---
title: Ramp Reviews
meta_title: 'Ramp Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 2490 reviews by the users' company size, role or industry
  to find out how Ramp works for a business like yours.
aggregate_rating:
  rating_value: 4.8
  review_count: 2490
  scale: '5'
date_modified: '2026-08-10'
parent_category:
  name: Procurement
  url: https://www.g2.com/categories/procurement
---


# Ramp Reviews
**Vendor:** Ramp Financial  
**Category:** [Spend Management Software](https://www.g2.com/categories/spend-management)  
**Average Rating:** 4.8/5.0  
**Total Reviews:** 2,490
## About Ramp
Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 50,000 businesses—including Shopify, Notion, The University of Tennessee, and Glossier—have saved $10 billion and 27.5 million hours by switching to Ramp.



## Ramp Pros & Cons
**What users like:**

- Users appreciate the **ease of use** of Ramp, making expense reporting fast and intuitive with seamless receipt submission. (241 reviews)
- Users find Ramp increases **efficiency** in expense reporting, streamlining the process and enhancing productivity significantly. (137 reviews)
- Users love the **fast and intuitive expense reporting** of Ramp, enhancing efficiency and compliance in financial management. (131 reviews)
- Users appreciate the **simplicity and efficiency** of Ramp, finding the process quick and user-friendly. (98 reviews)
- Users value the **seamless integration and user-friendly features** of Ramp, enhancing expense management and compliance significantly. (93 reviews)
- Intuitive (93 reviews)
- Efficiency Improvement (91 reviews)
- Users commend the **exceptional customer support** from Ramp, noting how helpful and responsive the team is. (87 reviews)
- Users highlight the **easy receipt management** of Ramp, streamlining expense submissions and enhancing overall efficiency. (86 reviews)
- Users find the **easy setup** of Ramp to be a game-changer for expense management and integration. (84 reviews)

**What users dislike:**

- Users feel that Ramp is missing **essential features** , such as transaction PINs and competitive rewards compared to traditional cards. (34 reviews)
- Users experience **bugs with duplicate expenses** and find the cashflow management challenging due to lack of credit float. (30 reviews)
- Users find the **inconvenience of account access** due to two-factor authentication and lack of transaction PIN frustrating. (27 reviews)
- Users face **limited functionality** with Ramp, affecting login, document handling, and report generation capabilities. (19 reviews)
- Users face **approval issues** with Ramp&#39;s rigid workflows and challenges during the vetting and deployment processes. (18 reviews)
- Users report **card issues** such as unexpected charges and a lack of transaction review hierarchy, complicating management. (18 reviews)
- Limited Options (18 reviews)
- Users face **receipt issues** , struggling with transaction voids, receipt recognition, and problematic CSV exports. (18 reviews)
- Integration Issues (17 reviews)
- Upload Issues (17 reviews)

## Ramp Reviews
  ### 1. Very powerful, extremely well priced

**Rating:** 5.0/5.0 stars

**Reviewed by:** Andrew B. | Co-Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 21, 2025

**What do you like best about Ramp?**

It's FREE and it's so powerful in its ability to help growing companies. The AI powered bill pay is phenomenal, and costs zero. It saves us many hours a week having to input invoice and make payments.

**What do you dislike about Ramp?**

Hi minimum bank deposits need to get started is a hurdle for very small businesses.

**What problems is Ramp solving and how is that benefiting you?**

Managing bill payments -- entering the bills, timing the payments, and making the actual payments via ACH or credit card.

  ### 2. Exceptionally User-Friendly, Perfect for International Use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karisma Tanya M. | Operations Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 29, 2025

**What do you like best about Ramp?**

Ease of use, specially internationally. App dashboard is very user friendly.

**What do you dislike about Ramp?**

Nothing in particular. I like all its features.

**What problems is Ramp solving and how is that benefiting you?**

Spending internationally

  ### 3. Helpful Payment Reminders That Keep Everything on Track

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 22, 2026

**What do you like best about Ramp?**

I love the reminders Ramp sends to you regarding payments

**What do you dislike about Ramp?**

Nothing, Ramp has been awesome. Love the support features.

**What problems is Ramp solving and how is that benefiting you?**

Makes keeping track of  receipts easy

  ### 4. It has saved a lot of time and is very user friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** TATE H. | VP, Finance, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 10, 2025

**What do you like best about Ramp?**

It makes categorizing expenses and bill payments quick and the whole process could not be easier.

**What do you dislike about Ramp?**

Locating statements and downloading backup is not always easy to find.

**What problems is Ramp solving and how is that benefiting you?**

It makes managing vendors and payments quick an easy, stores all the backup, and helps maintain fiscal compliance.

  ### 5. Best Bill Pay & Credit Card Management Tool!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 19, 2025

**What do you like best about Ramp?**

The sync to QBO works really well. We love that the approval process doesn't hold up the ability to sync expenses. We also love the control over what gets synced, and when it gets synced. Also, overall, I'd say the customer support we've received from Ramp has been great. It has been less consistent as of late, but when we first started with Ramp (about a year and a half ago), it was consistent and awesome!

**What do you dislike about Ramp?**

Regarding Bill pay: One of the features of the sync to QBO involves a deletion of the payment record weeks or months later in the event that the check payment is never deposited by the vendor. This throws off our monthly accounting reconciliations to have a payment on the books and then later on have that payment record automatically deleted. Not sure what the solution is!

**What problems is Ramp solving and how is that benefiting you?**

Ramp saves our team a ton of time by making it very, very simple document credit card expense info. Also, making bill-pay and approvals completely remote through Ramp has saved our team from having to drive into the office or wait until an approver is back from work-related travel. This means our vendors get paid faster, which is great!

  ### 6. Efficient and Seamlessly Integrated with QB

**Rating:** 5.0/5.0 stars

**Reviewed by:** FREDERIC S. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 10, 2025

**What do you like best about Ramp?**

Efficient and linked to QB so easy for accounting

**What do you dislike about Ramp?**

nothing special, perhaps the card limits shuld be better explained

**What problems is Ramp solving and how is that benefiting you?**

clear follow up on our account spending

  ### 7. Ramp is the best expense management tool that I have used

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cason P. | Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 27, 2025

**What do you like best about Ramp?**

Ramp puts all of our AP processes into one system. We use Ramp for Expense reporting, AP, procurement, and credit card expenses. We also are able to use Ramp for all three of our company's subsidiaries which helps simplify multiple processes since our entire company is able to use one system.

**What do you dislike about Ramp?**

One thing that could improve is the ability to pay bills from our other subsidiaries bank accounts that are located internationally.

**What problems is Ramp solving and how is that benefiting you?**

By using Ramp we have been able to cut our month end close process down by 20%. It has greatly improved our efficiency when coding transactions, managing spend, and ensuring our AP processes are complete.

  ### 8. Effortless to Use with Impressive Real-Time Features

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 11, 2025

**What do you like best about Ramp?**

Easy to use and real time notifications. I can take care of my expenses the moment the transaction is made.

**What do you dislike about Ramp?**

Nothing. I like everything about it. It’s very easy to use. The app is simple to navigate and it always works.

**What problems is Ramp solving and how is that benefiting you?**

Keeping track of my business expenses.

  ### 9. Ramp is an excellent tool for small businesses / non-profits

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 23, 2025

**What do you like best about Ramp?**

Ramp is extremely user friendly and delivers all of the A/P needs in an easy to use, business friendly way.  We use it to ingest and store receipts, accounting, payments and credit cards.  Implementation was very easy.

**What do you dislike about Ramp?**

The only downside is that Ramp is not automatically linked into one of our banks, which means we need to upload statements each month if we want to use that account for payments.  However, Ramp is linked into our main operating account.

Customer service is responsive but only available via email and sometimes it's just easier to talk things through live.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is solving for automating and providing process to A/P, providing credit cards and reporting.  It is a tremendous benefit as it saves time, makes the process easy and professionalizes everything.

  ### 10. The Best Expense System

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caron A. | Chief of Staff, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 29, 2025

**What do you like best about Ramp?**

The ease of attaching receipts, the reminder text to users, the sync to our accounting software. This software has cut the manual hours required with Concur by a full 8 hour day.

**What do you dislike about Ramp?**

At times, the text messages don't come through to remind the user to attach receipts.

**What problems is Ramp solving and how is that benefiting you?**

It has cut back on the manual labor required to input and pull data from other expense systems we used in the past, less missing receipts.

  ### 11. Effortless Expense Management with Room for Improvement

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elizabeth&nbsp; B.

**Reviewed Date:** August 27, 2025

**What do you like best about Ramp?**

I find Ramp's expense reporting system to be the best on the market. It efficiently solves the problem of requiring managerial review for every expense, thanks to its allowances feature for approvals. I also appreciate Ramp's ease of use, making it a go-to product.

**What do you dislike about Ramp?**

I think the reporting capabilities in Ramp need improvement. More robust reporting features would enhance the overall user experience.

**What problems is Ramp solving and how is that benefiting you?**

I find that Ramp eliminates the need for managers to review every expense manually by utilizing allowances for approvals. It simplifies expense reporting, enhancing efficiency and ease of use for our team.

  ### 12. Ramp gives us the freedom and efficiency we've been looking for..

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alison H. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 20, 2025

**What do you like best about Ramp?**

Ramp gives the ultimate power to our employees - to spend as needed, efficiently add a receipt, code the transaction for our budget and give a memo for the purchase. This keeps the accounting office from having to hunt down receipts and try to guess where the employee wants to charge the item.

**What do you dislike about Ramp?**

Honestly, our employees picked it up faster than we could imagine. We gave them no training - yet, from the moment it was rolled out for employees use, they have used it like crazy. The accounting department was still learning the software and how to reconcile/account for all the transactions while the employees were using it profusely!

**What problems is Ramp solving and how is that benefiting you?**

Timing of purchases. We did Purchase Orders on paper which had to wait about a week for implementation. Now, we do POs on Ramp and they have a 1-2 hour approval record. Items are purchased sooner when they are really needed so that employees are able to do their jobs more effectively.

  ### 13. Ramp is game changer for small business!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ron W. | Executive Artistic Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 11, 2025

**What do you like best about Ramp?**

The software, QBO, and Gmail integration is excellent,. The bill pay features are excellent as well.

**What do you dislike about Ramp?**

Would like more flexible roles for my staff

**What problems is Ramp solving and how is that benefiting you?**

reconciling our company credit card purchases with ramp has saved hours of monthly staff time. The bill pay has also saved many hours as well.

  ### 14. Ramp is Intuitive

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Online Media | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 24, 2025

**What do you like best about Ramp?**

I love the intuitive nature of Ramp. Things work like I expect and the team tends to be easy to get in touch with. Constantly shipping new features!

**What do you dislike about Ramp?**

Sometimes it seems like the company is still catching up on a few features. I'm sure it'll get sorted out and have trust in the team to BUILD.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is great with organizing our expenses and AP, so that I can spend my time doing other more value added items.

  ### 15. Effortless Receipt Entry

**Rating:** 4.0/5.0 stars

**Reviewed by:** Casey O. | Accounts Payable, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 27, 2025

**What do you like best about Ramp?**

mobile app and ease of entering receipts and memo info

**What do you dislike about Ramp?**

No real problems for me. Sometimes the website menus and options change without warning but it's pretty easy to figure out

**What problems is Ramp solving and how is that benefiting you?**

individual team members able to do their own purchasing. international travel for business having a credit card that works. easier for individuals to enter receipts because of the mobile app.

  ### 16. Easily the best credit card and coding system I've ever used

**Rating:** 5.0/5.0 stars

**Reviewed by:** Todd W. | Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

I absolutely love the ease of use and versitilty!

**What do you dislike about Ramp?**

Sometimes the user interface (web) is not the most intuitive. It's learnable but sometimes confusing.

**What problems is Ramp solving and how is that benefiting you?**

the ease of separate funds that can be shared with other cardholders within the company is a massive win!

  ### 17. Extremely Easy to Submit Purchase Receipts via RAMP

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raymond G. | IT Services Manager, Education Management, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 12, 2025

**What do you like best about Ramp?**

It is so easy to submit purchase receipts via RAMP! Sending an email or using my phone to submit a memo and attach a PDF or picture of my receipts is so convenient!

**What do you dislike about Ramp?**

The Android phone app glitches sometimes.

**What problems is Ramp solving and how is that benefiting you?**

It allows for me to submit my purchases and expenses for the equipment I buy to my boss for auditing purposes.

  ### 18. Easy to Use and Easy to Understand

**Rating:** 5.0/5.0 stars

**Reviewed by:** Brooks B. | Managing Member / CPA, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 09, 2025

**What do you like best about Ramp?**

Ramp's card function is easy to use and attaching invoices/receipts make documentation a breeze.  Live and recorded webinars make it easy to configure and implement.  Customer Support is always responsive and the follow up is outstanding.  If a support agent isn't able to provide a solution, you can bet they'll follow up.

**What do you dislike about Ramp?**

In Bill Pay a payment made outside of Ramp doesn't integrate to the ERP accounting system our clients use and that creates double work.

**What problems is Ramp solving and how is that benefiting you?**

Tracking expense documentation is easy although developing employee (and management habits) for recording receipts and invoices is difficult.  The app does make it easy to capture on the spot.

  ### 19. Best Product I have used so far

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ntianu O. | Director of Accounting, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 30, 2025

**What do you like best about Ramp?**

I like how often Ramp rolls out product improvements. The product is packed with relevant features without being overwhelming,

**What do you dislike about Ramp?**

Ramp will want to focus some more resources on improving its requisition to procure workflow. Integrations to more contract signing platforms (like Hellosign) would be helpful.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is easy to use and automates the vendor payment and management process from an accounting perspective.

  ### 20. Ramp makes credit card spending easy!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Patti P. | Corporate Controller, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 15, 2023

**What do you like best about Ramp?**

The fact that is syncs with my accounting software to import the expenses seamlessly.

**What do you dislike about Ramp?**

I had some issues with implementation and it took a little bit longer time to get everything set up, but it is all good now.

**What problems is Ramp solving and how is that benefiting you?**

Keeping track of receipts and credit card spend by employee.

  ### 21. Nice! Neat! Efficient!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gary M. | Sales Exectuive, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 25, 2025

**What do you like best about Ramp?**

Quick and Easy! No fuss, no mess. Efficient!

**What do you dislike about Ramp?**

Sometimes it takes some time for the transaction to appear; even though I already have the receipt.

**What problems is Ramp solving and how is that benefiting you?**

Working on speed. Processing the transaction. Sometimes I have the receipt and not the transaction. I have to wait till a later time.

  ### 22. Every business should have ramp

**Rating:** 5.0/5.0 stars

**Reviewed by:** Molli G. | Business Operations Associate, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 31, 2025

**What do you like best about Ramp?**

We switched from Bill.com and there are a few things I love about ramp: 
- Ease of use: the UX is incredibly easy to navigate 
- Getting the team set up! It was easy to get everyone in, even our accountants 
- Customer service is always so helpful, even when there aren't features that are offerred currently, they'll provide work arounds or let you know when that feature is offered. 
-I'm able to choose the accounting date when syncing to our accounting software. This is a big one, especially for accrual accounting. It saves so much time. 
-Our billing/receipt/all accounting flows just so much easier because it's so much easier to get the context of what the charge was, and if I don't know, the comments or reminders in ramp allow me to follow up with the team.

**What do you dislike about Ramp?**

There are only two things I wish I could change about Ramp: 
-I wish you could set the time zone and time for cards with daily limits to reset. Currently it's in UTC which can be tricky when we use it for team onsites since it doesn't coincide with when we're using the cards. 
-I wish you could designate someone on the team as a "travel planner" to automatically be able to book travel and manage trips for everyone. Currently, a user can log in and designate someone individually to do this, but it would be helpful to take away this step (especially for C-level users who usually don't have the time to log in and do this).

**What problems is Ramp solving and how is that benefiting you?**

It allows us to control spending so much more as well as automate a lot of our otherwise very timely accounting processes. In a small start up like ours, it's so important to have a software like Ramp that allows us to have that control and minimize the amount of time we're spending on the processes.

  ### 23. Easy Fast & Efficient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Vincent D. | CFO, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

Ease of use for my team. The adoption was quick and all users were very satisfied with Ramp for T&E

**What do you dislike about Ramp?**

Nothing.  It's a great product and well designed.

**What problems is Ramp solving and how is that benefiting you?**

ease of use for team and paperless T&E

  ### 24. Receipt Capture Game Changer

**Rating:** 5.0/5.0 stars

**Reviewed by:** Melanie U. | Vice President of Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 16, 2025

**What do you like best about Ramp?**

Receipts are like the left sock that seems to just disappear despite your best efforts to keep up with them. I charge on my Ramp card and within seconds I get a text asking to snap a picture and reply to the text. No more lost receipts! Besides this miraculous functionality, coding and approving is a breeze.

**What do you dislike about Ramp?**

Ramp did everything it can do to think about the end user's pain points and got rid of them. I can't think of anything that I dislike about Ramp.

**What problems is Ramp solving and how is that benefiting you?**

Keeping track of receipts and all the administrative time it takes to manage employee spending, tracking, and coding are the things Ramp solves.

  ### 25. Effortless Receipt Matching and Automated Expense Details

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nicholas R. | Mosaic Congregational Leader, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 26, 2025

**What do you like best about Ramp?**

The receipt matching is a breeze. It generates a lot the details of an expense automatically.

**What do you dislike about Ramp?**

There are no downsides. It's the best expense management app I've used.

**What problems is Ramp solving and how is that benefiting you?**

Tracking receipts and expenses in a more timely manner has grately improved under Ramp, as has moving reimbursements and expenses into one process.

  ### 26. Phenomenal

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dreu D. | Co-President, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 07, 2025

**What do you like best about Ramp?**

Ramp has allowed us to completely renovate our finance department in a positive, automated, systematic way. From acccounts payable, bill pay, corporate card travel management, to booking hotels, we are extremely grateful for the various features. Also, the UX is so great, it is very easy to adapt to the new features and maximize them.

**What do you dislike about Ramp?**

Maybe the billpay / check payments could be better. Sometimes vendors may lose checks, and it would be great to have a tracking system to prove it arrived to the destination.

**What problems is Ramp solving and how is that benefiting you?**

All sorts man. They are killing it. AP, Treasury account, invoicing, travel management, to budgeting for the company

  ### 27. Switched from Expensify and Ramp offers significantly higher quality of life

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 17, 2025

**What do you like best about Ramp?**

We switched to Ramp from Expensify and it's saving me a lot of time and headache as an end user and expense reviewer / approver. The AI that prefills expense details based on your image upload is much more accurate, the expense review and approval workflow is streamlined, and you don't get annoying unsolicited personal/political emails from the CEO.

**What do you dislike about Ramp?**

The approve / deny through Slack is a cool tool, but would be more useful if you could also see the attached receipt in Slack so you don't have to click through to the app.

**What problems is Ramp solving and how is that benefiting you?**

Streamlining expense review and approval.

  ### 28. Super Helpful and Quick for Easy Card Info Access

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 02, 2025

**What do you like best about Ramp?**

Super helpful and quick. I am able to find my card info for transactions with ease

**What do you dislike about Ramp?**

I believe maybe the home screen could use an update

**What problems is Ramp solving and how is that benefiting you?**

online purchases for company expenses

  ### 29. Its a great tool to track expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

Its easy to use and I can input my expenses and receipts immediately. It saves me a ton of time not having to go back in at the end of the month and do an expense report.

**What do you dislike about Ramp?**

I don't have much feedback in this area.

**What problems is Ramp solving and how is that benefiting you?**

Its allowing me to organize and track my expenses for my work trips. It saves me time and ensures that my reports are accurate.

  ### 30. Ramp is the easiest platform to submit expenses

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

Ramp uses AI to automatically generate expenses to submit based on your receipts. It takes little to no time to submit expense reports. I like that you can see where the approval process sits. It's also very easy to review historical expenses.

**What do you dislike about Ramp?**

I can't think og anything that I dislike about Ramp.

**What problems is Ramp solving and how is that benefiting you?**

Ramp helps me easily get approved and reimbursed for ad-hoc expenses mostly related to customer travel.

  ### 31. Awesome corporate card option

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Transportation/Trucking/Railroad | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 18, 2025

**What do you like best about Ramp?**

Ramp makes it so easy for our cardholders to provide receipts and classify transactions.  It helps get the information in faster so our financials are up-to-date.  Better data = Better decisions!

**What do you dislike about Ramp?**

Their Bill Pay functionality is still in early adopter phase.  We spend a fair amount of time troubleshooting errors on what should be easy 3-way-match with vendor bills and item receipts.

**What problems is Ramp solving and how is that benefiting you?**

Saving time on low-value tasks.

  ### 32. HR Employee with a lot of repeat invoices.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Evelyn C. | HR Coordinator, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 03, 2025

**What do you like best about Ramp?**

Ease of use as a personal credit card and uploading invoices/receipts. Ease of working within our company and now with the recognizing repeat invoices and auto inputting, fantastic!

**What do you dislike about Ramp?**

I presently have not had any issues or dislikes.

**What problems is Ramp solving and how is that benefiting you?**

Auto upload when repetitive invoices come in.

  ### 33. So user friendly!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tanya F. | Senior Director of Development, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 02, 2025

**What do you like best about Ramp?**

I love the text reminders, and the ability to text memos and photos of receipts directly to my Ramp account!

**What do you dislike about Ramp?**

I can't think of anything I dislike about Ramp.

**What problems is Ramp solving and how is that benefiting you?**

It's an easy way to track my company card expenses and stay compliant.

  ### 34. Ramp's Autofill Feature Makes Online Purchases Effortless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sakai K. | Property Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 14, 2025

**What do you like best about Ramp?**

I appreciate Ramp's autofill feature whenever I make purchases online. It makes the process much smoother and more convenient for me.

**What do you dislike about Ramp?**

I really don't like the name. To me, Ramp just sounds a bit crude.

**What problems is Ramp solving and how is that benefiting you?**

Ramp takes care of both coding and recording my monthly purchases, making the process much simpler for me.

  ### 35. Great option for credit cards in churches

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jodie V. | Care Pastor, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 29, 2025

**What do you like best about Ramp?**

The simplicity of the categorization and uploading of receipts in addition to the ease of finding and seeing transactions makes it a great option for easy use. On top of that, an individual's SSN is not required to have these cards, which make them a great option for churches.

**What do you dislike about Ramp?**

There is so much automation in Ramp, which is great, as long as it works well. Ramp hasn't been detecting receipts well in my connected email account to automatically upload to posted Ramp transactions.

**What problems is Ramp solving and how is that benefiting you?**

Simplicity of purchasing among several individuals in a church without a required SSN for users

  ### 36. Great Expense Reporting Solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** David J. | Data Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 23, 2025

**What do you like best about Ramp?**

It's so easy to to use. When you make a purchase with your ramp card, you instantly get a text messaging asking to fill in  the proper information and a photo of the receipt if it's required. The app UI is intuitive and quick. Easily the best expense reporting software I've used.

**What do you dislike about Ramp?**

I wish you could set the default field values for thing that you have to select for each transaction instead of having to select everything each time.

**What problems is Ramp solving and how is that benefiting you?**

The Ramp card and App make it easy for me to make purchases on my company card and properly report them.

  ### 37. Significant Improvement for Credit Card and Expense Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rick M. | Vice President and Partner, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 10, 2025

**What do you like best about Ramp?**

Ramp is extremely easy to use, allowing users with all levels of technical ability to easily utilize it.  It saves our users and accounting department time and saves our company money.

**What do you dislike about Ramp?**

Currently there is not integration with the Karmak Fusion ERP so we manually are exporting and importing transactions between Ramp and Karmak Fusion.

**What problems is Ramp solving and how is that benefiting you?**

Saves time for users and accounting with receipt and memo gathering, automated GL assignment, ease of transaction review and research.

  ### 38. Simple Expense Tracking Platform with No Downsides So Far

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Primary/Secondary Education | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 13, 2025

**What do you like best about Ramp?**

The simplicity in using the platform to track expenses

**What do you dislike about Ramp?**

Nothing to dislike about the platfom so far.

**What problems is Ramp solving and how is that benefiting you?**

Ramp makes it easy to track and upload receipts for the coding process.  In addition, the availability of the list of codes used in our organization makes for easy documentation.

  ### 39. Convenient, Fast, Simple & User Friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Entertainment | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 29, 2025

**What do you like best about Ramp?**

I appreciate the ability to upload receipts in a number of different ways including text, the app, the website, and the capture feature using an add-on in chrome. It makes the process of getting receipts to my leadership SO easy. I use this application at least 5 times a week in my role.

**What do you dislike about Ramp?**

Not much - truly. I think it is modern, works well on all devices (mobile and desktop) as well as quick.

**What problems is Ramp solving and how is that benefiting you?**

I have access to a credit card for company expenses!

  ### 40. Effortless Bill Consolidation Across Multiple Payment Methods

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 16, 2026

**What do you like best about Ramp?**

ease of consolidating all bills and various payment methods

**What do you dislike about Ramp?**

sometimes it is difficult to void a transacton

**What problems is Ramp solving and how is that benefiting you?**

coding and consolidating all bills

  ### 41. All-in-one

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nadiia D. | Accounting Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 27, 2024

**What do you like best about Ramp?**

Ramp is extremely user friendly. The whole implementation was done by myself. It easily integrates with our accounting software (Sage Intacct) and provides variety of features for proper record keeping. We were able to replace 3 different providers with Ramp, and now our AP, Employee Expenses Reimbursement and Credit Cards are all in one place. Customer support is always excellent in responding quickly, even though I do not get to contact them often thanks to the very detailed and easy to navigate Help Center. And best of all there is cash back when you use Ramp Card, which adds up so quickly and can be used in variety of ways.

**What do you dislike about Ramp?**

There is honestly not much if anything.. You can control how many notifications you get from Ramp, as it might be a little too much if you are an Admin. And there are a lot features we do not use that perhaps could be hidden from the Menu to have a cleaner look (something I have not explored with Customer Support - maybe it is possible).

**What problems is Ramp solving and how is that benefiting you?**

Automates AP processing, saves time on entering and coding invoices, helps keeping track of spendings and controls travel expenses.

  ### 42. Quickly Pay Bills

**Rating:** 5.0/5.0 stars

**Reviewed by:** Laurie N. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 28, 2025

**What do you like best about Ramp?**

The syncing with QBO is very helpful. Ramp is able to categorize expenses automatically and with a simple press of the button, it syncs transactions to Quickbooks.

**What do you dislike about Ramp?**

There is a small learning curve.  I have found that some things are not intuitively where they should be, but once you get the hang of it, super simple.

**What problems is Ramp solving and how is that benefiting you?**

Ramp solves the need for repetitive keying of credit card charges and coding to accounting system.

  ### 43. Fast, Cost-Effective Card Transactions—No Downsides

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Restaurants | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 31, 2025

**What do you like best about Ramp?**

Saving time and money, speedy process for all card transactions.

**What do you dislike about Ramp?**

There's nothing to dislike. Everything in ramp is very user friendly.

**What problems is Ramp solving and how is that benefiting you?**

Saving tons of time and one with quick and easy transactions.

  ### 44. Ramp just works

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caleb C. | Chief Operating Officer, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2025

**What do you like best about Ramp?**

Everything is simple, no learning curve. Everything works instantly: approvals, denials, card issues, changes, payments. So easy.

**What do you dislike about Ramp?**

We love ramp. We have used similar competitor products and even though they look the same, they aren't ramp on speed, functionality, etc.

**What problems is Ramp solving and how is that benefiting you?**

We have a geographically dispersed team. Ramp supports us moving quickly in the field for fuel & supplies, and keeps our back office unbothered with awesome expense automation.

  ### 45. Easy to use, easy to manage, easy to save

**Rating:** 5.0/5.0 stars

**Reviewed by:** Andrea B. | Director of Operations, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 24, 2025

**What do you like best about Ramp?**

Connection to receipts
Alerts around repetitive spending 
reports around saving
Extremely intuitive and easy to use; training staff was easy.

**What do you dislike about Ramp?**

Nothing! I've loved it as a user and as an admin

**What problems is Ramp solving and how is that benefiting you?**

Automating reporting, allowing users to submit their expenses in an easy way

  ### 46. Ramp made my life easier

**Rating:** 5.0/5.0 stars

**Reviewed by:** Eric  S. | Africa Education Program Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 04, 2025

**What do you like best about Ramp?**

I love the fact that my physical card can accommodate all my virtual cards.

**What do you dislike about Ramp?**

Can I create a virtual card and connect it to my private bank account?

**What problems is Ramp solving and how is that benefiting you?**

Easy to create a virtual card facilitates certain payments

  ### 47. Ramp has been a great asset to our organization

**Rating:** 5.0/5.0 stars

**Reviewed by:** Christy  R. | Business Administrator, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 05, 2025

**What do you like best about Ramp?**

The customer service and website are amazing

**What do you dislike about Ramp?**

the way you log off on Ramp is not great I wish it was easier

**What problems is Ramp solving and how is that benefiting you?**

It allows me to get a receipt  for each transaction when I wasn't before

  ### 48. Excellent interface and easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kathleen H. | Accounting Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 05, 2025

**What do you like best about Ramp?**

Easy to use, approving expenses is simple, categorizing expenses to the appropriate accounts is easy and creating rules to automatically categorize the same expenses moving forward is awesome.

**What do you dislike about Ramp?**

I wish syncing the expenses to Quick Books online was quicker. I also wish I could pull a point-in-time report to see how much was spent as of a certain date or in a certain period.

**What problems is Ramp solving and how is that benefiting you?**

Time saver!

  ### 49. Ramp is extremely user friendly, and easy to work with.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 28, 2025

**What do you like best about Ramp?**

I really like how easy it is to set up anything in ramp. When it comes to adding a new user or even creating a new spend program, ramp makes it very easy to do it all. Not only is it easy for the admin side of the program, but even for employees that use the credit card. It makes summit receipts and invoices extremely easy for everyone involved.

**What do you dislike about Ramp?**

I would say due to certain limitations with integration of unpopular ERP systems, it can be difficult at times to export data into your accounting software.  You need a strong understand of excel exports and csv files if you want to integrate ramp with certain accounting software.

**What problems is Ramp solving and how is that benefiting you?**

With previous credit card companies it was extremely difficult to track company spending. You would need to look at the statement and the end of the month and compare that to physical paper receipts that would be handed by the respected mangers. Now with ramp it is very easy to take a picture of those receipts and have them show up instantly on the admin side. Coding certain purchases to the right accounting category in ramp is very helpful, and makes using credits cards a lot less easier for everyone.

  ### 50. So easy to use!

**Rating:** 4.5/5.0 stars

**Reviewed by:** Missy N. | Operations Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 10, 2025

**What do you like best about Ramp?**

It is user friendly and quick to use. It's easy to get someone to help online if needed.

**What do you dislike about Ramp?**

Searching for what you need is difficult sometimes.

**What problems is Ramp solving and how is that benefiting you?**

Bill pay,  spend report. So easy once you set up vendor details to pay bills in a matter of clicks.


## Ramp Discussions
  - [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) - 3 comments, 1 upvote

- [View Ramp pricing details and edition comparison](https://www.g2.com/products/ramp-financial-ramp/reviews?page=8&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-10+03%3A21%3A04+-0500&secure%5Bsession_id%5D=90c9edbc-8094-41ca-b771-6dbeb81ec89b&secure%5Btoken%5D=bbd5d1477dba60e903bc195e6a15b7fe8adb7c5ed9fbacb40dae99096fcdde8a&format=llm_user)
## Ramp Integrations
  - [Amazon Aurora](https://www.g2.com/products/amazon-aurora/reviews)
  - [AppFolio](https://www.g2.com/products/appfolio/reviews)
  - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews)
  - [Campfire](https://www.g2.com/products/campfire-2026-02-16/reviews)
  - [Claude](https://www.g2.com/products/claude-2025-12-11/reviews)
  - [Google Workspace](https://www.g2.com/products/google-workspace/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [Net@Suite](https://www.g2.com/products/net-suite/reviews)
  - [Okta](https://www.g2.com/products/okta/reviews)
  - [Qbo](https://www.g2.com/products/qbo/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)
  - [Shared Contacts for Gmail](https://www.g2.com/products/shared-contacts-for-gmail/reviews)
  - [Slack](https://www.g2.com/products/slack/reviews)
  - [Slack Connector for Jira](https://www.g2.com/products/slack-connector-for-jira/reviews)
  - [Traverse](https://www.g2.com/products/managry-traverse/reviews)
  - [Uber for Business](https://www.g2.com/products/uber-for-business/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Ramp Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Management

**Setup**
- Data
- Approvals
- Alignment
- Real-Time Data

**Planning**
- Processes
- Contracts
- Content
- Requisition

**Data Management**
- Consolidation
- Classification
- External Sources
- Integration
- Cleaning

**Invoice Management**
- Capture
- Repository

**Expense Reporting**
- Expense Automation
- Integration
- Compliance
- Mobile Functionality
- Accounting Integration
- Third-Party Integrations

**Purchase Requisition and Approval Workflow - Procurement Orchestration**
- Notifcations
- Workflows
- Purchase Orders

**Agentic AI -  Accounts Payable (AP) and Spend Analysis**
- Decision Making

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Vendor Management**
- Decision Making

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Additional Functionality**
- Generative AI
- Billing & Invoicing
- Customizable Templates
- User Management
- Invoice Processing
- Onboarding
- Search/Filter
- Sourcing Management
- Vendor Master Data Management
- Procurement Management
- Reporting & Statistics
- Document Management
- Project Management
- Data Visualization
- Access Controls/Permissions
- Transaction History
- Risk Assessment
- Activity Dashboard
- Real-Time Data
- Alerts/Notifications
- Offboarding
- AI Copilot
- Self Service Portal
- Audit Management
- Collaboration Tools
- API
- Approval Process Control
- Vendor Payment
- Third-Party Integrations
- Performance Metrics
- Purchase Order Management
- Contract/License Management
- Data Import/Export
- Single Sign On
- Workflow Management
- Compliance Management
- Task Management

**Travel Management**
- Itinerary Management
- Advanced Integrations
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Revenue Recognition**
- Usage Tracking
- Deferred Revenue
- Revenue Accrual

**Performance**
- Forecasting
- Savings

**Execution**
- Sourcing
- Purchasing
- Invoicing
- Procurement Management
- Order Management

**Analytics**
- Benchmarking
- KPIs
- Compliance
- Errors

**Invoice Processing**
- Matching
- Payments
- Workflows
- Recurring Payments

**Approval **
- Rules
- Workflows
- Submit

**Supplier Management - Procurement Orchestration**
- Tracking
- Onboarding
- Database

**Analytics**
- Visibility
- Performance
- Spend
- Financial Reporting

**Analytics**
- Due Dates

**Recovery**
- Historical payments
- Overpayments

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**AI - Travel Management**
- Personalization
- Predictive Analytics
- Cost Savings
- Efficiency
- Real-Time Assistance
- Reporting/Analytics
- Real-Time Analytics

**Spend Management - Procurement Orchestration**
- Analysis
- Visibility

**Client Invoicing**
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- ERP
- ERP integration

**AP Data Processing**
- Workflows
- Transparency
- Controls

**Reporting**
- Real-Time Monitoring
- Multiple Views
- Data Import/Export
- Real-Time Updates
- Real-Time Reporting
- Real-Time Analytics

**Compliance and Risk Management - Procurement Orchestration**
- Risk Assessment
- Compliance
- Audits

**Agentic AI -  Procure to Pay**
- Multi-step Planning
- Autonomous Task Execution
- Proactive Assistance

**Agentic AI - Travel Management**
- Autonomous Task Execution
- Proactive Assistance

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Generative AI
- Integration Management
- Vendor Management
- Contract Lifecycle Management
- Budgeting/Forecasting
- Compliance Management
- AI Copilot
- Inventory Management

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH
- Reimbursement Management

**Workflow Automation - Procurement Orchestration**
- Routing
- Configuration
- Approvals

**Employee Risk Management**
- Emergency Assistance Integration
- Policy Enforcement & Compliance
- Traveler Tracking
- Risk Alerts & Safety Notifications
- Expense Tracking
- Real-time Alerts

**Mobile**
- Receipt Capture
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls
- Budget Control
- Approval Process Control
- Spend Control
- Prepaid Cards

**Agentic AI - Procurement Orchestration**
- Autonomous Task Execution

**Sustainability & Reporting**
- Sustainability Reporting
- Green Travel Recommendations
- Carbon Emissions Tracking
- Real-Time Reporting

**Additional Functionality**
- API
- Dashboard
- Approval Process Control
- Financial Analysis
- Dashboard Creation
- Billing & Invoicing
- Expense Claims
- Budget Control
- Generative AI
- Reminders
- Electronic Payments
- Activity Dashboard
- Multi-Currency
- Real-Time Updates
- Multi-Language
- Customizable Reports
- Spend Control
- Reporting & Statistics
- Mobile Access
- Spend Analysis
- Categorization/Grouping
- Real-Time Data
- Single Sign On
- AI Copilot
- Employee Self Service

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Additional Functionality**
- Reminders
- Activity Tracking
- Invoice Processing
- Accounting Integration
- Categorization/Grouping
- Reporting & Statistics
- Configurable Workflow
- Spend Analysis
- Expense Tracking
- Third-Party Integrations
- Accounting
- Audit Management
- Approval Workflow
- AI Copilot
- Supplier Management
- Invoice Management
- Billing & Invoicing
- Transaction History
- Purchase Order Management
- Audit Trail
- Generative AI
- Expense Claims
- Workflow Management
- Time & Expense Tracking
- Multi-Currency
- Vendor Management
- Procurement Management
- Credit Card Management
- Compliance Management
- Requisition Management
- Customizable Reports
- Ad hoc Reporting
- Financial Management
- API
- Rules-Based Workflow
- Receipt Management
- Activity Dashboard
- Purchasing & Receiving

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Performance and Reliability
- Mobile User Support
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Audit**
- Overpayments
- Duplicates

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top Ramp Alternatives
  - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,966 reviews)
  - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - 4.2/5.0 (555 reviews)
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