# OFX Reviews **Vendor:** OFX **Category:** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software) **Average Rating:** 4.6/5.0 **Total Reviews:** 40 ## About OFX OFX is a global financial operations platform that helps businesses manage international payments, foreign exchange (FX), multi‑currency accounts, corporate cards, and spend management in one place. By combining global payments, FX, currency solutions, and spend controls into a single platform, OFX helps reduce operational complexity and eliminates the need for multiple disconnected systems. Designed for finance teams and business owners handling domestic and international payments, OFX brings together Money Transfers, Corporate Cards, Expense Management, Accounts Payable Automation, and Foreign Exchange Solutions in a single Spend Management Platform. The Global Business Account powers the platform, enabling businesses to hold, move, and manage funds across multiple currencies. This helps streamline financial workflows, improve visibility, and simplify the complexity of operating across global markets. OFX helps automate key financial processes, including accounts payable (AP) workflows and spend management, all while 2-way syncing with Xero and QuickBooks, eliminating the need to switch between platforms to reconcile your books. Businesses can execute transactions, manage expenses, and streamline approvals with greater speed and control, reducing manual work and the risk of errors. Security and compliance are core to the platform. OFX is regulated by over 50 global authorities, helping businesses operate with confidence across international markets. Customers also have access to 24/7 support from financial specialists, providing real human assistance whenever needed. With offices in major financial hubs including London, Sydney, Hong Kong, Toronto, and San Francisco, OFX combines global reach with local expertise. By bringing payments, FX, and financial tools together in one platform, OFX helps businesses operate more efficiently, improve financial visibility, and scale internationally with greater control. ## OFX Pros & Cons **What users like:** - Users love OFX for its **user-friendly platform** , making transaction management simple and efficient. (2 reviews) - Users appreciate the **competitive pricing** of OFX, finding it cost-effective for their money transfer needs. (1 reviews) - Users find OFX to be **very easy to use** and appreciate its user-friendly interface. (1 reviews) - Users appreciate the **no fees** feature of OFX, highlighting its cost-effectiveness for international transfers. (1 reviews) - Users appreciate the **convenient online access** of OFX, enabling easy management of transfers and tracking transactions. (1 reviews) - Rates (1 reviews) - Transfers (1 reviews) **What users dislike:** - Users note the lack of **cash pickups and in-person transfers** , limiting flexibility for some transaction needs. (1 reviews) ## OFX Reviews ### 1. Trusted, Fast International Transfers with Competitive Rates and Responsive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Wendy R. | CEO, Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** April 13, 2026 **What do you like best about OFX?** Tim McKay and the OFX team have been a trusted part of how we manage international payments. We regularly move money between the U.S. and Italy, and the difference in rates compared to our bank is meaningful, especially at the volumes we operate. What keeps us coming back is the combination of competitive exchange rates, fast and reliable transfers, and a platform that is genuinely easy to use. But the real differentiator is Tim. He is responsive, knows our business, and makes the whole process feel handled. When you are managing cross-border payments as part of running a company, you want a broker you can actually reach and trust. That is what we have with Tim. If you are a business doing regular international wire transfers, OFX is worth a serious look **What do you dislike about OFX?** The dashboard reflects rates backwards to me. I wish I could filp it. Also, the graph is archaic. **What problems is OFX solving and how is that benefiting you?** Managing international payments between the U.S. and Italy used to mean dealing with bank wire fees, poor exchange rates, and no real visibility into what we were actually paying. OFX solves all of that. We get competitive rates, transparent fees, and fast transfers, which directly reduces our cost on every transaction. Having Tim as our dedicated broker means we are not navigating it alone. He tracks the market and gives us guidance on timing when it matters. For a small business moving money internationally on a regular basis, that kind of support has real bottom-line impact. **Official Response from Curt Brooker:** > Thank you so much for taking the time to share this review - we really appreciate it - and we’re glad to hear OFX is supporting your international payments and delivering value through competitive rates, speed, and ease of use. We especially appreciate your kind words about your account manager, Tim - we’ll be sure to pass this on. Thanks also for your feedback on the dashboard. We’re continuously working to improve the platform, and your input is valuable as we do so. We look forward to supporting your continued growth. ### 2. Useful for batch payments and business transfers **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospitality **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** I use OFX mainly for business payments and batch payments. In my experience, ABA files sent directly from the bank can sometimes be rejected or returned, but payments through OFX have been smoother and more reliable. **What do you dislike about OFX?** The main downside is the customer support experience. After the initial account manager support ended, it became unclear who to contact for ongoing issues. Most problems require calling and waiting in the phone queue, which can be frustrating. Communication around system issues could also be much better. I once could not use my account due to an OFX system issue, but there was no clear notice on the website or by email. I only found out after calling support. The OFX card service has also been disappointing. There is no tracking information for card delivery, so it is hard to know where the card is or whether it will arrive. Since each card costs $10, failed deliveries create a real extra cost. We have tried multiple times and still have not received some cards. **What problems is OFX solving and how is that benefiting you?** OFX helps us process business payments more smoothly, especially batch payments. Compared with sending ABA files directly through the bank, payments through OFX have generally been more reliable and less likely to be rejected or returned. **Official Response from Curt Brooker:** > Hi there, Thank you for your detailed feedback, we really appreciate you taking the time to share your experience. It’s great to hear that OFX has been supporting your business and batch payments reliably. Delivering a smooth, dependable payment experience is exactly what we aim to do. We’re sorry to hear about your experience with customer support and communication. We understand how frustrating it can be not knowing who to contact or needing to wait in a call queue, as well as not receiving proactive updates during system issues. Your feedback here is invaluable and has been shared with the relevant teams. We’re also sorry to hear about the issues with card delivery and the lack of tracking - especially given the additional cost involved. We’d really like to help resolve any outstanding issues directly. Please feel free to get in touch with our team at reviews@ofx.com, or contact customer support via email or through the OFX platform, and we’ll arrange for someone to follow up with you promptly. Thanks again for your feedback. ### 3. Seamless, Dependable Platform for Payroll and Routine Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Paola C. | Head of Human Resources, Mid-Market (51-1000 emp.) **Reviewed Date:** March 31, 2026 **What do you like best about OFX?** What I like most about OFX is how seamlessly it brings multiple parts of our financial operations together in one place. I use it regularly for payroll, bill payments, and other transactions, and it continues to be straightforward to use and dependable. Overall, it fits smoothly into our day-to-day workflow and makes routine payments feel more manageable. **What do you dislike about OFX?** I’ve run into a few errors on the new platform, but they were addressed promptly. **What problems is OFX solving and how is that benefiting you?** The platform is intuitive and responsive, and features like Bill Automation and QuickBooks Sync have genuinely streamlined our processes. Having a dedicated account manager, along with tools like Spend Cards, adds valuable support and flexibility, which makes our day-to-day operations run much more smoothly. **Official Response from Michelle Hsu:** > We're glad to hear that OFX has been seamlessly integrating into your financial operations and making routine payments more manageable. We appreciate your feedback and are continuously working to address any errors promptly. ### 4. Effortless Financial Management with OFX **Rating:** 5.0/5.0 stars **Reviewed by:** Gabriele L. | Finance Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** March 31, 2026 **What do you like best about OFX?** I use OFX for all our company's payments, whether by card or ACH/Wire transfer. Partnering with OFX has transformed our financial operation, largely thanks to our dedicated account manager, Tsewang, who is always available, providing proactive advice and quick problem-solving. The OFX platform integrates flawlessly with QuickBooks, allowing us to manage accounting in real time without manual data entry. Bill automation saves us countless hours and prevents costly errors. For our large team, the capability to issue personal OFX cards and track expenses across multiple budgets directly in QuickBooks is invaluable. Since moving to the new OFX platform, our payment and accounting processes have never been simpler or more efficient. The initial setup of OFX was super easy, and I rate it a 10 for recommending it to others. **What do you dislike about OFX?** Nothing **What problems is OFX solving and how is that benefiting you?** OFX transforms our financial operations with seamless QuickBooks integration, eliminating manual data entry. Bill automation saves hours and prevents errors. We easily issue OFX cards and track expenses across budgets, and our dedicated account manager provides invaluable support. **Official Response from Michelle Hsu:** > We're thrilled to hear that OFX has had such a positive impact on your company's financial operations. It's great to know that our platform, along with the support of your dedicated account manager, Tsewang, has made managing payments and accounting more efficient for your team. ### 5. Personalized Service and Efficient Transactions **Rating:** 5.0/5.0 stars **Reviewed by:** Carol W. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** I like that with OFX I can make one payment to satisfy all the beneficiaries and know the exchange rate in advance. I also appreciate the personalized service I receive, as I've had the same account manager for many years and we understand how each other works. There is always advice and support if I need it, but usually transactions go through very efficiently. The initial setup was very straightforward as far as I remember. **What do you dislike about OFX?** There is nothing to dislike about OFX **What problems is OFX solving and how is that benefiting you?** OFX allows me to make a single payment to cover all beneficiaries, and I know the exchange rate in advance. The personalized service with advice and support is great, making transactions efficient. **Official Response from Michelle Hsu:** > We're thrilled to hear that you appreciate our personalized service and efficient transactions. We strive to provide a seamless experience for our customers, and we're glad to hear that you've had a positive experience with us. Thank you for your feedback! ### 6. Clean, Straightforward Cross-Border Payments with Multi-Currency Support **Rating:** 5.0/5.0 stars **Reviewed by:** Zuleymi R. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about OFX?** OFX is designed specifically for cross-border business. It lets you send money globally without needing complex banking setups, and it supports multiple currencies with ease. Overall, it feels cleaner and more straightforward than relying on traditional wire transfers. **What do you dislike about OFX?** There isn’t a strong, direct integration with QuickBooks Online. **What problems is OFX solving and how is that benefiting you?** What OFX solves: It reduces the high FX margins and hidden fees often charged by traditional banks. How it benefits me: I save money on every USD↔CAD transaction, which directly improves my profit margins—especially when I’m making frequent international payments. **Official Response from Curt Brooker:** > Hi Zuleymi, and thank you for the feedback – we appreciate you taking the time to share this. Just to clarify, OFX does offer a direct integration with QuickBooks Online, including two‑way sync, so payments and transaction data can flow seamlessly between OFX and QuickBooks Online. If you’ve had any trouble connecting QuickBooks Online with our platform, our customer support team or your account manager would be happy to help walk through the integration and resolve any issues. Thanks again for your feedback ### 7. Quick Resolution and User-Friendly Platform **Rating:** 4.5/5.0 stars **Reviewed by:** Outi H. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** I like that the customer service is usually quick, and the new platform is user-friendly. I find the dashboard and the easy clicking to payments very beneficial. The direct payment method is great because funds reflect quicker in the OFX account now, compared to earlier when the payment team had to manually allocate funds. Also, the initial setup of OFX was easy. **What do you dislike about OFX?** Sometimes delays on payments **What problems is OFX solving and how is that benefiting you?** OFX helps resolve payment issues like payment reallocation and reduces delays by reflecting funds quicker. The platform is user-friendly, especially with the easy payment dashboard, improving our payment process efficiency. **Official Response from Michelle Hsu:** > We're glad to hear that you find our customer service quick and our platform user-friendly. We're constantly working to improve our services and appreciate your feedback. We apologize for any delays on payments and are working to address this issue to ensure a smoother experience for you in the future. ### 8. Outstanding Support from Frank Leach **Rating:** 5.0/5.0 stars **Reviewed by:** CINDY D. | FINANCE, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Customer service: Frank Leach was highly supportive when we experienced technical issues with our account **What do you dislike about OFX?** Verifications steps took a long time to be completed **What problems is OFX solving and how is that benefiting you?** Sending payments to our suppliers abroad without the need of paying expensive fees **Official Response from Michelle Hsu:** > We're thrilled to hear that Frank provided outstanding support when you experienced technical issues. We apologize for any inconvenience caused by the verification process taking longer than expected. We're constantly working to improve our processes to better serve our customers. ### 9. Easy to use, reliable, fair FX rates **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail **Reviewed Date:** May 29, 2026 **What do you like best about OFX?** The ability to complete transactional banking and fx transfers within one platform **What do you dislike about OFX?** It would be helpful to have a card linked to a USD account, as I have a lot of foreign software subscriptions but bank account direct debit is not an option, so there is still a conversion fee involved **What problems is OFX solving and how is that benefiting you?** transactional and fx in one platform, less fx fees vs a traditional bank **Official Response from Michelle Crossland:** > Thanks so much for the feedback — we really appreciate it. We’re glad to hear OFX has been easy to use and reliable, and that having transactional banking and FX transfers in one platform is delivering value for you. We also appreciate your suggestion about having a card linked to a USD account. That’s helpful feedback, especially for customers managing foreign software subscriptions, and we understand how the current setup can still result in conversion fees in some cases. It’s great to hear OFX is helping reduce FX fees compared with traditional banks while making day-to-day transactions simpler. Thanks again for taking the time to share your experience. The OFX Team ### 10. Simple, Frictionless Broker with Great Rates and Responsive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Simple to use, good rates compared to other brokers we have tested against in the past. Always available via phone and email etc **What do you dislike about OFX?** No problems with it at all, have used for years as a result of it just being frictionless and great rates **What problems is OFX solving and how is that benefiting you?** Solves the problem of getting payments to suppliers, and allows us to manage our rates with forward contracts etc, they make it really easy to do business **Official Response from Michelle Hsu:** > We're thrilled to hear that you find our platform simple to use and that you appreciate our competitive rates. Thank you for your continued support! ### 11. Easy to Use, Feature-Rich, and Always-Available Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Broadcast Media | Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2026 **What do you like best about OFX?** They’re very helpful and easy to use. Support is always available, and the range of features they offer is extensive. They’re reasonably priced and consistently look out for the customer. **What do you dislike about OFX?** I honestly can’t say that I have any dislikes about OFX. **What problems is OFX solving and how is that benefiting you?** Making payments internationally at good exchange rates and low or free costs on making payments. **Official Response from Michelle Hsu:** > We're glad to hear that you find our platform helpful, easy to use, and that our support is always available. We strive to offer a wide range of features to meet our customers' needs and provide competitive pricing. Thank you for your positive feedback! ### 12. The new platform is quick and meet the daily international transaction needs **Rating:** 4.0/5.0 stars **Reviewed by:** InKorr A. **Reviewed Date:** May 17, 2026 **What do you like best about OFX?** Able to do the Limit order and transfer the fund to overseas by myself **What do you dislike about OFX?** The payee address transfer from the old platform is not accurate on which we would have to spend time ensure the information is correct before sending fund overseas **What problems is OFX solving and how is that benefiting you?** easy to do the limit order and able to do the spot rate myself **Official Response from Michelle Hsu:** > We're glad to hear that you find our platform quick and suitable for your international transaction needs. We appreciate your feedback about the payee address transfer and will work to improve this process for a more accurate experience. ### 13. Friendly, Approachable Team Always Ready to Help **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Mid-Market (51-1000 emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Friendly and approachable employees, who are always willing to help. **What do you dislike about OFX?** The old portal can be clunky, but the new portal is far more user friendly **What problems is OFX solving and how is that benefiting you?** We have recently set up travel cards which has been a massive benefit to us as a company. Saving time on reconciling transactions now that cardholders can attach receipts in the portal **Official Response from Michelle Hsu:** > Thank you for your positive feedback! We are glad to hear that our team has been helpful and approachable. We are continuously working to improve our portal for a better user experience, and we are pleased to hear that the new portal has been more user-friendly for you. We appreciate your business and look forward to continuing to support your company's financial needs. ### 14. Easy International Currency Transfers **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Consumer Electronics **Reviewed Date:** May 18, 2026 **What do you like best about OFX?** Platform is easy to use. Payments are made in a timely manner **What do you dislike about OFX?** No provision for better rates for larger transfers. There should be a dedicated caller line for regular users to negotiate a better rate for larger transfers. **What problems is OFX solving and how is that benefiting you?** We purchase goods from overseas requiring USD money transactions to different countries **Official Response from Curt Brooker:** > Hi there, Thanks for your feedback - we’re glad to hear the platform is easy to use and payments are working well for you. We appreciate your comments on pricing for larger transfers. We’re always looking at how we can better support regular customers, and this is helpful input. If you’d like to discuss your specific requirements, feel free to reach out to us at reviews@ofx.com. Thanks again for your feedback. The OFX Team ### 15. Easy to use. Not a fan of the account on OFX **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Retail **Reviewed Date:** June 03, 2026 **What do you like best about OFX?** Fast, easy to use. Recurring payments to same receiver are a breeze. **What do you dislike about OFX?** Needing to send money to a fund in OFX. Should be a one time transfer. Not able to determine exact money in the desired currency **What problems is OFX solving and how is that benefiting you?** Pay for professional services overseas **Official Response from Curt Brooker:** > Thanks for your review - we’re glad to hear you find OFX fast and easy to use, especially for recurring payments. We appreciate your feedback on funding transfers and currency visibility. We understand how important it is to have clarity and a seamless experience when managing international payments. If you’d like support or to share more detail on your experience, please feel free to reach out to us at reviews@ofx.com. Thanks again for your feedback and for using OFX to manage your international payments. ### 16. very happy with my account manager. software is easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Automotive **Reviewed Date:** May 17, 2026 **What do you like best about OFX?** having an account manager I can contact when i need help **What do you dislike about OFX?** Rates could be slightly be better. I have to ofter contact our manager to adjust the rates. Sometimes OFX is very competitive and then few months down the track other websites would be more competitive. **What problems is OFX solving and how is that benefiting you?** currency exchange. holiday cars **Official Response from Michelle Hsu:** > We're glad to hear that you are happy with your account manager and find our software easy to use. We appreciate your feedback on the rates, and we will definitely take this into consideration as we strive to provide the best service for our customers. Thank you for choosing OFX for your currency exchange needs! ### 17. good platform that works well **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Business Supplies and Equipment **Reviewed Date:** June 05, 2026 **What do you like best about OFX?** system works and people behind the scene when an issue arises **What do you dislike about OFX?** could be a bit easier to log in but most systems are simular so i guess they are trying to protect us **What problems is OFX solving and how is that benefiting you?** international money transfer **Official Response from Michelle Crossland:** > Thank you for taking the time to share your feedback. We're pleased to hear that you've found our platform reliable for your international money transfers and that our team has been able to support you when issues arise. We also appreciate your comments regarding the login process. Security is a top priority for us, and while some measures may add an extra step, they're designed to help protect our customers and their funds. That said, we're always looking for ways to improve the user experience while maintaining strong security standards. Thank you for choosing OFX, and we look forward to continuing to support your international transfer needs. ### 18. Super-Responsive Support and Consistently Better Rates Than Our Bank **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Our Account Manager Alex Hartley is super-responsive; OFX provides a better rate than our bank's "preferential rate", consistently. **What do you dislike about OFX?** Cannot state any dislikes for OFX at this point in time **What problems is OFX solving and how is that benefiting you?** Best market rates available - one-stop shop for our considerable market trade transactions. **Official Response from Michelle Hsu:** > We're thrilled to hear that you've had a positive experience with our Account Manager, Alex Hartley, and that you're benefiting from our competitive rates. Thank you for choosing OFX! ### 19. The new platform is so user friendly, hardly ever have to ask assistance from our client Manager **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Motion Pictures and Film **Reviewed Date:** June 01, 2026 **What do you like best about OFX?** How user friendly the new platform is, love it. **What do you dislike about OFX?** Nothing at this point in time as have found it terrific **What problems is OFX solving and how is that benefiting you?** Remitting funds to vendors is easier and also the receiving of funds. **Official Response from Michelle Crossland:** > Thank you for your fantastic feedback. We are delighted to hear that you are finding the new platform so user-friendly and that it has reduced the need to contact your Client Manager for assistance. It's great to know that you are enjoying the improved experience and finding it easier to send payments to vendors and receive funds. We also appreciate your comments regarding the platform's ease of use and are pleased that, so far, you have not encountered any issues. Thank you for choosing OFX. We look forward to continuing to support your international payment needs. Kind regards, The OFX Team ### 20. Easy to use for payments to overseas suppliers **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Mining & Metals **Reviewed Date:** June 01, 2026 **What do you like best about OFX?** Very good exchange rates for paying overseas suppliers. **What do you dislike about OFX?** The only thing I dislike about OFX is the Log in procedure. **What problems is OFX solving and how is that benefiting you?** No issues I have require solving by OFX **Official Response from Michelle Crossland:** > We are delighted to hear that you are happy with our exchange rates and that you currently have no issues requiring assistance from OFX. Thank you for your feedback regarding our login procedures. We are currently working to improve this area, and we appreciate you bringing it to our attention. Should you experience any issues or require assistance in the future, please do not hesitate to contact us. Kind regards, The OFX Team ### 21. Constant Updates and Speedy Support—Great Account Management **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** April 30, 2026 **What do you like best about OFX?** Constant updates and help, speedy responses when sorting out payments. Good relationship with our account manager **What do you dislike about OFX?** Communication levels has been poor in the past; that being said Jake is great and a huge asset, however when the transition from Firma to OFX come about we had to find out ourselves **What problems is OFX solving and how is that benefiting you?** Payments are sent promptly, we are notified of when the rate moves in our favour (gpb to usd) to ensure that we are trading at the best rate which we can **Official Response from Michelle Hsu:** > Thank you for your positive feedback! We're glad to hear that you appreciate our constant updates and speedy support. We apologize for any past communication issues and will work to improve in that area. We're happy to hear that Jake has been a great asset to your experience with OFX. ### 22. OFX provide a simple and seamless online service for FC transactions with competitive rates. **Rating:** 4.5/5.0 stars **Reviewed by:** Theo A. **Reviewed Date:** May 12, 2026 **What do you like best about OFX?** Fast and competitive way to transfer foreign currency. **What do you dislike about OFX?** Waiting on the phone for an OFX dealer can often take a little while. **What problems is OFX solving and how is that benefiting you?** Making payments in multiple currencies, knowing that we are getting the most effective rates. **Official Response from Michelle Hsu:** > We're glad to hear that you find our online service for foreign currency transactions simple and seamless, with competitive rates. We appreciate your feedback. ### 23. Incredibly Helpful Account Manager and Support Team **Rating:** 5.0/5.0 stars **Reviewed by:** Andrew M. | Chief Financial Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** The helpfulness of our account manager and support team. **What do you dislike about OFX?** Sometimes the excel sheet to upload bulk transfers can be a bit painful to use. **What problems is OFX solving and how is that benefiting you?** They are upgrading the user experience for a more seamless process. **Official Response from Michelle Hsu:** > We're thrilled to hear that you found our account manager and support team incredibly helpful. We apologize for any inconvenience with the bulk transfer process and are continuously working to improve the user experience. ### 24. OFX Review - good enough **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospitality **Reviewed Date:** May 19, 2026 **What do you like best about OFX?** Integration with Xero for invoices, card payments **What do you dislike about OFX?** Supplier integration with Xero is a mess, multiple suppliers in OFX with same name and can't merge them. Some user interface needs improving **What problems is OFX solving and how is that benefiting you?** AP management **Official Response from Curt Brooker:** > Thanks for taking the time to share your feedback - we really appreciate it. It’s great to hear that you’re finding value in our integration with Xero, particularly for invoicing and card payments. We’re sorry to hear about the challenges with supplier integration and the user interface. We understand how frustrating duplicate suppliers can be. We really want to help you resolve this - please reach out to us at reviews@ofx.com - and our team will investigate. Thanks again for your feedback - it really helps us continue to improve. OFX Team ### 25. Smooth and easy fx payment platform with more **Rating:** 5.0/5.0 stars **Reviewed by:** Stephen W. **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** instant transaction confirmation (OSKO pay) **What do you dislike about OFX?** searching default was a bit funny. sometimes search for previous payment was set as only for payments to one particular recipient for no reason. **What problems is OFX solving and how is that benefiting you?** makes fx payment easy **Official Response from Michelle Hsu:** > We're glad to hear that you find our platform smooth and easy to use, especially with the instant transaction confirmation. We appreciate your feedback about the search default and will take it into consideration for future improvements. Thank you for choosing OFX for your FX payments! ### 26. GOOD SERVICE **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Manufacturing **Reviewed Date:** May 21, 2026 **What do you like best about OFX?** Easy to use system , wiat for xrp to take over ..instant payments **What do you dislike about OFX?** nothing at all , its clear and simple to use **What problems is OFX solving and how is that benefiting you?** Currency exchange **Official Response from Michelle Hsu:** > We're glad to hear that you find our system easy to use! We're always working to improve our services and look forward to the potential of instant payments with XRP. Thank you for your feedback! ### 27. Bookkeeping issues, the details from the invoice in OFX aren't retained when pushed through to Xero. **Rating:** 3.0/5.0 stars **Reviewed by:** Karen L. **Reviewed Date:** May 19, 2026 **What do you like best about OFX?** Dashboard and limits/budgets on cards... **What do you dislike about OFX?** Loss of detail when pushed into Xero.... **What problems is OFX solving and how is that benefiting you?** Better fx rates, multiple cards for multiply subscriptions **Official Response from Curt Brooker:** > Thanks for the feedback - we really appreciate you taking the time to share it. Great to hear the dashboard and card controls are working well for you. Sorry to hear about the loss of detail when pushing into Xero - that’s not the experience we want. If you can, please reach out to us at reviews@ofx.com and we’ll investigate further with you. Thanks again for your feedback - it’s invaluable as we continue to improve. Best, The OFX Team ### 28. Very user friendly. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in International Affairs **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** Ease of navigating tabs within a few steps. **What do you dislike about OFX?** Could the selected rate comparison graph be smaller. **What problems is OFX solving and how is that benefiting you?** Daily exchange rates. **Official Response from Michelle Hsu:** > We're glad to hear that you find our platform user-friendly and easy to navigate. We appreciate your feedback about the rate comparison graph size and will take it into consideration for future improvements. ### 29. OFX makes it easy to transfer money to another country **Rating:** 5.0/5.0 stars **Reviewed by:** Guillaume T. | Développeur Full-stack, Small-Business (50 or fewer emp.) **Reviewed Date:** March 21, 2023 **What do you like best about OFX?** I really like the UX of OFX and the fees are very cheap **What do you dislike about OFX?** There is nothing I really dislike about OFX. **What problems is OFX solving and how is that benefiting you?** I am an expat and I need to send money to my home country: thanks to OFX, I can send my money at a lower fee that with my bank. ### 30. Go to Money Transfer website **Rating:** 5.0/5.0 stars **Reviewed by:** Prakshith R. | Compliance Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** June 13, 2023 **What do you like best about OFX?** I like the dashboard and I can save my currency type from which to which I can transfer and use it for future transfer too. Also live exchange rate and live updates is added feature **What do you dislike about OFX?** I dont see any dislike about this webiste and it is working fine for me from long time. **What problems is OFX solving and how is that benefiting you?** Live exchange rate is not easy to get, but this website made easy and it is actually accurate so I loved about it rather searching google **Official Response from Michelle Hsu:** > We're glad to hear that you are enjoying the dashboard and the ability to save currency types for future transfers. Our live exchange rate and updates are designed to provide convenience and accuracy for our customers. ### 31. The best way for Money Transfer **Rating:** 5.0/5.0 stars **Reviewed by:** Deepak T. | FBA Tech Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** June 16, 2023 **What do you like best about OFX?** The best part about using OFX is that they are spread across the world so we can transfer money to any country and they dont have any limits on the amount which we can transfer. Awesome experience using OFX. **What do you dislike about OFX?** Nothing much as a negative. It works so fluid. It is very secure and fast. Which makes the process of transferring funds fast and tension free. Till now havent faced any hick ups. **What problems is OFX solving and how is that benefiting you?** OFX makes it easy when it comes to international money transfer. The best thing is it has no limit on the amount which we can transfer. So there is o tension of exhausting the limit. **Official Response from Michelle Hsu:** > We're thrilled to hear that you've had an awesome experience using OFX for your international money transfers! Our global presence and lack of transfer limits are designed to make the process fast, secure, and hassle-free. ### 32. Super fast transfers! **Rating:** 4.5/5.0 stars **Reviewed by:** Shahrukh R. | Small-Business (50 or fewer emp.) **Reviewed Date:** March 21, 2023 **What do you like best about OFX?** One of the standout features of OFX is its competitive exchange rates and low fees, which has resulted in being cost effective for me. The company also offers a convenient and user-friendly online platform and mobile app, making it easy to manage transfers and track transactions. It's definitely a great product to use. **What do you dislike about OFX?** The potential drawbacks of OFX that I consider include the fact that it doesn't offer cash pickups or in-person transfers, which is sometimes required for my team. Overall there are nothing i dislike personally. I recommend using OFX **What problems is OFX solving and how is that benefiting you?** OFX is solving my problem of reducing high fees and unfavorable exchange rates that are often associated with traditional bank transfers or other money transfer services. It is offering me more competitive exchange rates and lower fees, which can ultimately ends up saving me money **Official Response from Michelle Hsu:** > We're glad to hear that OFX is solving your problem of reducing high fees and unfavorable exchange rates, ultimately saving you money. Thank you for choosing OFX for your money transfer needs! ### 33. secured and guaranteed **Rating:** 5.0/5.0 stars **Reviewed by:** Nevine W. | Home room teacher, Small-Business (50 or fewer emp.) **Reviewed Date:** June 17, 2023 **What do you like best about OFX?** I admire OFX from the user experience perspective and how it is easy to use with a smooth graphical interface, and how fast it is to send money without pending status. **What do you dislike about OFX?** Overall, I can find a point I shall consider as a con. However, my only complaint that OFX needs to be more compatible with more platforms to be more convenient. **What problems is OFX solving and how is that benefiting you?** When I traveled to Canada, I worried about finding a way to send money to my relatives easily without a complicated process. Thanks for the OFX recommendation that let money transfer easy, quick and secured. **Official Response from Michelle Hsu:** > We're glad to hear that you admire our user experience and find our platform easy to use. We appreciate your feedback about compatibility with more platforms and will take it into consideration for future improvements. ### 34. Easy to use, secure, well-priced **Rating:** 5.0/5.0 stars **Reviewed by:** Garreth N C. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** December 24, 2022 **What do you like best about OFX?** The web interface and mobile apps work well, and the experience is consistent across all platforms. Once recipients are loaded, then making payments is easy. Funds transfer within a day or two, not immediately, but this is to be expected as you are using an intermediary. The fee structure and email updates are very transparent. On the odd occasion the platform could not provide an immediate quote, I could call their help line and get an instant rate. **What do you dislike about OFX?** I have no complaints. The only "downside" is that it takes one business day extra to transfer funds. However, so long as you set reasonable expectations for recipients, this should not be an issue. **What problems is OFX solving and how is that benefiting you?** Paying suppliers who are based overseas. This has proven to be much cheaper than paying via telegraphic transfer **Official Response from Michelle Hsu:** > We're glad to hear that you find our web interface and mobile apps easy to use and consistent across platforms. We strive to provide a transparent fee structure and efficient payment process. Thank you for your feedback! ### 35. OFX good money transfer option **Rating:** 3.5/5.0 stars **Reviewed by:** Pratiksha B. | Quality Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** June 12, 2023 **What do you like best about OFX?** OFX placed no limits on how much money you can transfer or how often. There is no fee for transfer. **What do you dislike about OFX?** Only bank to bank transfer. No transfer by cash, credit card at retail location. **What problems is OFX solving and how is that benefiting you?** OFX is available globally over most of the countries. We can transfer money over 55 currencies. **Official Response from Michelle Hsu:** > Thank you for your feedback. We understand the limitations with transfer options and will take this into consideration for future improvements. ### 36. Excellent money transfers **Rating:** 5.0/5.0 stars **Reviewed by:** Smruthi P. | SPS Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** June 16, 2023 **What do you like best about OFX?** It helps in tarnsferring the money without any limit. and the experience is consistent across all platforms **What do you dislike about OFX?** No issues as of now. The interface is excellent and works without any glitch **What problems is OFX solving and how is that benefiting you?** OFX is available globally over most of the countries. and oversears transfers are very very cheap **Official Response from Michelle Hsu:** > We're glad to hear that you've had a positive experience with our money transfer services and that you find our interface excellent and glitch-free. Thank you for your feedback! ### 37. good service **Rating:** 4.0/5.0 stars **Reviewed by:** fabricio r. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 18, 2023 **What do you like best about OFX?** SErvice has been very personalized to me **What do you dislike about OFX?** somotimes the rates a er little highr than competitors **What problems is OFX solving and how is that benefiting you?** I am an importer and need continiously USD, they help me with forwards and spot purchases **Official Response from Michelle Hsu:** > We're pleased to hear that our services have been beneficial to you as an importer, especially with forwards and spot purchases. We aim to provide efficient solutions for your currency needs. ### 38. I use OFX for transfers for our organization **Rating:** 3.5/5.0 stars **Reviewed by:** Marty B. | Director, Accounting and Finance, Enterprise (> 1000 emp.) **Reviewed Date:** March 28, 2023 **What do you like best about OFX?** The product is very easy to use and is user friendly. **What do you dislike about OFX?** I do not have any dislikes, but believe that the product **What problems is OFX solving and how is that benefiting you?** It gives a feel for what the FX rates are **Official Response from Michelle Hsu:** > We're glad to hear that you find OFX easy to use and user-friendly. We strive to provide a seamless experience for our customers. ### 39. OFX Review **Rating:** 2.5/5.0 stars **Reviewed by:** Patrick Y. | Partner Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** December 02, 2022 **What do you like best about OFX?** I am able to use forex that I want on this platform **What do you dislike about OFX?** It was not user intuitive, I had to google how to use it **What problems is OFX solving and how is that benefiting you?** OFX solves how to trade on their platform **Official Response from Michelle Hsu:** > Thank you for sharing your feedback. We are committed to making our platform more user-friendly. ### 40. Useful tool and secure option for business owners **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** August 16, 2021 **What do you like best about OFX?** It seemed like OFX was cautious while setting up new accounts. It may seem a bit pointless or exhausting, but it is good to know that any institution that handles money takes security seriously. **What do you dislike about OFX?** It is a bit inconvenient and confusing how the global account is managed on a different platform. **What problems is OFX solving and how is that benefiting you?** Simpler financial transactions globally. I believe the currency exchange rates on OFX are a bit better sometimes. **Official Response from Michelle Hsu:** > We're glad to hear that you appreciate our cautious approach to setting up new accounts and take security seriously. We understand that managing the global account on a different platform can be inconvenient, and we are constantly working to improve the user experience. Thank you for your feedback. ## OFX Discussions - [What is OFX used for?](https://www.g2.com/discussions/what-is-ofx-used-for) - [Who uses OFX?](https://www.g2.com/discussions/who-uses-ofx) - [What is OFX protocol?](https://www.g2.com/discussions/what-is-ofx-protocol) - [What software uses OFX?](https://www.g2.com/discussions/what-software-uses-ofx) - [View OFX pricing details and edition comparison](https://www.g2.com/products/ofx/reviews?section=pricing&secure%5Bexpires_at%5D=2026-06-09+11%3A14%3A34+-0500&secure%5Bsession_id%5D=d4e013b7-a13f-44a9-9571-086d795d1007&secure%5Btoken%5D=232fe43d11e2453829c31423a5e4444e542ad82a932c3678846f2dec3e2273da&format=llm_user) ## OFX Integrations - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## OFX Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Currency Conversions - Credit Card Integration **Currencies** - Portfolio - Foreign Exchange - Exchange Rate - Foreign Exchange - Win/Loss - Foreign Exchange **Setup** - Data - Approvals - Alignment **Data Management** - Consolidation - Classification - External Sources - Integration - Cleaning **Transactions** - Types - Global - Channels - Fees **Invoice Management** - Capture - Repository **Card Management** - Card Types - Card Controls - Configuration - Fulfillment - Replacement **Agentic AI - Accounts Payable (AP) and Spend Analysis** - Decision Making **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Advanced Integrations **Transactions** - Confirmation - Foreign Exchange - Compliance - Foreign Exchange **Performance** - KPIs - Benchmarks - Forecasting - Savings **Analytics** - Benchmarking - KPIs - Compliance - Errors **Compliance** - Security - Fraud Protection - ID Verification **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance **Controls** - Tokenization - Security - Card Networks - Integration - APIs **Integration** - Accounting - Foreign Exchange - AML & KYC **Analytics** - Due Dates - Benchmarking - KPIs **Recovery** - Historical payments - Overpayments **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition **Integration** - Accounting - Payment Integration - ERP **AP Data Processing** - Workflows - Transparency - Controls **Reporting** - Real time - Multiple Views - Export - Budgets **Agentic AI - Remittance & Money Transfer** - Cross-system Integration **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - Notifications - Unique Cards - Controls **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Administration** - Business Tool Integration - Automated Reminders - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making ## Top OFX Alternatives - [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews) - 4.5/5.0 (928 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) - 4.6/5.0 (386 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,417 reviews)