IntelliXform

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IntelliXform™ is a highly configurable, secure, scalable, mobile and web portals platform for digital transformation in P&C insurance. It significantly boosts customer experience while enabling sales engagement & digital distribution. It offers quote, policy, billing and claims servicing to agencies, prospects, policyholders, claimants etc. Carriers may offer our IntelliXform platform with their current Agency Portal or Policyholder Portals. Alternately they may leverage IntelliXform’s web portals. Key Features: WEB PORTALS AND MOBILE APP IntelliXform offers cloud based web portals and a mobile app for agencies, policyholders, prospects, claimants, premium auditors, third party integrators, law firms etc. It extends core system workflows further into a carrier’s insurance value chain collecting data at the point of origin without requiring carrier resources to push workflows OMNICHANNEL EXPERIENCE IntelliXform supports sales, marketing and distribution channels using the latest mobile and cloud based web application technology. Its ability to enable workflows for all user types in the insurance value chain on mobile as well as web based platforms allows carriers to offer superior omnichannel capabilities to their value chain. All the portals and mobile app are private branded offering carriers true digital transformation in insurance NO CODE PLATFORM The mobile and web platforms offer robust, no code features that enable changes to forms, data, messaging and alerts to support changing business needs well into the future thus protecting carrier investment SEAMLESS INTEGRATION IntelliXform integrates seamlessly with core systems protecting carrier investments in their core systems while providing new, modern technology to external stakeholders in the carrier’s value chain. While we support integration with older core systems using data interfaces, our preferred approach is API based real time integration ADVANCED COLLABORATION Our web portals and mobile app improve collaboration and customer relationship management between carriers, agencies, policyholders, claimants and other entities in the value chain using our state of the art Collaboration APIs. Video calls as well as text chat are fully supported between multiple users with a complete audit trail and without the need to lookup phone numbers DISCONNECTED MODE IntelliXform’s mobile app utilizes a disconnected mode for continued operation without Wi-Fi or cell coverage for most features INTEGRATED AI SOLUTIONS IntelliXform provides native out of the box integration with our injury reporting IntelliFROI solution as well as our loss reporting IntelliFNOL solution. Our AI based algorithms support all of these solutions

IntelliFROI™

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IntelliFROI™ is a smart product that focuses on the workers compensation market. It’s an early incident reporting tool that directly addresses claim lag thereby reducing claims costs. We believe that insurance carriers, state funds, PEOs, self-insureds and municipalities will benefit significantly by implementing this tool. Most claims processing organizations provide their policy holders with some sort of a web reporting capability to process a first report of injury (FROI). However, very few offer a mobile app such as our FROI app and web application to expedite early reporting of an accident or injury. IntelliFROI is a combination of an iPhone/Android app that works seamlessly with a Cloud based web application. It’s able to deliver an early incident report to an insurance carrier, self-insured or a municipality’s claim system in minutes. Key features of IntelliFROI are listed below. REPORT AN INCIDENT Provide a capability to report an incident to a carrier, self-insured or a municipality’s claims system in minutes ARTIFICIAL INTELLIGENCE Leverage artificial intelligence smart algorithms to increase the accuracy of the early incident report POLICY COVERAGE CHECK Enables an early policy coverage check QUICK CLAIM RESOLUTION Enhance accuracy and quick claim resolution through our photo, audio and video upload capability FRAUD IDENTIFICATION Early identification of potential fraud GEOCODING Geocoding of the incident provides an additional fraud check SUBROGATION IDENTIFICATION Early identification of subrogation opportunities LOCATE PROVIDERS Locate a preferred health care provider using the smartphone map and direction features ENHANCE VALUE Enhance value to injured workers, policyholders and agents by speeding up the claim compensability decision and the benefit payment process REDUCE CHANCES OF LITIGATION Reduce chances of litigation by eliminating confusion and frustration on part of the injured worker by providing a timely reporting capability

IntelliFNOL

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IntelliFNOL™ is a smart product that focuses on commercial lines in property & casualty insurance. It is a robust and powerful first notice of loss reporting tool that directly addresses timely data collection with a policy coverage check, unlimited photo and video capture, configurable workflows and a seamless on demand customer configurable set of data elements. Our FNOL app and web application may be integrated with existing claim workflows greatly enhancing the FNOL application function, improving fraud detection, enhancing customer/policyholder satisfaction and improving accuracy. We believe that insurance carriers, funds/trusts, self-insureds and municipalities will benefit significantly by implementing this tool. Most claim processing organizations provide their policy holders/customers/employees with some sort of a web reporting capability to process a first notice of loss (FNOL). Some may even provide a static mobile app for video streaming. However, very few offer an intelligent FNOL app to expedite early loss reporting. IntelliFNOL is a combination of an iPhone/Android app that works seamlessly with our Cloud based web application. Key features of IntelliFNOL are listed below. REPORT AN INCIDENT Provide a capability to report a loss to a carrier, self-insured, or municipality’s claim system in minutes ARTIFICIAL INTELLIGENCE Leverage artificial intelligence smart algorithms to increase the accuracy of the early incident report POLICY COVERAGE CHECK Enables an early policy coverage check for carriers or a retention check in case of self-insureds QUICK CLAIM RESOLUTION Enhance accuracy and quick claim resolution through our photo, audio and video capture capability FRAUD IDENTIFICATION Early identification of potential fraud GEOCODING Geocoding of the incident provides an additional fraud check SUBROGATION IDENTIFICATION Early identification of subrogation opportunities LOCATE PROVIDERS Locate a preferred health care provider, garages, etc. using the smartphone map and direction features ENHANCE VALUE Enhance value to policyholders, self-insureds and municipalities by speeding up the claim payment process REDUCE CHANCES OF LITIGATION Reduce chances of litigation by eliminating confusion and frustration with involved parties by providing a timely reporting capability

IntelliSPEAK

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Ajira Software's IntelliSPEAK™ API is a cloud-based video and text messaging service. It uses end-to-end encryption (E2EE) by default while eliminating metadata leakage. Group video chat, text messaging and document exchange are securely enabled without requiring the use of phone numbers. In a world of commonplace data breaches, our collaboration API protects your voice data, messages and documents minimizing your organization’s digital footprint and leakage.