# Oracle Banking Digital Experience Reviews **Vendor:** Oracle **Category:** [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Average Rating:** 4.2/5.0 **Total Reviews:** 13 ## About Oracle Banking Digital Experience Oracle Banking Digital Experience enables banks to attract, onboard, and service customers with a context-aware channel solution powered by a robust API framework that integrates with any core processor. ## Oracle Banking Digital Experience Reviews ### 1. Oracle review **Rating:** 5.0/5.0 stars **Reviewed by:** siddharth P. | Application Software Developer, Enterprise (> 1000 emp.) **Reviewed Date:** June 02, 2024 **What do you like best about Oracle Banking Digital Experience?** Omnichannel capabilities - It provides a seamless experience across multiple digital channels like mobile, internet, and others. 2. Personalization - It allows banks to personalize offerings and interactions for individual customers based on their preferences and behavior. 3. Advanced analytics - OBDX comes with built-in analytics capabilities to gain insights into customer behavior and preferences. **What do you dislike about Oracle Banking Digital Experience?** Complexity - As a comprehensive platform, OBDX may have a steeper learning curve and require specialized expertise for implementation and maintenance. 2. Vendor lock-in - Being a proprietary solution from Oracle, banks may face vendor lock-in concerns and potential challenges in integrating with third-party systems. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Vendor lock-in - Being a proprietary solution from Oracle, banks may face vendor lock-in concerns and potential challenges in integrating with third-party systems. 3. Cost - The licensing and implementation costs of OBDX can be significant, especially for smaller banks or those with limited budgets. ### 2. Oracle digital banking experience **Rating:** 4.0/5.0 stars **Reviewed by:** Ranjan D. | senior software engineer(network engineeering), Mid-Market (51-1000 emp.) **Reviewed Date:** June 17, 2024 **What do you like best about Oracle Banking Digital Experience?** It's based on Oracle cloud hence highly secure and reliable It supports for retailer banking, wealth management.lifestyle banking , digital wallets and peer to peer payments Corporate lending and credit investment and support for small enterprises as well **What do you dislike about Oracle Banking Digital Experience?** Every thing is controlled by Oracle so it's can be both rewarding and blunder. Threre is all the chance that how a country financial system works and how it can be broke. Apart from that data centers are not present in the country where Oracle gives service so it's doubtful about security reasons **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Single point solution to all types of banks and it's customers ### 3. OBDX Process Innovation **Rating:** 4.0/5.0 stars **Reviewed by:** Ali R. | Business Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** March 01, 2024 **What do you like best about Oracle Banking Digital Experience?** We are using OBDX since last 3 years to ease out customers and process innovation. By using OBDX we have achived paperless environment. Its end to end digital platform customer initiate digitally and the request arrived at bank counter instantly. We have also integrate OBDX fields into Temenos T24 for efficient working and it reduces the TAT. **What do you dislike about Oracle Banking Digital Experience?** Something it happens that OBDX performance is not upto mark and it slow while opening the uploaded documents by customers also some fields not properly integrate so manually insertion by user got necessary. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** We was looking for paperless banking and also enhance the overall TAT for documents handling. Further, we have integrated majority fields of OBDX into our core application T24(Temenos) and remains the fields editable for user if there is any issue occurs user can update the same. ### 4. review of oracle banking digital experience **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Accounting | Enterprise (> 1000 emp.) **Reviewed Date:** June 03, 2024 **What do you like best about Oracle Banking Digital Experience?** user centeric design it offers interface which carter both to retailer and corporate customer. it focuses on ease of use ensuring tge users can navigate through various banking services seamlessly. **What do you dislike about Oracle Banking Digital Experience?** The newer version of oracle banking digital experience can be complex and would require substantial planning testing and learnjng to both customer and retailer. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Traditional banking system often provided a disjointment experience across different chsmmels like branch web mobile but with OBXD the process with mordern flexible platform that integartes with existing system which has not only simpliefied it but saves much more time. ### 5. Oracle Banking Digital Experience Cloud Service **Rating:** 5.0/5.0 stars **Reviewed by:** Vanessa P. | Líder de servicio al cliente, Small-Business (50 or fewer emp.) **Reviewed Date:** April 30, 2024 **What do you like best about Oracle Banking Digital Experience?** Offer seamless digital banking experiences to your customers with a cloud-native, SaaS-based digital banking platform designed to provide scalability and reliability. **What do you dislike about Oracle Banking Digital Experience?** Apply the corresponding patches according to the affected products **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Oracle Banking Digital Experience is a full-stack solution that offers retail banking functionality for SMEs like us, providing a personalized user experience across all digital banking channels. ### 6. Banking platform helping customers to implement key enterprise from their core **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2024 **What do you like best about Oracle Banking Digital Experience?** The best thign about Oracle Banking Digital experience is that, this platform helps customers to progressively transform their businesses according to their priorities by reducing the complexity and cost of technology. **What do you dislike about Oracle Banking Digital Experience?** Everything about Oracel Banking digital platform is good. Altough the user interface is bit difficult to understand for a first time user so if this is improved the overall platform seems to be really helpful in general for every user. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** The major problem with any business is complexity and cost of the technology used so the oracle banking digital experience is helping people overcome that by providin them the technologies based on their priorities and hence helping then leverage their business based architecture rather then using the common one. ### 7. Oracle Banking Digital Experience **Rating:** 3.5/5.0 stars **Reviewed by:** Abdul A. | Manager-Amazon Business Advisory , Mid-Market (51-1000 emp.) **Reviewed Date:** February 23, 2024 **What do you like best about Oracle Banking Digital Experience?** The ui is clean and helps navigate through all critical options required on a banking portal. From sccount summary to best available interests, all are resdily avaialble **What do you dislike about Oracle Banking Digital Experience?** More sync in colour coded options under the same umbrella to help identify one bucket and action accoridngly **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** It is a one stop solution for all my banking needs and helps navigate through the banking option with ease ### 8. OBDE is having an extremely great User friendly experience **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Market Research | Mid-Market (51-1000 emp.) **Reviewed Date:** June 06, 2024 **What do you like best about Oracle Banking Digital Experience?** The ease of usability allows new users to quickly adapt & know the platform **What do you dislike about Oracle Banking Digital Experience?** The load time on first boot is bit time taking **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** It enabled easy integration with other in house tools and provided support functions at a glance. ### 9. I have done integrations of OBDX with core banking **Rating:** 5.0/5.0 stars **Reviewed by:** Junaid A. | Integration Architect, Enterprise (> 1000 emp.) **Reviewed Date:** March 07, 2024 **What do you like best about Oracle Banking Digital Experience?** User Experience is best with simple request and response message formats **What do you dislike about Oracle Banking Digital Experience?** Some times messages are stucked in weblogic queue if back end do not respond **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Main problem is when integration with backing and response is not coming . on front end it shows screen got hanged. ### 10. I think it is nice for a smaller company, harder to keep track of with big company **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Telecommunications | Enterprise (> 1000 emp.) **Reviewed Date:** December 20, 2023 **What do you like best about Oracle Banking Digital Experience?** I like how things are automatically in the system if they were input last time and can save the screens you work on for next time **What do you dislike about Oracle Banking Digital Experience?** How it was a bit confusing to learn to work it **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Making it easier for all the data to be in the same system and accessible to all users within the team ### 11. Great Product in Digital Banking Domain **Rating:** 4.5/5.0 stars **Reviewed by:** Aman K. | Lead- Digital Banking, Enterprise (> 1000 emp.) **Reviewed Date:** January 17, 2021 **What do you like best about Oracle Banking Digital Experience?** OBDX is a Onmichannel Product in Banking/Finance Domain. It solves bigger problem where world is moving towards digitalization. OBDX UI is Mobile First UI. UI is Build on OJET, Knockout JS, RequireJs etc. OBDX Mobile Banking Solutions are Hybrid app but provides all features like Finger authentication, Face authentication, Capture Documents, Videos, E- Signature. OBDx !st version was 15.1 and now it is a complete banking solution in market with no competion. Following are Main Highlights of product:- 1) Retail Banking 2) Corporate Banking 3) Islamic Banking 4)ChatBots With ODA(Oracle Digital Assistance) 5) Mobile Banking (IOS, Android) 6) Personal Financial Management (PFM) 7)Open Banking API 8) Trade Finance 9) Virtual Account Management 10)Origination Module 11) **What do you dislike about Oracle Banking Digital Experience?** 1) It Comes preintegrated with FCUBS(Flexcube Universal Banking Solution) so, If Core banking solution is not UBS then all integration to be done. 2) OBDX has Hybrid Mobile application and more or less has fixed UI. 3) OBDX UI is Build on OJET(Oracle Javascript Extension Tolkit) which is not so popular Javascript Library. **Recommendations to others considering Oracle Banking Digital Experience:** Perfect Banking Solution for all your Banking needs. It is backed by Oracle which makes quality of Product more seamless. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** OBDX Provide complete banking solutions to bank . It is a complete channel banking solutions , having module for retail , corporate Originations, Peer to Peer Payments, Secured and Unsecured Personal Loans, Auto Loans, Credit Card etc. Retail User have following featutes Account (CASA (Curret and savings), Loans, Term Deposits), Payments(Internal, International, Domestic), Multiple Transfer, Credit Card, Debit Card, Open New Account, Origination Module etc Corporate Module has alll fetaures along with various other featues like File Upload, Maker Checker flow, Approvals etc. ### 12. Oracle doesn’t live up to the name **Rating:** 2.0/5.0 stars **Reviewed by:** Verified User in Telecommunications | Small-Business (50 or fewer emp.) **Reviewed Date:** July 29, 2019 **What do you like best about Oracle Banking Digital Experience?** It’s easy to use which is alway great when learning a new software. **What do you dislike about Oracle Banking Digital Experience?** That it’s not as wide-used as some other softwares that I have worked with in the past. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** I don’t have to physically go to a bank to deposit the checks like we had to do with our previous bank. ### 13. Oracle is fast and convenient **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** November 13, 2018 **What do you like best about Oracle Banking Digital Experience?** I like that the system works fast for processing credit applications and it automatically recognizes customer information. **What do you dislike about Oracle Banking Digital Experience?** The system itself looks a little outdated. Not too much space for information. **What problems is Oracle Banking Digital Experience solving and how is that benefiting you?** Delinquent accounts, existing accounts and customer service. ## Oracle Banking Digital Experience Discussions - [OBDX](https://www.g2.com/discussions/obdx) - 1 upvote - [View Oracle Banking Digital Experience pricing details and edition comparison](https://www.g2.com/products/oracle-banking-digital-experience/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-31+10%3A39%3A42+-0500&secure%5Bsession_id%5D=d084e112-4075-48bd-b3c9-c7320bb434ba&secure%5Btoken%5D=71b7e7c34d901d35506ceb62ffa22d5b812d06caa1d61fb094456a951719f3bc&format=llm_user) ## Oracle Banking Digital Experience Features **Operations** - Compliance - Digital Banking Platforms - Multichannel - Digital Banking Platforms - Unified Banking - Digital Banking Platforms **Infrastructure** - Open Banking - Digital Banking Platforms - Cloud-Based - Digital Banking Platforms - Self-Service Banking - Digital Banking Platforms **Data** - CRM - Digital Banking Platforms - Business Intelligence - Digital Banking Platforms **Agentic AI - Digital Banking Platforms** - Autonomous Task Execution - Decision Making ## Top Oracle Banking Digital Experience Alternatives - [Temenos Infinity](https://www.g2.com/products/temenos-infinity/reviews) - 4.5/5.0 (13 reviews) - [Finacle Online Banking](https://www.g2.com/products/finacle-online-banking/reviews) - 4.5/5.0 (26 reviews) - [nCino Cloud Banking Platform](https://www.g2.com/products/ncino-cloud-banking-platform/reviews) - 4.2/5.0 (11 reviews)