É como um rastreador de calorias - se você insere suas despesas manualmente a cada dia, você automaticamente se torna mais consciente delas, o que ajuda a controlá-las.

YNAB is very flexible and allows you to adjust it to your specific needs. It's based on four specific rules and once you get those down, everything else falls into place. They have excellent customer support with an extensive knowledge base, community and webinars to help you through any roadblocks. Best of all, it helped me get my finances in order and stay in the green!

YNAB is the best budget software that I have used (and I have used A LOT). I love how easy it is to cover overspending in one category with another category. Category goals help you to plan accurately and make sure you don't leave anything out. The way YNAB handles finances month to month is great as well. It automatically starts you off with a negative balance for the month if you overspent the previous month so the impact of the deficit isn't overlooked. YNAB also has good reporting tools.