# Moss | Spend smarter Reviews
**Vendor:** Moss  
**Category:** [Expense Management Software](https://www.g2.com/categories/expense-management)  
**Average Rating:** 4.7/5.0  
**Total Reviews:** 229
## About Moss | Spend smarter
Moss is Europe’s premier SMB spend management solution, providing real-time visibility and control over company spending. By automating credit card issuance, invoice management, and employee reimbursements, Moss streamlines workflows and reduces manual, administrative burdens on finance teams. Beyond just cost savings, Moss aims to be the go-to tool for finance professionals, freeing them to focus on more forward-thinking decisions. Integrations with common ERP, HRIS, and accounting solutions such as DATEV, Xero, Exact Online and many more, allow Moss to fit seamlessly into existing finance team processes.



## Moss | Spend smarter Pros & Cons
**What users like:**

- Users find Moss to be **incredibly easy to use** , appreciating its intuitive setup and user-friendly interface. (38 reviews)
- Users enjoy the **real-time expense management** feature, simplifying tracking and reporting for company spending. (25 reviews)
- Users find Moss to be exceptionally **convenient and user-friendly** , enhancing real-time expense management and accessibility on-the-go. (21 reviews)
- Users appreciate the **efficiency** of Moss | Spend Smarter, streamlining expense management and saving valuable time. (19 reviews)
- Users praise Moss for its **time-saving features** , making expense management effortless and efficient from any device. (16 reviews)
- Intuitive (15 reviews)
- Users love the **easy upload** feature of Moss, which simplifies expense management and saves valuable time. (14 reviews)
- Mobile App (14 reviews)
- Users love the **ease of use** with Moss, facilitating quick expense management and navigation for busy employees. (14 reviews)
- Users appreciate the **real-time tracking and simplicity** of virtual cards, enhancing expense management and reducing administrative burdens. (13 reviews)

**What users dislike:**

- Users face **approval issues** with Moss, including card blocks and difficulties in disputing unauthorized payments. (7 reviews)
- Users find the **learning curve steep** , leading to confusion and underutilization of Moss's features and functionalities. (5 reviews)
- Users find the **limited payment options** restrictive, affecting their ability to use Moss effectively. (5 reviews)
- Users experience challenges with **receipt management** , especially when dealing with lost receipts and slow integrations. (5 reviews)
- Users often experience **upload issues** with receipts, which can disrupt their card usage and overall experience. (5 reviews)
- Users experience **receipt scanning issues** with limitations on uploads and inconsistent automatic analysis affecting overall convenience. (4 reviews)
- Auto-Filling Errors (3 reviews)
- Card Issues (3 reviews)
- Delays (3 reviews)
- Login Issues (3 reviews)

## Moss | Spend smarter Reviews
  ### 1. Efficient, uncomplicated, and a real relief in the workday

**Rating:** 5.0/5.0 stars

**Reviewed by:** André B. | Sozialpädagoge, Enterprise (> 1000 emp.)

**Reviewed Date:** April 29, 2026

**What do you like best about Moss | Spend smarter?**

I use Moss as an employee in our company for expenses, reimbursements, and receipt management, and I am really pleasantly surprised.

What I particularly like is that I can quickly upload receipts and no longer have to deal with unnecessary paperwork or lengthy email approvals. This makes everything run much more structured and transparent.

A big advantage for me is the ease of use: approvals and reimbursements often go through faster than before. I also have a better overview of company cards and expense summaries and feel significantly less stress with billing.

Overall, I like that the tool saves me time in my workday and makes processes simpler that were previously rather tedious.

**What do you dislike about Moss | Spend smarter?**

Of course, there is a small disadvantage: At the beginning, the adjustment took some getting used to. However, this is probably quite normal with new software.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

A central problem in my workday for a long time was the confusing and time-consuming handling of expenses, receipts, and approvals. Due to manual processes, follow-up questions, and lack of transparency, a lot of time was lost in the past. Often, I didn't have a quick overview of which costs had already been incurred or whether certain expenses had already been approved.

With Moss, this has noticeably improved. I can record expenses directly digitally, upload receipts immediately, and view the current status of my costs at any time. This relieves me of a lot of organizational effort because I have to follow up less often and no longer have to painstakingly gather documents.

In everyday life, this means more clarity for me, less stress with billing, and overall a significantly more efficient handling of business expenses.

  ### 2. Super easy accounting

**Rating:** 4.5/5.0 stars

**Reviewed by:** Owen H. | Principal Industrial Designer, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 16, 2025

**What do you like best about Moss | Spend smarter?**

Beyond being able to upload receipts instantly, which has already saved us a huge amount of time and hassle, the ability to easily categorise expenses and see spending in real time has made a big difference for us. It gives us a much clearer picture of where money is going across projects and teams, without needing to rely on spreadsheets or manual tracking.

Having that visibility day to day has really helped with decision making, and it also makes it much easier to stay on top of budgets and plan ahead with more confidence.

**What do you dislike about Moss | Spend smarter?**

Some of the auto fill features can feel a bit clunky at times, and it can be frustrating when errors come up in certain fields that you cannot fix without the right permissions. The lack of flexibility when you need to make changes can occasionally slow things down and create small bottlenecks in what is otherwise a smooth process.

**Recommendations to others considering Moss | Spend smarter:**

Its a great piece of software that has already improved with updates since we started using a while back - Its now ubiqutous in our company and allows us to focus on the work at hand. It also means we no longer require a full time accountant to manage spending and chase for receipts with a huge saving.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

One of the most valuable features for us has been being able to log receipts straight away when a purchase is made. It completely removes the usual build up of admin at the end of the month. Instead of chasing paper receipts, following up with colleagues, or digging through emails and bank statements, everything is captured as you go.

That means far less gets missed, and month end becomes much quicker and easier to manage. It is a simple change in how you work, but it makes a noticeable difference in efficiency, accuracy, and overall peace of mind. Im pretty sure this extends across the entire team.

**Official Response from Kimberly Groat:**

> Hi Owen,

Thanks for the detailed feedback. We’re really glad to hear Moss is helping give you better visibility over spend and making day to day accounting easier for your team.

We also appreciate your comments around flexibility and autofill. That’s valuable input and something we’re continuing to improve so the experience stays smooth even in more complex cases. I've shared this with our product team to feed back on. 

If you’d like to share more, feel free to reach out at reviews@getmoss.com.

  ### 3. Intuitive, Seamless Expense Management with Reliable Receipt Recognition

**Rating:** 4.5/5.0 stars

**Reviewed by:** Saskia L. | Marketing Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 20, 2026

**What do you like best about Moss | Spend smarter?**

Moss is extremely intuitive and well-structured. Booking business trips and paying with the company credit card works seamlessly, and submitting personal expenses is quick and easy. The automatic receipt recognition works reliably and saves a lot of time. I also really appreciate the smooth integration between the web app and the iPhone app, as well as the ability to add the Moss card to Apple Wallet.

**What do you dislike about Moss | Spend smarter?**

One small drawback is that mistakenly created reimbursements cannot be deleted — even if they haven’t been saved yet. It would be helpful to have an option to edit or remove them before finalizing.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss has significantly reduced the manual effort required to manage travel expenses and reimbursements. This not only saves time but also reduces errors and makes expense tracking far more transparent. The smooth process from booking to reimbursement gives me more time to focus on actual work instead of administrative tasks.

**Official Response from Kimberly Groat:**

> Hi Saskia,

Thank you for taking the time to share such detailed feedback. We’re really glad to hear that Moss feels intuitive and seamless to use, and that features like receipt recognition and the integration between web and mobile are saving you time day to day.

We also appreciate your thoughtful suggestion around editing or removing reimbursements before finalising them. Feedback like this is very valuable and helps us continue improving the product in practical ways and has been passed to our product team.

It’s great to know Moss is helping reduce manual effort and giving you more time to focus on your core work.

If you’d like to share more or discuss your feedback further, feel free to reach out at reviews@getmoss.com.

  ### 4. Streamlined Expense Management with Swift Data Entry

**Rating:** 4.5/5.0 stars

**Reviewed by:** Jack M. | Team Lead - Mid-Level Software Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 28, 2026

**What do you like best about Moss | Spend smarter?**

I like how Moss | Spend smarter automatically takes information from uploaded files without needing further input, populating all the right fields quickly and easily. It's so fast and efficient; I just upload, check, and submit, saving me 10-15 minutes per receipt. I also find managing company and personal cards with Moss easy, and the initial setup was very straightforward with Okta SSO login. Furthermore, unlike Pleo, which required more manual input and email follow-ups, Moss handles everything for us in one place.

**What do you dislike about Moss | Spend smarter?**

It's not always easy to find the right area in my dashboard on what tasks need actioning. Sometimes it's obvious, sometimes I have to purposely log into Moss and check for something I know is recurring and probably needs my attention.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I streamline invoicing and receipt management with Moss, avoiding manual input. It keeps a paper trail, simplifies communication, and reduces admin burdens. Automatic data capture saves me 10-15 minutes per receipt, making managing expenses quick and hassle-free.

**Official Response from Kimberly Groat:**

> Thank you for your feedback. We’re glad to hear Moss is helping streamline your expense management and reduce manual work.

We appreciate your input on dashboard clarity and task visibility, and has been shared with our product team to help us continue to improve the experience.

If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

  ### 5. Effortless Expense Management with Moss

**Rating:** 5.0/5.0 stars

**Reviewed by:** Katrin R. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 22, 2026

**What do you like best about Moss | Spend smarter?**

I really appreciate Moss | Spend smarter because it saves a lot of admin work and is very easy to use. The quick expense report feature is fantastic, and I've never had a payment issue. The interface is clear and intuitive, making it easy to upload receipts and enter information quickly. I like that it classifies expenses according to a system predefined by accounting. I find the availability of Apple Pay, a physical card, and easy online payment through the Moss app very useful. Plus, I can reveal credit card details in the app and even do my expense reports while traveling on my phone. The initial setup was very easy and overall, I very much like using Moss | Spend smarter.

**What do you dislike about Moss | Spend smarter?**

nothing to dislike

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend Smarter for corporate cards and business expenses. It saves a lot of admin work, is easy to use, offers quick expense reporting, and never has payment issues. The interface is intuitive and allows easy receipt uploads and expense classification, even while traveling.

**Official Response from Kimberly Groat:**

> Thank you for your feedback, Katrin. We’re pleased to hear that Moss is helping streamline expense management and reduce admin work for your team, especially with features like quick reporting and easy receipt handling.

If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

  ### 6. Efficient Spend Management with Seamless Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chirag S. | Chief Financial Officer, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 24, 2026

**What do you like best about Moss | Spend smarter?**

I find Moss | Spend smarter to be an all-in-one expense management platform that's really useful for issuing corporate credit cards, processing supplier invoices, and handling employee reimbursements. The ability to track receipts, automatically block cards if receipts aren't submitted, and easily attach receipts to expenses is fantastic. I appreciate how the AI and OCR technology is very strong, automatically recognizing similar suppliers and default cost centers, GL codes, and VAT rates. I like the integration with Airwallex for paying supplier invoices and the scheduling feature for invoice payments. The integration features are strong, too, like with Charlie HR for quick employee onboarding/offboarding, and the two-way integration with Xero works really well. It's great that the platform is very receptive to feedback and is continuously looking for ways to improve. This makes life much easier for a finance team, speeding up bookkeeping and establishing important control measures through approval flows and receipt captures. I also like the prepayments feature that automatically pushes journals into Xero and the ability to lock periods which prevents pushing historical invoices. Setting up Moss was straightforward and it was fully integrated within a week or two. Overall, it's an easy-to-use tool that's well integrated with my financial tools.

**What do you dislike about Moss | Spend smarter?**

Not much, we were one of the first users in the UK. The budget and the procurement tool aren't really fit for purpose for our type of inventory business

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss | Spend smarter streamlines tracking expenses, approving supplier invoices, and handling reimbursements, making life in finance easier. It speeds up bookkeeping with AI to recognize patterns, ensures compliance with various controls, and integrates smoothly with tools like Xero for efficient financial management.

**Official Response from Kimberly Groat:**

> Hi Chirag,

Thank you for taking the time to share such a comprehensive review. We’re really pleased to hear that Moss is delivering value across your finance workflows, from cards and reimbursements to supplier invoices and integrations. 

We’re especially glad to hear that Moss is helping streamline bookkeeping and strengthen control across your processes.

Thank you again for your continued trust and for being part of the Moss community.

  ### 7. Fantastic solution for card spending

**Rating:** 4.5/5.0 stars

**Reviewed by:** Charlotte P. | Head of Finance, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 19, 2026

**What do you like best about Moss | Spend smarter?**

We keep finding more use cases for the virtual cards.
We are using them for most of our software subscriptions, as well as providing them to staff for travel costs, or for any ad hoc purchases they need to make (eg training courses, staff entertainment). The virtual cards have been a great way for us to allow staff to pay for things directly without us losing control of spend as we can control the spending limits on every card, and see the spending in real time. The system also makes it very easy to spot and chase missing receipts. It's a world away from getting a credit card statement once a month and trying to hunt down receipts.
Our staff also love the system and find it easy to use.

The reimbursements system works exactly as we hoped it would - although since we are now using the virtual cards we are using the reimbursements less and less (except for mileage claims)

Onboarding was very quick and straightforward.

Finally, the cashback on the card spend is a great bonus and offsets quite a chunk of the Moss fees.

**What do you dislike about Moss | Spend smarter?**

Not much to dislike, feedback from all the users in the business has been overwhelmingly positive. 
The AI support bot is impressive some of the time, and generally it's not too hard to get through to a human via email support if you really need it, although once the AI bot decided to close down my case without telling me.
A couple of users have reported issues with their cards not working but these have been temporary and got resolved.
The Xero integration is pretty good, but there are always a few transactions that don't go across automatically and it's hard to understand why.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

We use Moss to manage employee expense reimbursements. We use the spending cards for employees to pay for their own travel, ad hoc costs, and pay for software subscriptions.

**Official Response from Kimberly Groat:**

> Thank you for taking the time to share such detailed feedback. We’re really pleased to hear how widely you’re using virtual cards across your business and that they’re helping you maintain control over spend while simplifying day-to-day processes.

It’s great to know that features like real-time visibility, receipt tracking are delivering value for your team, and that onboarding was smooth and straightforward.

We also appreciate your honest feedback on areas like AI support, card issues, and the Xero integration. Insights like these are incredibly helpful as we continue to improve the overall experience.

If you’d like to share more detail on any of these points or discuss your setup further, feel free to reach out at reviews@getmoss.com.

Thanks again for your thoughtful review and for being part of the Moss community.

  ### 8. Effortless Spend Management with Reliable Features

**Rating:** 5.0/5.0 stars

**Reviewed by:** Buschra A. | Head of Finance & Admin, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 31, 2026

**What do you like best about Moss | Spend smarter?**

I like the easy-to-use interface and the very helpful support team, including the chat bot. The receipt reconciliation works incredibly well. I appreciate the ability to schedule payments, which helps manage cash flow. The invoice reader is reliable, and the card payment is secure. The initial setup was very simple.

**What do you dislike about Moss | Spend smarter?**

It rarely detects the VAT rate from receipts/invoices. I cannot see historic card activity when a card is transferred. I cannot restrict merchant use for Merchant cards, which should be obvious. It would be great to be able to submit reimbursement on behalf of someone else as an admin.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter for issuing and managing company cards, tracking spend, managing A/P, and automating accounting rules. It has an easy interface, helpful support, great receipt reconciliation, payment scheduling, a reliable invoice reader, and secure card payments.

**Official Response from Kimberly Groat:**

> Thank you for taking the time to share such detailed feedback. We’re really pleased to hear that Moss is helping streamline your spend management and that features like receipt reconciliation, payment scheduling, and the invoice reader are delivering value for your team.

We also appreciate your thoughtful feedback on areas where the product could be improved, from VAT detection to card visibility and admin workflows. This kind of input is incredibly valuable as we continue to evolve the platform.

I’ll be reaching out to you directly to follow up on these points and, if you’re open to it, connect you with our product team to explore them in more detail.

In the meantime, if you’d like to share anything further, feel free to reach out at reviews@getmoss.com.

  ### 9. Barges replaced: Manage and process flexible budgets and invoices centrally in Moss.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Civic & Social Organization | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 23, 2026

**What do you like best about Moss | Spend smarter?**

It has completely replaced cash registers and cash in our facilities. The educators can very easily manage and control their expenses.

The budget module is super flexible and easy to use. This way, many more employees can now directly keep track of their expenses.

Our accountant loves the option to book and pay all invoices through Moss. This way, everything is in one system and is reliably and standardized transferred to the accounting. Each invoice only needs to be handled once.

**What do you dislike about Moss | Spend smarter?**

Our teams almost always work with dual leadership - that is, two educators jointly lead a team. Unfortunately, Moss does not understand this concept and forces us to designate one of the two as the team lead. There are work-arounds, but they could still improve on that.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Barges are cumbersome to control and maintain in accounting. They can be completely replaced with Moss.

The issuance of cards to employees used to be a 6-week process with the bank. We can now issue a card in 10 minutes.

**Official Response from Kimberly Groat:**

> Thank you for your thoughtful feedback. It’s great to hear that Moss is helping simplify your expense and card management, and that integrations like Google Pay and Apple Pay are working smoothly for your team.

We also appreciate your note on the mobile-first experience and how it translates to desktop use. This kind of input is valuable as we continue to improve usability across devices and has been shared with our product team.

If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

  ### 10. Quick, Easy and Cost-Effective Expense Management

**Rating:** 4.5/5.0 stars

**Reviewed by:** 🌏 Matthew G. | Global Privacy Officer | CIPP/E, CIPP/US & CIPM | GDPR Practitioner , Mid-Market (51-1000 emp.)

**Reviewed Date:** March 12, 2026

**What do you like best about Moss | Spend smarter?**

I really like that Moss | Spend smarter has an app and is very easy to use. Uploading expenses is quick and straightforward. What makes it really valuable is having everything in one place, and I can assign receipts to specific items or trips, which allows me to create a project or trip and then add receipts to it. I can also take photos of receipts on the go, and the app will analyze and upload them. It's brilliant.

**What do you dislike about Moss | Spend smarter?**

I guess sometimes if you're struggling for internet signal, it can sort of hold you up or doesn't upload properly.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss streamlines expense management with its quick, easy-to-use app. It keeps everything in one place, lets me assign receipts to projects or trips, and analyzes and uploads receipts effortlessly.

**Official Response from Kimberly Groat:**

> Hi Matthew,

Thanks for taking the time to share such detailed feedback. We’re really glad to hear that the Moss app is helping make expense management quick and straightforward, and that having everything in one place is adding value to how you track and organise receipts for projects or trips.

We also appreciate your note about uploads when internet connectivity is limited. That’s helpful feedback and something we’re always looking to improve, to make capturing expenses on the go as seamless as possible.

If you’d ever like to share more about your experience or have any questions, feel free to reach out at reviews@getmoss.com.

  ### 11. Flawless Expense and Company Card Management with Seamless Google & Apple Pay Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 30, 2026

**What do you like best about Moss | Spend smarter?**

Flawless management of expenses and the company card, with integration for Google Pay and Apple Pay, plus expense reporting directly through the app.

**What do you dislike about Moss | Spend smarter?**

It’s definitely mobile-first, which works well on a phone, but it feels a bit limiting when I’m using it on a laptop.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Our expense reporting and management flows used to be quite complex. Before Moss, we relied on Excel templates to report expenses, and employees had to pay everything out of pocket and then request reimbursement, which often meant several rounds of back-and-forth with the accounting department. Now it’s all managed through the app in just a few clicks.

**Official Response from Kimberly Groat:**

> Thank you for your feedback. We’re glad to hear Moss is making expense reporting and company card management more efficient for your team.

We appreciate your input on the desktop experience and will take it into account as we continue improving the product.

If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

  ### 12. Straightforward Receipt Scanning That Saves Time and Keeps Workflows Simple

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 27, 2026

**What do you like best about Moss | Spend smarter?**

What I appreciate most is how straightforward Moss is to use. Being able to snap a photo/scan receipts (e.g., fuel receipts) and handle them right away saves time and avoids paperwork piling up. The overall workflow feels quick and uncomplicated.

**What do you dislike about Moss | Spend smarter?**

A small downside is what happens if a receipt gets lost. In that case, it seems difficult to close out the transaction with an explanation or alternative proof without attaching the original receipt, which can create extra follow-up and admin effort.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss makes it much easier to manage and track invoices and expenses in one place—whether that’s fuel, business purchases, or regular expense reports. Because the system is flexible and efficient, it reduces bureaucracy and streamlines the whole process for me as a user.

**Official Response from Kimberly Groat:**

> Thank you for the thoughtful feedback. We’re really glad to hear that Moss feels straightforward to use and that being able to snap and upload receipts right away is saving you time and keeping workflows simple.

You also raised a fair point around what happens if a receipt gets lost. In the meantime, we’ve introduced self-issued receipts to help cover exactly these situations and reduce follow-up effort. If you haven’t used this yet, your CSM or our Support team would be happy to walk you through how it works and when it can be applied.

Feel free to reach out directly to your CSM or via reviews@getmoss.com, and we’ll make sure you get the right guidance.

Thanks again for your detailed review and for being part of the Moss community.

  ### 13. Effortless Expense Tracking and Seamless Team Spending

**Rating:** 5.0/5.0 stars

**Reviewed by:** Barnaby G. | Chief Product Officer, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 13, 2025

**What do you like best about Moss | Spend smarter?**

So simple to use, I can pay for something and immediately add my receipts using the app in about 3 clicks and it connects up to the right accountancy codes. Massively reduces admin and means I am not having to save and try to find lost receipts!

It has made our processes much for managing company cards and capturing the receipt information so easy, that there is no excuse for them to go missing. Adding limits to each user also keeps us within budget with no nasty surprises.

**What do you dislike about Moss | Spend smarter?**

Nothing, it's great! I especially like that my team can each have their own card; I use the one on my apple wallet so it is seemless with the normal ways I pay.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Keeping track of all spending and ensuring all receipt are captured for accountants and VAT claims

**Official Response from Kimberly Groat:**

> Thank you for your fantastic review. We are delighted to hear how Moss has made managing company cards and capturing receipts so easy, and that your team finds it simple to stay on top of spend and budgets.

It’s great to know that the app’s quick setup and seamless card integration are helping reduce admin and make everyday payments easier. We’re always looking for customers who enjoy using Moss to share their experience or get involved in our customer community. If that sounds like you, please reach out to reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 14. Super User-Friendly and Convenient, with Excellent Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jenna O. | Partner, Enterprise (> 1000 emp.)

**Reviewed Date:** December 29, 2025

**What do you like best about Moss | Spend smarter?**

Super user-friendly and easy to use. I'm not the most tech-savvy person, but Moss is a really convenient and easy to use system, and having the app means it's also incredibly user-friendly and easy to use 'on the go'. Tech support is also very responsive.

**What do you dislike about Moss | Spend smarter?**

When I've used the issue response before logging an issue, whilst someone did call me  from technical support and assist with my query, it was not an instant response and it would therefore be helpful to have an immediate live response to an issue from the support team. However, it could be that this already exists and it was user error on my part.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

It's far more convenient for me to log my expenses on the go on an app than with previous expense systems I've used at other firms. When I'm busy and 'out and about' the ease with which I can simply upload a receipt and log an expense is incredibly helpful for me.

**Official Response from Kimberly Groat:**

> Hi Jenna,

Thank you for sharing your experience with Moss. We're really glad to hear that the platform has felt easy and convenient to use, both on desktop and on the go, and that our support team has been helpful when you needed assistance.

We also appreciate your feedback on support response times. Insights like this help us better understand expectations around immediacy and how different users experience our support channels.

If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 15. very flexible, intuitive, and work-facilitating software that simplifies bureaucratic effort

**Rating:** 4.5/5.0 stars

**Reviewed by:** Arthur N. | Werkleiter, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 31, 2025

**What do you like best about Moss | Spend smarter?**

I find the easy handling with Moss great, that all fuel receipts can be directly scanned/photographed and you have the matter dealt with immediately.

**What do you dislike about Moss | Spend smarter?**

As a minor drawback of Moss, I see that if you lose a fuel receipt, the open receipt will not be closed through appropriate argumentation and another proof without actually inserting the receipt. You then have to deal with the administration.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

The problem where Moss really helps us a lot is the easy management of all invoices, whether it's fuel receipts, company purchases, or expense reports. The software is very intuitive, flexible, and super fast and unbureaucratic. For me as a user, it simplifies a lot of things.

**Official Response from Kimberly Groat:**

> Hi Arthur,

Thank you for sharing your experience with Moss. We're glad to hear that the intuitive handling of receipts, including fuel receipts, has helped simplify day to day administration and reduce bureaucratic effort for you.

We also appreciate you highlighting the situation around missing receipts. I've fed this back to our product team for consideration.

If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 16. Simple control that noticeably eases the workday

**Rating:** 5.0/5.0 stars

**Reviewed by:** Marvin J. | Elektromonteur, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 18, 2026

**What do you like best about Moss | Spend smarter?**

The control is kept very simple, which is very practical for my workday.

**What do you dislike about Moss | Spend smarter?**

Sometimes I find it annoying when the app reminds you that a receipt still needs to be uploaded.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Less paperwork for me as a technician.

**Official Response from Kimberly Groat:**

> Thank you for your feedback. We’re glad to hear that the simplicity of Moss is helping make your day-to-day work easier and reduce paperwork. We also appreciate your feedback on the receipt reminders. They’re intended to help keep expense management smooth and complete, though we understand they can occasionally feel repetitive.

If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

  ### 17. Streamlined Expense Management with Smart Features

**Rating:** 4.5/5.0 stars

**Reviewed by:** Akhil S.

**Reviewed Date:** December 19, 2025

**What do you like best about Moss | Spend smarter?**

I love using Moss | Spend smarter for expense management in my firm. The seamless process and clear explanations at every step make it easy to know what needs to be done. The software fits all our requirements perfectly. I particularly like the user interface and the step-by-step transition, as well as the different menu options and the functions they offer. The option to upload a receipt and the smart functions that read and pre-fill all input fields are especially beneficial.

**What do you dislike about Moss | Spend smarter?**

The mobile app is sometimes tough to work with. I faced problems when changing my phone, as the Moss app was linked to my previous device, it took me a long time to reset and get it registered on my new device. This delayed my reimbursement process.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter for expense management. It provides a seamless process for reimbursement requests and virtual cards. The user interface and step-by-step guidance are effective, particularly the option to upload a receipt, which smartly reads and pre-fills fields.

**Official Response from Kimberly Groat:**

> Thank you for sharing your experience with Moss. We are glad to hear that the overall expense management flow, smart receipt capture, and step by step guidance have worked well for your firm and helped simplify reimbursements and virtual card usage.

We also appreciate you highlighting the issue you experienced when changing devices. When a user no longer has access to their previous phone, logging into the Moss app on a new device requires Admin approval. If the user is the sole Admin, support assistance is needed to restore access. We understand this can be frustrating, and we recognise that the current process has room for improvement. This is something we are aware of and aim to give more attention to in the near future.

Thanks again for taking the time to share your feedback and for being part of the Moss community!

  ### 18. Transparent and straightforward expense management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Coskun M. | Leiter Finanz- und Rechnungswesen, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 25, 2025

**What do you like best about Moss | Spend smarter?**

The platform is very user-friendly. Budgets and card limits can be managed flexibly, which saves us a lot of time. Especially the real-time transparency provides security and overview. The integration was very easy to implement and the customer support has always been very helpful so far. Moss is used by us daily.

**What do you dislike about Moss | Spend smarter?**

The reporting functions could be a bit more comprehensive. Occasionally, there are minor delays in synchronization with accounting, but they are quickly resolved.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Before Moss, managing company expenses was very labor-intensive: budgets had to be manually checked, receipts collected, and payments assigned retroactively. This led to a loss of time, lack of transparency, and occasional uncertainties in cost control. With Moss, we were able to solve this problem. Budgets and card limits can now be managed directly in the system, payments are visible in real-time, and receipts are automatically recorded. This not only saves us a lot of time in the finance department but also provides a transparent overview of all expenses at any time.

**Official Response from Kimberly Groat:**

> Thank you for sharing such detailed feedback! We’re pleased to hear Moss is helping you save time and improve transparency with flexible budgets, card limits and real-time insights. 
We’ve noted your point on reporting functions and will continue working on enhancements in this area. If you’d like to share more or get involved in our customer programme, email reviews@getmoss.com and we’ll follow up.

  ### 19. Effortless Expense Management with Quick Virtual Card Setup

**Rating:** 5.0/5.0 stars

**Reviewed by:** Adam D.

**Reviewed Date:** November 27, 2025

**What do you like best about Moss | Spend smarter?**

I appreciate the quick and easy virtual card generation offered by Moss | Spend Smarter, which allows our employees to add these cards to their mobile phone wallets seamlessly. This feature greatly enhances the efficiency and convenience of managing employee expenses. Additionally, the integration with Xero is a highlight for me, as it ensures smooth, efficient financial operations and eliminates the hassle of manual data entry. I find both the virtual cards and the Xero integration to be exceptionally streamlined and user-friendly, contributing significantly to our operational efficiency. Furthermore, the initial setup of Moss | Spend Smarter was straightforward and easy, which was a pleasant surprise and reduced the implementation burden for our team.

**What do you dislike about Moss | Spend smarter?**

I think the look and navigation of Moss | Spend smarter could be improved. It's reminiscent of older systems like Sage 200, which makes it feel dated. I prefer a more modern and 'funky' interface that’s simpler to use.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I find Moss | Spend smarter facilitates quick and easy virtual card generation, integrates seamlessly with Xero, and simplifies expense reimbursement, streamlining employee expense management.

**Official Response from Kimberly Groat:**

> Hi Adam,

Thank you for sharing your experience with Moss. It is great to hear how quick and easy virtual card creation has been for your team and how seamlessly the cards integrate with mobile wallets. We are also glad the Xero integration has supported smoother financial operations and reduced manual work, and that setup was straightforward for your team.

Thank you as well for your note on the look and navigation of the platform. We appreciate you sharing your perspective and are happy to hear this has not affected the strong value Moss provides for your expense processes.

If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 20. Effortless Expense Tracking, Instant Updates

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dom S.

**Reviewed Date:** November 27, 2025

**What do you like best about Moss | Spend smarter?**

I love the ease of adding a receipt to an expense in the Moss | Spend smarter app. It has solved my problem of losing paper copies of receipts, as now I can take a photo of the receipt immediately and attach it to the relevant expense record. The immediacy of transactions appearing is another feature that I find valuable, as the transactions show up in the app right after the payment, allowing me to attach receipts quickly and complete the expense process efficiently. This level of efficiency was missing with other programs, where transaction appearances were delayed. The initial setup was incredibly straightforward and quick. I was set up within minutes and could use the service, given how easy it was to activate my PIN. It’s a great tool overall, and I am pleased with its performance in managing my expenses.

**What do you dislike about Moss | Spend smarter?**

Nothing comes to mind.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss to efficiently record and pay for expenses, capturing and organizing receipts immediately, reducing delays and paper loss. It's straightforward and improves workflow.

**Official Response from Kimberly Groat:**

> Hi Dom,

Thank you for sharing your experience with Moss. It is great to hear how easy it has been to capture and attach receipts right away and how the instant appearance of transactions has helped you complete expenses more efficiently. We are also glad the setup was quick and that Moss has helped eliminate the problem of misplaced paper receipts.

If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 21. Effortless Expense Management, Truly User-Friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shilan S.

**Reviewed Date:** November 23, 2025

**What do you like best about Moss | Spend smarter?**

I really appreciate the Moss | Spend Smarter for making the process of charging business expenses incredibly efficient. It allows me to charge a business expense and then effortlessly scan the receipt, after which Moss takes care of allocating the expense and seamlessly submitting it to my accounts department. This feature saves me a tremendous amount of time since I do not have to deal with any additional slips or forms related to the business expense; everything is managed by Moss for me. Additionally, the setup was very easy, as I was able to use it not just on my laptop but, more importantly, on my mobile phone. This flexibility enhances the overall user experience by allowing access and functionality from multiple devices, significantly simplifying the management of business expenses.

**What do you dislike about Moss | Spend smarter?**

Cannot fault the product

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend Smarter to simplify business expense management, making the process easier by automating the allocation and submission to my accounts department, saving me time from completing additional forms.

**Official Response from Kimberly Groat:**

> Thank you for sharing your experience with Moss! We’re thrilled to hear how much time our receipt scanning and automated expense allocation features are saving you, and that the ability to use Moss seamlessly across laptop and mobile has made managing business expenses even easier for you. It’s great to know the setup felt smooth and intuitive as well.

If you’d like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com and we’ll follow up.

Thanks again for being part of the Moss community!

  ### 22. Big fan of moss

**Rating:** 5.0/5.0 stars

**Reviewed by:** David R. | Digital Marketing Consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 06, 2025

**What do you like best about Moss | Spend smarter?**

It's incredibly easy to use. I had never used it before and the interface is so simple and effective, that your team will be using it with minimal guidance.
Easy and secure. Having different cards that can be set up as single payments is very helpful, and helps me sleep better at night, knowing that there's a limit for each card.

**What do you dislike about Moss | Spend smarter?**

It would be nice if Moss was able to automatically match invoices to the expenses. I'm sure that's not too far out.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Easy and secure. Having different cards that can be set up as single payments is very helpful, and helps me sleep better at night, knowing that there's a limit for each card. Before we only had one card for everything and it made things very complicated. Now with moss, everything is easy peasy.

**Official Response from Kimberly Groat:**

> Thank you for your fantastic review! 
We are so pleased to hear that you find Moss easy to use and secure and that having individual cards with spending limits gives you extra peace of mind. Your feedback about automatically matching invoices to expenses is appreciated and is currently being reviewed by our product team.

If you would like to share more about your experience or get involved in our customer community, please contact reviews@getmoss.com.

Thanks again for being part of the Moss community.

  ### 23. Easy Receipt Submission via the App

**Rating:** 4.5/5.0 stars

**Reviewed by:** Patrick W. | Projects Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 12, 2026

**What do you like best about Moss | Spend smarter?**

I like the ease of submitting receipts via the Moss app.  Easy to install and provides everything we need to manage work expenses.

**What do you dislike about Moss | Spend smarter?**

The integration with Sage is a bit clunky but works okay.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss allows employees to pay for their expenses and submit receipts immediately so it completely eliminates expense claims at the end of the month.

**Official Response from Kimberly Groat:**

> Hi Patrick,

Thank you for taking the time to share your feedback. We’re really glad to hear that the Moss app is making it easy for your team to submit receipts and manage work expenses. It’s great to know that being able to capture receipts immediately is helping remove the need for end-of-month expense claims.

We also appreciate your note regarding the Sage integration. Feedback like this is valuable and helps guide how we continue improving our integrations and overall experience. I'll make sure to feed this back to our product team.

If you’d like to share more about your experience or discuss the Sage setup, feel free to reach out at reviews@getmoss.com.

  ### 24. Quick Receipt Tracking and Virtual Cards That Simplify Expense Management

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Computer Hardware | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 12, 2026

**What do you like best about Moss | Spend smarter?**

It is very quick and easy to submit receipts and to track accounts. The notifications are very useful in reminding you to submit your tasks on time. The virtual cards are great way to manage budgets and to manage company expenses without worrying about reimbursing from your personal accounts.

**What do you dislike about Moss | Spend smarter?**

I think the interface can sometimes be a bit overwhelming with lots of features. It would be great if a user can have a reduced/stripped down view so that they can only see the features they use.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Accounts tracking, company expenses, company budgeting.

**Official Response from Kimberly Groat:**

> Thank you for taking the time to share your feedback. We’re really glad to hear that Moss is helping make receipt tracking and expense management quick and straightforward, and that features like notifications and virtual cards are supporting how you manage budgets and company spending.

We also appreciate your suggestion about having a more simplified view of the interface. Feedback like this is incredibly helpful as we continue improving the platform and working to make it intuitive for different types of users and workflows. I've fed it back to our product team.

If you’d like to share more about your experience or discuss how to tailor Moss to your team’s needs, feel free to reach out at reviews@getmoss.com.

  ### 25. Valuable Features but Travel Perk Integration Lacks Depth

**Rating:** 5.0/5.0 stars

**Reviewed by:** Stefan P. | FC, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 03, 2025

**What do you like best about Moss | Spend smarter?**

I appreciate that Moss | Spend smarter addresses significant problems for me, especially with its distinct features such as reimbursements, approval tracking/flows, and invoice approvals. These tools are not just available but are extremely helpful, providing substantial value by facilitating a seamless approval audit process. I particularly love how I can manage subscriptions effectively through the platform's card feature, which aids in exposure and tracking without the need to approve everything personally as finance. The integration capabilities with software like Xero are also advantageous, allowing for smooth data exports and management. The initial setup process was straightforward and easy, making it convenient to start using the platform without unnecessary complications. My positive experience with these elements is reflected in my willingness to highly recommend Moss | Spend smarter to others, which I rated a 10 on the likelihood scale.

**What do you dislike about Moss | Spend smarter?**

I find Moss | Spend smarter challenging because it doesn't work well with a US entity in terms of making payments in the US. Additionally, the integration with Travel Perk is very basic, which limits its usefulness when trying to streamline our processes.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend Smarter for reimbursement, approval tracking, and invoice approvals, simplifying audits and exporting to Xero. Subscription cards enhance exposure and tracking, reducing my need to approve every payment.

**Official Response from Kimberly Groat:**

> Thanks for taking the time to leave such a detailed review! We really appreciate it.

It's great to hear Moss is helping streamline your approval flows, reimbursements, and tracking processes. We’ve also noted your feedback on the TravelPerk integration and US payment support., as your input is valuable and helps us understand where the platform could better support different use cases.

Thanks again for being part of the Moss community!

  ### 26. Intuitive UI, But Needs Better Receipt Automation

**Rating:** 5.0/5.0 stars

**Reviewed by:** Charlie W.

**Reviewed Date:** November 13, 2025

**What do you like best about Moss | Spend smarter?**

I find Moss | Spend smarter incredibly valuable for keeping track of my business expenses efficiently. The intuitive user interface makes it easy to use and navigate, simplifying the process of managing transactions and expenses. I appreciate that it consolidates everything in one place, saving me time and effort as all my spending information is readily accessible. The transaction management feature is especially user-friendly, allowing me to handle financial data with ease. The setup process was fairly easy for me, which added to the overall positive experience. Additionally, the seamless functionality of Moss | Spend smarter stands out in contrast to my previous software, which was cumbersome, slow, and unintuitive. Such attributes make it a reliable and efficient tool for my business financial management needs.

**What do you dislike about Moss | Spend smarter?**

I sometimes find that the automatic receipt analysis in Moss | Spend smarter does not work as well as I would like. It could improve in its ability to accurately and effectively scan receipts and invoices automatically.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter to easily track all my business expenses in one place, benefiting from its intuitive UI and easy transaction management.

**Official Response from Kimberly Groat:**

> Thanks for your review as we really appreciate it.

It's great to hear that Moss is helping you stay on top of your business expenses and that getting set up was smooth.

Regarding the receipt scanning, thanks for flagging that. It's worth having our support team take a closer look as they’ll be happy to help troubleshoot this with you. You can reach them directly via the in-app chat or at support@getmoss.com.

If there’s anything else you'd like to share, we're always listening.

Thanks again for being part of the Moss community!

  ### 27. Efficient Expense Management with User-Friendly Portal

**Rating:** 5.0/5.0 stars

**Reviewed by:** Lewis E.

**Reviewed Date:** November 13, 2025

**What do you like best about Moss | Spend smarter?**

I really like Moss | Spend smarter for its user-friendly portal, which makes it easy to navigate and manage my business expenses effectively. The platform's features such as contactless payment, online payment, and balance viewing are incredibly convenient for my daily operations. These functionalities are quick and easy to use, allowing me to focus more of my time on tasks that truly matter instead of dealing with cumbersome processes. Additionally, the setup process was easy and efficient, which helped get everything running smoothly without any hassle. Overall, I find Moss | Spend smarter indispensable for streamlining expense management.

**What do you dislike about Moss | Spend smarter?**

I find the receipt upload feature annoying. If I don't upload receipts quickly enough, Moss | Spend smarter ends up blocking my card, which can be very disruptive.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter for managing business expenses efficiently with features like contactless and online payments, and balance viewing, allowing me to focus on more important tasks.

**Official Response from Kimberly Groat:**

> Thanks for sharing your review, and it is great to hear that the portal and payment features help you manage daily expenses more easily. 

Your point about the receipt upload process is helpful, although just to clarify, card blocks usually follow the spend rules set by your company administrator. 

We’re always looking to highlight customers who enjoy using Moss and would be happy to share their experience with others. If you’d be open to this, please reach out to reviews@getmoss.com. 

Thanks again for being part of the Moss community!

  ### 28. Simplifies Reimbursement Claims

**Rating:** 4.5/5.0 stars

**Reviewed by:** Erik P. | Robotics Engineer

**Reviewed Date:** November 12, 2025

**What do you like best about Moss | Spend smarter?**

I love how Moss | Spend Smarter simplifies the invoice management process with its intuitive interface. The auto-detection of invoice contents is a standout feature, allowing me to efficiently handle reimbursement claims by just pasting images of invoices and navigating easily through the graphical user interface. The system is designed to minimize effort on my part, making it really simple to use. The initial setup was also easy and straightforward, which I appreciate, as it allowed me to start using the software without any hassle.

**What do you dislike about Moss | Spend smarter?**

I find the lack of a batch upload feature problematic, as it forces me to upload invoices one by one. This becomes particularly cumbersome when dealing with numerous receipts of the same cost type, such as fuel receipts.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter to automate reimbursement claims, reducing manual invoice processing. Its auto-detection of invoice contents simplifies the process, saving me time. However, batch uploading invoices would further ease the task, especially with numerous similar receipts.

**Official Response from Kimberly Groat:**

> Thanks for sharing your review, and it's great to hear that the intuitive setup and auto detection make your reimbursement work easier. I'll reach out to you directly to better understand the process you're trying to undertake and find out how we can support you.  
Thanks again for being part of the Moss community!

  ### 29. Effortless Setup, Highly Intuitive Expense Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mark J. | Marketing Manager

**Reviewed Date:** January 01, 2026

**What do you like best about Moss | Spend smarter?**

I found Moss | Spend smarter very easy to set up and use at work for processing expenses. It's a simple and intuitive tool. The setup was particularly smooth as you could do everything on your desktop, and within minutes, you had your virtual card. The actual physical card was delivered in a few days, making the process very quick and efficient. For what I need it for, Moss works very well with no complaints. It's simple, quick, and very intuitive.

**What do you dislike about Moss | Spend smarter?**

Nothing all good.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter to process invoices and manage spending. It's very simple to set up, intuitive to use, and highly efficient, allowing me to do everything on my desktop and quickly receive virtual and physical cards.

**Official Response from Kimberly Groat:**

> Thank you for sharing your experience with Moss. It's great to hear how smooth the setup was for you and that you were able to get started quickly with both virtual and physical cards. We're also glad the platform has felt simple and intuitive for managing expenses and invoices.

If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 30. User-Friendly Interface Makes Expense Tracking Easy for All Ages

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Management Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 27, 2025

**What do you like best about Moss | Spend smarter?**

How easy it is to use, providing a good user-friendly experience and interface so that users cross age ages can manipulate and track expenses. Easy to integrate the centralized system in a company for the implementation of expenses and receipts, so that it is monitored daily automatically between the administrator and all of the users to track business expenses.

**What do you dislike about Moss | Spend smarter?**

Sometimes it crashes, and the support is not direct. One needs to wait a bit, like 1 to 2 hours. Especially if it is a third-party involvement, then nothing to do except to wait. But in general, the support system isn't bad, and in case of an emergency, there is always the ability to block your virtual card yourself.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

It helps organize payment expenses and invoice management within our company to avoid chaotic behaviors and endless Excel sheets. Fits perfectly in small to mid-sized enterprises to track and record expenses in relation to transportation, accommodation, and business purpose learning workshops.

**Official Response from Kimberly Groat:**

> Thank you for your thoughtful review and for sharing how Moss supports your company with expense tracking and organisation. We are delighted to hear you find the interface intuitive and user friendly for teams across different roles and experience levels.

We appreciate your feedback regarding occasional delays with support. Our team continues to optimise response times to ensure help is available whenever it is needed. If you would like to share any further details, please contact reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 31. An annoying necessity can be done quickly, transparently, and comprehensibly.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anett L. | Senior Productmanager Packaging, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 04, 2025

**What do you like best about Moss | Spend smarter?**

- I use Moss about twice a week as a user.
- The application and implementation are self-explanatory and simple.
- Through the UI structure, I can immediately understand what a position belongs to and whether, for example, I need to upload a receipt.
- If there are any questions about an invoice, the finance department can directly get in touch. I often add a comment if, for example, the invoice is not yet available or if I want to add a note for myself.
- The application is easily accessible both on mobile and on the computer.
- It is very practical that all relevant information is automatically read and entered from the receipt. This eliminates unnecessary typing or copying.

**What do you dislike about Moss | Spend smarter?**

I received an invoice for approval. I had questions about it, but I can no longer view this process. This happened all on mobile.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

When submitting invoices, you often have to transfer certain things from the invoice. Fortunately, with Moss, that's not necessary!

  ### 32. Easy to Use with SSO and Fast Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jinny S. | Registered Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** April 10, 2026

**What do you like best about Moss | Spend smarter?**

It’s really easy to use, with SSO and fast payments.

**What do you dislike about Moss | Spend smarter?**

I haven’t found anything I don’t like yet.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Faster payments mean my staff recoup money spent

**Official Response from Kimberly Groat:**

> Hi Jinny,

Thanks for the great feedback. We’re really glad to hear that SSO and fast payments are making Moss easy to use for your team, and that quicker reimbursements are having a positive impact.

If you’d like to share more, feel free to reach out at reviews@getmoss.com.

  ### 33. Perfect solution for credit cards, refunds, and automations - absolutely recommendable!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Daniel R. | Co-Founder & Head of Finance, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 30, 2025

**What do you like best about Moss | Spend smarter?**

We were able to automate or significantly improve some processes with Moss (e.g., from issuance to accounting; employees obtain invoices more reliably; fewer expenses through credit cards; better reimbursement process in case an expense does occur), have better expense tracking, and higher security in purchasing through the use of merchant cards (including limits). The usage is easy for finance employees (mostly on the browser) and for other employees (with the app). The onboarding was great, the setup was simple and intuitive (mega checklist), the usage runs smoothly, and we are very well supported. We now use Moss daily for our expenses (especially via credit cards).

**What do you dislike about Moss | Spend smarter?**

I see no disadvantages. We would like a direct API connection to our accounting tool and maybe one or two more graphics for evaluating expenses, but those are minor details and will surely come in time. 😊

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

We were able to automate or significantly improve some processes with Moss (e.g., from issuance to accounting; employees obtain invoices more reliably; fewer expenses through credit cards; better reimbursement process in case an expense does occur), have better expense tracking, and higher security in purchasing through the use of merchant cards (including limits).

  ### 34. Seamless Expense Reporting, But Per Diem Rates Need Updating

**Rating:** 4.5/5.0 stars

**Reviewed by:** Pedro A. | SCM & Quality Operations Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 28, 2025

**What do you like best about Moss | Spend smarter?**

The app is seamlessly integrated across both desktop and mobile versions, offering a user-friendly experience. You can easily access your credit card on your phone and report expenses in real time. This functionality allows for quick and organized reporting, making it easier for Finance to process your submissions

**What do you dislike about Moss | Spend smarter?**

The per diem rates are not current and do not accurately reflect the price fluctuations in various cities. As a result, you may need to take additional steps to report the actual amounts necessary.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Give you the chance to report the expenses directly at the moment when you performed. 
Real time information for better reporting.

**Official Response from Kimberly Groat:**

> Thank you for your detailed review and for sharing how Moss supports your expense reporting and real-time visibility. We are pleased to hear that you find the app seamless and easy to use across both desktop and mobile.

We appreciate your feedback about per diem rates and would be happy to take a closer look if you have noticed anything specific. Please reach out to reviews@getmoss.com and our team can review this with you directly.

Thanks again for being part of the Moss community.

  ### 35. A good product, highly recommended for companies.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 18, 2026

**What do you like best about Moss | Spend smarter?**

The iOS app is great and, in my opinion, very clearly designed. Payment receipts can be easily and correctly uploaded using the easy-to-use photo function. The receipt recognition also works flawlessly, making the overall recording very straightforward.

**What do you dislike about Moss | Spend smarter?**

As a new user, I find the operation of the web interface not designed simply enough. A brief introduction would be useful here to get oriented more quickly.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss saves me time in my workday and makes my daily tasks easier.

**Official Response from Kimberly Groat:**

> Thank you for the great feedback. We’re really glad to hear you’re enjoying the iOS app and that features like receipt capture and recognition are making expense tracking straightforward and saving you time.

We also appreciate your comment on the web interface and onboarding experience. Feedback like this is very helpful as we continue to improve usability and make it easier for new users to get up and running quickly and has been fed back to our product team.

If you’d like to share more or have any questions, feel free to reach out at reviews@getmoss.com.

  ### 36. No more paperwork – thanks to Moss!

**Rating:** 4.5/5.0 stars

**Reviewed by:** Tim G. | Management IT-Security, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 21, 2025

**What do you like best about Moss | Spend smarter?**

What I like best is how easy and quick the submission of expenses works. Receipts can be forwarded directly via email, payments are automatically assigned, and we even receive notifications if something is missing. This significantly reduces the manual effort, saves our team a lot of time, and makes the entire process almost completely digital and seamless.

**What do you dislike about Moss | Spend smarter?**

So far, we have not identified any significant weaknesses. There are certainly always minor optimization possibilities, but in daily use, Moss works reliably and without notable problems.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

A central problem that Moss solves for us is the manual and error-prone process surrounding cash expenses and receipt management. Previously, employees had to manually collect receipts, scan them, send them as PDFs, and often follow up multiple times – this was not only time-consuming but also frustrating. Moss digitizes this entire process: receipts can be automatically forwarded, correctly assigned, and centrally managed. This saves us valuable time, avoids media disruptions, and creates more transparency over our expenses. For our company, this means: less administrative effort, faster reimbursements, and a more professional expense management.

  ### 37. Elegant and modern solution for businesses with frequent employee travel

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Renewables & Environment | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 30, 2025

**What do you like best about Moss | Spend smarter?**

Moss makes it super easy to keep company spending under control, smarter and all that. Instead of having to ask the bank for a physical card for every single employee, we can just pop out virtual or physical cards with our own limits. It let us pay for stuff like business trips, software subs, or other company costs without us losing track. Plus, the spend management tools let us see budgets in real time, make approvals simpler, and speed up expense reporting big time. It’s a modern solution that saves a some time and admin hassle. Our accountant also likes it :)
Customer success team has been consistently good and responsive, so our implementation went quite smooth.

**What do you dislike about Moss | Spend smarter?**

It would be helpful if Moss allowed us to consolidate all costs related to one trip (including per diem reimbursements) into a single report for easier exporting. Other than that, it’s a very practical and reliable solution.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

It's really helpful with helping employees pay for expenses on their work trip with virtual cards, upload invoices or use the moss mobile app to take a picture of the receipt. It's super easy to connect invoice/receipt with an expense and mark cost unit.

**Official Response from Kimberly Groat:**

> Thank you for your brilliant review and for sharing how Moss supports your business with travel and expense management. We are delighted to hear you find the platform practical, reliable and easy to use, and that your team had a smooth onboarding experience with our customer success team.

We appreciate your feedback on consolidating trip-related costs and have shared this with our product team for consideration in future updates. If you would like to discuss it further or share more ideas, please reach out to reviews@getmoss.com.

Thanks again for being part of the Moss community.

  ### 38. User-Friendly platform that saves time

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 29, 2025

**What do you like best about Moss | Spend smarter?**

Moss is a great platform for handling invoices and expenses. The app is intuitive and user-friendly, which makes daily financial tasks much simpler. I also find their website to be well designed, featuring a clean interface that keeps information organized and easy to access.

Overall, Moss offers a seamless and straightforward experience, making invoice management and expense tracking more efficient and less time-consuming.

**What do you dislike about Moss | Spend smarter?**

Honestly, nothing stands out to me. I’ve been very satisfied with Moss so far and haven’t encountered any significant downsides or issues that are worth mentioning.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss streamlines our invoice and expense management by consolidating everything into a single, user-friendly platform. Rather than spending time on manual tasks or switching between different tools, we are able to track spending, handle invoices, and monitor budgets much more efficiently. This approach not only saves time and minimizes errors but also provides us with clearer insight into our company's finances.

**Official Response from Kimberly Groat:**

> Thank you for your thoughtful review and for sharing how Moss has helped simplify your invoice and expense management. 

We are delighted to hear you find the platform intuitive and time saving, as that is exactly what we aim for. Your feedback means a lot and helps us continue refining the experience for finance teams like yours.

If you would ever like to share more about your experience or get involved in our customer community, please reach out to reviews@getmoss.com.

Thanks again for being part of the Moss community.

  ### 39. Good Option for company cards

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Architecture & Planning | Mid-Market (51-1000 emp.)

**Reviewed Date:** November 03, 2023

**What do you like best about Moss | Spend smarter?**

Easy to use, useful to have one time cards for employees, as it makes it easier to track down the spending/any missing receipts

**What do you dislike about Moss | Spend smarter?**

Xero integration could be better as sometimes there are discrepancies due to the different dates. Also support is not 24 hours which makes it hard at times

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

having all the card holders in one place and being able to quickly identify missing receipts & incorrect entries

**Official Response from Kimberly Groat:**

> Thank you for taking the time to share your feedback. We’re glad to hear that Moss is helping you stay on top of spend and making it easier to track card usage and missing receipts across your team.

We also appreciate your comments on the Xero integration and support availability. Feedback like this is really valuable as we continue to improve both our integrations and overall experience.

While our support team operates during set hours, you can reach us anytime via our chatbot for quick questions and requests, which is available 24/7. If you’d like to share more detail on the discrepancies you’ve noticed with Xero, we’d be happy to take a closer look.

Feel free to reach out at reviews@getmoss.com.

  ### 40. Finally, a card provider with a system that has thought it through to the end

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sebastian B. | Betriebsleiter, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2025

**What do you like best about Moss | Spend smarter?**

- Good app
- Great overview of individual cards and available limits
- Easy connection to the tax advisor
- General ledger accounts and cost centers can be easily assigned to each transaction
- Very good support

**What do you dislike about Moss | Spend smarter?**

- Double Face ID required for an additional authorization in some online shops (1. Face ID to open the app, 2. Face ID for payment authorization)

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

We previously only had personal credit cards, where limits were quickly reached and were cumbersome to increase, especially if it was only meant to be temporary. Now with Moss, we have divided for the different departments/categories: e.g., advertising budget, material purchasing, software, beverages, work clothing, household goods, etc., as well as, of course, personal travel expense cards. For recurring bookings, the accounts and cost centers for the tax advisor are already stored accordingly. Through the individual cards, which are available both virtually (immediately usable) and as physical cards, one has a significantly better overview of the costs. The limits can be set monthly as well as annually. For example, when you pay at the supermarket, a push notification immediately appears on your phone, and you photograph the receipt. This no longer needs to be passed on to the tax advisor in paper form.

  ### 41. Efficient document management with security concerns

**Rating:** 5.0/5.0 stars

**Reviewed by:** Eva N. | CEO and Shareholder

**Reviewed Date:** January 09, 2026

**What do you like best about Moss | Spend smarter?**

I particularly appreciate about Moss | Spend smarter that each individual employee has their own credit card, allowing receipts to be immediately assigned. Additionally, employees always receive notifications when they still need to upload invoices. I like the efficient receipt management and the efficient travel expense accounting. The faster preliminary bookkeeping also works great for us.

**What do you dislike about Moss | Spend smarter?**

It annoys me a bit sometimes that the security measures are so high, which is why it always takes a bit longer to upload a document, for example, or to confirm something.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I use Moss | Spend smarter for more efficient receipt management, efficient travel expense accounting, and faster preliminary bookkeeping.

**Official Response from Kimberly Groat:**

> Hi Eva,

Thank you for sharing your experience with Moss. We're glad to hear that features like individual cards, receipt reminders, and efficient travel expense accounting are supporting your team and helping streamline preliminary bookkeeping.

We also appreciate your feedback on security measures. While these checks can occasionally add a bit of friction, they are an important part of protecting sensitive financial and document data. It is helpful to understand how this is experienced in day-to-day use, and we value you taking the time to share that perspective.

If you would like to share more or have any questions, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 42. Seamless System with Great Spend Tracking and Easy Implementation

**Rating:** 4.0/5.0 stars

**Reviewed by:** Stephen M. | CFO, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 26, 2026

**What do you like best about Moss | Spend smarter?**

The system is very seamless and works well. The ability to track spend is great and the implementation was easy.

**What do you dislike about Moss | Spend smarter?**

We have no issues with the system and works well

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

It gives us in finance control and reduces the employee expense claims so supporting them with there own cashflow.

**Official Response from Kimberly Groat:**

> Hi Stephen,

Thanks for taking the time to share your experience with Moss. We’re really pleased to hear that the system feels seamless, that spend tracking is working well for your team, and that implementation was straightforward. It’s also great to know Moss is helping give Finance more control while reducing the burden of employee expense claims.

If you’d like to share more or have any questions, feel free to reach out at reviews@getmoss.com.

Thanks again for your feedback and for being part of the Moss community!

  ### 43. Effortless Expense Management—Moss Saves Time and Simplifies Everything

**Rating:** 5.0/5.0 stars

**Reviewed by:** Santasha M. | HR Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 03, 2025

**What do you like best about Moss | Spend smarter?**

Absolutely love Moss!

Moss has made managing business expenses so much easier. It’s incredibly user-friendly — uploading receipts for business credit card transactions takes just a few seconds. No more digging through emails or piles of paper at the end of the month! Everything is stored neatly in one place, and the interface is super intuitive. Moss has genuinely simplified our expense management and saved us so much time. Highly recommend it to any business looking to streamline their financial admin!

**What do you dislike about Moss | Spend smarter?**

I haven't found anything I dislike. It has all been super easy and user-friendly so far.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

No more digging for receipts or struggling to find old receipts. It makes uploading digital receipts and invoices so much easier and sends reminders so you stay on top of it.

**Official Response from Kimberly Groat:**

> Thank you for your fantastic review. We are delighted to hear how Moss has simplified your expense management and saved you valuable time. It’s great to know the intuitive interface and quick receipt uploads are making your processes smoother and more efficient.

If you would ever like to share more about your experience or join our customer community, please reach out to reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 44. Effortless Expense Management and Incredibly Easy to Use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 13, 2025

**What do you like best about Moss | Spend smarter?**

Such a smooth system. I was apprehensive at first but as soon as i downloaded the app and logged in i was very very suprised how easy it was to use. Our finance teams didnt train us, we got round it ourselves. 
I love the real time expense management - previously i would do all my expenses at the end of the month, very time consuming!

**What do you dislike about Moss | Spend smarter?**

No downsides really. Only niggle is that sometimes the 'Expense Account' drop down doesn't auto populate.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Saving me time, i dont have to do expenses at the end of the month. 
I also have a digital Moss Card - so all i have to do is upload receipts, very little transactions happen from my own account anymore

**Official Response from Kimberly Groat:**

> Thank you for your wonderful review. We are so pleased to hear how easy you found Moss to set up and use, and that real-time expense management has helped save you valuable time each month.

We appreciate your note about the ‘Expense Account’ dropdown and have shared this with our team to review.

Thanks again for being part of the Moss community!

  ### 45. Super Easy Setup and Flexible Payment

**Rating:** 4.5/5.0 stars

**Reviewed by:** Mike R.

**Reviewed Date:** December 01, 2025

**What do you like best about Moss | Spend smarter?**

I find it great that Moss | Spend smarter can be used everywhere, which gives me a lot of flexibility, especially in connection with the physical and digital card via mobile phone. The simple setup also impressed me; even as a layperson, I had no problems getting everything done immediately. It is remarkable how user-friendly and accessible the system is, which is a big advantage. Furthermore, the flexible payment with the physical and digital card has significantly eased my workday.

**What do you dislike about Moss | Spend smarter?**

I have not had any negative experiences so far!

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

I find the flexible payment options with Moss | Spend smarter helpful, both with physical and digital cards that I can use everywhere.

**Official Response from Kimberly Groat:**

> Hi Mike,

Thank you for sharing your experience with Moss. It is great to hear how flexible payment options and the ability to use both physical and digital cards have supported your day-to-day work. We are also glad the setup was simple and that the app has felt user friendly and accessible for you.

If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com.

Thanks again for being part of the Moss community!

  ### 46. moss - the game changer for financial processes

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 02, 2025

**What do you like best about Moss | Spend smarter?**

Automation & Time Savings: Receipts, invoices, and payments are processed digitally, reducing manual effort.
Overview & Transparency: You always have a clear overview of expenses, budgets, and company cards.
Ease of Use: The user interface is intuitive, allowing colleagues without deep accounting knowledge to work with it.
Integration & Interfaces: Good connectivity to common accounting systems, which facilitates collaboration with accounting.
Company Cards & Limits: Virtual and physical cards with individual limits that can be assigned immediately.
Digital Receipt Management: Receipts can be uploaded directly or photographed via app – no more paper chaos.
Ease of Implementation: The introduction and use of Moss is straightforward – from setup to daily application, everything works intuitively and without extensive training effort.
Customer Support: Support is quickly accessible, friendly, and solution-oriented. Questions or problems are promptly addressed.
Frequency of Use: Moss is a tool that is regularly used in everyday work – whether for expenses, billing, or receipt management. This makes it an integral part of financial and administrative processes.

**What do you dislike about Moss | Spend smarter?**

Mobile App: The app is practical, but not quite as refined as the web version.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Time savings through automated billing and easy handling
Better control through transparent expense overview and individual limits
Efficiency in the finance team, as less manual rework is needed
Convenience for employees who can record expenses easily
Seamless integration into existing accounting systems

  ### 47. Recommendable

**Rating:** 5.0/5.0 stars

**Reviewed by:** Michael M. | Gründer, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 15, 2025

**What do you like best about Moss | Spend smarter?**

I have been using Moss for a while now and am overall very satisfied. The platform provides significant relief in daily life and integrates well into our existing environments. Particularly noteworthy is the simple and clear cost center allocation, which saves us a lot of work.

Even if something doesn't work directly, the support responds quickly, competently, and friendly – moreover, the team is open to feedback and improvements on topics that are not yet covered.

For me, Moss is a real asset and absolutely recommendable.

**What do you dislike about Moss | Spend smarter?**

Uniformly not much, a few improvements, but these have already been suggested.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Credit cards and virtual credit cards are easy to manage and coordinate.

**Official Response from Kimberly Groat:**

> Hi Michael,

Thank you for your thoughtful review. It’s great to hear Moss has become a real asset for you and that features like cost centre allocation and card management are making a clear difference. We’re also pleased our support team has been responsive and helpful when needed.

If you’d like to share more or get involved in our customer programme, email reviews@getmoss.com and we’ll follow up.

Thanks again for being part of the Moss community!

  ### 48. Easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Oscar  T. | Project Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2025

**What do you like best about Moss | Spend smarter?**

I like how easy it is to use — I have it on both my phone and smartwatch, so I can access it anywhere. Uploading receipts is simple; I just take a picture with my phone through the app. It also helps me keep track of all my transactions. On top of that, I really appreciate the strong security: to log in to your account, you need to confirm access through the app.

**What do you dislike about Moss | Spend smarter?**

Although it is very secure, it can be a bit inconvenient to confirm access through the app every time you log in. With the app is easier, you just need facial recognition feature.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

It’s a powerful tool that allows me to use company funds directly, avoiding the need to spend my own money and then go through the reimbursement process. Additionally, I can assign cost centers to ensure expenses are properly allocated. Finally, when traveling, I can request funds for things like fuel, per diems, or other related expenses.

  ### 49. Great solution for business expenses, smooth onboarding and instant top ups

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 19, 2026

**What do you like best about Moss | Spend smarter?**

Moss is very straight forward to set up and to use. The pleasant surprise for us was how quickly the top ups get to our Moss account, literally within minutes of transferring from our bank account.

**What do you dislike about Moss | Spend smarter?**

I cannot honestly think of anything negative.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

We encountered some issues with our previous expense system and Moss came to the rescue: the integration into Quickbook was smooth and we had full assistance for the onboarding.

**Official Response from Kimberly Groat:**

> Thank you for your feedback. It’s great to hear that the onboarding process was smooth and that top-ups are reaching your account quickly. We’re also glad the QuickBooks integration is working well for you and that our team could support you during setup.

If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

  ### 50. A Reliable Tool for Modern Expense Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Orietta M. | COO, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 11, 2025

**What do you like best about Moss | Spend smarter?**

The ability to issue virtual and physical cards instantly, set individual spending limits, and track all transactions in real time has streamlined our processes significantly. Moss has reduced friction between departments and helped us enforce policy without micromanagement. The DATEV integration is also a major plus for our accounting setup in Germany.

**What do you dislike about Moss | Spend smarter?**

While Moss covers most of our needs very well, we’ve found that some features—like approval workflow customization and reporting filters—could offer more flexibility for complex organizational structures.

**What problems is Moss | Spend smarter solving and how is that benefiting you?**

Moss has helped us solve several challenges around decentralized spending, manual expense tracking, and lack of real-time budget visibility.

Before using Moss, managing company cards and collecting receipts was a time-consuming process. Now, with automated tracking, real-time spend overviews, and easy card issuance, we’ve significantly reduced administrative workload and improved compliance across teams.

It also allows our department heads to manage their budgets more proactively, which supports more responsible and informed spending company-wide.

**Official Response from Asha Indralingam:**

> Thanks for the review. We're glad Moss has helped streamline your spend processes and supported your accounting setup with DATEV.

We’ve noted your feedback on approval workflows and reporting flexibility. These areas are important to us, and we’re continuing to improve them to better support complex organizational needs. Thanks again for choosing Moss. Please reach out if you ever want to discuss new features or provide further input. We’re always here to help.





- [View Moss | Spend smarter pricing details and edition comparison](https://www.g2.com/products/moss-spend-smarter/reviews?section=pricing&secure%5Bexpires_at%5D=2026-06-07+08%3A47%3A55+-0500&secure%5Bsession_id%5D=dde0b2c7-c6a7-4db2-a7b3-4b0f84df728a&secure%5Btoken%5D=77fac16c48325c937d23cc434f6a864012c193fc46315a6b6c482ada87f76882&format=llm_user)
## Moss | Spend smarter Integrations
  - [Datev](https://www.g2.com/products/datev/reviews)
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  - [Google Workspace](https://www.g2.com/products/google-workspace/reviews)
  - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews)
  - [Odoo ERP](https://www.g2.com/products/odoo-odoo-erp/reviews)
  - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews)
  - [Personio](https://www.g2.com/products/personio/reviews)
  - [Sage 50cloud Accounting](https://www.g2.com/products/sage-50cloud-accounting/reviews)
  - [Slack](https://www.g2.com/products/slack/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Moss | Spend smarter Features
**Expense Reports**
- Ease of Creating Expense Reports
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement

**Setup**
- Data
- Approvals
- Alignment

**Invoice Generation**
- Templates
- Digital Invoices
- Recurring Invoices

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Advanced Integrations

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Invoice Processing**
- Approvals
- Batch Processing
- Consolidation
- Match Invoices

**Analytics**
- Due Dates
- Cashflow
- KPIs
- Payment Tracking

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Integration**
- Accounting
- Payments
- ERP
- Account Sync

**Reporting**
- Real time
- Multiple Views
- Export
- Budgets

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Agentic AI - Invoice Management**
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance

**Mobile**
- Receipt Capture

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline

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