Top Rated PayPal Pay Later Alternatives
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Nice way to get access to credit interest free for 30 days, and sometimes 6 mths
65 PayPal Pay Later Reviews
I like how easy and quick it is, paypal allows me to pay some for dinner or coffee in a second, and then it's also very easy to transfer any extra funds back to my bank. It's also a nice alternative to giving out my credit card info directly if I find a site to be maybe suspect. Review collected by and hosted on G2.com.
While Paypal is good, I do prefer venmo. Paypal is a little more old school, I find venmo easier to use and more common amongst individuals. Review collected by and hosted on G2.com.
There is literally nothing that I still like about PayPal Credit Review collected by and hosted on G2.com.
What PayPal Credit, or should I say Synchrony Bank which took over PayPal, is doing, is predatory at best and feels illegal, to say the least.
They have resorted to a practice of applying payments to promotions in such a way that it's all but impossible to avoid interest if there is a mixture of so-called 12/24-month Easy-Pay promotions and 6-month promotions.
In 25 years of being a PayPal customer, I have never been seen what has taken place over the course of the time since Synchrony took over. Instead of being able to just pay off a 6-month promotion, one has to call in and request that a mysterious "backend team" re-allocate the payment in such a way that the payment actually pays off that promotion which is due the soonest and accrues interest if not paid in full by a certain date. For this manual labor, the backend team needs "about" 1 or 2 billing cycles "usually", which - at least for me - has "usually" not worked, requiring another phone call which then resets the clock and results in you being told that the request will be re-submitted and will take "about" 1 or 2 billing cycles. Rinse, repeat.
I have wasted countless hours this past year calling PayPal Credit, always being told the same lies, and am at a total loss to understand how a bank can get away with scamming their customers like this.
Just now I got out of a 2-hour session with PPC (the first two attempts got disconnected after 20mins on the phone with two separate staffers (always a call center) and followed by a "supervisor" who was chewing gum and used the word "like" between every quarte sentence...I could kick myself for not having recorded this phone call, as it illustrated the audacity of what is happening like no other call before...part of it went something like this (remember, this is a "supervisor" called Katelyn, chewing gum like a young teenager):
"...see, like, the way this works is, like, you ask us to apply it a certain way, and we, like, I mean our backend team, like, then asks for it to be allocated, and if, like, everything goes right, it, like, gets applied within 1 or 2 billing cycles, but we are aware that something, like, happened during the transfer to Synchrony, and we have, like, tried to fix it since I don't even know when exactly, but it, like, still isn't working right, so we're, like, really sorry for the inconvenience, but there isn't really anything else that we can do."
I mean, what does one say after that?!
After 6 months of useless phone calls with a 180 pulse from shock and awe, I finally gave up just now and asked to let me pay off my entire set of promotions at once, plonking down almost $3,000 that I don't really have, but felt like I have to pay like a ransome, just to be able to live my life again like I am not being held hostage by a predatory bank. I seriously doubt that this will be the end of it, bc why wouldn't they find a way to somehow misallocate this payment, but hope always dies last.
PayPal Credit, aka Synchrony Bank, shame, shame, shame on you. Review collected by and hosted on G2.com.
The ability to put $100 or more on layaway Review collected by and hosted on G2.com.
There arent many things I dislike. I wish this had a real card that went along with the account so I could use it for live purchases Review collected by and hosted on G2.com.
I like that it send me notifications whenever I purchase an item with it. Also, I can just easily login and press a purchase button to easily buy things Review collected by and hosted on G2.com.
To be honest, I don’t dislike anything about the app Review collected by and hosted on G2.com.
I love how quick you can get a decision from PayPal and how convinent it is when buying. Review collected by and hosted on G2.com.
Wish it would store credit information and maybe a tool to track credit history or score Review collected by and hosted on G2.com.
You can make payment invoices and you can even make a payment order to request a pending payment.I can pay very fast and easily in the main online stores I know. Through this platform I can easily make purchases on eBay, Review collected by and hosted on G2.com.
PayPal, the company continued to charge me for the service even when I had already canceled my subscription.it is not always good to use it to sell items or products, because you have to consider that the system does not give you full protection Review collected by and hosted on G2.com.
Most people have a paypal account which they can use to apply for Paypal Credit if they dont already have it. This makes financing much easier since they already know and trust paypal. Review collected by and hosted on G2.com.
An invoice must be created in order to pay with paypal credit, which makes sense, but takes a bit longer to send an invoice than just a standard paypal request. Sometimes paypal credit will not work even though the customer has an active account, we havent figured out why that happens someitmes. Review collected by and hosted on G2.com.
