--- title: SAP Treasury and Risk Management Reviews meta_title: 'SAP Treasury and Risk Management Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 52 reviews by the users' company size, role or industry to find out how SAP Treasury and Risk Management works for a business like yours. aggregate_rating: rating_value: 4.2 review_count: 52 scale: '5' date_modified: '2026-07-17' parent_category: name: Accounting & Finance url: https://www.g2.com/categories/accounting-finance --- # SAP Treasury and Risk Management Reviews **Vendor:** SAP **Category:** [Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems) **Average Rating:** 4.2/5.0 **Total Reviews:** 52 ## About SAP Treasury and Risk Management SAP Treasury and Working Capital Management is a comprehensive suite of cloud and on-premise solutions designed to provide corporate treasury teams with total visibility and control over their financial assets. Integrated directly within SAP S/4HANA, the solution unifies cash management, liquidity forecasting, debt and investment management, and financial risk mitigation. By automating the collection of real-time data from across the enterprise, it allows treasurers to optimize working capital, manage FX and interest rate risks, and ensure seamless bank connectivity. The platform transforms the treasury department from a back-office function into a strategic partner that drives liquidity, minimizes financial risk, and supports the organization’s broader capital structure goals. ## SAP Treasury and Risk Management Pros & Cons **What users like:** - Users value the **clear visibility and control** over cash flow and risk, enhancing decision-making and financial health. (6 reviews) - Users value the **visibility and control over cash and liquidity** that enhance decision-making and financial stability. (5 reviews) - Users praise the **efficiency** of SAP Treasury and Risk Management, benefiting from streamlined processes and improved financial visibility. (4 reviews) - Users value the **clear visibility and control over cash flow** , enhancing decision-making and optimizing financial performance. (4 reviews) - Users value the **time-saving automation** in SAP Treasury and Risk Management, enhancing operational efficiency and decision-making. (4 reviews) - Analytics (2 reviews) - Centralization (2 reviews) - Easy Integrations (2 reviews) - Flexibility (2 reviews) - Automation (1 reviews) **What users dislike:** - Users find SAP Treasury and Risk Management **not user-friendly** due to its complexity and unintuitive interface. (4 reviews) - Users are challenged by the **difficult setup** of SAP Treasury and Risk Management, requiring time and expertise to configure effectively. (3 reviews) - Users find the **steep learning curve** for SAP Treasury and Risk Management challenging and time-consuming initially. (3 reviews) - Users find the **learning difficulty** of SAP Treasury and Risk Management to be a significant barrier to effective use. (3 reviews) - Users face **financial management issues** due to delays in data and lack of integration, impacting investment decisions. (2 reviews) - Limited Customization (2 reviews) - Field Limitations (1 reviews) - Improvement Needed (1 reviews) - Integration Issues (1 reviews) - Outdated Interface (1 reviews) ## SAP Treasury and Risk Management Reviews ### 1. Real-Time Cash Visibility and Risk Management tool **Rating:** 5.0/5.0 stars **Reviewed by:** Uma V. | Head of Finance, Enterprise (> 1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about SAP Treasury and Risk Management?** What users appreciate most about SAP Treasury and Risk Management (TRM) is its real-time, end-to-end integration with SAP S/4HANA, which delivers strong visibility into cash positions and liquidity. Its key strengths include automated financial operations, robust risk management tools to help mitigate market and credit risks, and the ability to replace manual, fragmented processes by working from a single source of truth. **What do you dislike about SAP Treasury and Risk Management?** Common complaints about SAP Treasury and Risk Management (TRM) include high implementation costs, complicated configuration that often requires specialized (and expensive) consultants, and a steep learning curve for new users. People also frequently mention that the user interface—especially in SAP GUI—feels non-intuitive and outdated. In addition, integrating data with external banks can be complex, and performance may slow down when the system is handling heavy data processing. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management (TRM) helps address complex financial challenges by offering an integrated system for cash management, risk mitigation, and automated trading. It supports businesses by strengthening liquidity management, lowering market and credit risks (such as FX and interest-rate exposure), supporting regulatory compliance, and enabling more data-driven decisions through real-time reporting. ### 2. Centralized Cash, Liquidity, and Risk Management with Strong SAP Integration **Rating:** 4.5/5.0 stars **Reviewed by:** Dharamveer p. | Application Security Engineer, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** May 02, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about SAP Treasury and Risk Management is its ability to centralize and manage financial operations like cash flow, liquidity, and risk in one place. It provides strong visibility into financial positions, which helps in making better decisions. The integration with SAP ecosystem tools is a big advantage, as it allows smooth data flow across finance and accounting systems. **What do you dislike about SAP Treasury and Risk Management?** What I dislike about SAP Treasury and Risk Management is that it can be complex to set up and requires proper training to use effectively. The interface is not very beginner friendly, and customization or configuration can take time. It may also feel heavy for smaller organizations with simpler requirements. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management solves the problem of fragmented financial data and manual risk tracking. It brings everything together including cash management, forecasting, and financial risk analysis. For me, it helps in improving accuracy, reducing manual effort, and ensuring better control over financial operations. It also supports compliance and risk monitoring, which is important for decision making. ### 3. Streamlined Treasury Workflows with Real-Time SAP Finance Visibility **Rating:** 4.5/5.0 stars **Reviewed by:** Haripriya R. | Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** June 22, 2026 **What do you like best about SAP Treasury and Risk Management?** The most helpful part of the SAP treasury and risk management is it's strong integration with SAP Finance for real-time visibility, which makes it a stronger feature. The biggest upside of using this, is how streamlined workflows are ease of use and we are able to view automated hedging and FX capture, with accurate real-time insights on liquidity forecasting all in one software. **What do you dislike about SAP Treasury and Risk Management?** I dislike the fact that it has complex implementation, setup which can be time-consuming and resource heavy, further higher cost of license and maintenance expenses are super significant. Advanced features require training and expertise to use effectively, could be harder for someone without technical background to figure out use, and there are customization limits ie., the dashboards and reports have very less custom features to be enabled to. The user experience interface is also complex making performance lesser. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** The biggest problem this SAP solves is the lack of real-time visibility converted to liquidity and risk exposures, further it provides a huge benefit of automated cash forecasting and risk management, reducing manual efforts. It also solves multi-bank connectivity which can be complex, by centralized account management with streamlined transactions. It solves visibility, risk and connectivity challenges improving efficiency, reduced risk and better financial decision-making. ### 4. Streamlined Treasury with Robust Automation **Rating:** 3.5/5.0 stars **Reviewed by:** Rajan G. | Deputy Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** May 18, 2026 **What do you like best about SAP Treasury and Risk Management?** I love the real-time visibility of cash flow and financial risks that SAP Treasury and Risk Management offers. The automation and seamless integration with other SAP modules make treasury operations more efficient and accurate. I also like its centralized dashboard and real-time reporting, which make financial tracking simple and efficient. It reduces manual work and improves accuracy in treasury operations. Using SAP Treasury and Risk Management, we've transitioned from traditional manual treasury processes to better automation and centralized reporting, which has greatly improved our visibility and management of treasury operations. **What do you dislike about SAP Treasury and Risk Management?** The system can feel complex for new users and requires proper training to use all features effectively. Some reports and customizations also take time to configure and could be made more user-friendly. SAP Treasury and Risk Management could improve with a more user-friendly and modern interface for new users. Navigation and daily treasury tasks should be simpler and faster to access. Report customization can be enhanced with flexible templates and easier filtering options. Faster report generation would also improve efficiency for finance teams. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management to manage cash flow, liquidity, and financial risks efficiently. It streamlines treasury operations with real-time visibility, automation, and accurate financial reporting, enhancing financial decision-making and reducing manual processes. ### 5. Real-Time Cash Visibility and Strong Risk Management with SAP Treasury and Risk Management **Rating:** 4.5/5.0 stars **Reviewed by:** Akhil S. | Senior Data Engineer, Information Technology and Services, Enterprise (> 1000 emp.) **Reviewed Date:** May 01, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about SAP Treasury and Risk Management is its real-time cash visibility, strong risk management capabilities, seamless integration with SAP modules, and automation of treasury operations, enabling efficient financial control, better decision-making, reduced risks, and improved operational efficiency. **What do you dislike about SAP Treasury and Risk Management?** SAP Treasury and Risk Management can be complex to configure and requires significant expertise to implement effectively. The user interface feels outdated at times, and initial setup and integration with banking systems can be time-consuming and resource-intensive. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management solves challenges around fragmented cash visibility, manual treasury processes, and unmanaged financial risks. It centralizes data, automates operations, and improves risk tracking, enabling better liquidity planning, faster decisions, reduced errors, and stronger financial control across the organization. ### 6. Comprehensive System with Initial Setup Challenges **Rating:** 4.5/5.0 stars **Reviewed by:** loamy t. | Consultant, Enterprise (> 1000 emp.) **Reviewed Date:** May 07, 2026 **What do you like best about SAP Treasury and Risk Management?** I rely on SAP Treasury and Risk Management to maintain a single source of truth for our organization's liquidity and financial exposure. I appreciate that it solves the headache of moving away from manual, disconnected Excel trackers, where a single broken formula or a typo could lead to massive reporting errors. I like the real-time dashboard; unlike older versions of SAP where finding data was like a scavenger hunt, I now have a personalized dashboard that surfaces my key KPIs immediately. Having real-time visibility is a game changer for how I lead the organization. I also appreciate that SAP TRM provides assisted recommendations for standardizing processes, which is helpful in streamlining operations. Additionally, we integrate SAP TRM with both internal and external tools to ensure data flows without manual intervention, making SAP TRM the brain of our financial operations. **What do you dislike about SAP Treasury and Risk Management?** SAP Treasury and Risk Management has its challenges. The sheer depth of it can be a double-edged sword. It's designed to handle every possible financial instrument and regulatory requirement globally, which means the initial configuration is massive. Setting it up wasn't exactly a walk in the park since the technical configuration and organizational transition were tough, but worthwhile. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I rely on SAP Treasury and Risk Management to maintain a single source of truth for our organization's liquidity and financial exposure. It solves the headache of manual, disconnected Excel trackers, preventing massive reporting errors. The real-time dashboard is a game changer, providing immediate visibility of key KPIs. ### 7. Powerful Integration, Steep Learning Curve **Rating:** 4.5/5.0 stars **Reviewed by:** Gaurav C. | Sr. Manager-Preventive Vigilance Gold Loan, Banking, Enterprise (> 1000 emp.) **Reviewed Date:** May 02, 2026 **What do you like best about SAP Treasury and Risk Management?** I like SAP Treasury and Risk Management for its seamless integration with other SAP modules, which provides a real-time, 360-degree view of the organization's financial status. This makes cash flow monitoring and risk assessment incredibly efficient and transparent. The integration eliminates the need for manual data reconciliation across departments, ensuring data consistency and reducing time spent on manual audits. With its powerful ability to automate debt and investment management, it decreases human error, acting as a 'single source of truth' for liquidity, aiding faster and more accurate financial decisions. Besides, it's essential for managing large-scale financial operations, especially in gold loan audits, cross-verifying collateral valuations and ensuring compliance with audit standards. **What do you dislike about SAP Treasury and Risk Management?** The user interface feels a bit dated and can be overwhelming for new users due to its complexity. Also, the initial configuration and customization process are quite time-consuming and often require specialized consultants. Simplifying the reporting engine to make it more user-friendly for non-technical staff would be a great improvement. The initial setup is quite complex and requires a high level of expertise, especially when customizing it for specific audit requirements like gold loan valuation and risk parameters. It isn’t a 'plug-and-play' solution; it took considerable time to align the system with our internal audit policies and compliance standards to ensure data accuracy. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management to centralize financial operations, automate transaction processing, and ensure accurate cash flow forecasting. It solves manual data entry issues, reduces human error, and provides a 'single source of truth' for liquidity, enabling faster financial decisions and strategic risk management. ### 8. Unified Treasury Visibility and Risk Control with SAP Treasury and Risk Management **Rating:** 5.0/5.0 stars **Reviewed by:** Cem U. | Senior Financial Analyst, Real Estate, Mid-Market (51-1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about SAP Treasury and Risk Management is that it brings multiple treasury activities into one system instead of managing cash, exposures, and payments through separate tools or spreadsheets. It has been very helpful for improving visibility into cash positions, liquidity forecasting, and managing financial risks such as FX exposure. I also like the integration with other SAP modules, which makes processes more efficient and reduces manual reconciliation. One of the biggest upsides is automation and stronger controls, especially for reporting and compliance. It supports better decision-making with real-time data and helps standardize treasury processes across the organization. For companies with complex treasury needs, it is a reliable and scalable solution. **What do you dislike about SAP Treasury and Risk Management?** What I dislike about SAP Treasury and Risk Management is that it can be complex to use, especially for new users or teams without strong SAP support. The initial setup and configuration take time, and some processes still feel more manual than they should be. Reporting is powerful, but not always intuitive, and sometimes getting the exact output you need requires extra effort or technical support. The user interface can also feel dated compared to newer treasury tools. One downside is the learning curve, especially when dealing with integrations or changes in requirements. In my experience, the software is very capable, but it can feel heavy for day-to-day tasks, and there is often reliance on experienced users or workarounds to get things done efficiently. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management is helping solve challenges around cash visibility, liquidity planning, and managing financial risks in a more structured way. Before using it, a lot of monitoring and analysis could be fragmented or rely too much on manual work. It has helped centralize cash positions, improve forecasting, and support management of exposures such as foreign exchange and interest rate risk. A major benefit is stronger control over treasury processes and better data for decision-making. It also helps resolve operational issues like inefficient reconciliations, inconsistent reporting, and limited visibility across entities or bank accounts. From a business perspective, it supports better risk management, improves efficiency, and helps make treasury processes more reliable and scalable. ### 9. Boosts Productivity with Real-Time, Multi-Bank Treasury Control **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** May 14, 2026 **What do you like best about SAP Treasury and Risk Management?** SAP Treasury boosts productivity by automation processes across both upstream and downstream organisations. It also strengthenes business monitor cash tool agility by enabling the capture of FX exposures and balance-sheet positions, while supporting a range of hedging and accounting requirements under IFRS and US GAAP. In addition, SAP’s multi-bank, real time treasury capabilities enhance security, flexibility and transparency and overall provide strong control. **What do you dislike about SAP Treasury and Risk Management?** SAP Treasury and Risk Management is genuinely good. on a Financial Accounting side, I’m running into issues with cash payments and with market data within Financial Accounting. On the positive side, it still provides strong transparency and control, which I appreciate. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** It’s more benefiting managing workflows support core business automation processes, helping to enhance the business and reinforce an innovative business model. They also help build and scale operations by increasing efficiency, improving control, and enabling careful, well-managed processes. ### 10. A Single Source of Treasury Truth **Rating:** 4.5/5.0 stars **Reviewed by:** Sathish R. | Solution Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about SAP Treasury and Risk Management is how everything just ties together. In one rollout, once an FX forward deal was booked, the exposure, hedge relationship, valuation, and accounting entries flowed automatically into finance. Instead of reconciling spreadsheets and chasing postings, the treasury and accounting teams operated from a single, real‑time source of truth—saving days of effort and eliminating audit surprises **What do you dislike about SAP Treasury and Risk Management?** What I dislike about SAP Treasury and Risk Management is how complex even small changes can be. For example, on one project we just needed to add a new FX hedging instrument for a recently onboarded bank. What sounded like a simple request ended up requiring changes across product types, valuation areas, account determination, hedge relationships, and testing across FI postings. A change that business expected in days took weeks, multiple specialists, and rigorous regression testing—making SAP TRM feel heavy and slow to adapt despite its strong capabilities. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP TRM replaces fragmented spreadsheets with a single, real‑time view of cash, risk, and forecasts—helping teams make faster, more confident liquidity decisions across global entities. ### 11. Seamless Integration, Challenging Learning Curve **Rating:** 4.5/5.0 stars **Reviewed by:** Sanay L. | Team Lead - Projects and Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** April 17, 2026 **What do you like best about SAP Treasury and Risk Management?** I use SAP Treasury and Risk Management for real-time visibility into the global cash position and liquidity. It helps solve the problem of fragmented data and manual spreadsheet tracking. I like the seamless integration with the rest of the SAP S/4HANA ecosystem, and it also aids in budget forecasting. It acts like a single source of truth, especially when managing large-scale projects. The biggest impact is on the speed of decision-making, as I no longer have to wait for manual reports from accounts to understand budget utilization. With real-time visibility, it's easier to track the budget, enabling me to make necessary adjustments or updates. **What do you dislike about SAP Treasury and Risk Management?** At the beginning of using SAP Treasury and Risk Management, it was very difficult to learn. I took almost a month to learn and go through the training. User onboarding should be easy. The training process should be improved. The initial setup was complex and time-taking. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management for real-time visibility into cash position and liquidity. It solves data fragmentation and manual tracking issues, integrates with SAP S/4HANA, and aids in budget forecasting. It's a single source of truth, speeding up decision-making and easing large-scale project management. ### 12. Comprehensive and Integrated, But Complex **Rating:** 4.0/5.0 stars **Reviewed by:** Hardeep N. | Accounting Generalist, Enterprise (> 1000 emp.) **Reviewed Date:** May 15, 2026 **What do you like best about SAP Treasury and Risk Management?** I really appreciate SAP Treasury and Risk Management for its end-to-end integration with the broader SAP ecosystem because it means I never have to leave the system to access other financial information. Another standout feature for me is its in-depth analytic capabilities, which help me run simulations and sensitivity analyses efficiently. **What do you dislike about SAP Treasury and Risk Management?** I would say the learning curve and overall complexity of the system. I think having good training will help you gain an edge on the complexity of the system. Just learning the system and the complexity was challenging during the setup process. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management to eliminate manual processes, reducing errors and saving time. Its integration with the SAP ecosystem and analytic capabilities help me manage financial operations and run simulations effectively. ### 13. The Control Tower for Global Cash **Rating:** 5.0/5.0 stars **Reviewed by:** Himanshu S. | Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about SAP Treasury and Risk Management?** SAP analyzing historical data and scheduled payments in the system Also SAP forecasts future cash flows, allowing us to move money where it’s needed before a shortage. It helps you manage debt and investment portfolios, simulating how a rate hike would impact your interest expenses. **What do you dislike about SAP Treasury and Risk Management?** Cost of the software is high for small organizations and it will take time to get learn and implement. It will helpful when data is clean otherwise will not get the fruitful result **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** No waiting for manual reports, will get an instant, global view of your cash across all bank accounts and subsidiaries. This helps us to use idle cash effectively and avoid unnecessary borrowing also Every financial move is automatically posted to the General Ledger, ensuring our books are always up to date ### 14. SAP Treasury and Risk Management **Rating:** 4.0/5.0 stars **Reviewed by:** Alexander G. | Public ESG & Controls Senior Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** March 13, 2026 **What do you like best about SAP Treasury and Risk Management?** I like that SAP Treasury and Risk Management is comprehensive and integrated, streamlining everything from cash management to risk analysis on one platform, which saves time and reduces errors. The real-time reporting and dashboards are incredibly beneficial, providing a clear and up-to-the-minute view of cash positions and liquidity, allowing me to focus on the metrics that matter most. The visualizations make complex data easy to interpret, which is great for presenting insights or making quick decisions. I also appreciate the flexibility to adapt processes to our specific workflows, which is a huge advantage. **What do you dislike about SAP Treasury and Risk Management?** While SAP Treasury and Risk Management is powerful, there are a few areas that could be improved. The initial setup and configuration can be quite complex, which means it takes time and expertise to get everything running smoothly. Some of the more advanced reporting features have a bit of a learning curve, so new users might need training to use them effectively. I also think the user interface could be a bit more intuitive in certain modules, as navigating between screens sometimes feels slower than I’d like. Overall, these are minor issues compared to the benefits, but addressing them would make the system even stronger. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management eliminates manual cash tracking, reduces errors, and centralizes all treasury activities. It helps manage financial risks proactively and streamlines decision-making with real-time reporting, improving efficiency, transparency, and accuracy. ### 15. Automates Treasury Operations with Seamless Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Amarjeet K. | CASH ANALYST, Enterprise (> 1000 emp.) **Reviewed Date:** May 01, 2026 **What do you like best about SAP Treasury and Risk Management?** I appreciate SAP Treasury and Risk Management as it serves as the engine that converts financial trades and risk strategies into actual cash flow data. It helps me in accurate cash positioning and liquidity forecasting, and also in managing debt and investment portfolios. I like that it offers significant automation by removing the manual efforts from treasury operations and supports automated accounting. The integration with SAP Multi Bank Connectivity is also a plus. Furthermore, the financial instruments and risk management features work especially well. **What do you dislike about SAP Treasury and Risk Management?** Nothing **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management automates treasury operations, removing manual tasks, and integrates with SAP Multi Bank Connectivity. It helps in accurate cash positioning, liquidity forecasting, and managing debt and investment portfolios. I also appreciate its automated accounting support. ### 16. Optimize Financial Management with Accounting Integration **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) **Reviewed Date:** May 21, 2026 **What do you like best about SAP Treasury and Risk Management?** I like the accounting integration of SAP Treasury and Risk Management. It offers extensive customization possibilities. The variety of financial products that can be managed, especially in the derivatives section, is remarkable. I also value the ability to extend its functions through BADIs and ABAP developments. **What do you dislike about SAP Treasury and Risk Management?** Many innovations are only available in the public cloud. This clashes with the reality of many customers who still use an on-premise version. Right now, there are only 4 APIs, which makes it extremely difficult to connect to the outside, especially if we think about connecting via AI agents and obtaining TRM information from the 'outside'. There are many configuration tables, which shows its flexibility, but also makes it difficult to change something after a go live. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Optimize the management of financial assets and integrate directly with SAP FI, which improves the back office of the Treasury department. ### 17. SAP is good for Finance Employee **Rating:** 4.5/5.0 stars **Reviewed by:** jyoti y. | Senior Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about SAP Treasury and Risk Management?** SAP Treasury and Risk Management provides a robust, integrated framework that effectively automates cash flows and optimizes financial risk mitigation strategies. It is an essential tool for large enterprises seeking to enhance liquidity visibility and maintain strict compliance with global accounting standards like US GAAP. **What do you dislike about SAP Treasury and Risk Management?** The setup requires extensive configuration and specialized consulting, often leading to long deployment timelines. High licensing fees combined with the need for ongoing technical support makes it a heavy investment for mid-sized firms. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Manual data reentry -Data for bank loans, FX trades, and investments used to be manually entered into both the trading logs and the GL. Automates hedge accounting documentation and effectiveness testing, ensuring compliance with standards like ASC 815. ### 18. Integrated Liquidity, Forecasting, and Risk Management in One Powerful Platform **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.) **Reviewed Date:** May 18, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about SAP Treasury and Risk Management is how it combines liquidity management, cash forecasting, risk analysis, and hedging into one integrated platform, helping organizations make smarter financial decisions while improving control, compliance, and operational efficiency. **What do you dislike about SAP Treasury and Risk Management?** One drawback of SAP Treasury and Risk Management is its steep learning curve and highly complex configuration. Implementing and tailoring the system often demands substantial technical expertise, considerable time, and close coordination between finance and IT teams. As a result, adoption can be slower, and overall project costs may increase. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management helps solve challenges related to cash visibility, liquidity planning, financial risk exposure, and manual treasury operations. It benefits us by centralizing treasury processes, improving cash forecasting accuracy, automating payments and reporting, supporting regulatory compliance, and enabling faster, data-driven financial decisions with better control over risk and liquidity. ### 19. Strong ERP Finance Integration, but Cash Forecasting and Liquidity Planning Lag **Rating:** 3.5/5.0 stars **Reviewed by:** Ashish F. | Enterprise (> 1000 emp.) **Reviewed Date:** May 19, 2026 **What do you like best about SAP Treasury and Risk Management?** It is integrated with finance within ERP and acts as a subledger. I do not need to transfer the financial information like bank statements and memo records externally **What do you dislike about SAP Treasury and Risk Management?** The functionality especially with cash forecasting, cash position analysis, working Capital Management, liquidity planning, call treasury instruments etc is inferior to the cloud-based products. External products offer superior AI capability and forecasting ability when the financial information from ERP is integrated **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I get an integrated finance view across accounting and treasury using SAP TRM. The package offers a potential to recognize every incoming and outgoing cash flow and manage corporate treasury requirements ### 20. SAP Treasury and Risk Management: Automation, Cash Visibility, and Reliable Compliance **Rating:** 4.5/5.0 stars **Reviewed by:** Kiril S. | RTR Accountant, Enterprise (> 1000 emp.) **Reviewed Date:** May 07, 2026 **What do you like best about SAP Treasury and Risk Management?** SAP Treasury and Risk Management provides strong automation, clear visibility over cash and exposures, and reliable compliance tools that make daily treasury operations faster and more controlled **What do you dislike about SAP Treasury and Risk Management?** While the module is powerful, it often feels unnecessarily complicated. Many processes require too many steps, the UI is slow, and even simple treasury tasks demand heavy configuration and constant navigation between screens. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management helps centralize cash visibility, automate financial risk monitoring, and streamline treasury operations. It reduces manual work, improves accuracy in cash forecasting, and ensures better control over exposures and compliance processes, which makes daily treasury tasks faster and more predictable. ### 21. Organized and efficient. **Rating:** 4.5/5.0 stars **Reviewed by:** Yereny P. | Senior Service Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** January 23, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about Treasury and Working Capital Management is the balance between strategy and day-to-day impact. I enjoy having visibility over cash flow, liquidity, and risk, and knowing that the decisions made there directly affect the company’s stability and growth. I’m especially drawn to how managing working capital—optimizing receivables, payables, and cash—helps keep the business efficient, resilient, and able to seize opportunities at the right time. **What do you dislike about SAP Treasury and Risk Management?** What I dislike most is the constant pressure to maintain the right balance, especially when market conditions are uncertain and many factors are out of our control. It can be demanding, with tight deadlines and high expectations, and even small errors can have a significant impact. However, this also pushes me to be more detail-oriented, disciplined, and proactive in my decision-making. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Helps have visibility over cash flow, liquidity, and risk, helps keep the business efficient, resilient, and able to seize opportunities at the right time. ### 22. Powerful Integration with Real-Time Insights, But Complex Maintenance **Rating:** 3.5/5.0 stars **Reviewed by:** Davinder S. | Manager @ SJVN Green Energy Limited (Group Company of SJVN Limited.), Enterprise (> 1000 emp.) **Reviewed Date:** May 05, 2026 **What do you like best about SAP Treasury and Risk Management?** I like the end-to-end integrations across all treasury functions in the organization and the real-time liquidity analysis with SAP Treasury and Risk Management. It gives me a clear and real-time view of cash and automatically connects all treasury activities, allowing for faster decisions and accurate data for analysis. **What do you dislike about SAP Treasury and Risk Management?** Some aspects are more complex and less integrated with other modules of SAP. It was easy to set up but complex to maintain. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management to centralize scattered data, providing a real-time view of cash and integrating all treasury activities for faster, more accurate decision-making. ### 23. Brilliant Drill-Down in SAP, but Treasury & Risk Management Has a Steep Learning Curve **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** May 01, 2026 **What do you like best about SAP Treasury and Risk Management?** The drill-down capabilities in SAP are brilliant, and it’s really easy to drill down from the GL into an invoice and it is super user intuative. I would recommend **What do you dislike about SAP Treasury and Risk Management?** One of the main drawbacks of SAP Treasury and Risk Management is its complexity and steep learning curve. The system can be difficult to navigate, especially for users without a deep technical background. Additionally, customization options can be limited or cumbersome, requiring extensive configuration to meet specific business needs. Integration with other systems can also be challenging, leading to potential inefficiencies or errors. T **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management helps address challenges around cash visibility, financial risk exposure, and fragmented treasury operations. It centralizes cash management, automates processes like payments and forecasting, and provides tools to manage risks such as foreign exchange and interest rate fluctuations. ### 24. Enhances Financial Visibility and Control **Rating:** 4.0/5.0 stars **Reviewed by:** zainab n. | Financial Analyst **Reviewed Date:** January 09, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like most about Treasury and Working Capital Management is the visibility and control it provides over cash flows and liquidity. The ability to forecast cash positions, manage funding requirements proactively, and optimize working capital helps support informed decision-making and reduces financial risk. The focus on cash forecasting, liquidity planning, and standardized processes across the organization adds consistency and improves overall financial discipline, which is valuable for both short-term operations and long-term planning. These features add value primarily by improving visibility, consistency, and confidence in financial decision-making. They ensure the organization can anticipate funding needs, manage cash surpluses or shortfalls proactively, and reduce the risk of unexpected liquidity issues. Standardized processes create consistency across teams and periods, reduce manual effort, and limit variability in how cash and working capital activities are managed. This improves efficiency and controls and makes reporting and forecasting more reliable. **What do you dislike about SAP Treasury and Risk Management?** One area that could be improved is the timeliness and granularity of data used for cash forecasting, as delays or limited detail can reduce the accuracy of short-term projections. Greater automation and integration with upstream systems could also help minimize manual adjustments and improve efficiency. Additionally, more flexible reporting and scenario-based forecasting would be valuable, particularly to support changing business conditions and ad-hoc analysis. Enhancing self-service capabilities and documentation could further improve usability and reduce dependency on manual workarounds. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I like the visibility and control over cash flows, enabling better forecasting and liquidity management, and standardized processes improving financial discipline. It supports informed decision-making and reduces financial risk. ### 25. Real-Time Cash & Risk Visibility with Seamless SAP ERP Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Rekha S. | content creator on social media, Small-Business (50 or fewer emp.) **Reviewed Date:** February 04, 2026 **What do you like best about SAP Treasury and Risk Management?** What I like best about SAP Treasury and Risk Management is its comprehensive visibility into cash positions, liquidity, and financial risk in real time. It centralizes treasury operations, automates processes, and integrates seamlessly with SAP ERP, helping organizations improve control, accuracy, and strategic financial decision-making. **What do you dislike about SAP Treasury and Risk Management?** One thing I dislike about SAP Treasury and Risk Management is its complexity, especially during initial configuration and implementation. The system can require significant expertise to customize and maintain, and the user interface may feel less intuitive for occasional users. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management solves the challenge of managing cash, liquidity, and financial risks across the enterprise in a centralized system. It improves visibility, automates treasury processes, and strengthens risk control, benefiting me through better financial oversight, reduced risk, and more informed decision-making. ### 26. Complex and Lack of Flexibility **Rating:** 1.5/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) **Reviewed Date:** May 20, 2026 **What do you like best about SAP Treasury and Risk Management?** I like that with SAP Treasury and Risk Management we save time, especially when accruing interest. **What do you dislike about SAP Treasury and Risk Management?** It is not flexible and gives many errors. It is difficult to modify products, and it does not allow me to accrue charges for guarantees in foreign currency. When there is a refinancing, it is difficult to change the conditions. The initial setup was very difficult. Migrations cannot be done because the products must be created from scratch and the initial balances must be reversed by FI. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management to manage loans and guarantees, and to accrue interest. Despite the errors and lack of flexibility of the system, it helps us save time. ### 27. Centralized Control with Real-Time Visibility **Rating:** 4.0/5.0 stars **Reviewed by:** Himanshu K. | Back Office Executive, Mid-Market (51-1000 emp.) **Reviewed Date:** May 25, 2026 **What do you like best about SAP Treasury and Risk Management?** I like SAP Treasury and Risk Management for its central treasury control, real-time cash visibility, and the automation of financial processes. **What do you dislike about SAP Treasury and Risk Management?** Some advanced features and configurations can be complex for new users. The initial setup is not easy; it is moderately complex and requires configuration. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management to improve cash visibility, streamline liquidity management, and automate manual treasury processes. ### 28. Visibility on Cash Pools, Needs UI Improvement **Rating:** 3.0/5.0 stars **Reviewed by:** Francesco T. | Enterprise (> 1000 emp.) **Reviewed Date:** May 20, 2026 **What do you like best about SAP Treasury and Risk Management?** I like that SAP Treasury and Risk Management provides a complete overview of all the cash pools. It helps by providing visibility and allows me to optimize cash across pools. **What do you dislike about SAP Treasury and Risk Management?** The UI is clunky. The initial setup was quite complicated, requiring external expertise. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I use SAP Treasury and Risk Management for managing cash and bank accounts, gaining visibility into them, and optimizing cash across pools. ### 29. Simplifying Treasury Work **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.) **Reviewed Date:** February 10, 2026 **What do you like best about SAP Treasury and Risk Management?** I like SAP Treasury and Risk Management because it gives a clear view of cash and risks. It helps teams make smarter decisions without juggling spreadsheets. Everything’s connected, making planning and risk management easier. It turns a stressful job into something more organized and confident. **What do you dislike about SAP Treasury and Risk Management?** SAP TRM can be complex and overwhelming at first. Setting it up takes time, and some reports aren’t very intuitive. The learning curve can be steep, but once running, it’s very powerful. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management solves problems like cash visibility, risk tracking, and managing complex financial instruments. It helps ensure money is where it needs to be, reduces surprises from market or credit risks, and streamlines reporting. For me, this means I can make faster, smarter decisions, focus on strategy instead of spreadsheets, and feel confident that risks are under control. It basically turns a stressful, reactive job into a more organized, proactive one. ### 30. Powerful, Integrated Treasury Platform with Strong Risk Analytics **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SAP Treasury and Risk Management?** My experience working with SAP Treasury and Risk Management has been very constructive. The solution from SAP SE offers comprehensive tools for managing cash positions, liquidity forecasting, debt management, and financial risk exposure within a centralized system. I particularly value how it integrates smoothly with other SAP modules, allowing treasury data to flow seamlessly across finance and accounting processes. The system provides strong analytical capabilities and supports better visibility into market and credit risks. **What do you dislike about SAP Treasury and Risk Management?** Although the setup and customization require careful planning and technical expertise, once implemented, it streamlines treasury operations and strengthens financial control. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Overall, it is a powerful platform for organizations seeking structured and automated treasury management. It benefits with effective workflow and meeting deadlines ### 31. User-Friendly and Automated for Fewer Errors **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** February 05, 2026 **What do you like best about SAP Treasury and Risk Management?** It brings cash, liquidity, and risk into one integrated system. I like that SAP Treasury and Risk Management connects real-time cash visibility with automated payments, forecasting, and financial risk management, so treasury teams can make faster, better-informed decisions with less manual work. **What do you dislike about SAP Treasury and Risk Management?** The biggest downside is that SAP Treasury and Risk Management can be complex to implement and use. It often requires significant configuration, specialized expertise, and training, and some users find the user interface less intuitive compared to newer, more modern treasury tools. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** SAP Treasury and Risk Management (TRM) solves core treasury challenges by giving finance teams better visibility, control, and automation over cash, liquidity, and financial risk ### 32. Exceptional Reliability and Optimization **Rating:** 4.5/5.0 stars **Reviewed by:** Arthur M. | Equity Derivatives Sales Trader, Mid-Market (51-1000 emp.) **Reviewed Date:** March 03, 2026 **What do you like best about SAP Treasury and Risk Management?** I love the reliability of SAP Treasury and Risk Management as well as its optimization. The initial installation was very easy. **What do you dislike about SAP Treasury and Risk Management?** Nothing special, everything works well and it's very convenient **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** The product solves operational problems and offers great reliability. ### 33. Strong Cash Visibility, But Complex and Still Too Manual **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.) **Reviewed Date:** January 22, 2026 **What do you like best about SAP Treasury and Risk Management?** I like the clear visibility and control over cash, liquidity, and risk, enabling better forecasting, smarter decision-making, and more efficient use of capital across the business. **What do you dislike about SAP Treasury and Risk Management?** It can be quite complex and time consuming, with a lot of manual processes and data coming from different systems. Sometimes the tools are not very intuitive, and it takes extra effort to get a clear, real-time view of cash and liquidity. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** cash visibility, liquidity planning, and risk management; this makes forecasting more accurate, reduces manual work, and helps me make faster, better decisions around funding, payments, and overall cash efficiency. ### 34. Keeps Business Funds on Track and the Company Afloat **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 16, 2026 **What do you like best about SAP Treasury and Risk Management?** The most helpful thing about treasury and working capital management is that it gives you a way to manage your business funds and keep the business afloat. **What do you dislike about SAP Treasury and Risk Management?** Sometimes I want to continue investing funds to bring in more money for my business, but I can’t do that until my investment returns money back into the business. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** The problem that treasury and working capital management solves for my business is making sure I’m never out of funds. It also helps ensure my business always has emergency funds available in case something comes up. ### 35. Powerful Treasury Integration and Automation, but a Complex Setup with UI Limits **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Telecommunications | Enterprise (> 1000 emp.) **Reviewed Date:** February 24, 2026 **What do you like best about SAP Treasury and Risk Management?** End timo end treasury integration, real time liquidity visibility, straight through processing, automation, scalability of global organisations, strong risk mgt capabilities **What do you dislike about SAP Treasury and Risk Management?** Complexity and steep learning curve, customisation is very heavy, user interface limitations, small configuration mistakes can have huge potential accounting impacts **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Lack of cash visibility: How SAP TRM Solves It: Centralized cash position Real-time integration with accounting and bank data Automated liquidity forecasting ### 36. sap treasury application / best TMS practise accumulated / ERP based / liquidity focus **Rating:** 5.0/5.0 stars **Reviewed by:** Andrii L. | Product Strategist, Mid-Market (51-1000 emp.) **Reviewed Date:** March 13, 2023 **What do you like best about SAP Treasury and Risk Management?** That is best in class product for treasury management for non banking institutions: mining, energy, logistics, and pharmasuiticals. The most important is the approach of SAP - every product accumulates best enterprise practices with which the vendor and his implementation team are experienced to meet. So each next SAP Treasury project counts all the best experience and error handling of the previous. SAP TMS is one of the most sophisticated and reliable systems for consolidated bank accounts management and net financial position tracking for group of companies. It is compatible with 3 party data sources and is capable even to operate with interest rate instruments to allocate your cash reserves more efficiently. **What do you dislike about SAP Treasury and Risk Management?** Nothing bad to tell in terms of execution; it probably would be great to have more integrated hedging capabilities and integrated clearing and custody accounts. It would be great to have more offerings for RPA automation and alerts set up. The main contra: if you have ERP system not as SAP you will experience some integrational problems, and more cost to implement connectivity and potential issues for cloud migration. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Project implementation of TMS to manage consolidated financial position - payment, cash balances, debt, deposits, interest payments, CAPEX, cash in transit reconciliation. All in accordance with IFRS. ### 37. Best non banking treasury practise / SAP Hana / Large consultants network / Liquidity management **Rating:** 4.5/5.0 stars **Reviewed by:** Andrew L. | Senior stratery analyst / Board assistant / SaaS / Private Equity, Mid-Market (51-1000 emp.) **Reviewed Date:** March 09, 2023 **What do you like best about SAP Treasury and Risk Management?** SAP Treasury management accumulates extensive industry expertise and saves you time and costs for the implementation of tailored solution. It is focused mainly on cash position management and multiple accounts facilitation, so it is perfect for corporate payments centers. It accepts 3-d party data to be imported and has API to deliver the capability to add prompt functionality. It is focused on interest rate instruments as resource planning and has reliable data storage. **What do you dislike about SAP Treasury and Risk Management?** It has no trading transaction functionality to work with iceberg orders, and options accounts should be maintained with a separate project to count all specific vanilla instruments (swaptions). I would be great to import 3-d party credit risk ratings with the possibility of applying the methodology to get the same for ERP Hana counterparties to judge account receivable risks. It would be great to have an OTC accounting module for bills of exchange. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Treasury management of a group of international companies. Our customer has 16 entities located in 7 countries, operating in a large variety of banks and accounts. So the project for TMS was expected and is successfully on the run to implement all the best experiences SAP has. ### 38. Great SAP Treasure and Risk Management Tool **Rating:** 3.5/5.0 stars **Reviewed by:** Linda C. | Senior Principal Consultant, Small-Business (50 or fewer emp.) **Reviewed Date:** December 01, 2022 **What do you like best about SAP Treasury and Risk Management?** The SAP Treasure and Risk Management Tool has many capabilities and is easy to use, if you are familiar with the SAP look and feel. My favorite aspect is how it ties into other SAP modules. **What do you dislike about SAP Treasury and Risk Management?** At first, I needed to become familiar with the SAP look and feel. After this quick intro phase, I found it easy to use. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** The tool helps manage the financials and enterprise risk across the multiple divisions and departments. ### 39. Very easy to manage accounts payable **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Oil & Energy | Mid-Market (51-1000 emp.) **Reviewed Date:** December 09, 2022 **What do you like best about SAP Treasury and Risk Management?** This program helped us manage our accounts payable duties. The upsides was that it helped us keep all of our invoices organized. **What do you dislike about SAP Treasury and Risk Management?** The downside of this program is that it was a little challenging to learn and navigate at first. The software is a little outdated in my opinion. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** It is solving our having to manage invoicing on our own. This benefits me in making my job more organized. ### 40. Fantastic Add-On for Companies of all Sizes **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Automotive | Enterprise (> 1000 emp.) **Reviewed Date:** November 03, 2021 **What do you like best about SAP Treasury and Risk Management?** The fact that it is directly linked to the SAP databases and can pull on demand and provide tracking is ideal when working in a fast-paced environment. Our International team was the first to use this as our overseas subsidiaries were solely on SAP, while the rest of the company was on a separate ERP. However, we have since found that integrating with our current ERP has been easy and actually quite productive! **What do you dislike about SAP Treasury and Risk Management?** The startup cost for the individualized servers to run the cloud-based operation is my primary dislike. At first, we planned to integrate with our overseas servers and use our port-in to run; however, we did have to base the US operations at our headquarters, so apart from that and some expected licensing costs, it's not too bad, but definitely, something companies should plan for. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** We have made it easier to get management and C-level's key performance and risk assessments faster, and with greater clarity than we previously could. The system itself is also a little bit easier to use and train on. ### 41. SAP Treasury and Risk Management Platform **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Small-Business (50 or fewer emp.) **Reviewed Date:** August 24, 2021 **What do you like best about SAP Treasury and Risk Management?** SAP Treasury and Risk is a platform that covers the essentials for Risk Management. There are built-in metrics that allow you to report on the data that has been provided for consumption into the platform. The heavy data usage is also a plus, built on SAP infrastructure that allows terabytes of data to be analyzed. **What do you dislike about SAP Treasury and Risk Management?** SAP can be costly when it comes to licensing, and depending on your IT data infrastructure, you may need to add additional servers, hard drive or cloud storage. **Recommendations to others considering SAP Treasury and Risk Management:** Consider looking at other cloud related solutions for risk management such as Fidelity Information Services (FIS), Empyrean, Kamakura. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Risk Management metrics that can provide a dashboard to highlight your KPI's (Key Performance Indicatos) and KRI's (Key Risk indicators) for management review. The tools are easy to use and are GUI friendly. ### 42. SAP Treasury and Risk Management versatile and consummate **Rating:** 4.0/5.0 stars **Reviewed by:** Jason B. | Accountant, Enterprise (> 1000 emp.) **Reviewed Date:** October 19, 2021 **What do you like best about SAP Treasury and Risk Management?** It is easy to implement, it is extremely efficient in operation management, it is accessible from any location **What do you dislike about SAP Treasury and Risk Management?** It is not very user-friendly so takes awhile to learn and navigate, it is a pricey solution and while it is an excellent tool for operation management it is not a great value **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** It gives critical and relevant information regarding anything out of the norm, mitigating risk and loss ### 43. Control working capital and financial risks **Rating:** 5.0/5.0 stars **Reviewed by:** Naveen S. | Senior Accounts Executive, Mid-Market (51-1000 emp.) **Reviewed Date:** October 16, 2021 **What do you like best about SAP Treasury and Risk Management?** Cash & Liquidity Management ,Debt Management **What do you dislike about SAP Treasury and Risk Management?** SAP is a powerful but bulky tool. It's a significant part of our document control in a regulated medical device environment, but it's a pain to use **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** The software has been designed in such a way that it makes our job so easy for risk planning, risk monitoring and risk detection. We can easily assign organizational responsibilities and can track the performance of potential risks. It also helps to extract reports based on comparisons and results ### 44. SAP Treasury - Very Helpful **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Telecommunications | Enterprise (> 1000 emp.) **Reviewed Date:** January 14, 2022 **What do you like best about SAP Treasury and Risk Management?** It is a valuable software that is easy to operate and does not involve too many complications. **What do you dislike about SAP Treasury and Risk Management?** The cost involved with this software is relatively high **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Integration of cash flows, transactions, commodity positions, and market data ### 45. User friendly and easy to use **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Translation and Localization | Mid-Market (51-1000 emp.) **Reviewed Date:** November 04, 2021 **What do you like best about SAP Treasury and Risk Management?** Make our work efficiently and accurately **What do you dislike about SAP Treasury and Risk Management?** T codes are hard to remember not able to use it without correct training **Recommendations to others considering SAP Treasury and Risk Management:** Good software and user friendly **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Making payment proposals and running payments ### 46. Wonderful Solution for a Growing Business **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Retail | Mid-Market (51-1000 emp.) **Reviewed Date:** September 29, 2021 **What do you like best about SAP Treasury and Risk Management?** Automates many of the more tedious business processes surrounding treasury and risk management. **What do you dislike about SAP Treasury and Risk Management?** It can slow down significantly with many users on simultaneously. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** This software is an excellent solution for better management of financial risk and compliance. Benefits include better visibility into cash and liquidity management. ### 47. User-Friendly for Creating Reports **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.) **Reviewed Date:** August 24, 2021 **What do you like best about SAP Treasury and Risk Management?** I like that the system allows me to make ad-hoc reports and customizable reports for what I am looking for. **What do you dislike about SAP Treasury and Risk Management?** I dislike that it is a bit outdated at my company and some reports take way too much time to load. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** I have been able to solve Credit Risk issues at work and we have seen benefits in terms of trades in risk. ### 48. SAP TARM **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Chemicals | Enterprise (> 1000 emp.) **Reviewed Date:** September 23, 2021 **What do you like best about SAP Treasury and Risk Management?** I particularly liked the way it calculates risk values and return values, future values, sensitivity, exposure etc. **What do you dislike about SAP Treasury and Risk Management?** I think it is costly may be from my point of view. **Recommendations to others considering SAP Treasury and Risk Management:** You must try it once. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Cash optimization, expenses and other equities, payroll, spend analysis. ### 49. sap TMS has been very useful for treasury management. System is very user friendly and accurate. **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Retail | Mid-Market (51-1000 emp.) **Reviewed Date:** August 26, 2021 **What do you like best about SAP Treasury and Risk Management?** SAP is very user friendly and can be understood by any finance professional **What do you dislike about SAP Treasury and Risk Management?** The cost of implemtation of SAP TMS is a bit on higher side. **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Accurate forecast, cash optimization, bank optimization, accurate predictability of the payments ### 50. Sap **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.) **Reviewed Date:** August 27, 2021 **What do you like best about SAP Treasury and Risk Management?** Simple and easy application. Makes my job easier **What do you dislike about SAP Treasury and Risk Management?** Very Slowly applications. Should be a little faster **Recommendations to others considering SAP Treasury and Risk Management:** Very Simple **What problems is SAP Treasury and Risk Management solving and how is that benefiting you?** Makes it easy for me to make an analysis table ## SAP Treasury and Risk Management Discussions - [What are the tools of treasury management?](https://www.g2.com/discussions/sap-treasury-and-risk-management-what-are-the-tools-of-treasury-management) - [What are the components of SAP treasury modules?](https://www.g2.com/discussions/what-are-the-components-of-sap-treasury-modules) - [What is treasury and risk management?](https://www.g2.com/discussions/what-is-treasury-and-risk-management) - [What is treasury and risk management in SAP?](https://www.g2.com/discussions/what-is-treasury-and-risk-management-in-sap) - [View SAP Treasury and Risk Management pricing details and edition comparison](https://www.g2.com/products/sap-treasury-and-risk-management/reviews?section=pricing&secure%5Bexpires_at%5D=2026-07-17+21%3A58%3A41+-0500&secure%5Bsession_id%5D=f5c7b1f4-974a-482b-8928-e6120c7e26f5&secure%5Btoken%5D=8453cf9bb185685f5fce29c4a4ee7f34f7a50f13ab23dbf97b4dc26784589cc8&format=llm_user) ## SAP Treasury and Risk Management Integrations - [Alteryx](https://www.g2.com/products/alteryx/reviews) - [Python](https://www.g2.com/products/python/reviews) - [Temenos Transact](https://www.g2.com/products/temenos-transact/reviews) ## SAP Treasury and Risk Management Features **Cash Management** - Monitor Cash Positions - Debt and Investments - Cash Pooling - Cash Operations - Schedules - Automated Cash Operations **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Risk and Compliance** - Manage Different Types of Risk - Comply with Financial Regulations - Counterparty Risk Management - Hedging **Analytics** - Cash Balances - Risk Positions and Scenarios - Expiring Contracts and Payments - Direct Spend Analysis **Banking** - Banking Connectivity - Bank Account Management - Intercompany Lending - Automated Banking **Integration** - Financial Systems - Analytics - FX and Trading Paltforms - Multiple Data Sources **Financial Data Transfer** - Data Exchange - Reporting - Access - Integration **Agentic AI - Treasury Management Systems** - Natural Language Interaction - Proactive Assistance - Decision Making ## Top SAP Treasury and Risk Management Alternatives - [Kyriba](https://www.g2.com/products/kyriba/reviews) - 4.5/5.0 (122 reviews) - [Ripple Treasury, powered by GTreasury](https://www.g2.com/products/ripple-treasury-powered-by-gtreasury/reviews) - 4.2/5.0 (31 reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - 4.2/5.0 (555 reviews)