechs find and acquire the right customers, reduce fraud risk, and accomplish more with cloud-native technology and customer insights.