PayPal Pay Later Pros and Cons

paypal credit allow merchants to sell and incraese conversion of organization . It easy easy to use for customer and very feasible. Developer can easily implement and integrate it into system by api. Also it provides compatative advantages to merchants if other not use this financial advantages. All over globe more than 200 organization frequently use it. It give 100% order value assurity. Review collected by and hosted on G2.com.

completelly dependancy on only one payment method can cause issue. Also due more users its customer support some time reply lately. Review collected by and hosted on G2.com.

Easy to use and pay off balances, good for people with no credit Review collected by and hosted on G2.com.

basic product no real benefits if you have credit already paypal in general is terrible for support Review collected by and hosted on G2.com.

Nothing....................

Make yourself a favor and never apply for this. Review collected by and hosted on G2.com.

Credit is too short. They only give me like $200 and when I asked more they just raised it to $400 I got up to $15,000 on other cards. Review collected by and hosted on G2.com.

What I enjoy most about PayPal Credit is that it provides simple and adaptable financing alternatives that make it easy to make online purchases and defer payments. It is a practical option for online buying because to its wide acceptance and interaction with PayPal accounts. The PayPal platform is made more user-friendly by the ability to handle payments and trace transactions. Review collected by and hosted on G2.com.

What I don't Like: It's crucial to keep in mind that, especially for extended payback terms, PayPal Credit's interest rates might be rather high. Before choosing this financing option, it is necessary to carefully analyse the conditions and expenses. To remove doubts for users, the credit determination process' transparency should also be improved. Review collected by and hosted on G2.com.

It is the most convenient method of payment and the best thing is it does not charge annual fees, also it is flexible to use as it is accepted by many retail shops. Review collected by and hosted on G2.com.

The one thing I dislike is sometimes it charges high interest rates. Review collected by and hosted on G2.com.

I was able to remodel my bathroom because the vendor accepted it. I used the 0% financing and paid it off in 6 months. It is very convientent to have it as an option when paying online as well. Review collected by and hosted on G2.com.

Not everyone accepts this line of credit. Review collected by and hosted on G2.com.

They give monthly and bi-weekly payment options. Review collected by and hosted on G2.com.

Nothing! it has come in handy for me so many times! Review collected by and hosted on G2.com.

I can use it almost anywhere and get rewarded for spending. Review collected by and hosted on G2.com.

There are some vendors that do not take it. Review collected by and hosted on G2.com.

The best part about PayPal Credit is how easy it is to enroll in the credit scheme and get credit instantly. I got my application verified in minutes and got to use the application very quicly. It also does not have any monthly fee. Review collected by and hosted on G2.com.

The customer service of the application is very poor, and if I try to use the credit for a non-PayPal payment, there is a hidden fee involved in that. Review collected by and hosted on G2.com.

It helps space out payments of large purchases, and gives me more time to budget things out. The no interest for 6 months is excellent! Review collected by and hosted on G2.com.

The limit could be higher but other than that it is excellent Review collected by and hosted on G2.com.