--- title: QuickBooks Payments Reviews meta\_title: 'QuickBooks Payments Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 52 reviews by the users' company size, role or industry to find out how QuickBooks Payments works for a business like yours. aggregate\_rating: rating\_value: 4.0 review\_count: 52 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Payment url: https://www.g2.com/categories/payment ---

### QuickBooks Payments Pros and Cons: Top 5 Advantages and Disadvantages

#### Quick AI Summary Based on G2 Reviews

Generated from real user reviews

Users praise the **ease of use** of QuickBooks Payments, appreciating its seamless integration with QuickBooks for efficient financial management. [(3 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=1964550&qs=pros-and-cons#reviews)

Users appreciate the **seamless integration** of QuickBooks Payments, simplifying bookkeeping and enhancing cash flow management. [(2 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421920&qs=pros-and-cons#reviews)

Users praise the **excellent customer support** from QuickBooks Payments, enhancing their experience and resolving issues promptly. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=1964554&qs=pros-and-cons#reviews)

Users appreciate the **easy integrations** of QuickBooks Payments, simplifying bookkeeping and enhancing cash flow management. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421948&qs=pros-and-cons#reviews)

Users appreciate the **easy payments integration** of QuickBooks Payments, ensuring seamless transaction management and improved cash flow. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421939&qs=pros-and-cons#reviews)

Users find QuickBooks Payments **expensive due to high processing fees** , which can deter them from using it for larger transactions. [(2 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421934&qs=pros-and-cons#reviews)

Users report experiencing **opaque funds holding** practices with QuickBooks Payments, impacting cash flow and causing significant frustration. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=1875506&qs=pros-and-cons#reviews)

Users express concerns over **high processing fees** that significantly reduce revenue, especially on larger transactions. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421915&qs=pros-and-cons#reviews)

Users face **inefficient management** with QuickBooks Payments, as funds can be held without clear communication or appeal options. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2380641&qs=pros-and-cons#reviews)

Users feel the **lack of customization** in QuickBooks Payments limits adaptability for their unique business needs. [(1 mentions)](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2484456&qs=pros-and-cons#reviews)

### 5 Pros or Advantages of QuickBooks Payments

##### 1. Ease of Use

Users praise the **ease of use** of QuickBooks Payments, appreciating its seamless integration with QuickBooks for efficient financial management.
[
See 3 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=1964550&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Melanie M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Melanie M.")
MM

Melanie M.

Small-Business (50 or fewer emp.)

5.0/5

"Effortless Integration and User-Friendly Experience"

What do you like about QuickBooks Payments?

Ease of use and integration with Quickbooks, Bank transfer option

 ![Richard R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard R.")
RR

Richard R.

Small-Business (50 or fewer emp.)

3.0/5

"Streamlined Integration, But Room for Improvement"

What do you like about QuickBooks Payments?

QuickBooks Payments makes life easier by integrating seamlessly with the QuickBooks bookkeeping software. The coordination between invoicing, payments

##### 2. Integrations

Users appreciate the **seamless integration** of QuickBooks Payments, simplifying bookkeeping and enhancing cash flow management.
[
See 2 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421920&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Melanie M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Melanie M.")
MM

Melanie M.

Small-Business (50 or fewer emp.)

5.0/5

"Effortless Integration and User-Friendly Experience"

What do you like about QuickBooks Payments?

Ease of use and integration with Quickbooks, Bank transfer option

 ![Richard R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard R.")
RR

Richard R.

Small-Business (50 or fewer emp.)

3.0/5

"Streamlined Integration, But Room for Improvement"

What do you like about QuickBooks Payments?

QuickBooks Payments makes life easier by integrating seamlessly with the QuickBooks bookkeeping software. The coordination between invoicing, payments

##### 3. Customer Support

Users praise the **excellent customer support** from QuickBooks Payments, enhancing their experience and resolving issues promptly.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=1964554&qs=pros-and-cons#reviews)

See Related User Reviews

DM

Danitza M.

Small-Business (50 or fewer emp.)

5.0/5

"Admin Assistant"

What do you like about QuickBooks Payments?

Ease of USe, Customer Support, Frequency in Time

##### 4. Easy Integrations

Users appreciate the **easy integrations** of QuickBooks Payments, simplifying bookkeeping and enhancing cash flow management.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421948&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Richard R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard R.")
RR

Richard R.

Small-Business (50 or fewer emp.)

3.0/5

"Streamlined Integration, But Room for Improvement"

What do you like about QuickBooks Payments?

QuickBooks Payments makes life easier by integrating seamlessly with the QuickBooks bookkeeping software. The coordination between invoicing, payments

##### 5. Easy Payments

Users appreciate the **easy payments integration** of QuickBooks Payments, ensuring seamless transaction management and improved cash flow.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421939&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Richard R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard R.")
RR

Richard R.

Small-Business (50 or fewer emp.)

3.0/5

"Streamlined Integration, But Room for Improvement"

What do you like about QuickBooks Payments?

QuickBooks Payments makes life easier by integrating seamlessly with the QuickBooks bookkeeping software. The coordination between invoicing, payments

### 5 Cons or Disadvantages of QuickBooks Payments

##### 1. Expensive

Users find QuickBooks Payments **expensive due to high processing fees** , which can deter them from using it for larger transactions.
[
See 2 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421934&qs=pros-and-cons#reviews)

See Related User Reviews

CS

Carolina S.

Small-Business (50 or fewer emp.)

4.5/5

"Administrative assistant"

What do you dislike about QuickBooks Payments?

It can be expensive for a small business and some of the features may need a little training and all what you can do.

 ![Richard R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard R.")
RR

Richard R.

Small-Business (50 or fewer emp.)

3.0/5

"Streamlined Integration, But Room for Improvement"

What do you dislike about QuickBooks Payments?

One drawback is the processing fees, which seem quite high, particularly for larger transactions. For instance, when I made a $2,500 transfer via Venm

##### 2. Funds Holding

Users report experiencing **opaque funds holding** practices with QuickBooks Payments, impacting cash flow and causing significant frustration.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=1875506&qs=pros-and-cons#reviews)

See Related User Reviews

WX

Warren X.

Small-Business (50 or fewer emp.)

0.0/5

"$11k deposit on hold indefinitely for 6 months without recourse"

What do you dislike about QuickBooks Payments?

I’m a small business owner who just launched my company a few months ago. Like a lot of entrepreneurs, I was juggling a thousand things at once like b

##### 3. High Fees

Users express concerns over **high processing fees** that significantly reduce revenue, especially on larger transactions.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2421915&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Richard R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard R.")
RR

Richard R.

Small-Business (50 or fewer emp.)

3.0/5

"Streamlined Integration, But Room for Improvement"

What do you dislike about QuickBooks Payments?

One drawback is the processing fees, which seem quite high, particularly for larger transactions. For instance, when I made a $2,500 transfer via Venm

##### 4. Inefficient Management

Users face **inefficient management** with QuickBooks Payments, as funds can be held without clear communication or appeal options.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2380641&qs=pros-and-cons#reviews)

See Related User Reviews

WX

Warren X.

Small-Business (50 or fewer emp.)

0.0/5

"$11k deposit on hold indefinitely for 6 months without recourse"

What do you dislike about QuickBooks Payments?

I’m a small business owner who just launched my company a few months ago. Like a lot of entrepreneurs, I was juggling a thousand things at once like b

##### 5. Lack of Customization

Users feel the **lack of customization** in QuickBooks Payments limits adaptability for their unique business needs.
[
See 1 mentions
](https://www.g2.com/products/quickbooks-payments/reviews?filters%5Bsentiment_snippet%5D=2484456&qs=pros-and-cons#reviews)

See Related User Reviews

CS

Carolina S.

Small-Business (50 or fewer emp.)

4.5/5

"Administrative assistant"

What do you dislike about QuickBooks Payments?

It can be expensive for a small business and some of the features may need a little training and all what you can do.

  

 ![JULIAN G. I.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "JULIAN G. I.")
JI

JULIAN G. I.

Controller ►Global Budgets ►Financial Controls ►Analysis ►Leadership Advisement

Small-Business (50 or fewer emp.)

4/17/2026

"Efficient Invoicing, High Transaction Fees"

4.5/5

What do you like best about QuickBooks Payments?

I really like the ease of use of QuickBooks Payments and how it syncs seamlessly with my accounting system. This integration means I don't need to book a journal entry for my invoices as they are automatically entered by QuickBooks Payments. Also, the setup was very simple. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

The percentage taken from each invoice is too high. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

QuickBooks Payments helps me get paid quicker than manual checks and eliminates the need for manual journal entries with auto entry in QBO. It's easy to use and syncs seamlessly with my accounting system. Review collected by and hosted on G2.com.

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Validated ReviewerSource: Organic

  

MR

Maribeth R.

Office assistant

Small-Business (50 or fewer emp.)

5/12/2026

"Helpful for Invoices and Checks, but Constant Menu Changes"

3/5

What do you like best about QuickBooks Payments?

It is a helpful way to organize invoices and print checks. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

The system changes all the time. I often log in and the menus are different. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

It helps manage clients and invoices and checks. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerSource: Organic

  

 ![Verified User in Education Management](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Education Management")
AE

Verified User in Education Management

Small-Business (50 or fewer emp.)

5/5/2026

"Seamless QuickBooks Pro Online Integration and Navigation"

5/5

What do you like best about QuickBooks Payments?

This payment gateway works seamlessly with QuickBooks Pro Online and provides helpful navigation tools for researching and verifying transactions, as well as reviewing deposits/transfers when needed. I especially like the feature that allows me to sort by method of payment, which makes it easier to find what I’m looking for. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Certain receipts print in a very tiny font. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

I have not had to avail myself of this solving process to date. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: Seller invite

  

AR

Albert R.

Small-Business (50 or fewer emp.)

3/27/2026

"Seamless QuickBooks Integration, High Fees"

5/5

What do you like best about QuickBooks Payments?

I appreciate the integration with QuickBooks because it inputs expenses and sales directly, accounting for them automatically rather than having to input them myself. Setting up QuickBooks Payments was very easy; I signed up for the application and it worked automatically with our QuickBooks platform. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

It could be improved by charging a less fee. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

I use QuickBooks Payments to process credit card payments. Its integration with QuickBooks is valuable as it automatically inputs expenses and sales, saving me from manual entry. Review collected by and hosted on G2.com.

Show More

Validated ReviewerIncentivizedSource: Seller invite

  

KD

Kelly D.

Finance &amp; Accounting Manager

Small-Business (50 or fewer emp.)

3/12/2026

"Simple, Easy Accounting with Smart Transaction Duplication"

5/5

What do you like best about QuickBooks Payments?

Quickbooks is a very simple, easy accounting software. With payments you can duplicate a transaction when recording (and if need be) change the amount versus entering similar transactions over and over from the beginning. Also it helps categorize expenses. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Nothing, it works really well. I don't have any bad to say about it. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

It makes it easy to decide which method of payment the company wants to use. If something needs to be paid quickly then processing a credit card and recording the transaction makes it easy. Review collected by and hosted on G2.com.

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Validated ReviewerSource: Organic

  

 ![Verified User in Construction](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Construction")
AC

Verified User in Construction

Small-Business (50 or fewer emp.)

7/20/2026

"First time Payroll User"

5/5

What do you like best about QuickBooks Payments?

Simplicity. Ease of use. Summary insured accuracy before submitting. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Would like to have a simpler summary of how much is being withdrawn for wages. Taxes, fees. Etc Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

Converted from 1099 to W2 and QB made it easy Review collected by and hosted on G2.com.

Show More

Validated ReviewerIncentivizedSource: Seller invite

  

 ![Valery B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Valery B.")
VB

Valery B.

Staff Accountant

Small-Business (50 or fewer emp.)

4/14/2026

"Easy Client Invoicing with Seamless Bank Transaction Matching"

5/5

What do you like best about QuickBooks Payments?

How easy it is to receive and invoice clients, it easily matches up in the bank transactions. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Sometimes if you don't have the mapping of quickbooks correct or in sync the invoices won't properly match up. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

Everyday invoicing and invoice matching Review collected by and hosted on G2.com.

Show More

Validated ReviewerSource: Organic

  

 ![Melanie M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Melanie M.")
MM

Melanie M.

Administrative Director

Small-Business (50 or fewer emp.)

1/7/2026

"Effortless Integration and User-Friendly Experience"

5/5

What do you like best about QuickBooks Payments?

Ease of use and integration with Quickbooks, Bank transfer option Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Not a whole lot of drawbacks that I find. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

Mostly integration with our books. We have a website that take payments but it does not integrate so we have a lot of manual entry to do. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerSource: Organic

  

CS

Carolina S.

Administrative assistant

Small-Business (50 or fewer emp.)

2/24/2026

"Administrative assistant"

4.5/5

What do you like best about QuickBooks Payments?

I like that it helps the finances and expenses and transactions that we need for our company. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

It can be expensive for a small business and some of the features may need a little training and all what you can do. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

tracking expenses, and financial reporting that makes it beneficial for our needs. Review collected by and hosted on G2.com.

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Validated ReviewerSource: Thank You page

  

GO

Greg O.

CPA

Small-Business (50 or fewer emp.)

7/29/2025

"Easy and timely payment collection"

5/5

What do you like best about QuickBooks Payments?

QuickBooks payments integrates seamlessly with QuickBooks. Cash deposits are quick and matching with Invoices is automatic. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Slightly more expensive than competitors Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

Payments are matched automatically with invoices Review collected by and hosted on G2.com.

Show More

Validated ReviewerSource: Organic

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