I love this tool for calculating all of my amortization schedules. While I understand the amortization calculation it's always a pain to set it up. And you can't always use the same schedules based on different factors, so I like that you can use this program to input the factors you know and it will spit out the schedule you need. Makes the Close process smoother and brings peace to mind. I especially like that it exports into an Excel file as all my files are in Excel. So it's easy to run this schedule and then just copy it over into one of my workbooks.

VERY easy to use. Will handle multiple scenarios

Tvalue can be customized to suit your specific needs.